Magyar Bancorp, Inc. (MGYR)
Magyar Bancorp, Inc. functions as the parent entity for Magyar Bank, a financial institution that delivers a wide array of personal and business banking services. Serving individuals, companies, and non-profit organizations throughout New Jersey, USA, the bank provides diverse deposit accounts, including checking, savings, NOW, money market, and retirement plans, in addition to certificates of deposit. Its comprehensive lending solutions encompass residential mortgages, loans for multi-family and commercial properties, home equity lines and loans, commercial business financing, and construction loans, as well as Small Business Administration (SBA) loans. Beyond conventional banking, Magyar Bancorp also extends its services to include non-deposit investment products and financial planning. These offerings cover insurance, fixed and variable annuities, and retirement planning for both individual and corporate clients. The company actively manages investment securities through buying, selling, and holding activities. Established in 1922, Magyar Bancorp, Inc. is based in New Brunswick, New Jersey, and oversees seven branch locations across New Brunswick, North Brunswick, South Brunswick, Branchburg, Bridgewater, and Edison, all within New Jersey.
Sector: Savings Institution, Federally Chartered
Industry: Banks - Regional
Magyar Bancorp, Inc.
NASDAQ:MGYRFinancial Services · Banks - Regional
+1.56%$20.21
AH Close$20.21+0.00%vs close
AH Close$20.21+0.00%vs close
Mkt Cap$130.46M
Float5.28M
O/S6.46M
Inst Own31.7%
SI0.2%
Div Yield1.88%
Dilution
Delisting Issues Timeline
Financials Summary
Revenue$58.42M
Net Income$9.76M
Total Assets$997.66M
Free Cash Flow$9.81M
Debt & Equity
Debt 29%
Equity 71%
Total Debt$49.05M
Total Equity$118.84M
Shares Outstanding
Short Interest
Split History
No splits on record
Nothing in MGYR's public trading history: no forward or reverse split has affected the share count.
Balance Sheet Details
Assets$997.66M
Liabilities$878.82M
Accounts Receivable$5.8M
Accounts Payable$969K
Inventory$0
PP&E (Net)$12.18M
Goodwill$0
Intangible Assets$0
Income Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 | 2021-09-30 | 2020-09-30 | 2019-09-30 | 2018-09-30 | 2017-09-30 | 2016-09-30 | 2015-09-30 | 2014-09-30 | 2013-09-30 | 2012-09-30 | 2011-09-30 | 2010-09-30 | 2009-09-30 | 2008-09-30 | 2007-09-30 | 2006-09-30 | 2005-09-30 | 2004-09-30 | 2003-09-30 |
| Revenue | $58.42M | $52.12M | $40.74M | $32.22M | $31.62M | $28.34M | $28.95M | $26.15M | $23.71M | $22.38M | $21.15M | $20.48M | $21.21M | $22.63M | $24.73M | $27.41M | $29.42M | $30.28M | $30.68M | $24.57M | $19.23M | $5.26M | $6.41M |
| YoY Growth | 12.1% | 27.9% | 26.5% | 1.9% | 11.6% | -2.1% | 10.7% | 10.3% | 6.0% | 5.8% | 3.3% | -3.5% | -6.2% | -8.5% | -9.8% | -6.8% | -2.9% | -1.3% | 24.9% | 27.8% | 265.8% | -17.9% | - |
| Cost of Revenue | $23.21M | $20.69M | $10.71M | $2.79M | $4.57M | $7.18M | $7.38M | $5.65M | $5.12M | $4.9M | $4.46M | $4.85M | $6.46M | $7.27M | $9.15M | $12.04M | $20.4M | $18.55M | $15.95M | $11.35M | $6.91M | $4.46M | $5.44M |
