Pinnacle Bankshares Corporation

Pinnacle Bankshares Corporation serves as the parent entity for First National Bank, offering a comprehensive suite of financial products and services to both commercial enterprises and individual consumers.

Its deposit offerings include checking accounts, savings and term deposits, individual retirement accounts (IRAs), certificates of deposit (CDs), and money market options. The institution's diverse lending portfolio encompasses residential and commercial mortgages, home equity credit, consumer installment loans, agricultural financing, investment loans, small business funding, commercial lines of credit, and letters of credit. Beyond core banking, Pinnacle also provides credit cards, various insurance products (covering property, casualty, life, and health), investment and annuity vehicles, and essential banking safeguards like overdraft protection. Additional services extend to merchant bankcard processing, treasury management solutions, remote deposit capture, night depository facilities, secure safe deposit boxes, and notary services. These are all accessible through convenient telephone, mobile, and internet banking platforms.

The company operates eighteen branches across various localities in Virginia. This network includes one branch in Amherst (Amherst County), two in Bedford County, a total of five within Campbell County (specifically two in Altavista and three elsewhere in the county), three in Pittsylvania County, three in the city of Danville, three in the city of Lynchburg, and one in the city of Charlottesville. Established in 1908, the firm's main offices are situated in Altavista, Virginia.