BANCFIRST CORP /OK/ (BANF) BancFirst Corporation functions as the parent bank holding company for BancFirst, delivering a wide spectrum of commercial banking services to both retail customers and small to mid-sized businesses. Its operations are organized into key divisions: Metropolitan Banks, Community Banks, Pegasus Bank, and a segment for Other Financial Services. The institution presents a comprehensive selection of deposit options, such as checking, negotiable order of withdrawal (NOW) accounts, savings, money market, sweep, and club accounts, in addition to individual retirement accounts (IRAs) and certificates of deposit (CDs). It also provides convenient features like overdraft protection and automatic drafting services. Regarding lending, BancFirst offers various commercial and financial loans tailored to support working capital, the acquisition or expansion of facilities, equipment purchases, and other business necessities. Its lending portfolio includes specialized areas like private banking, financing for the energy sector, commercial and residential real estate, and general commercial and industrial (C&I) loans. Moreover, it extends consumer loans to facilitate purchases of personal goods such as vehicles, boats, household items, as well as funding for vacations and educational pursuits. Beyond its core banking activities, the corporation engages in investment management and the administration of trusts for individuals, corporate entities, and employee benefit plans. It also acts as a bond trustee and paying agent for numerous municipal and governmental bodies throughout Oklahoma. Additional services encompass correspondent banking, including item processing and research, real estate investment ventures, and insurance agency operations. Rounding out its offerings are funds transfer, collection services, safe deposit boxes, and cash management solutions. BancFirst primarily caters to clients in Oklahoma's non-metropolitan trade centers and urban areas within its metropolitan statistical regions. The company maintains an extensive network of 108 banking branches across Oklahoma, supplemented by three locations in Dallas, Texas. Established in 1984, BancFirst Corporation was initially known as United Community Corporation before changing its name in November 1988, and its corporate headquarters are situated in Oklahoma City, Oklahoma.
Sector: National Commercial Banks
Industry: Banks - Regional
BancFirst Corporation NASDAQ:BANF Financial Services · Banks - Regional
Mkt Cap $3.74B
Div Yield 1.80%
AH Close $110.50 vs close AH Close $110.50 -0.64% vs close
Mkt Cap $3.74B
Div Yield 1.80%
All Press Release SEC Filings News
SEC Filing
BANF: 8-K · acquisition merger
BancFirst Corporation (BANF) announced it acquired Spirit BankCorp, Inc. and SpiritBank on October 22, 2026, with Spirit merged into BancFirst upon completion.
SpiritBank is a privately held Tulsa-based community bank with approximately $866.8 million in total assets, $584.6 million in loans, and $776.4 million in deposits.
The acquisition adds six Oklahoma banking locations (four in Tulsa, one in Sapulpa, one in Bristow), deepening BancFirst's presence in its home-state market. No purchase price or terms were disclosed in the filing.
SEC 8-K • 2d ago Press Release ⚠ 3
BANCFIRST CORPORATION REPORTS THIRD QUARTER EARNINGS
BancFirst reported Q3 2026 net income of $67.3 million, or $1.97 per diluted share, up from $62.7 million, or $1.85, in the year-ago quarter.
Net interest income rose to $136.0 million from $125.6 million on loan growth, with net interest margin expanding to 3.85% from 3.79%. Noninterest income rose modestly to $51.4 million while expenses grew on salary costs.
Asset quality metrics ticked slightly weaker — nonaccrual loans rose to 0.87% of loans from 0.72% at year-end, and net charge-offs were $4.0 million vs $1.7 million a year ago — though the CEO called metrics stable.
Management confirmed the acquisition of Tulsa-based Spirit Bank remains on schedule to close in October, and flagged a higher-for-longer rate outlook as a potential dampener on future economic activity.
• 4d ago AI analysis › SEC Filing
BANF: 8-K · dividend
BancFirst Corporation's Board of Directors declared a $0.52 per share quarterly cash dividend on its common stock, payable October 15, 2026 to shareholders of record on September 30, 2026.
The company also disclosed it will make the quarterly interest payment on $26.8 million of 7.20% Junior Subordinated Debentures tied to trust preferred securities issued by its statutory trust subsidiary, BFC Capital Trust II. The trust will use those proceeds to pay a $0.45 per share dividend on the trust preferred securities on the same payable and record dates.
The disclosure was made under Item 7.01 (Regulation FD) and contains no change to the dividend level, making this routine capital-return housekeeping rather than a new signal about the company's outlook.
