EverQuote, Inc. (EVER)
EverQuote, Inc. operates an online digital platform designed for insurance shoppers across the United States. Through its marketplace, individuals can compare and acquire policies for various needs, including automotive, home, renters, life, and health insurance. The company also provides services to a network of insurance carriers, agents, and other third-party distributors. Established in 2008, EverQuote, Inc. was originally known as AdHarmonics, Inc., before adopting its current name in November 2014. The firm's headquarters are located in Cambridge, Massachusetts.
Sector: Services-Computer Programming, Data Processing, Etc.
Industry: Internet Content & Information
EverQuote, Inc.
NASDAQ:EVERCommunication Services · Internet Content & Information
PrePre-market-0.42%$28.70
Close$28.82-0.07%AH$28.80-0.35%Now$28.70
Close$28.82-4.95%AH$28.80-0.35%since
Mkt Cap$1.02B
Float26.83M
O/S35.47M
Inst Own89.0%
SI25.8%
Dilution
Financials Summary
Revenue$692.52M
Net Income$99.31M
Total Assets$326.91M
Free Cash Flow$90.32M
Debt & Equity
Debt 1%
Equity 99%
Total Debt$2.57M
Total Equity$238.04M
Shares Outstanding
Short Interest
Split History
No splits on record
Nothing in EVER's public trading history: no forward or reverse split has affected the share count.
Balance Sheet Details
Assets$326.91M
Liabilities$88.87M
Accounts Receivable-$11.94M
Accounts Payable$16.89M
Inventory$0
PP&E (Net)$10.24M
Goodwill$21.5M
Intangible Assets$0
Income Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
| Revenue | $692.52M | $500.19M | $287.92M | $404.13M | $418.51M | $346.94M | $248.81M | $163.35M | $126.24M | $122.78M |
| YoY Growth | 38.5% | 73.7% | -28.8% | -3.4% | 20.6% | 39.4% | 52.3% | 29.4% | 2.8% | - |
| Cost of Revenue | $19.38M | $20.92M | $22.45M | $23.98M | $23.95M | $21.37M | $15.9M | $11.68M | $7.75M | $5.89M |
| Gross Profit | $673.15M | $479.27M | $265.47M | $380.15M | $394.57M | $325.56M | $232.91M | $151.67M | $118.5M | $116.89M |
| Gross Margin | 97.2% | 95.8% | 92.2% | 94.1% | 94.3% | 93.8% | 93.6% | 92.9% | 93.9% | 95.2% |
| Research and Development | $31.5M | $29.55M | $27.59M | $31.71M | $35.73M | $29.66M | $20.21M | $14.17M | $9.19M | $6.58M |
| Selling, General, and Administrative | $575.07M | $417.96M | $266.43M | $377.36M | $379.69M | $305.32M | $219.52M | $151.41M | $113.99M | $110.71M |
| Other | $0 | $0 | $23.42M | -$4.13M | $1.06M | $2.26M | $1.23M | $0 | $0 | $0 |
| Total Operating Expenses | $606.58M | $447.52M | $317.44M | $404.94M | $416.49M | $337.24M | $240.96M | $165.58M | $123.19M | $117.3M |
| Operating Income (EBIT) | $66.57M | $31.75M | -$51.98M | -$24.79M | -$21.92M | -$11.68M | -$8.05M | -$13.91M | -$4.69M | -$409K |
| Operating Margin | 9.6% | 6.3% | -18.1% | -6.1% | -5.2% | -3.4% | -3.2% | -8.5% | -3.7% | -0.3% |
| Interest Expense | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $199K | $382K | $506K |
| Interest Income | $3.57M | $2.08M | $1.25M | $349K | $37K | $189K | $669K | $320K | $0 | $0 |
| Other Income (Expense) | -$4.75M | $2.26M | $1.26M | $372K | -$20K | $480K | $932K | $121K | -$382K | -$506K |
| Income Before Tax (EBT) | $61.82M | $34.01M | -$50.71M | -$24.42M | -$21.94M | -$11.2M | -$7.12M | -$13.79M | -$5.07M | -$915K |
| Income Tax Expense | -$37.49M | $1.84M | $577K | $0 | -$2.51M | $0 | $0 | $0 | $0 | $18K |
| Net Income | $99.31M | $32.17M | -$51.29M | -$24.42M | -$19.43M | -$11.2M | -$7.12M | -$13.79M | -$5.07M | -$933K |
| Net Income Margin | 14.3% | 6.4% | -17.8% | -6.0% | -4.6% | -3.2% | -2.9% | -8.4% | -4.0% | -0.8% |
| Supplementary Data | ||||||||||
| EPS | 2.75 | 0.92 | -1.54 | -0.77 | -0.67 | -0.41 | -0.28 | -0.81 | -0.24 | -0.04 |
| Diluted EPS | 2.63 | 0.88 | -1.54 | -0.77 | -0.67 | -0.41 | -0.28 | -0.81 | -0.24 | -0.04 |
| Weighted Average OS | 36.14M | 35.01M | 33.35M | 31.61M | 29.09M | 27.33M | 25.76M | 16.92M | 21.44M | 21.44M |
