Pinnacle Bankshares Corporation (PPBN)
Pinnacle Bankshares Corporation operates as a bank holding company for First National Bank that provides a range of commercial and retail banking products and services in the United States. The company accepts checking accounts, savings and time deposits, individual retirement accounts, certificates of deposit, and money market accounts. Its loan products include residential and commercial mortgage loans, home equity loans, consumer installment loans, agricultural loans, investment loans, small business loans, commercial loans, lines of credit, and letters of credit. It also provides credit cards; insurance products, including property and casualty, life, and health; treasury and other services; investment and annuity products; and overdraft protection, merchant bankcard processing, reorder checks, remote deposit capture, online bill pay, digital wallet, mobile capture, night drop, safe deposit box, merchant, and notary services, as well as telephone, mobile, and online banking services. The company operates through branches in Amherst County, Bedford County, Campbell County, and Pittsylvania County; and the city of Danville, Lynchburg and Charlottesville. Pinnacle Bankshares Corporation was founded in 1908 and is headquartered in Altavista, Virginia.
Sector: Banks - Regional
Industry: Banks - Regional
Pinnacle Bankshares Corporation
OTC:PPBNFinancial Services · Banks - Regional
+0.02%$61.89
Mkt Cap$134.38M
Float2.13M
O/S2.17M
Inst Own-
SI<0.1%
Div Yield1.92%
Dilution
Delisting Issues Timeline
Financials Summary
Revenue$59.05M
Net Income$10.77M
Total Assets$1.07B
Free Cash Flow$9.71M
Debt & Equity
Debt 1%
Equity 99%
Total Debt$957K
Total Equity$89.41M
Shares Outstanding
Short Interest
Split History
No splits on record
Nothing in PPBN's public trading history: no forward or reverse split has affected the share count.
Balance Sheet Details
Assets$1.07B
Liabilities$975.82M
Accounts Receivable$3.24M
Accounts Payable$1.27M
Inventory$0
PP&E (Net)$23.09M
Goodwill$539K
Intangible Assets$773K
Income Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 | FY 1999 | FY 1998 | FY 1997 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 | 1999-12-31 | 1998-12-31 | 1997-12-31 |
| Revenue | $59.05M | $55.62M | $49.37M | $38.21M | $33.57M | $26.77M | $24.86M | $22.47M | $20.37M | $19.05M | $17.85M | $17.2M | $19.45M | $19.02M | $19.77M | $19.75M | $20.46M | $21.45M | $20.99M | $18.12M | $15.07M | $13.16M | $13.64M | $13.81M | $14.99M | $13.74M | $6.7M | $6.07M | $5.65M |
| YoY Growth | 6.2% | 12.7% | 29.2% | 13.8% | 25.4% | 7.7% | 10.6% | 10.3% | 6.9% | 6.7% | 3.8% | -11.6% | 2.3% | -3.8% | 0.1% | -3.5% | -4.6% | 2.2% | 15.9% | 20.3% | 14.5% | -3.5% | -1.2% | -7.9% | 9.1% | 105.2% | 10.2% | 7.5% | - |
| Cost of Revenue | $11.45M | $55.62M | $8.79M | $1.54M | $1.96M | $2.77M | $2.73M | $2.5M | $1.92M | $1.6M | $1.74M | $2.07M | $3.33M | $5.15M | $6.65M | $7.71M | $8.84M | $11.23M | $8.64M | $6.76M | $4.92M | $3.73M | $4.45M | $5.39M | $7.64M | $6.63M | $5.94M | $5.56M | $5.25M |
| Gross Profit | $47.61M | $42.58M | $40.58M | $36.67M | $31.61M | $24M | $22.14M | $19.98M | $18.45M | $17.44M | $16.11M | $15.13M | $16.12M | $13.87M | $13.12M | $12.03M | $11.62M | $10.22M | $12.35M | $11.35M | $10.15M | $9.43M | $9.19M | $8.42M | $7.35M | $7.11M | $759K | $513K | $406K |
