PATHWARD FINANCIAL, INC. (CASH) Pathward Financial, Inc. serves as the parent company for Pathward, National Association, providing a broad spectrum of banking products and services throughout the United States. Its operations are structured across three main divisions: Consumer, Commercial, and Corporate Services/Other. The firm offers a range of deposit accounts, including checking (demand deposit), savings, money market savings, and certificates of deposit. For commercial clients, Pathward provides diverse financial solutions such as term loans, asset-based lending, factoring services, lease financing, insurance premium financing, and government-guaranteed lending products. It also extends consumer credit offerings and other personal financing services. Further specialized services include short-term taxpayer advance loans and warehouse financing. Moreover, the company plays a significant role in the payments industry by issuing prepaid and consumer credit cards, sponsoring merchant acquiring services, facilitating ATM access across various debit networks, and handling tax refund transfers, alongside other payment solutions. Originally known as Meta Financial Group, Inc., the company adopted its current name, Pathward Financial, Inc., in July 2022. Founded in 1954, Pathward Financial, Inc. is headquartered in Sioux Falls, South Dakota.
Sector: National Commercial Banks
Industry: Banks - Regional
Pathward Financial, Inc. NASDAQ:CASH Financial Services · Banks - Regional
Mkt Cap $1.58B
Div Yield 0.26%
CLOSED · Nov 6 $76.26 CLOSED · Nov 6 Prev close $76.64 Close $76.26 0.00% AH close $76.26 VOL 158K $ Vol $12.08M RVOL 0.73x
Mkt Cap $1.58B
VOL 158K sh
$ Vol $12.08M
RVOL 0.73×
Div Yield 0.26%
Press Release ● Major ⚠ 4
Pathward Financial, Inc. Announces Results for Fourth Quarter and Fiscal Year 2026
Pathward Financial reported Q4 fiscal 2026 net income of $38.6 million, or $1.85 diluted EPS, up from $1.69 a year earlier, with full-year net income of $175.7 million ($8.14 diluted EPS).
Noninterest income rose 12% to $65.6 million and noninterest expense fell 10%, but net interest income declined 8% to $117.6 million and NIM compressed to 6.79% from 7.46%, largely due to the October 2025 sale of the credit sponsorship portfolio.
Credit quality deteriorated: nonperforming loans jumped to $289.3 million (5.61% of loans) from 2.05% a year ago, driven by renewable energy construction projects with a common developer, and Q4 net charge-offs rose to $52.0 million.
The company repurchased 281,562 shares at an average of $88.75 during the quarter and remains well-capitalized, with a CET1 ratio of 11.83%.
• 18d ago AI analysis › Press Release
Pathward and Clair Extend Partnership to Expand Access to Earned Wage Advances
Pathward Financial extended its partnership with Clair, under which Pathward, N.A. continues to originate earned wage advances offered through Clair's embedded fintech platform.
Clair reports a $2 billion wage advance volume run rate, 500,000 monthly active users, and more than 300,000 active businesses, all supported by Pathward's lending infrastructure.
The renewal preserves a revenue-generating credit-sponsorship relationship for Pathward, though no financial terms were disclosed.
• 1mo ago AI analysis › Press Release
Pathward Financial, Inc. to Announce Fourth Quarter and Fiscal Year 2026 Earnings and Host Conference Call on October 21, 2026
Pathward Financial will release its fourth quarter and fiscal year 2026 financial results on Wednesday, October 21, 2026, after market close.
The company will host a conference call and earnings webcast at 4:00 p.m. Central Time the same day, with a replay archived for one year on its investor relations website.
This is a scheduling announcement only; no results or guidance figures are included.
• 1mo ago AI analysis › Press Release
Tearsheet Names Pathward “Partner Bank of the Year”
Tearsheet named Pathward, N.A., subsidiary of Pathward Financial (Nasdaq: CASH), as Partner Bank of the Year in its Big Bank Theory Awards 2026.
The award recognizes partner banks behind digital bank offerings, citing Pathward's capabilities across issuing, acquiring, digital payments, and tax solutions.
Chief Customer Officer Will Sowell said the recognition reflects the team's commitment to partners; the release contains no financial figures or business changes.