| Gross Profit | $35.21M | $31.44M | $30.03M | $29.43M | $27.05M | $21.16M | $21.57M | $20.5M | $18.59M | $17.48M | $16.69M | $15.63M | $14.75M | $15.36M | $15.58M | $15.38M | $9.02M | $11.74M | $14.74M | $13.22M | $12.32M | $796K | $970K |
| Gross Margin | 60.3% | 60.3% | 73.7% | 91.3% | 85.5% | 74.7% | 74.5% | 78.4% | 78.4% | 78.1% | 78.9% | 76.3% | 69.5% | 67.9% | 63.0% | 56.1% | 30.7% | 38.8% | 48.0% | 53.8% | 64.1% | 15.1% | 15.1% |
| Research and Development | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Selling, General, and Administrative | $14.39M | $13.44M | $12.62M | $11.69M | $11.27M | $10.96M | $10.66M | $10.32M | $9.81M | $9.46M | $9.1M | $8.64M | $8.35M | $8.26M | $9.92M | $9.47M | $9.35M | $8.69M | $8.23M | $7.28M | $6.64M | $3.79M | $3.11M |
| Other | $7.01M | $6.9M | $6.66M | $6.57M | $7.06M | $7.09M | $6.65M | $6.68M | $6.36M | $6.27M | $6.29M | $6.23M | $6.12M | $6.47M | $5.86M | $5.71M | $5.74M | $5.91M | $5.54M | $6.07M | $3.17M | -$3.87M | -$4.29M |
| Total Operating Expenses | $21.4M | $20.34M | $19.29M | $18.26M | $18.32M | $18.05M | $17.31M | $17M | $16.18M | $15.72M | $15.38M | $14.87M | $14.47M | $14.73M | $15.78M | $15.17M | $15.08M | $14.6M | $13.76M | $13.35M | $9.81M | -$73K | -$1.18M |
| Operating Income (EBIT) | $13.81M | $11.1M | $10.74M | $11.17M | $8.72M | $3.11M | $4.26M | $3.5M | $2.42M | $1.75M | $1.31M | $759K | $283K | $630K | -$206K | $201K | -$6.07M | -$2.86M | $973K | -$123K | $2.51M | $869K | $2.15M |
| Operating Margin | 23.6% | 21.3% | 26.4% | 34.7% | 27.6% | 11.0% | 14.7% | 13.4% | 10.2% | 7.8% | 6.2% | 3.7% | 1.3% | 2.8% | -0.8% | 0.7% | -20.6% | -9.4% | 3.2% | -0.5% | 13.1% | 16.5% | 33.6% |
| Interest Expense | $22.81M | $20.6M | $10.33M | $2.48M | $2.94M | $5.51M | $6.71M | $4.65M | $3.77M | $3.53M | $3.2M | $3.46M | $4.35M | $5.81M | $7.41M | $9.31M | $12.19M | $14.29M | $15.55M | $10.39M | $6.02M | $4.26M | $5.21M |
| Interest Income | $54.71M | $48.57M | $38.07M | $29.5M | $28.53M | $26.93M | $27.1M | $24.35M | $21.98M | $20.45M | $19.44M | $19.53M | $19.67M | $20.8M | $22.23M | $25.13M | $26.34M | $28.82M | $29.23M | $23.59M | $15.51M | $12.58M | $13.37M |
| Other Income (Expense) | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Income Before Tax (EBT) | $13.81M | $11.1M | $10.74M | $11.17M | $8.72M | $3.11M | $4.26M | $3.5M | $2.42M | $1.75M | $1.31M | $759K | $283K | $630K | -$206K | $201K | -$6.07M | -$2.86M | $973K | -$123K | $2.51M | $869K | $2.15M |
| Income Tax Expense | $4.05M | $3.32M | $3.03M | $3.25M | $2.6M | $921K | $1.26M | $1.47M | $994K | $664K | $413K | $185K | $21K | $121K | $43K | -$3.74M | $55K | $82K | $257K | -$128K | $951K | $257K | $624K |
| Net Income | $9.76M | $7.78M | $7.71M | $7.92M | $6.12M | $2.19M | $3M | $2.03M | $1.42M | $1.09M | $897K | $574K | $262K | $509K | -$249K | $3.94M | -$6.12M | -$2.94M | $716K | $5K | $1.56M | $612K | $1.53M |
| Net Income Margin | 16.7% | 14.9% | 18.9% | 24.6% | 19.4% | 7.7% | 10.3% | 7.8% | 6.0% | 4.9% | 4.2% | 2.8% | 1.2% | 2.2% | -1.0% | 14.4% | -20.8% | -9.7% | 2.3% | 0.0% | 8.1% | 11.6% | 23.8% |
| Supplementary Data | |||||||||||||||||||||||