| Gross Margin | 80.6% | 76.5% | 82.2% | 96.0% | 94.2% | 89.6% | 89.0% | 88.9% | 90.6% | 91.6% | 90.2% | 88.0% | 82.9% | 72.9% | 66.3% | 60.9% | 56.8% | 47.7% | 58.8% | 62.7% | 67.4% | 71.7% | 67.4% | 61.0% | 49.0% | 51.7% | 11.3% | 8.4% | 7.2% |
| Research and Development | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Selling, General, and Administrative | $19.22M | $20.69M | $16.48M | $15.56M | $15.46M | $10.91M | $9.61M | $8.6M | $8.24M | $7.54M | $6.86M | $6.44M | $7.04M | $6.63M | $6.78M | $6.6M | $7.09M | $6.09M | $4.93M | $4.66M | $4.24M | $3.99M | $3.74M | $3.3M | $2.89M | $2.48M | $2.1M | $1.85M | $1.65M |
| Other | $15.08M | $13.57M | $12.31M | $11.08M | $10.94M | $8.91M | $7.16M | $6.33M | $5.89M | $5.51M | $5.2M | $5.57M | $5.18M | $5.29M | $4.76M | $4.44M | $4.08M | $3.75M | $3.6M | $3.16M | $2.93M | $2.91M | $2.99M | $2.51M | $2.51M | $2.23M | -$3.42M | -$3.4M | -$3.62M |
| Total Operating Expenses | $34.31M | $20.69M | $28.8M | $26.64M | $26.39M | $19.82M | $16.77M | $14.93M | $14.13M | $13.04M | $12.06M | $12.01M | $12.23M | $11.91M | $11.54M | $11.04M | $11.17M | $9.85M | $8.52M | $7.83M | $7.17M | $6.9M | $6.74M | $5.81M | $5.4M | $4.71M | -$1.32M | -$1.55M | -$1.97M |
| Operating Income (EBIT) | $13.3M | $21.88M | $11.79M | $10.04M | $5.22M | $4.18M | $5.36M | $5.05M | $4.32M | $4.4M | $4.05M | $3.12M | $3.89M | $1.96M | $1.57M | $995K | $451K | $378K | $3.83M | $3.53M | $2.98M | $2.53M | $2.45M | $2.61M | $1.95M | $2.4M | $2.08M | $2.06M | $2.38M |
| Operating Margin | 22.5% | 39.3% | 23.9% | 26.3% | 15.5% | 15.6% | 21.6% | 22.5% | 21.2% | 23.1% | 22.7% | 18.1% | 20.0% | 10.3% | 8.0% | 5.0% | 2.2% | 1.8% | 18.2% | 19.5% | 19.8% | 19.2% | 18.0% | 18.9% | 13.0% | 17.4% | 31.1% | 34.0% | 42.1% |
| Interest Expense | $11.14M | $12.29M | $8.72M | $1.35M | $1.73M | $2.52M | $2.56M | $1.89M | $1.66M | $1.52M | $1.61M | $1.98M | $3.19M | $3.97M | $4.43M | $5.83M | $7.31M | $8.35M | $8.18M | $6.42M | $4.69M | $3.5M | $3.98M | $4.96M | $7.26M | $6.27M | $5.6M | $5.26M | $4.9M |
| Interest Income | $51.26M | $47.74M | $41.89M | $31.79M | $26.82M | $20.79M | $20.24M | $18.27M | $16.51M | $15.15M | $14.12M | $14.04M | $14.9M | $15.57M | $16.52M | $16.61M | $17.32M | $18.55M | $18.36M | $15.62M | $12.67M | $10.9M | $11.06M | $12.06M | $13.36M | $12.53M | $11.12M | $10.47M | $10.12M |
| Other Income (Expense) | $0 | -$10.73M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Income Before Tax (EBT) | $13.3M | $11.16M | $11.79M | $10.04M | $5.22M | $4.18M | $5.36M | $5.05M | $4.32M | $4.4M | $4.05M | $3.12M | $3.89M | $1.96M | $1.57M | $995K | $451K | $378K | $3.83M | $3.53M | $2.98M | $2.53M | $2.45M | $2.61M | $1.95M | $2.4M | $2.08M | $2.06M | $2.38M |
| Income Tax Expense | $2.53M | $1.98M | $2.02M | $1.79M | $842K | $1.11M | $968K | $889K | $1.57M | $1.4M | $1.31M | $970K | $1.24M | $619K | $510K | $308K | $100K | $72K | $1.23M | $1.12M | $876K | $712K | $681K | $723K | $488K | $637K | $526K | $548K | $662K |
| Net Income | $10.77M | $9.18M | $9.76M | $8.24M | $4.38M | $3.06M | $4.4M | $4.16M | $2.75M | $3M | $2.74M | $2.15M | $2.65M | $1.34M | $1.06M | $687K | $351K | $306K | $2.6M | $2.41M | $2.11M | $1.82M | $1.77M | $1.89M | $1.46M | $1.76M | $1.55M | $1.52M | $1.72M |
| Net Income Margin | 18.2% | 16.5% | 19.8% | 21.6% | 13.0% | 11.4% | 17.7% | 18.5% | 13.5% | 15.8% | 15.4% | 12.5% | 13.6% | 7.0% | 5.4% | 3.5% | 1.7% | 1.4% | 12.4% | 13.3% | 14.0% | 13.8% | 13.0% | 13.7% | 9.8% | 12.8% | 23.2% | 25.0% | 30.4% |
