First Financial Bankshares, Inc.

FIRST FINANCIAL BANKSHARES ANNOUNCES THIRD QUARTER 2026 EARNINGS

First Financial Bankshares reported record Q3 2026 net income of $74.31 million, up 42% from $52.27 million a year ago, with diluted EPS of $0.52 versus $0.36 in Q3 2025. The beat was driven by net interest margin expansion to 3.91% (tax-equivalent) from 3.80% a year ago and a sharply lower provision of $2.03 million versus $24.44 million last year, which had been inflated by a fraud-related charge-off. Loans grew $191.86 million (9.12% annualized) in the quarter and the company is opening its first full-service Austin-market branch in Bee Cave, extending its Texas expansion. Watch items include classified loans rising to $294.49 million from $252.96 million a year ago and shareholders' equity declining to $1.83 billion as the net-of-tax unrealized loss on the securities portfolio widened to $489.55 million.

•24d ago

FIRST FINANCIAL BANK TO OPEN FIRST FULL-SERVICE BRANCH IN AUSTIN AREA WITH NEW BEE CAVE BRANCH

First Financial Bankshares announced its First Financial Bank subsidiary will open a new full-service branch in Bee Cave, Texas, in late October, marking its first branch in the greater Austin area. The Bee Cave location becomes the company's 81st location and builds on a mortgage loan production office the bank has operated there since 2020. The branch offers commercial and consumer lending, retail and treasury services, and mortgage products, extending First Financial's footprint into Central Texas.

•1mo ago

FIRST FINANCIAL BANKSHARES ANNOUNCES 2026 SHARE REPURCHASE PLAN

First Financial Bankshares renewed its share repurchase authorization, increasing the limit to 7.2 million shares valid through July 31, 2027. The new authorization represents approximately 5% of outstanding shares, an increase from the previous plan of 5 million shares. CEO David Bailey cited the company's strong capital position and board confidence in the outlook as reasons for the renewal.

•3mo ago

FIRST FINANCIAL BANKSHARES ANNOUNCES SECOND QUARTER 2026 EARNINGS

First Financial Bankshares reported Q2 2026 earnings of $71.89 million, or $0.50 per share, an increase from $66.66 million, or $0.47 per share, in the prior year quarter. Net interest margin expanded to 3.90% from 3.81% a year ago, driving net interest income to $136.91 million on average interest-earning assets of $14.46 billion. Noninterest income grew to $35.84 million, supported by wealth management and mortgage banking fees, while noninterest expenses rose to $81.11 million, resulting in an efficiency ratio of 45.94%.

•3mo ago

FIRST FINANCIAL BANKSHARES NAMED THE #5 TOP-PERFORMING PUBLIC BANK IN THE NATION BY S&P GLOBAL MARKET INTELLIGENCE

First Financial Bankshares was named the #5 top-performing public bank in the nation by S&P Global Market Intelligence based on its 2025 financial performance. The annual ranking evaluates banks with over $10 billion in assets, weighing profitability, growth, and safety metrics. CEO David Bailey attributed the recognition to the strength of the company's community banking model and employee dedication.

•6mo ago