nCino, Inc. (NCNO) nCino, Inc. operates as a software-as-a-service (SaaS) provider, delivering cloud-based applications to financial organizations both within the United States and internationally. Its core product, the nCino Bank Operating System, is a multi-tenant cloud platform. This system is engineered to digitalize, automate, and streamline complex operational processes and workflows. By harnessing data analytics, artificial intelligence, and machine learning (AI/ML), it empowers banks and credit unions to efficiently manage new client onboarding, originate and oversee the complete loan lifecycle, facilitate the opening of various accounts (including deposits), and ensure regulatory adherence. Another key offering is nCino IQ, an application suite that utilizes data analytics and AI/ML to provide customers with both automation and valuable operational insights. This includes tools for assessing, quantifying, and managing credit risk, alongside enhancing their capabilities to meet regulatory obligations. The company also provides SimpleNexus, a suite of products designed to allow various participants—such as loan officers, prospective borrowers, real estate agents, and settlement agents—to engage with the homeownership process from any internet-connected device. nCino caters to a broad range of financial institution clients, including global corporations, large enterprise banks, regional and community banks, credit unions, emerging market entrants, and independent mortgage banks. Its solutions are distributed via a specialized sales team, which includes business development representatives, account executives, field sales engineers, and customer success managers. Founded in 2011, nCino, Inc. is headquartered in Wilmington, North Carolina.
Sector: Services-Prepackaged Software
Industry: Software - Application
nCino, Inc. NASDAQ:NCNO Technology · Software - Application
CLOSED · Nov 6 $22.67 CLOSED · Nov 6 Prev close $23.21 Close $22.67 0.00% AH close $22.67 VOL 1.59M $ Vol $35.92M RVOL 0.88x
Mkt Cap $2.4B
VOL 1.59M sh
$ Vol $35.92M
RVOL 0.88×
Press Release
nCino Brings AI-Powered Guidance and Automation Together in Loan Officer Productivity Suite for Mortgage
nCino introduced its Loan Officer Productivity Suite, a bundle of AI-driven tools embedded in its nCino Mortgage point-of-sale platform aimed at boosting mortgage originator productivity.
The Suite includes Mortgage Advisor for Loan Officers, Loan PreCheck, Mortgage MCP, AUS Smart Tasks, and automated pre-approval and disclosure workflows, evaluating files against Fannie Mae, Freddie Mac, FHA, VA and USDA guidelines.
Early adopters such as Educated Mortgage are using the tools in daily workflows, with Security National Financial preparing to deploy them; no financial impact figures were disclosed.
• 27d ago AI analysis › Press Release
nCino Partners with Parlay to Power AI-Native SBA Lending Nationwide
nCino and Parlay announced a partnership integrating Parlay's AI-native Loan Intelligence System with nCino's Commercial and Small Business Solutions to streamline SBA lending for roughly 1,400 SBA lenders nationwide.
The integration is already live and has processed more than $500 million in SBA loan inquiries in 2026, with First Internet Bank (INBK) named as an existing customer using the combined workflow.
For INBK, the news is indirect: the release highlights operational efficiency gains (manual work to reach a credit-ready file reduced by up to 80%), but discloses no financial terms or direct impact on the bank's results.
• 1mo ago AI analysis › Press Release
nCino to Participate in Upcoming Investor Event
nCino announced it will participate in the Piper Sandler Growth Frontiers Conference, with a presentation scheduled for Wednesday, September 16, 2026, at 11:30 a.m. CT.
The live webcast and a replay will be available on the company's investor relations website.
The release contains no new financial or operational disclosures; nCino describes itself as the platform for agentic AI banking serving over 2,700 customers worldwide.
• 2mo ago AI analysis › Press Release ● Major
nCino Reports Second Quarter Fiscal Year 2027 Financial Results
nCino reported Q2 fiscal 2027 revenue of $161.0 million, up 8% year-over-year, with subscription revenue reaching $143.5 million, up 10%.
GAAP operating margin improved significantly to 8%, up 1,500 basis points, while non-GAAP operating margin rose 500 basis points to 25%.
The Board authorized a new $100 million stock repurchase program, adding to the $300 million executed since April 2025, and raised guidance for the full fiscal year.
• 2mo ago AI analysis › Press Release
nCino Announces Timing of its Second Quarter Fiscal Year 2027 Financial Results Conference Call
nCino announced it will report financial results for its second quarter fiscal year 2027 after the market close on Tuesday, August 25, 2026.
The company will host a conference call and webcast at 4:30 p.m. ET that day to discuss the results.
A replay of the webcast will be available on nCino’s Investor Relations website following the call.
• 2mo ago AI analysis › Press Release
nCino and Dun & Bradstreet Collaborate to Speed Client Onboarding and Enhance Lifecycle Management for Financial Institutions
nCino announced a strategic alliance with Dun & Bradstreet to integrate the D&B Commercial Graph into the nCino Client Lifecycle Management solution, aiming to automate and speed up client onboarding for financial institutions.
The integration addresses persistent inefficiencies in commercial banking, where manual KYC/KYB processes contribute to an average onboarding cost of $14,700 per client and 66% of banks requesting redundant information.
The new capabilities, leveraging data on over 650 million global entities, will be generally available later this year starting in the EMEA region, shifting KYC processes from periodic reviews to continuous monitoring.
• 2mo ago AI analysis › Press Release
nCino Releases Mortgage MCP, Letting Lenders Connect AI Agents Directly to the nCino Mortgage Suite
nCino released Mortgage MCP, a new capability that enables lenders to connect AI agents directly to the nCino Mortgage Suite using the Model Context Protocol.
The solution ships with two pre-built tools, Admin MCP and Loan Officer MCP, designed to automate administrative workflows and origination tasks via natural language commands while maintaining existing governance and permissions.