| EBITDA | $65.63M | $39.68M | -$22.36M | -$23.07M | -$15.79M | -$6.07M | -$4.64M | -$12.57M | -$3.33M | $1.03M |
| EBITDA Margin | 9.5% | 7.9% | -7.8% | -5.7% | -3.8% | -1.8% | -1.9% | -7.7% | -2.6% | 0.8% |
Balance Sheet
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
| Assets | ||||||||||
| Current Assets | ||||||||||
| Cash and Cash Equivalents | $95.38M | $102.12M | $37.96M | $30.84M | $34.85M | $42.87M | $46.05M | $41.63M | $2.36M | $12.4M |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Cash and Short-Term Investments | $95.38M | $102.12M | $37.96M | $30.84M | $34.85M | $42.87M | $46.05M | $41.63M | $2.36M | $12.4M |
| Accounts Receivable | -$11.94M | $64.35M | $25.53M | $43.13M | $44.94M | $49.92M | $32.21M | $17.46M | $14.69M | $12.22M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $172.85M | $5.31M | $5.75M | $7M | $0 | $0 | $0 | $1.46M | $0 | $0 |
| Total Current Assets | $256.29M | $171.78M | $69.24M | $80.97M | $84.69M | $97.4M | $85.33M | $60.55M | $17.65M | $25.2M |
| Long-Term Assets | ||||||||||
| Property, Plant & Equipment Net | $10.24M | $9.59M | $7.34M | $12.23M | $13.09M | $15.79M | $5.2M | $4.48M | $2.13M | $2.36M |
| Goodwill | $21.5M | $21.5M | $21.5M | $21.5M | $21.5M | $9.79M | $0 | $0 | $0 | $0 |
| Intangible Assets | $0 | $3.25M | $5.19M | $7.96M | $10.23M | $3.37M | $0 | $0 | $0 | $0 |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Deferred Tax Assets | $38.7M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Assets | $183K | $4.41M | $7.66M | $33.86M | $14.1M | $2.69M | $691K | $715K | $740K | $687K |
| Total Long-Term Assets | $70.62M | $38.75M | $41.68M | $75.55M | $58.91M | $31.65M | $5.89M | $5.2M | $2.87M | $3.05M |
| Other Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Assets | $326.91M | $210.53M | $110.92M | $156.52M | $143.61M | $129.05M | $91.22M | $65.75M | $20.52M | $28.25M |
| Liabilities | ||||||||||
| Current Liabilities | ||||||||||
| Accounts Payable | $16.89M | $59.98M | $17.2M | $30.68M | $29.6M | $32.96M | $23.66M | $16.83M | $11.89M | $10.42M |
| Short-Term Debt | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $361K | $1.47M |
| Current Income Tax Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Current Unearned Revenue | -$103K | $1.76M | $1.87M | $1.87M | $2.1M | $1.87M | $1.5M | $1.44M | $986K | $815K |
| Other Current Liabilities | $69.24M | $6.85M | $6.5M | $5.95M | $7.35M | $6.83M | $4.36M | $1.73M | $1.34M | $1.09M |
| Total Current Liabilities | $87.22M | $72.65M | $29.95M | $45.41M | $47.41M | $46.85M | $38.39M | $21.36M | $15.02M | $14.05M |
| Long-Term Liabilities | ||||||||||
| Long-Term Debt | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $4.25M | $2.63M |
| Long-Term Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Deferred Tax Liabilities | $281K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Liabilities | $0 | $0 | $0 | $125K | $5.54M | $3.13M | $1.06M | $1.2M | $51.8M | $37.23M |
| Total Long-Term Liabilities | $1.65M | $2.51M | $70K | $3.63M | $11.08M | $11.22M | $1.06M | $1.2M | $56.05M | $39.85M |
| Other Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities | $88.87M | $75.16M | $30.02M | $49.03M | $58.48M | $58.07M | $39.45M | $22.56M | $71.06M | $53.91M |
| Stockholders' Equity | ||||||||||
| Preferred Stock | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $50.94M | $36.94M |
| Common Stock | $37K | $36K | $35K | $32K | $30K | $28K | $27K | $26K | $9K | $9K |
| Retained Earnings | -$81.87M | -$181.18M | -$213.35M | -$162.06M | -$137.65M | -$118.21M | -$107.01M | -$99.89M | -$51.32M | -$31.17M |
| Comprehensive Income & Other | $126K | -$0 | $29K | -$6K | $10K | -$7K | $0 | -$6.27M | -$5.28M | -$3.94M |
| Other Stockholders' Equity | $319.87M | $316.51M | $294.22M | $269.51M | $222.74M | $189.16M | $158.75M | $143.05M | $766K | $5.5M |
| Total Equity | $238.04M | $135.37M | $80.91M | $107.49M | $85.13M | $70.98M | $51.77M | $43.18M | -$50.54M | -$25.66M |
