Affinity Bancshares, Inc. (AFBI) Affinity Bancshares, Inc. operates as the holding company for Affinity Bank, National Association that provides various banking products and services in the United States. The company offers deposit products, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts, as well as Kasasa (rewards) deposit program for checking accounts with interest rates or cash-back rewards. It also provides commercial and industrial, commercial real estate, residential mortgage, construction and land, consumer, balloon, and adjustable-rate loans. In addition, the company invests in U.S. treasury securities; securities issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. Further, it operates FitnessBank, a virtual bank which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. The company was founded in 1928 and is headquartered in Covington, Georgia.
Sector: Savings Institutions, Not Federally Chartered
Industry: Banks - Regional
Affinity Bancshares, Inc. NASDAQ:AFBI Financial Services · Banks - Regional
All Press Release SEC Filings News
News
Critical Survey: Affinity Bancshares (NASDAQ:AFBI) versus Civista Bancshares (NASDAQ:CIVB)
defenseworld.net • 29d ago SEC Filing ⚠ 1
AFBI: 15-12G · acquisition merger
Affinity Bancshares, Inc. filed a Form 15 to deregister its common stock under Section 12(g) and suspend its duty to file SEC reports, following its absorption into The Fidelity Bank.
Under the Agreement and Plan of Merger dated March 30, 2026, TFB Merger Subsidiary first merged into Affinity, and Affinity then merged into The Fidelity Bank, a direct wholly-owned subsidiary of Fidelity BancShares (N.C.), Inc., with Fidelity as the surviving corporation.
The notice was signed on behalf of the successor bank by CFO Lauren P. Batchelor and reports no holders of record as of the certification date. Affinity will cease filing periodic SEC reports going forward.
SEC 15-12G • 2mo ago SEC Filing ● Major ⚠ 2
AFBI: 25-NSE · delisting
A Form 25 (25-NSE) was filed on August 7, 2026 to remove the common stock of Affinity Bancshares, Inc. from listing and registration on a national securities exchange under Section 12(b) of the Securities Exchange Act.
Upon effectiveness, AFBI shares cease trading on the exchange and the company's Section 12(b) reporting obligation for the security terminates. Form 25 filings of this kind are most commonly filed by an exchange following completion of a merger or acquisition in which public shareholders receive cash or other deal consideration.
For AFBI holders this is the terminal administrative step in the process: the filing itself contains no financial figures or transaction terms, so shareholders should refer to the company's earlier merger-related filings for details on the consideration they receive.
SEC 25-NSE • 2mo ago Press Release ● Critical
Fidelity Bank Completes the Acquisition of Affinity Bancshares, Inc. and Affinity Bank
Fidelity Bank completed its acquisition of Affinity Bancshares, Inc. (AFBI) and its wholly owned subsidiary, Affinity Bank, finalizing the merger.
Affinity stockholders are entitled to receive $23.00 per share in cash, with no adjustment to the merger consideration based on recent operating results.
Following the transaction, Fidelity Bank holds approximately $5.5 billion in total assets and operates 54 branches across North Carolina, South Carolina, Georgia, and Virginia.
• 2mo ago AI analysis › News
Analyzing Affinity Bancshares (NASDAQ:AFBI) and MetroCity Bankshares (NASDAQ:MCBS)
defenseworld.net • 2mo ago SEC Filing ⚠ 1
AFBI: 8-K · acquisition merger
Affinity Bancshares announced that its pending merger with Fidelity BancShares and The Fidelity Bank is expected to close on August 1, 2026.
The transaction, originally agreed upon on March 30, 2026, involves a series of mergers where the Company and Affinity Bank will merge with Fidelity entities, resulting in Fidelity Bank as the surviving corporation.
Closing remains subject to customary conditions, though the specific date suggests the parties are moving toward finalizing the transaction.
SEC 8-K • 3mo ago SEC Filing ● Major ⚠ 2
AFBI: 8-K · acquisition merger
Affinity Bancshares announced that all necessary regulatory approvals have been secured for its merger with Fidelity BancShares. The transaction, initially announced on March 30, 2026, involves a multi-step merger process where Affinity will merge with and into The Fidelity Bank.
With regulatory hurdles cleared, the parties now anticipate the merger will close during the third quarter of 2026. The completion remains subject to customary closing conditions.
SEC 8-K • 3mo ago SEC Filing ● Major
AFBI: 8-K · proxy statement
Affinity Bancshares stockholders approved the Agreement and Plan of Merger with Fidelity BancShares and The Fidelity Bank at a special meeting held on July 7, 2026.