• 1mo ago AI analysis › Press Release
BridgePeak Energy Capital Facilitates USDA-Guaranteed Loan for Oklahoma Oil and Gas Acquisition
Pathward, N.A. (Nasdaq: CASH), funded a USDA-guaranteed Business & Industry loan supporting Yampa Energy's acquisition of a producing oil and gas field in Caddo County, Oklahoma, with BridgePeak Energy Capital acting as lender service provider.
The loan size was not disclosed. The acquired asset is a shallow, low-decline waterflood in the Bromide formation consisting entirely of proved developed producing reserves.
For Pathward, the deal is a modest demonstration of its Commercial Finance lending capabilities rather than a material financial event, though it supports its strategy of enabling partner-originated credit.
• 1mo ago AI analysis › Press Release
Pathward Financial, Inc. Declares Cash Dividend
Pathward Financial declared a cash dividend of $0.05 per share for the fourth fiscal quarter of 2026.
The dividend is payable on October 1, 2026, to shareholders of record as of September 10, 2026.
As of June 30, 2026, the company reported total assets of $7.31 billion and shareholders' equity of $851.1 million.
• 2mo ago AI analysis › Press Release
Clair Reaches $100M Revenue Run Rate in Under Two Years
Clair, the embedded earned wage access platform for which Pathward (CASH) originates all advances, announced it has reached a $100 million revenue run rate in under two years.
The platform now processes a $2 billion wage advance volume run rate across 500,000 monthly active users and over 300,000 active businesses.
This rapid scaling underscores the traction of Pathward's partner solutions segment as Clair expands its product suite to include Bill Assist and Credit Builder.
• 2mo ago AI analysis › Press Release
Pathward and TabaPay Extend Partnership and Expand Program Offerings
Pathward extended its partnership with money movement platform TabaPay into 2031, broadening offerings to include lending disbursements, cross-border transfers and preferred account funding.
The expanded agreement now supports PULSE Disbursements to route push payments to Discover Network cards, complementing existing capabilities with Mastercard Move and Visa Direct.
Management emphasized that the deepened relationship unlocks opportunities to support new use cases and deliver faster, more seamless money movement experiences.
• 3mo ago AI analysis › Press Release
ACT Capital Advisors Secures Development Capital from Pathward and BridgePeak for Teichos Energy's Late-Stage Solar Energy Projects
ACT Capital Advisors facilitated a $30 million development line financing from Pathward, N.A. for Teichos Energy to support late-stage solar projects in the Northeastern United States.
BridgePeak Energy Capital served as the lender service provider for the transaction, which aligns with Pathward's focus on commercial finance and increasing financial availability.
Teichos Energy plans to utilize the capital to advance its utility-scale renewable energy portfolio, bolstering the growth of clean energy assets.
• 3mo ago AI analysis › Press Release
Pathward Named to the 2026 Monitor 100
Pathward Financial was named to the 2026 Monitor 100 list, ranking among the top equipment finance companies for the 14th consecutive year.
The list is published by Monitor magazine and recognizes organizations based on portfolio activity and business volume.
The company stated the achievement reflects its dedication to providing flexible lending solutions through its Commercial Finance portfolio.
• 3mo ago AI analysis › Press Release
FLAGSTAR BANK, N.A. DECLARES QUARTERLY CASH DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKS
prnewswire.com • 3mo ago Press Release ⚠ 4
Pathward Financial, Inc. Announces Results for 2026 Fiscal Third Quarter
Pathward Financial reported fiscal Q3 net income of $29.0 million, down from $42.1 million in the prior year, with EPS falling to $1.37 from $1.81.
The decline was driven by a significant increase in credit provisions and net charge-offs, largely attributed to specific issues in the commercial finance portfolio, though new loan originations surged 69% year-over-year to $1.86 billion.
The company repurchased 303,632 shares at an average price of $92.18 and noted that total nonperforming assets rose to 3.79% of total assets, up from 1.03% a year ago.
• 3mo ago AI analysis › Press Release
Pathward Recognized Among TIME America’s Best Companies 2026
Pathward was named to TIME's inaugural list of America’s Best Companies 2026, recognized among 1,000 high-scoring organizations.
The ranking was developed by TIME and Statista, evaluating companies on employee satisfaction, financial performance, and sustainability transparency.
CEO Brett Pharr attributed the honor to the company's commitment to its purpose, people, and sustainable business practices.