| EPS | 1.57 | 1.23 | 1.20 | 1.17 | 1.01 | 0.38 | 0.51 | 0.35 | 0.24 | 0.19 | 0.15 | 0.10 | 0.05 | 0.09 | -0.04 | 0.68 | -1.06 | -0.51 | 0.12 | 0.00 | 0.30 | 0.12 | 0.30 |
| Diluted EPS | 1.56 | 1.23 | 1.20 | 1.17 | 1.01 | 0.38 | 0.51 | 0.35 | 0.24 | 0.19 | 0.15 | 0.10 | 0.05 | 0.09 | -0.04 | 0.68 | -1.06 | -0.51 | 0.12 | 0.00 | 0.30 | 0.12 | 0.30 |
| Weighted Average OS | 6.23M | 6.34M | 6.42M | 6.77M | 6.04M | 5.76M | 5.87M | 5.80M | 5.93M | 5.74M | 5.98M | 5.74M | 5.24M | 5.66M | 5.80M | 5.78M | 5.77M | 5.77M | 5.97M | 5.92M | 5.15M | 5.15M | 5.15M |
| EBITDA | $14.75M | $11.99M | $11.58M | $12.01M | $9.56M | $3.96M | $5.13M | $4.36M | $3.23M | $2.53M | $2.15M | $1.68M | $1.21M | $1.56M | $768K | $1.34M | -$4.95M | -$1.81M | $2.28M | $1.04M | $3.2M | $1.37M | $2.66M |
| EBITDA Margin | 25.2% | 23.0% | 28.4% | 37.3% | 30.2% | 14.0% | 17.7% | 16.7% | 13.6% | 11.3% | 10.2% | 8.2% | 5.7% | 6.9% | 3.1% | 4.9% | -16.8% | -6.0% | 7.4% | 4.2% | 16.6% | 26.1% | 41.5% |
Balance Sheet
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 | 2021-09-30 | 2020-09-30 | 2019-09-30 | 2018-09-30 | 2017-09-30 | 2016-09-30 | 2015-09-30 | 2014-09-30 | 2013-09-30 | 2012-09-30 | 2011-09-30 | 2010-09-30 | 2009-09-30 | 2008-09-30 | 2007-09-30 | 2006-09-30 | 2005-09-30 | 2004-09-30 | 2003-09-30 |
| Assets | |||||||||||||||||||||||
| Current Assets | |||||||||||||||||||||||
| Cash and Cash Equivalents | $7.09M | $25.6M | $72.53M | $30.94M | $75.2M | $61.73M | $21.47M | $15.37M | $22.33M | $21.81M | $18.11M | $10.26M | $17.79M | $10.04M | $15.03M | $21.09M | $7.92M | $5.01M | $5.23M | $6.02M | $3.21M | $4.97M | $8.55M |
| Short-Term Investments | $15.89M | $15.62M | $10.13M | $9.23M | $12.93M | $14.56M | $16.7M | $22.47M | $11.81M | $5.23M | $6.06M | $12.07M | $15.77M | $16.79M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Cash and Short-Term Investments | $22.98M | $41.21M | $82.66M | $40.16M | $88.13M | $76.29M | $38.17M | $37.84M | $34.15M | $27.04M | $24.17M | $22.33M | $33.57M | $26.83M | $15.03M | $21.09M | $7.92M | $5.01M | $5.23M | $6.02M | $3.21M | $4.97M | $8.55M |
| Accounts Receivable | $5.8M | $5.06M | $4.34M | $3.48M | $3.53M | $4.03M | $2.13M | $2.18M | $1.93M | $1.71M | $1.7M | $1.67M | $1.75M | $1.89M | $1.92M | $1.95M | $2.21M | $2.18M | $2.52M | $2.22M | $1.56M | $1.27M | $1.16M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $28.78M | $46.27M | $86.99M | $43.64M | $91.66M | $80.32M | $40.3M | $40.02M | $36.08M | $28.75M | $25.88M | $24M | $35.32M | $28.72M | $16.95M | $23.04M | $10.13M | $7.19M | $7.75M | $8.23M | $4.76M | $6.25M | $9.7M |
| Long-Term Assets | |||||||||||||||||||||||
| Property, Plant & Equipment Net | $12.18M | $12.54M | $13.34M | $13.88M | $14.33M | $14.75M | $16.17M | $16.99M | $17.57M | $18.08M | $17.82M | $18.58M | $20.88M | $21.54M | $20.57M | $20.14M | $20.62M | $21.61M | $22.3M | $21.69M | $19.46M | $4.23M | $4.46M |