The merger received overwhelming support with 4,169,011 shares voted for, 24,648 against, and 5,019 abstentions. An advisory proposal to approve executive compensation related to the transaction also passed with 3,809,359 shares for and 384,329 against.
The transaction structure involves Merger Subsidiary merging into the Company, the Company merging into Fidelity Bank, and Affinity Bank merging into Fidelity Bank. As the merger was approved, a proposal to adjourn the meeting was not necessary and was not voted on.
SEC 8-K • 3mo ago Press Release
Are AFBI, BLD, NSA Obtaining Fair Deals for their Shareholders?
Halper Sadeh LLC issued a shareholder-solicitation notice naming AFBI, BLD, and NSA; no new disclosure from the companies themselves.
The release is a routine lead-plaintiff-deadline reminder soliciting investors with losses to contact the firm on a contingency basis.
This is law-firm marketing, not an issuer disclosure or a court action; treat as low-signal noise.
• 4mo ago AI analysis › Press Release
Are SEM, AFBI, BLD, QXO Obtaining Fair Deals for their Shareholders?
Halper Sadeh LLC issued a solicitation notice investigating potential fiduciary duty breaches in the proposed sale of Affinity Bancshares to Fidelity BancShares.
The release also targets Select Medical, TopBuild, and QXO, urging shareholders to contact the firm to discuss their rights at no cost.
This is a routine plaintiff-firm marketing release soliciting clients for potential class actions, not an issuer disclosure or court filing.
• 4mo ago AI analysis › SEC Filing ● Critical ⚠ 4
AFBI: DEFM14A · acquisition merger
Affinity Bancshares, Inc. has entered into a definitive agreement to be acquired by Fidelity BancShares (N.C.), Inc. in an all-cash transaction valued at $23.00 per share. The merger agreement, dated March 30, 2026, provides for an aggregate implied transaction value of approximately $142.8 million, including the cash-out of outstanding stock options.
Stockholders will vote on the merger proposal at a special meeting scheduled for July 7, 2026. The Board of Directors unanimously recommends approval, citing a fairness opinion from financial advisor Performance Trust Capital Partners, LLC. Upon completion, Affinity Bancshares will cease to exist as a separate public entity, and its shares will be delisted.
The transaction is subject to customary closing conditions, including regulatory approvals from the FDIC, Federal Reserve, OCC, and North Carolina Commissioner of Banks, as well as stockholder approval. The merger consideration is subject to downward adjustment if Affinity’s adjusted stockholders’ equity at closing is below the level recorded as of February 28, 2026.
SEC DEFM14A • 4mo ago Press Release
Are KW, BRNS, AFBI Obtaining Fair Deals for their Shareholders?
prnewswire.com • 5mo ago News
Affinity Bancshares Stock Up Post Q1 Earnings, Loan Growth
zacks.com • 5mo ago News
Short Interest in Affinity Bancshares, Inc. (NASDAQ:AFBI) Declines By 49.8%
defenseworld.net • 6mo ago SEC Filing ⚠ 2
AFBI: 8-K · earnings release
Affinity Bancshares, Inc. reported net income of $2.3 million, or $0.36 per diluted share, for the first quarter of 2026, compared to $1.8 million, or $0.28 per share, in the prior year period. This growth was driven by an increase in net interest income and a decrease in noninterest expenses, leading to improved returns on assets and equity.
The company's balance sheet expanded during the quarter, with total assets increasing by $43.0 million to $924.7 million and deposits growing by $39.3 million to $734.3 million. Loan growth remained steady, particularly in commercial and industrial and construction segments, bringing total gross loans to $751.8 million.
Asset quality metrics improved as non-performing loans decreased to $3.5 million from $3.6 million at the end of 2025. Additionally, the allowance for credit losses as a percentage of non-performing loans remained robust at 251.8%.
SEC 8-K • 6mo ago AI analysis › Press Release ● Major
Affinity Bancshares, Inc. Announces First Quarter 2026 Financial Results
businesswire.com • 6mo ago Press Release
Are SLNO, THR, AFBI Obtaining Fair Deals for their Shareholders?
prnewswire.com • 6mo ago Press Release
Are SLNO, FORA, AFBI, MKC Obtaining Fair Deals for their Shareholders?
prnewswire.com • 6mo ago Press Release ● Critical
Fidelity BancShares (N.C.), Inc. and Fidelity Bank Announce Execution of Definitive Merger Agreement to Acquire Affinity Bancshares, Inc. and Affinity Bank
businesswire.com • 6mo ago 10 law-firm class-action alerts