OP Bancorp (OPBK) OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. It offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, home mortgage, and consumer loans. It operates full branch offices in Los Angeles and Orange Counties in California, as well as Santa Clara, California; Carrollton, Texas; Las Vegas, Nevada Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. The company was founded in 2005 and is headquartered in Los Angeles, California.
Sector: State Commercial Banks
Industry: Banks - Regional
OP Bancorp NASDAQ:OPBK Financial Services · Banks - Regional
Mkt Cap $226.08M
Div Yield 3.43%
CLOSED · Nov 3 $15.14 CLOSED · Nov 3 Prev close $15.33 Close $15.14 0.00% AH close $15.14 VOL 28K $ Vol $432K RVOL 0.88x
Mkt Cap $226.08M
VOL 28K sh
$ Vol $432K
RVOL 0.88×
Div Yield 3.43%
Press Release ⚠ 3
OP Bancorp Reports Third Quarter 2026 Net Income of $7.8 Million, Diluted EPS of $0.52
OP Bancorp reported Q3 2026 net income of $7.8 million with diluted EPS of $0.52, up 16% year-over-year but down 3% from Q2's $8.0 million.
Net interest income rose 11% sequentially to $22.2 million on loan growth, lifting net interest margin 19 bps to 3.27%; average loans and deposits each grew 4% quarter-over-quarter.
Credit metrics showed early stress: criticized loans more than doubled to $77.6 million (from $33.4 million), driven by $42.9 million of new Special Mention CRE loans, and the provision swung to $1.6 million from a prior-quarter reversal.
The board declared a quarterly dividend of $0.14 per share payable November 19; Tier 1 leverage stood at 9.09%.
• 12d ago AI analysis › Press Release
OP Bancorp Declares Quarterly Cash Dividend of $0.14 per Share
OP Bancorp's board declared a quarterly cash dividend of $0.14 per share.
The dividend is payable on or about November 19, 2026, to shareholders of record as of November 5, 2026.
OP Bancorp is the holding company for Open Bank, a Los Angeles-based commercial bank serving small- and medium-sized businesses with twelve branches across California, Texas, and Nevada.
• 12d ago AI analysis › Press Release ⚠ 1
Community and Regional Banks are Choosing FIS to Accelerate Modernization
FIS announced record first-half core wins across its community and regional banking segment, representing millions of accounts added across account origination, digital banking and core modernization.
Among the publicly disclosed wins, Open Bank, a Los Angeles community bank traded as OP Bancorp (Nasdaq: OPBK), selected the FIS Origination Suite as part of its digital transformation strategy.
FIS also highlighted AI capabilities in production and pilot, including Policy Optimizer 2.0, AgentEdge, and a Financial Crimes AI Agent developed through its strategic partnership with Anthropic.
The release provides no hard financial figures, so it reads as a demand-momentum and share-gain signal rather than a quantifiable earnings driver.
• 1mo ago AI analysis › Press Release ● Major
OP Bancorp Reports Second Quarter 2026 Net Income of $8.0 Million, Diluted EPS of $0.53
OP Bancorp reported second quarter 2026 net income of $8.0 million, or diluted EPS of $0.53, representing a 10% increase from the prior quarter and 26% growth from the year-ago period.
Results were bolstered by revenue growth of $25.7 million, a reversal of the credit loss provision, and an improved efficiency ratio of 57.64%, although net interest margin contracted slightly due to one-time adjustments.
The Board of Directors declared a quarterly cash dividend of $0.14 per share, payable in August, while maintaining robust capital levels with a CET1 ratio of 10.98%.
• 3mo ago AI analysis › Press Release
OP Bancorp Declares Quarterly Cash Dividend of $0.14 per Share
OP Bancorp declared a quarterly cash dividend of $0.14 per share.
The dividend is payable on or about August 20, 2026 to shareholders of record as of the close of business on August 6, 2026.
OP Bancorp is the holding company for Open Bank, operating branches in California, Texas, and Nevada.
• 3mo ago AI analysis › Press Release ● Major
OP Bancorp Declares Quarterly Cash Dividend of $0.14 per Share
businesswire.com • 6mo ago Press Release ● Major
OP Bancorp Reports First Quarter 2026 Net Income of $7.2 Million, Diluted EPS of $0.48
businesswire.com • 6mo ago 
