AMERICAN COASTAL INSURANCE Corp (ACIC) American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.
Sector: Fire, Marine & Casualty Insurance
Industry: Insurance - Property & Casualty
American Coastal Insurance Corporation NASDAQ:ACIC Financial Services · Insurance - Property & Casualty
Mkt Cap $498.43M
Div Yield 7.12%
CLOSED · Nov 3 $10.54 CLOSED · Nov 3 Prev close $10.90 Close $10.54 0.00% AH close $10.54 VOL 297K $ Vol $3.16M RVOL 0.99x
Mkt Cap $498.43M
VOL 297K sh
$ Vol $3.16M
RVOL 0.99×
Div Yield 7.12%
Press Release ⚠ 3
American Coastal Insurance Corporation Reports Financial Results for Its Third Quarter Ended September 30, 2026
American Coastal reported Q3 2026 net income of $19.4 million ($0.40 per diluted share), down 40.3% from $32.5 million a year earlier, with total revenue down 21.8% to $70.7 million.
The decline was driven by softening market pricing -- net pricing fell more than 25% year-over-year -- though gross premiums written returned to growth, up 3.2% to $74.1 million, the first increase since early 2025.
Underlying profitability remained strong: a 64.7% combined ratio, 68.4% underlying combined ratio, and 24.1% core ROE, with book value per share up 15.5% year-to-date to $7.52.
The company put its AmRisc partnership on a permanent footing ($37.3 million of YTD premium) and received a certificate of authority for ACES Specialty, planning to write E&S commercial property through Skyway in Florida, Texas and South Carolina in coming months.
• 5d ago AI analysis › Press Release
American Coastal Insurance Corporation Schedules Third Quarter Financial Results and Conference Call
American Coastal Insurance (ACIC) will release Q3 2026 results on Thursday, October 29, 2026, after market close.
A conference call with Q&A follows at 5:00 p.m. ET the same day, with dial-in and webcast access provided.
This is a scheduling notice only; no financial results or guidance are included.
• 19d ago AI analysis › Press Release ⚠ 1
American Coastal Insurance Corporation Receives Certificate of Authority for ACES Specialty Insurance Company
American Coastal's new subsidiary ACES Specialty Insurance Company received a Certificate of Authority from Arizona regulators to write excess and surplus lines insurance.
ACES will initially underwrite catastrophe-exposed commercial E&S property in Florida, Texas, and South Carolina, supported by in-house MGU Skyway Underwriters, with writing expected to begin around December 1, 2026.
The milestone expands ACIC's addressable commercial property market but is subject to remaining regulatory, rating agency, and operational requirements before any premium is written.
• 26d ago AI analysis › Press Release
American Coastal Insurance Corporation to Host Investor Webcast on October 13, 2026
American Coastal Insurance Corporation will host an investor webcast on Tuesday, October 13, 2026, at 2:00 p.m. Eastern Time.
CEO Bradford Martz and CFO Svetlana Castle will present an overview of corporate strategy, business model, and growth initiatives, followed by an interactive Q&A.
The webcast is a corporate overview presentation, not an earnings release; no new financial results are being announced.
• 28d ago AI analysis › Press Release ⚠ 2
American Coastal Insurance Corporation Announces Restructured Exclusive Managing Agency Agreement with AmRisc, LLC
American Coastal's carrier subsidiary AmCoastal and AmRisc, LLC restructured their exclusive managing agency agreement effective July 1, 2026, removing the fixed expiration date that had been set for January 1, 2029.
The agreement now runs in successive one-year terms that automatically renew, and either party must give 48 months' advance written notice to terminate for convenience — keeping it in force at least four years after any such notice.
AmRisc has been AmCoastal's exclusive distribution and underwriting partner since 2007, sourcing the Florida commercial-residential portfolio and partnering on the excess and surplus lines book, and has been profitable every year since inception.
President and CEO Brad Martz framed the change as putting the partnership on permanent footing and giving shareholders long-term visibility into the franchise.
• 1mo ago AI analysis › Press Release
American Coastal Insurance Corporation Announces an Additional $25 Million of Stock Repurchase Authorization
American Coastal Insurance Corporation's Board of Directors authorized an additional $25 million for stock repurchases, increasing the total program authorization to $50 million.
As of August 6, 2026, approximately $30.6 million remains available under the plan, which has no expiration date and allows for open market or private transactions.
The company operates as the holding company for American Coastal Insurance Company, specializing in property insurance for Florida condominiums and homeowner associations.
• 2mo ago AI analysis › Press Release ⚠ 2
American Coastal Insurance Corporation Reports Financial Results for Its Second Quarter Ended June 30, 2026
American Coastal reported Q2 net income of $21.9 million ($0.44/share), down 17% year-over-year, driven by lower net premiums earned as pricing softened.
Underwriting profitability remained robust with a 68.7% underlying combined ratio and core income of $16.5 million, reflecting disciplined risk selection.
Book value per share grew 20% over the past year to $7.21, supported by retained earnings and a 20% core return on equity.
• 2mo ago AI analysis › Press Release
American Coastal Insurance Corporation Schedules Second Quarter Financial Results and Conference Call
American Coastal Insurance Corporation scheduled the release of its second quarter 2026 financial results for August 5, after the market closes.
The company will hold a conference call at 5:00 p.m. ET on the same day to review the quarterly performance.
American Coastal is the holding company for AmCoastal, a Florida-focused insurer for condominium and homeowner association properties.
• 3mo ago AI analysis › Press Release
American Coastal Insurance Corporation Announces the Completion of $14.4 Million in Common Stock Share Repurchases
American Coastal completed $14.4 million in share repurchases during the second quarter, acquiring 1.37 million shares at an average price of $10.57.
Year-to-date repurchases total $19.4 million, leaving $5.6 million of remaining authorization under the Board's direction.
CEO Brad Martz stated the company will continue evaluating conditions to execute on the remaining authorization.
• 4mo ago AI analysis › Press Release ⚠ 2
American Coastal Insurance Corporation Reports Financial Results for Its First Quarter Ended March 31, 2026
American Coastal Insurance reported Q1 2026 net income of $19.3 million, or $0.39 per diluted share, a decrease from $21.3 million, or $0.43 per share, in the prior year period, primarily due to discontinued operations in 2025.
The company's gross premiums written dropped 24.5% year-over-year to $149.4 million, reflecting a softening market and increased competition, though the combined ratio remained healthy at 66.0%.
Book value per share increased 27.1% year-over-year to $6.86, driven by retained earnings, while the company paid approximately $36.6 million in dividends during the quarter.
• 5mo ago AI analysis › Press Release
American Coastal Insurance Corporation Schedules First Quarter Financial Results and Conference Call
American Coastal Insurance Corporation scheduled the release of its first quarter 2026 financial results for May 5, 2026, after the market close.
The company will hold a conference call to discuss the results at 5:00 p.m. ET on the same day, accessible via dial-in or webcast.
American Coastal operates as the holding company for AmCoastal, a Florida-focused property insurer with an A rating from Demotech and an A- from Kroll.
• 6mo ago AI analysis › 
