Porch Group, Inc. (PRCH) Form 10-Q — Oct 28, 2026
Porch Group posted Q3 2026 revenue of $143.9 million, up 13% year over year, with net income attributable to Porch of $12.2 million ($0.11 basic EPS) — a sharp reversal from a $10.9 million loss in the year-ago quarter. Operating income rose to $18.1 million and Insurance Services segment Adjusted EBITDA nearly doubled to $50.1 million from $25.3 million. The balance sheet also strengthened: cash and equivalents reached $80.1 million (up from $44.7 million at year-end 2025), nine-month operating cash flow was $113.8 million, and the company repaid its 2026 convertible notes in full with roughly $7.8 million of cash during the quarter.
Key figures
- Eps
- 0.11
- Revenue
- 143860
- Net Income
- 12185
- Total Debt
- 467334
- Revenue Yoy
- 13.0%
- Cash Position
- 80063
- Shares Outstanding
- 132644086
- Q3 basic eps
- 0.11
- Q3 diluted eps
- 0.1
- Total assets usd thousands
- 866486
- Texas revenue concentration
- 57%
- Cash exceeding insured limits
- $228.0 million
- Nine month revenue usd thousands
- 405865
- Operating income q3 usd thousands
- 18090
- Q3 2025 total revenue usd thousands
- 127288
- Q3 2026 total revenue usd thousands
- 143860
- Reciprocal surplus notes outstanding
- $106 million
- Net cash from operating activities 9m usd thousands
- 113810
- Nine month net income attributable to porch usd thousands
- 13075
AI analysis
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