| Goodwill | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Intangible Assets | $0 | $159K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $921.56M | $852.43M | $774.9M | $711.49M | $642.96M | $633.55M | $547.7M | $542.08M | $522.06M | $507.96M | $473.21M | $453.16M | $449.36M | $426.34M | $451.57M | $462.55M | $513.03M | $465.09M | $427.1M | $390.03M | $322.19M | $267.34M | $251.11M |
| Deferred Tax Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Assets | $35.14M | $40.52M | $32.05M | $29.53M | $25.04M | $25.38M | $26.15M | $24.89M | $27.34M | $29.58M | $33.66M | $34.69M | $32.17M | $32.24M | $34.94M | $32.22M | $21.43M | $20.38M | $16.02M | $14.25M | $13.29M | $9.26M | $8.64M |
| Total Long-Term Assets | $968.88M | $905.65M | $820.3M | $754.9M | $682.33M | $673.68M | $590.02M | $583.95M | $566.97M | $555.63M | $524.69M | $506.43M | $502.41M | $480.12M | $507.08M | $514.91M | $555.08M | $507.08M | $465.42M | $425.97M | $354.94M | $280.83M | $264.21M |
| Other Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Assets | $997.66M | $951.92M | $907.29M | $798.54M | $773.99M | $754M | $630.33M | $623.97M | $603.04M | $584.38M | $550.57M | $530.43M | $537.73M | $508.85M | $524.04M | $537.95M | $565.21M | $514.27M | $473.18M | $434.2M | $359.7M | $287.08M | $273.91M |
| Liabilities | |||||||||||||||||||||||
| Current Liabilities | |||||||||||||||||||||||
| Accounts Payable | $969K | $891K | $443K | $85K | $85K | $191K | $191K | $193K | $105K | $115K | $102K | $119K | $141K | $196K | $3.63M | $3.52M | $5.29M | $660K | $1.71M | $1.14M | $496K | $3.79M | $4.28M |
| Short-Term Debt | $0 | $3.5M | $4.38M | $4.74M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $5M | $5M | $5M | $15M | $15M | $15M | $15M | $10M | $5M | $10M | $0 | $0 |
| Current Income Tax Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Current Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $814.31M | $796.67M | $755.45M | $667.73M | $639.81M | $618.33M | $530.08M | $530.14M | $515.2M | $492.65M | $466.27M | $448.45M | $453.33M | $416.52M | $424.94M | $427.93M | $448.52M | $376.85M | $369.95M | $326.76M | $279.28M | $223.97M | $225.68M |
| Total Current Liabilities | $815.28M | $801.07M | $760.28M | $672.56M | $639.9M | $618.52M | $530.27M | $530.33M | $515.31M | $492.76M | $466.37M | $453.57M | $458.47M | $421.71M | $443.57M | $446.45M | $468.81M | $392.5M | $381.65M | $332.9M | $289.78M | $227.76M | $229.95M |
| Long-Term Liabilities | |||||||||||||||||||||||
| Long-Term Debt | $49.05M | $25.07M | $29.52M | $15.63M | $23.36M | $67.41M | $36.19M | $35.52M | $31.91M | $36.04M | $31.59M | $25.5M | $27.1M | $36.5M | $34.92M | $45.77M | $56.37M | $72.93M | $39.98M | $48M | $41.37M | $25.4M | $10.53M |
| Long-Term Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Deferred Tax Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Liabilities | $14.49M | $15.24M | $12.71M | $11.86M | $13.09M | $11.22M | $9.22M | $6.75M | $6.38M | $7.85M | $5.93M | $5.43M | $6.84M | $5.62M | $1.04M | $1.55M | $0 | $3.01M | $3.34M | $5.09M | $4.17M | $10.8M | $10.78M |
| Total Long-Term Liabilities | $63.54M | $40.3M | $42.22M | $27.48M | $36.45M | $78.63M | $45.41M | $42.28M | $38.28M | $43.89M | $37.52M | $30.93M | $33.94M | $42.13M | $35.96M | $47.32M | $56.37M | $75.94M | $43.33M | $53.09M | $45.54M | $36.2M | $21.3M |
