Pagaya Technologies Ltd. (PGY) Form 10-Q — Nov 2, 2026
Pagaya posted Q3 2026 net income attributable to shareholders of $49.7 million, more than double the $22.5 million a year earlier, with diluted EPS of $0.52 versus $0.23. Total revenue and other income rose 12% to $390.5 million, and operating income climbed 41% to $112.5 million. Network Volume grew 29% YoY to $3.6 billion, while revenue from fees rose 7% to $362.2 million, with contract fees up 42% to $50.1 million. Interest income nearly doubled to $29.0 million on a shift toward cash-yielding senior note tranches.
Key figures
- Eps
- 0.52
- Revenue
- 390492000
- Net Income
- 49732000
- Revenue Yoy
- 12% (total revenue and other income)
- Total Assets
- 1798229000
- Cash Position
- 247115000
- Shares Outstanding
- 72739104
- Network volume q3 2025
- 2802000000
- Network volume q3 2026
- 3605000000
- Operating income q3 2025
- 79958000
- Operating income q3 2026
- 112548000
- Revenue from fees q3 2025
- 339887000
- Revenue from fees q3 2026
- 362155000
- Credit derivative liability
- 27921000
- Related party revenue q3 pct
- ~46% of fee revenue from three ABS trusts
- Guarantee max future payments
- 143000000
- Network volume growth yoy pct
- 29
- Nine month net income attributable
- 119699000
- Top5 investor funding concentration 9m
- 41%
AI analysis
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