| Minority Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities and Equity | $326.91M | $210.53M | $110.92M | $156.52M | $143.61M | $129.05M | $91.22M | $65.75M | $20.52M | $28.25M |
| Supplementary Data | ||||||||||
| Total Debt | $2.57M | $3.63M | $2.16M | $6.44M | $8.23M | $10.69M | $0 | $0 | $4.61M | $4.09M |
| Net Debt | -$92.81M | -$98.49M | -$35.8M | -$24.4M | -$26.62M | -$32.18M | -$46.05M | -$41.63M | $2.25M | -$8.31M |
Cash Flow Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
| Operating Activities | ||||||||||
| Net Income | $99.31M | $32.17M | -$51.29M | -$24.42M | -$19.43M | -$11.2M | -$7.12M | -$13.79M | -$5.07M | -$933K |
| Depreciation & Amortization | $3.81M | $5.67M | $6.2M | $5.85M | $5.07M | $3.35M | $2.19M | $1.34M | $1.36M | $1.44M |
| Deferred Income Tax | -$38.43M | $0 | $0 | $0 | -$2.51M | $0 | $0 | $0 | $0 | $0 |
| Stock-Based Compensation | $24.3M | $20.61M | $24.1M | $28.99M | $30.02M | $24.18M | $12.72M | $7.12M | $1.86M | $1.96M |
| Changes in Working Capital: | ||||||||||
| Accounts Receivable | -$13.81M | -$35.3M | $12.39M | $5.36M | -$6.36M | -$19.8M | -$15.23M | -$2.93M | -$2.48M | -$471K |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $461K | $386K | -$279K |
| Accounts Payable | $16.89M | $42.66M | -$13.41M | $1.12M | -$3.97M | $9.3M | $6.84M | $4.93M | $1.55M | $3.6M |
| Other Working Capital | -$4.65M | $758K | -$664K | -$29.24M | $4.19M | $2.96M | $4.44M | $619K | $171K | $80K |
| Total Working Capital Change | -$1.57M | $8.12M | -$1.68M | -$22.76M | -$6.14M | -$7.54M | -$3.95M | $3.08M | -$369K | $2.93M |
| Other Non-Cash Items | $7.96M | -$13K | $19.85M | -$3.45M | $179K | $1.88M | $576K | $351K | $548K | $98K |
| Net Cash from Operating | $95.38M | $66.57M | -$2.83M | -$15.79M | $7.19M | $10.67M | $4.41M | -$1.9M | -$1.67M | $5.49M |
| Investing Activities | ||||||||||
| Capital Expenditures | -$5.06M | -$4.11M | -$3.84M | -$4.29M | -$2.86M | -$3.82M | -$2.98M | -$3.67M | -$1.19M | -$1.08M |
| Acquisitions | $0 | $0 | $0 | $0 | -$15.96M | -$14.93M | $0 | $0 | $0 | $0 |
| Purchases of Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Sales of Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Investing Activities | $0 | $0 | $13.19M | $0 | $0 | $0 | $0 | -$3.67M | $0 | $0 |
| Net Cash from Investing | -$5.06M | -$4.11M | $9.35M | -$4.29M | -$18.82M | -$18.75M | -$2.98M | -$3.67M | -$1.19M | -$1.08M |
| Financing Activities | ||||||||||
| Debt Repaid | - | - | - | - | - | - | - | $4.63M | -$500K | $9.91M |
| Common Stock Issuance | $3.93M | $0 | $0 | $15M | $0 | $0 | $0 | $52.31M | $0 | $0 |
| Common Stock Repurchases | -$21.02M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$9.23M | -$19.36M |
| Dividends Paid | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Financing Activities | -$3.97M | $1.71M | $577K | $842K | $3.62M | $4.91M | $2.98M | -$2.85M | $1.55M | $36.08M |
| Net Cash from Financing | -$21.06M | $1.71M | $577K | $15.84M | $3.62M | $4.91M | $2.98M | $44.84M | -$7.18M | $6.81M |
| Forex Effect | $3K | $1K | $18K | -$27K | -$6K | -$7K | $0 | $0 | $0 | $0 |
| Net Change in Cash | $69.26M | $64.16M | $7.12M | -$4.27M | -$8.02M | -$3.18M | $4.42M | $39.27M | -$10.04M | $11.21M |
| Supplementary Data | ||||||||||
| Operating Cash Flow | $95.38M | $66.57M | -$2.83M | -$15.79M | $7.19M | $10.67M | $4.41M | -$1.9M | -$1.67M | $5.49M |
| Capital Expenditure | -$5.06M | -$4.11M | -$3.84M | -$4.29M | -$2.86M | -$3.82M | -$2.98M | -$3.67M | -$1.19M | -$1.08M |
| Free Cash Flow | $90.32M | $62.45M | -$6.67M | -$20.08M | $4.33M | $6.85M | $1.44M | -$5.57M | -$2.86M | $4.4M |
| Cash at Beginning | $102.12M | $37.96M | $30.84M | $35.1M | $43.12M | $46.3M | $41.88M | $2.61M | $12.4M | $1.19M |
| Cash at End | $171.38M | $102.12M | $37.96M | $30.84M | $35.1M | $43.12M | $46.3M | $41.88M | $2.36M | $12.4M |