Shift4 Payments, Inc. (FOUR) Form 10-Q — Nov 5, 2026
Shift4 Payments reported Q3 2026 gross revenue of $1.319 billion, up 12% year-over-year, with net income of $40 million and Adjusted EBITDA of $310 million on $61 billion of payment volume. Payments-based revenue grew 16% on 11% volume growth plus $29 million from recent acquisitions, while subscription revenue declined 10% on pricing dynamics. The company completed the ~$91 million Bambora acquisition in March 2026, signed a deal in August 2026 for Paramount Commerce (up to ~$317 million total consideration), and effected its Up-C collapse in February 2026, eliminating the dual-class structure and Rook's TRA rights.
Key figures
- Eps
- 0.37
- Revenue
- 1319000000
- Net Income
- 40000000
- Total Debt
- 5539000000
- Cash Position
- 1242000000
- Shares Outstanding
- 74943944
- Ebitda q3
- 261000000
- Buyback remaining
- 175000000
- Adjusted ebitda q3
- 310000000
- Volume q3 billions
- 61
- Adjusted ebitda yoy
- +$17M vs $293M
- Interest expense q3
- 78000000
- Effective tax rate q3
- 39%
- Nine month net income
- 76000000
- Buyback authorized 2026
- 1000000000
- Nine month gross revenue
- 3735000000
- Pending paramount initial payment
- 143000000
- Gross revenue less network fees q3
- 648000000
- Pending paramount max consideration
- 317000000
AI analysis
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