| Other Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities | $878.82M | $841.37M | $802.5M | $700.04M | $676.35M | $697.15M | $575.68M | $572.61M | $553.59M | $536.65M | $503.9M | $484.5M | $492.41M | $463.84M | $479.53M | $493.77M | $525.18M | $468.45M | $424.98M | $385.99M | $335.32M | $263.97M | $251.25M |
| Stockholders' Equity | |||||||||||||||||||||||
| Preferred Stock | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $59K | $0 | $0 | $0 | $0 | $0 | $0 |
| Common Stock | $71K | $71K | $71K | $71K | $71K | $59K | $59K | $59K | $59K | $59K | $59K | $59K | $59K | $59K | $59K | $59K | $59K | $59K | $59K | $59K | $0 | $0 | $0 |
| Retained Earnings | $66.58M | $58.64M | $52.17M | $45.77M | $39.28M | $33.16M | $30.97M | $27.98M | $25.76M | $24.33M | $23.25M | $22.38M | $21.84M | $21.6M | $21.07M | $21.3M | $17.32M | $23.4M | $25.72M | $25M | $25M | $23.11M | $22.66M |
| Comprehensive Income & Other | -$523K | -$916K | -$1.79M | -$2.11M | -$947K | -$1.36M | -$1.33M | -$1.47M | -$1M | -$1.16M | -$999K | -$716K | -$638K | -$604K | -$407K | -$532K | -$333K | -$1.75M | -$1.93M | -$2.63M | -$608K | -$324K | -$165K |
| Other Stockholders' Equity | $52.19M | $51.83M | $52.55M | $52.66M | $58.29M | $23.63M | $23.62M | $23.33M | $23.64M | $23.33M | $23.36M | $23.49M | $23.43M | $23.35M | $23.38M | $22.82M | $22.64M | $22.37M | $22.42M | $23.15M | -$608K | $0 | $0 |
| Total Equity | $118.84M | $110.55M | $104.79M | $98.5M | $97.64M | $56.85M | $54.65M | $51.36M | $49.46M | $47.73M | $46.67M | $45.93M | $45.32M | $45.01M | $44.51M | $44.18M | $40.03M | $45.83M | $48.19M | $48.21M | $24.39M | $23.11M | $22.66M |
| Minority Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities and Equity | $997.66M | $951.92M | $907.29M | $798.54M | $773.99M | $754M | $630.33M | $623.97M | $603.04M | $584.38M | $550.57M | $530.43M | $537.73M | $508.85M | $524.04M | $537.95M | $565.21M | $514.27M | $473.18M | $434.2M | $359.7M | $287.08M | $273.91M |
| Supplementary Data | |||||||||||||||||||||||
| Total Debt | $49.05M | $28.57M | $33.9M | $20.37M | $23.36M | $67.41M | $36.19M | $35.52M | $31.91M | $36.04M | $31.59M | $30.5M | $32.1M | $41.5M | $49.92M | $60.77M | $71.37M | $87.93M | $49.98M | $53M | $51.37M | $25.4M | $10.53M |
| Net Debt | $41.97M | $2.97M | -$38.63M | -$10.57M | -$51.84M | $5.68M | $14.72M | $20.16M | $9.57M | $14.23M | $13.49M | $20.24M | $14.31M | $31.46M | $34.88M | $39.68M | $63.45M | $82.92M | $44.75M | $46.98M | $48.16M | $20.43M | $1.98M |
Cash Flow Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 | 2021-09-30 | 2020-09-30 | 2019-09-30 | 2018-09-30 | 2017-09-30 | 2016-09-30 | 2015-09-30 | 2014-09-30 | 2013-09-30 | 2012-09-30 | 2011-09-30 | 2010-09-30 | 2009-09-30 | 2008-09-30 | 2007-09-30 | 2006-09-30 | 2005-09-30 | 2004-09-30 | 2003-09-30 |
| Operating Activities | |||||||||||||||||||||||
| Net Income | $9.76M | $7.78M | $7.71M | $7.92M | $6.12M | $2.19M | $3M | $2.03M | $1.42M | $1.09M | $897K | $574K | $262K | $509K | -$249K | $3.94M | -$6.12M | -$2.94M | $716K | $5K | $1.56M | $612K | $1.53M |
