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Orange County Bancorp, Inc. /DE/ (OBT)

Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operate full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.

Sector: State Commercial Banks

Industry: Banks - Regional

Orange County Bancorp, Inc. logo

Orange County Bancorp, Inc.

NASDAQ:OBTFinancial Services
+0.29%$38.42
AH Close$38.42+0.00%vs close
Mkt Cap$515.13M
Float11.06M
O/S13.41M
Inst Own54.1%
Div Yield1.87%
Dilution
Historical Data
DateOpenHighLowCloseVolume
Key Metrics
Market Cap$515.13M
Enterprise Value--
P/E Ratio--
Est. Net Cash/Share--
Institutional Ownership54.06%

based on 13.41M shares outstanding

SectorFinancial Services
IndustryBanks - Regional
ExchangeNASDAQ
CountryUSUS
IPO DateOct 15, 2003
Shares Outstanding13.41M
Float11.06M
Company Overview

Orange County Bancorp, Inc., operating through its subsidiaries, delivers a broad spectrum of commercial and consumer financial services, alongside specialized trust and wealth management offerings.

Its clientele includes small and mid-sized businesses, local government entities, and affluent individuals. The institution provides diverse deposit accounts such as interest-bearing and non-interest-bearing checking options, money market and savings accounts, and certificates of deposit. On the lending side, it extends financing for commercial real estate, commercial and industrial ventures, real estate construction, residential properties, home equity, and various consumer needs. Complementing its banking operations, the company also offers traditional trust administration, sophisticated asset management, personalized financial planning, and holistic wealth management solutions.

The company's physical footprint includes 14 full-service branches and one loan production office, strategically located across Orange, Westchester, Rockland, and Bronx counties within New York. Established in 1892, Orange County Bancorp, Inc. maintains its corporate headquarters in Middletown, New York.

Leadership

Michael J. Gilfeather

President, Chief Executive Officer & Director

Joseph A. Ruhl

Sr. Executive VP & Regional President of Westchester County

Michael Lesler

Executive Vice President & Chief Financial Officer

David Dineen

Executive VP & Senior MD and Director of Wealth Services

Employees

225

Country

US

Sector

Financial Services

Website

orangebanktrust.com

Analyst Coverage
Analyst Coverage
ConsensusBuy
Price Target (median, last 90d)
$44.00+14.5%
Low $44High $44
Ratings Distribution
BUY
2
HOLD
0
SELL
0
TOTAL2
Insider Trades
InsiderTypeShares
Kennedy Marianna R profile photoKennedy Marianna RGrant/Award0
Keane Kevin J profile photoKeane Kevin JGrant/Award0
Rouis Jonathan F profile photoRouis Jonathan FGrant/Award0
Schiller Jon profile photoSchiller JonGrant/Award0
HOLCOMBE GREGORY F profile photoHOLCOMBE GREGORY FGrant/Award0
Rowley Richard B profile photoRowley Richard BGrant/Award0
Shareholders
54.1%
Institutional
(112)
7.4%
Insiderⓘ
(18)
13.2%
5%+ Owners
(2)
25.3%
Unattributed (incl. retail)ⓘ
Institutional54.1%
Insider7.4%
5%+ Beneficial13.2%
Unattributed (incl. retail)25.3%
Sources: 13F, Form 4, 13D/13GO/S: 13.4M · as of 5 Aug 2026 · SEC cover page
Insiders & Institutional Holders
52-Week Range
$23.25$40.10
$38.42(90th percentile)
Volume
Average Daily Volume66.51K
49.99K today vs 66.51K avg(-25%)

30d Avg

66.51K

60d Avg

61.17K

90d Avg

56.69K

Earnings
Dividend History
TTM Yield
1.87%
Paid quarterly
Annual (LTM)
$0.72
Latest
$0.1800
Sep 4, 26
5Y Growth
+12.47%
per year
Compliance Status
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