This launch supports nCino's strategy as an agentic AI banking platform, aiming to replace manual screen navigation with conversational interactions to improve efficiency.
• 3mo ago AI analysis › Press Release
RWX Raises $12M Series A to Scale the Dev Cloud for AI-Driven Engineering
RWX announced a $12 million Series A financing led by Hyde Park Venture Partners to scale its dev cloud platform for AI-driven engineering.
The release notes that nCino is among the customers currently using RWX to remove validation bottlenecks in software development.
This news concerns a private portfolio company where nCino is a customer and has no direct material impact on nCino's operations or financials.
• 3mo ago AI analysis › Press Release
ConnectOne Bank is Building the Future of Commercial Lending on nCino’s Agentic Operating System
nCino announced that ConnectOne Bank is actively deploying its Agentic Operating System and Banking Advisor AI capabilities across commercial lending operations.
Early deployment metrics show significant efficiency gains, including a 97.5% reduction in document search time and a 60% reduction in task time for specific workflows, with active user adoption growing 41% in 10 weeks.
ConnectOne's leadership projects these tools will make frontline bankers 50% more efficient, providing a strong validation case for nCino's value proposition in the banking sector.
• 3mo ago AI analysis › Press Release
Cornerstone First Mortgage Switches to nCino's Mortgage Point of Sale to Support Its Next Phase of Growth
nCino announced that Cornerstone First Mortgage, a San Diego-based lender operating in 49 states, has switched to nCino's Mortgage Point of Sale platform.
Cornerstone selected nCino to support its nationwide expansion and branch-based model, citing the platform's flexibility, mobile capabilities, and commitment to customer partnership.
The deal highlights nCino's growing footprint in the mortgage sector, with Cornerstone leveraging nCino-connected tools for digital verification, eNotes, and remote online notarization to streamline the loan process.
• 4mo ago AI analysis › Press Release
DNB Goes Live on the nCino Platform to Modernise and Scale Corporate Lending Across International Markets
DNB, Norway's largest financial institution, has gone live on the nCino Platform to power its corporate lending business across a network of branches in nine countries.
The deployment includes nCino for Commercial Lending alongside Banking Advisor, nCino’s AI-powered conversational interface, with plans to extend the platform to SME lending next year.
This partnership highlights nCino's growing traction in the EMEA market, adding a world-leading shipping and energy bank to its base of over 2,700 global customers.
• 4mo ago AI analysis › Press Release ● Major
nCino Reports First Quarter Fiscal Year 2027 Financial Results
nCino reported Q1 FY27 revenue of $159.4 million, up 11% year-over-year, driven by a 12% increase in subscription revenues to $140.9 million.
The company achieved a significant profitability inflection, with GAAP operating margin expanding 1,400 basis points to 13% and non-GAAP operating margin rising 1,100 basis points to 28%.
nCino repurchased $93.1 million of shares during the quarter and provided full-year guidance implying continued revenue growth and expanding margins, with FY27 revenue projected between $642.0 million and $646.0 million.
• 5mo ago AI analysis › Press Release
nCino to Participate in Upcoming Investor Event
nCino will present at William Blair’s 46th Annual Growth Stock Conference on June 3, 2026, at 12:20 p.m. ET.
The company highlighted its position as the platform for agentic AI banking, noting it serves over 2,700 customers worldwide including community banks and credit unions.
A live webcast and replay of the presentation will be available on the company’s Investor Relations website.
• 5mo ago AI analysis › Press Release
nCino Announces Timing of its First Quarter Fiscal Year 2027 Financial Results Conference Call
nCino announced it will report first quarter fiscal 2027 financial results after market close on Wednesday, May 27, 2026.
The company will host a conference call and webcast at 4:30 p.m. ET on that date to discuss the results.
The release includes standard boilerplate describing nCino as the platform for agentic AI banking with over 2,700 customers worldwide.
• 5mo ago AI analysis › Press Release
Banks Are Moving to a Dual Workforce Model, nCino's Inaugural AI in Banking Benchmark Shows
globenewswire.com • 5mo ago Press Release
Vision Credit Union Selects nCino to Transform Agricultural and Commercial Lending
nCino announced that Vision Credit Union has selected its Commercial Lending, Banking Advisor, and Automated Spreading solutions to modernize its lending operations.
The partnership targets Vision's agricultural and commercial portfolio, which comprises nearly 70% of its loans, aiming to automate manual workflows and embed AI-powered intelligence into lender decisions.
Vision Credit Union serves 38,000 members across Alberta with over $2.6 billion in assets.
• 6mo ago AI analysis › Press Release
Raiffeisenbankengruppe Oesterreich (excluding Raiffeisen Bank International) Selects nCino to Modernise Corporate Lending Across Its Nationwide Network
Raiffeisenbankengruppe Oesterreich selected nCino as its unified corporate lending platform to modernize operations across its nationwide network.
The client is one of Europe's largest cooperative banking groups, comprising 8 regional banks and approximately 270 local banks.
This represents a landmark win for nCino in the DACH region, leveraging its experience with US credit unions to serve a tiered, member-owned European banking model.
• 6mo ago AI analysis › Press Release
nCino Announces Nick Edwards as Managing Director for APAC
nCino appointed Nick Edwards as Managing Director for the APAC region to drive growth across Australia, New Zealand, and Southeast Asia.
Edwards brings nearly two decades of financial services experience, having previously served as Chief Commercial Officer at FNZ Group and in leadership roles at Temenos.
CEO Sean Desmond highlighted strong regional momentum and expressed confidence that Edwards will accelerate growth and deliver outcomes for customers.
• 6mo ago AI analysis › 