| Depreciation & Amortization | $937K | $890K | $840K | $839K | $835K | $854K | $871K | $861K | $816K | $778K | $845K | $919K | $927K | $935K | $974K | $1.14M | $1.12M | $1.05M | $1.3M | $1.17M | $685K | $503K | $511K |
| Deferred Income Tax | -$348K | $33K | -$615K | $152K | -$178K | -$880K | -$292K | $710K | $997K | $605K | $403K | $170K | $83K | $101K | $37K | -$3.47M | $0 | $0 | -$185K | -$477K | -$1.05M | $253K | $141K |
| Stock-Based Compensation | $808K | $801K | $786K | $185K | $107K | $126K | $149K | $157K | $154K | $125K | $123K | $116K | $87K | $229K | $403K | $352K | $465K | $0 | $0 | $0 | $0 | $0 | $0 |
| Changes in Working Capital: | |||||||||||||||||||||||
| Accounts Receivable | -$742K | -$719K | -$859K | $55K | $497K | -$1.9M | $48K | -$252K | -$219K | -$7K | -$31K | $80K | $142K | $27K | $29K | $257K | -$30K | $0 | $0 | $0 | $0 | -$119K | $89K |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Accounts Payable | -$570K | -$2.22M | $1.28M | $3.55M | $1.84M | -$2M | $1.74M | $318K | -$1.26M | $1.32M | -$328K | -$1.77M | $1.61M | $1.2M | -$237K | -$1.69M | $15K | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Working Capital | $1.06M | $1.4M | -$795K | -$1.55M | -$1.55M | $700K | -$226K | -$167K | $155K | -$18K | $246K | $46K | $1.24M | -$145K | $494K | -$2.92M | $23K | $7.28M | -$1.13M | $7.04M | -$1.92M | -$20K | -$75K |
| Total Working Capital Change | -$250K | -$1.54M | -$375K | $2.05M | $782K | -$3.2M | $1.56M | -$101K | -$1.32M | $1.29M | -$113K | -$1.65M | $2.99M | $1.08M | $286K | -$4.36M | $8K | $7.28M | -$1.13M | $7.04M | -$1.92M | -$139K | $14K |
| Other Non-Cash Items | -$518K | -$1.65M | $139K | $55K | $1.59M | $1.73M | $507K | $965K | $1.53M | $4.62M | $10.35M | $5.43M | $6.56M | $9.97M | $14.55M | $9.95M | $12.44M | $5M | $958K | $2.29M | -$1.99M | -$140K | -$153K |
| Net Cash from Operating | $10.39M | $6.32M | $8.48M | $11.2M | $9.26M | $814K | $5.79M | $4.62M | $3.6M | $8.51M | $12.5M | $5.56M | $10.91M | $12.82M | $16M | $7.55M | $7.91M | $10.38M | $1.66M | $10.03M | -$2.71M | $1.09M | $2.04M |
| Investing Activities | |||||||||||||||||||||||
| Capital Expenditures | -$574K | -$812K | -$309K | -$387K | -$420K | -$147K | -$53K | -$284K | -$299K | -$184K | -$83K | -$138K | -$266K | -$314K | -$1.41M | -$657K | -$428K | -$358K | -$1.76M | -$3.23M | -$11.67M | -$271K | -$142K |
| Acquisitions | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Purchases of Investments | -$11.31M | -$12.48M | -$6.55M | -$41.14M | -$49.47M | -$19.78M | -$4.73M | -$4.93M | -$13.41M | -$17.05M | -$9.7M | -$8.51M | -$30.85M | -$27.37M | -$44.96M | -$3.46M | -$74.04M | -$39.12M | -$13.77M | -$8.04M | -$2.7M | -$39.8M | -$52.55M |
| Sales of Investments | $18.71M | $13.78M | $11.28M | $8.91M | $23.43M | $20.98M | $15.49M | $11.39M | $8M | $17.41M | $12.04M | $15.61M | $19.6M | $39.87M | $33.83M | $21.18M | $61.67M | $23.53M | $10.96M | $20.46M | $20.47M | $22.19M | $58.9M |
| Other Investing Activities | -$71.08M | -$90.78M | -$70.47M | -$37.13M | $18.27M | -$81.01M | -$11.11M | -$36.66M | -$16.04M | -$36.19M | -$25.96M | -$13.73M | -$19.3M | -$12.85M | $4.84M | $18.19M | -$47.26M | -$37.13M | -$36.39M | -$87.99M | -$75.83M | $0 | -$25.98M |