• 4mo ago AI analysis › Press Release
Pathward Financial, Inc. to Announce Third Quarter 2026 Earnings and Host Conference Call on July 22, 2026
Pathward Financial announced it will release Q3 2026 financial results after market close on July 22, 2026.
The company will host a conference call and webcast at 5:00 p.m. Eastern Time the same day to discuss the results.
Darby Schoenfeld, CPA, SVP, Chief of Staff & Investor Relations, is listed as the contact for investor relations.
• 4mo ago AI analysis › Press Release
U.S. News & World Report Names Pathward a 2026-2027 Best Company to Work For
Pathward was recognized as a 2026-2027 Best Company to Work For by U.S. News & World Report, earning perfect scores for work-life balance and stability.
The company ranked on the Finance and Insurance and Midwest lists, reflecting its focus on culture and employee engagement.
This follows a fourth consecutive Great Place To Work Certification where 88% of employees endorsed the workplace.
• 4mo ago AI analysis › Press Release
TESTtest Testing Statements by TEST That Reflect Expectations
businesswire.com • 4mo ago Press Release
Pathward Financial, Inc. Declares Cash Dividend
Pathward Financial declared a quarterly cash dividend of $0.05 per share for the third fiscal quarter of 2026.
The dividend is payable on July 1, 2026, to shareholders of record as of June 11, 2026.
The company reported total assets of $7.11 billion and shareholders’ equity of $850.7 million as of March 31, 2026.
• 5mo ago AI analysis › Press Release
Belfry and Clair Partner to Launch On-Demand Pay, Giving Security Officers Instant1 Access to Earned Wages
Belfry, a private security guard services platform, announced a partnership with fintech Clair to launch an On-Demand Pay benefit for security officers.
Pathward, N.A., a subsidiary of the FILER Pathward Financial (CASH), acts as the banking partner originating the advances for this earned wage access product.
The feature is embedded in the Belfry app at no additional cost to employers, requiring zero changes to payroll processes for Belfry's customers.
• 5mo ago AI analysis › Press Release
Pathward’s Matt Dekutoski Among ABF Journal’s 2026 Icons
Pathward announced that Matt Dekutoski, its Managing Director of Business Development, was named a 2026 Icon by ABF Journal.
The award recognizes individuals with enduring influence in the specialty finance industry through decades of leadership and innovation.
Dekutoski has been with Pathward since 2007 and is recognized for building a network of financial professionals and navigating complex commercial finance landscapes.
• 5mo ago AI analysis › Press Release
KBW Names Pathward Financial to its 2026 Bank Honor Roll
Keefe, Bruyette & Woods (KBW) named Pathward Financial to its 2026 Bank Honor Roll, recognizing the company as one of only 17 U.S. banking institutions on the list.
Pathward was one of only two companies to satisfy both of KBW's stringent criteria: consistent earnings growth over each of the past 10 years and a top 5% earnings per share compound annual growth rate over the same period.
The recognition follows the company's fiscal second quarter results, where it reported a return on average tangible equity of 40.69% and return on average assets of 2.75% for the six months ended March 31, 2026.
• 5mo ago AI analysis › Press Release
7shifts Launches New Tip Payout Solution Through On-Demand Pay Product With Clair
7shifts, a scheduling and payroll platform, launched 'On-Demand Pay for Tips' in partnership with fintech Clair.
The product allows restaurant employees to access earned tips instantly via the 7shifts app, powered by Clair's integration with Pathward, N.A.
While the release highlights industry retention stats and Clair's funding, it is primarily a product marketing piece for 7shifts.
• 6mo ago AI analysis › Press Release
FLAGSTAR BANK, N.A. DECLARES QUARTERLY CASH DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKS
prnewswire.com • 6mo ago Press Release ⚠ 4
Pathward Financial, Inc. Announces Results for 2026 Fiscal Second Quarter
Pathward Financial reported fiscal Q2 net income of $72.9 million, or $3.35 per share, on total revenue of $276.3 million.
EPS increased year-over-year driven by a 9% rise in noninterest income and active share repurchases, partially offsetting an 8% decline in net interest income.
The company repurchased 855,201 shares at an average price of $84.15 during the quarter, though the allowance for credit losses increased to $98.3 million.
• 6mo ago AI analysis › Press Release
POTOMAC BANCSHARES DECLARES 15% INCREASE TO QUARTERLY CASH DIVIDEND
prnewswire.com • 6mo ago 