SEC 8-K • 1mo ago Press Release
BANCFIRST AWARDED $400,000 TO SUPPORT AFFORDABLE HOUSING EFFORTS FOR NATIVE AMERICANS IN OKEMAH
BancFirst facilitated a $400,000 grant from the Federal Home Loan Bank of Topeka's NAHI program to support the Muscogee Creek Nation.
The funds are earmarked for a 60-unit rental project in Okemah, targeting tenants earning 60% or less of the area median income.
This initiative addresses a housing crisis on the Muscogee Creek Nation Reservation, where over 500 families are currently on a waiting list.
• 2mo ago AI analysis › SEC Filing ⚠ 6
BANF: 10-Q · periodic report
BancFirst Corporation reported second quarter 2026 net income of $66.7 million, or $1.96 per diluted share, up from $62.3 million, or $1.85, a year earlier, driven by 10.1% growth in net interest income to $133.5 million and net interest margin expansion to 3.84% from 3.75%.
The balance sheet kept growing, with total assets of $15.1 billion (up $243.4 million from year-end 2025), loans of $8.7 billion (up 1.3%) and deposits of $12.8 billion (up $155.9 million), while stockholders' equity reached $2.0 billion and book value per share rose to $58.25 from $55.28.
The filing also discloses a June 10, 2026 agreement to acquire Tulsa-based Spirit BankCorp and SpiritBank, which holds approximately $939.6 million in assets, $618.4 million in loans and $847.2 million in deposits, with closing expected in the fourth quarter of 2026 pending regulatory approval; this follows the November 2025 acquisition of American Bank of Oklahoma for roughly $33 million.
Credit costs are normalizing upward: the provision for credit losses rose to $4.9 million from $1.4 million a year ago and nonaccrual loans climbed to $81.4 million, or 0.94% of loans, from $61.1 million at year-end, though net charge-offs remained low at 0.03% of average loans.
SEC 10-Q • 2mo ago AI analysis › Press Release ⚠ 1
BANCFIRST CORPORATION REPORTS SECOND QUARTER EARNINGS
BancFirst reported Q2 net income of $66.7 million, or $1.96 per diluted share, up from $62.3 million a year ago, driven by net interest margin expansion to 3.84% and strong noninterest income growth.
Tangible book value per share increased 13% year-over-year to $52.21, while total assets grew to $15.1 billion and deposits reached $12.8 billion.
The company announced the acquisition of SpiritBank during the quarter, pending regulatory approval with an anticipated close in Q4, while noting credit quality deterioration with nonaccrual loans rising to 0.94% of total loans.
• 3mo ago AI analysis › Press Release ● Major
BancFirst Corporation Announces Acquisition of SpiritBank
BancFirst Corporation announced an agreement to acquire SpiritBankCorp, Inc. and its subsidiary SpiritBank, a community bank headquartered in Tulsa, Oklahoma.
SpiritBank brings approximately $939.6 million in total assets, $618.4 million in loans, and $847.2 million in deposits to BancFirst.
The transaction is expected to close in the fourth quarter of 2026, subject to regulatory approvals, expanding BancFirst's presence in the Tulsa market.
• 4mo ago AI analysis › SEC Filing
BANF: 8-K · dividend
BancFirst Corporation declared a quarterly cash dividend of $0.49 per share on its common stock, payable July 15, 2026, to shareholders of record on June 30, 2026.
The company also reported the results of its annual shareholder meeting held on May 28, 2026, where shareholders elected all 17 nominated directors and ratified the selection of Forvis Mazars, LLP as the independent auditor.
Additionally, shareholders approved the advisory vote on executive compensation, and the company announced a $0.45 per share dividend on its trust preferred securities issued by BFC Capital Trust II.
SEC 8-K • 4mo ago SEC Filing
BANF: 10-Q · periodic report
BancFirst Corporation reported a net income of $62.995 million for the first quarter of 2026, a 10.1% increase from $56.112 million in the same period of 2025. This growth was driven by higher loan volume and general growth in earning assets.
The company's net interest income increased to $127.605 million in the first quarter of 2026, up from $115.949 million in the first quarter of 2025. The net interest margin remained stable at 3.74% for both periods.
Noninterest income for the quarter was $51.391 million, a 6.8% increase from $48.894 million in the first quarter of 2025. Trust revenue, service charges on deposits, and securities transactions each contributed to this growth.
Noninterest expense grew to $96.789 million for the quarter-ended March 31, 2026, up from $92.179 million in the same period of 2025. The primary driver of this increase was a $4.3 million rise in salaries and employee benefits.
SEC 10-Q • 5mo ago AI analysis › Recent SEC filings with analysis 