| Net Cash from Investing | -$64.25M | -$90.29M | -$66.05M | -$69.74M | -$8.2M | -$79.96M | -$405K | -$30.49M | -$21.76M | -$36.01M | -$23.71M | -$6.76M | -$30.82M | -$658K | -$7.7M | $35.25M | -$60.05M | -$53.08M | -$40.97M | -$78.8M | -$69.73M | -$17.88M | -$19.78M |
| Financing Activities | |||||||||||||||||||||||
| Debt Repaid | -$20.49M | $947K | -$13.89M | $7.73M | $44.05M | -$31.22M | -$665K | -$3.62M | $4.13M | -$4.45M | -$6.09M | $1.6M | $8M | -$187K | $11.37M | $9.36M | $257K | -$26.6M | -$6.66M | $4.45M | -$15.97M | -$645K | -$13.17M |
| Common Stock Issuance | $0 | $0 | $0 | $0 | $37.43M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Common Stock Repurchases | -$844K | -$2.37M | -$1.22M | -$4.55M | -$3.27M | -$90K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$45K | $0 | $0 | -$62K | $0 | $0 | $0 | $0 | $0 | $0 |
| Dividends Paid | -$1.82M | -$1.68M | -$1.31M | -$1.43M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Financing Activities | $17.53M | $42.04M | $87.81M | $27.99M | $22.31M | $88.27M | $52K | $15.28M | $22.82M | $26.75M | $12.96M | -$4.74M | $37.06M | -$18.7M | -$2.99M | -$20.28M | $72.92M | $5.16M | $43.27M | $47.48M | $54.21M | -$96K | -$141K |
| Net Cash from Financing | $35.35M | $37.04M | $99.17M | $14.28M | $12.41M | $119.4M | $717K | $18.9M | $18.68M | $31.19M | $19.06M | -$6.34M | $27.66M | -$17.16M | -$14.35M | -$29.63M | $55.05M | $42.47M | $38.52M | $71.58M | $70.68M | $13.22M | $13.03M |
| Forex Effect | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Net Change in Cash | -$18.51M | -$46.94M | $41.6M | -$44.27M | $13.47M | $40.26M | $6.1M | -$6.97M | $528K | $3.7M | $7.85M | -$7.53M | $7.75M | -$4.99M | -$6.05M | $13.16M | $2.91M | -$220K | -$784K | $2.81M | -$1.77M | -$3.57M | -$4.71M |
| Supplementary Data | |||||||||||||||||||||||
| Operating Cash Flow | $10.39M | $6.32M | $8.48M | $11.2M | $9.26M | $814K | $5.79M | $4.62M | $3.6M | $8.51M | $12.5M | $5.56M | $10.91M | $12.82M | $16M | $7.55M | $7.91M | $10.38M | $1.66M | $10.03M | -$2.71M | $1.09M | $2.04M |
| Capital Expenditure | -$574K | -$812K | -$309K | -$387K | -$420K | -$147K | -$53K | -$284K | -$299K | -$184K | -$83K | -$138K | -$266K | -$314K | -$1.41M | -$657K | -$428K | -$358K | -$1.76M | -$3.23M | -$11.67M | -$271K | -$142K |
| Free Cash Flow | $9.81M | $5.51M | $8.18M | $10.81M | $8.84M | $667K | $5.74M | $4.34M | $3.3M | $8.33M | $12.42M | $5.43M | $10.64M | $12.51M | $14.6M | $6.9M | $7.48M | $10.03M | -$96K | $6.8M | -$14.38M | $818K | $1.9M |
| Cash at Beginning | $25.6M | $72.53M | $30.94M | $75.2M | $61.73M | $21.47M | $15.37M | $22.33M | $21.81M | $18.11M | $10.26M | $17.79M | $10.04M | $15.03M | $21.09M | $7.92M | $5.01M | $5.23M | $6.02M | $3.21M | $4.97M | $8.55M | $13.26M |
| Cash at End | $7.09M | $25.6M | $72.53M | $30.94M | $75.2M | $61.73M | $21.47M | $15.37M | $22.33M | $21.81M | $18.11M | $10.26M | $17.79M | $10.04M | $15.03M | $21.09M | $7.92M | $5.01M | $5.23M | $6.02M | $3.21M | $4.97M | $8.55M |