| Supplementary Data | |||||||||||||||||||||||||||||
| EPS | 4.85 | 4.15 | 4.45 | 3.78 | 2.02 | 1.85 | 2.84 | 2.71 | 1.80 | 1.97 | 1.80 | 1.42 | 1.75 | 0.89 | 0.71 | 0.46 | 0.24 | 0.21 | 1.76 | 1.65 | 1.44 | 1.25 | 1.22 | 1.30 | 1.01 | 1.22 | 1.08 | 1.06 | 1.20 |
| Diluted EPS | 4.85 | 4.15 | 4.45 | 3.78 | 2.02 | 1.84 | 2.82 | 2.68 | 1.78 | 1.96 | 1.79 | 1.40 | 1.74 | 0.89 | 0.71 | 0.46 | 0.24 | 0.21 | 1.75 | 1.64 | 1.43 | 1.23 | 1.21 | 1.29 | 1.00 | 1.21 | 1.07 | 1.05 | 1.20 |
| Weighted Average OS | 2.74M | 2.21M | 2.19M | 2.18M | 2.17M | 1.66M | 1.55M | 1.54M | 1.53M | 1.52M | 1.52M | 1.51M | 1.51M | 1.50M | 1.50M | 1.49M | 1.49M | 1.49M | 1.48M | 1.46M | 1.46M | 1.46M | 1.45M | 1.45M | 1.45M | 1.44M | 1.44M | 1.44M | 1.44M |
| EBITDA | $14.65M | $11.16M | $13.02M | $11.28M | $6.46M | $5.06M | $6.09M | $5.73M | $4.83M | $4.82M | $4.46M | $3.58M | $4.38M | $2.45M | $2.12M | $1.52M | $965K | $804K | $4.22M | $3.92M | $3.54M | $3.08M | $2.89M | $2.98M | $2.28M | $2.7M | $2.37M | $2.32M | $2.61M |
| EBITDA Margin | 24.8% | 20.1% | 26.4% | 29.5% | 19.2% | 18.9% | 24.5% | 25.5% | 23.7% | 25.3% | 25.0% | 20.8% | 22.5% | 12.9% | 10.7% | 7.7% | 4.7% | 3.7% | 20.1% | 21.7% | 23.5% | 23.4% | 21.2% | 21.6% | 15.2% | 19.7% | 35.4% | 38.2% | 46.1% |
Balance Sheet
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 | FY 1999 | FY 1998 | FY 1997 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 | 1999-12-31 | 1998-12-31 | 1997-12-31 |
| Assets | |||||||||||||||||||||||||||||
| Current Assets | |||||||||||||||||||||||||||||
| Cash and Cash Equivalents | $122.51M | $108.21M | $87.84M | $36.77M | $298.85M | $211.06M | $33.15M | $15.97M | $12.82M | $48.67M | $17.72M | $29.45M | $35.46M | $35.79M | $37.55M | $32.53M | $30.05M | $6.75M | $6.78M | $5.95M | $6.59M | $4.72M | $3.97M | $4.52M | $5.09M | $12.85M | $8.13M | $10.68M | $6.69M |
| Short-Term Investments | $152.45M | $175.82M | $233.58M | $241.17M | $120.71M | $46.24M | $43.19M | $48.05M | $41.86M | $23.84M | $22.07M | $0 | $0 | $15.25M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Cash and Short-Term Investments | $274.96M | $284.28M | $321.42M | $277.94M | $419.55M | $257.31M | $76.35M | $64.02M | $54.68M | $72.51M | $39.8M | $29.45M | $35.46M | $51.04M | $37.55M | $32.53M | $30.05M | $6.75M | $6.78M | $5.95M | $6.59M | $4.72M | $3.97M | $4.52M | $5.09M | $12.85M | $8.13M | $10.68M | $6.69M |
| Accounts Receivable | $3.24M | $3.24M | $3.25M | $2.96M | $1.68M | $1.63M | $1.28M | $1.33M | $1.18M | $1.05M | $962K | $887K | $978K | $993K | $1.01M | $1.08M | $1.19M | $1.22M | $1.33M | $1.25M | $1.07M | $946K | $908K | $1.02M | $1.14M | $1.43M | $1.23M | $1.11M | $1.04M |
| Inventory | $0 | $0 | $0 | $0 | -$300.52M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $111.71M | $0 | $0 | $300.52M | $0 | $0 | $339.15M | $0 | $0 | $0 | $293.6M | $285.2M | $0 | $272.08M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $278.2M | $111.71M | $324.67M | $280.9M | $421.23M | $258.94M | $77.62M | $404.5M | $55.86M | $73.56M | $40.76M | $323.94M | $321.64M | $52.73M | $310.64M | $34.99M | $33.08M | $7.96M | $8.11M | $7.2M | $7.67M | $5.67M | $4.88M | $5.54M | $6.23M | $14.28M | $9.36M | $11.79M | $7.74M |
| Long-Term Assets | |||||||||||||||||||||||||||||
| Property, Plant & Equipment Net | $23.09M | $24.14M | $21.5M | $21.74M | $22.61M | $22.67M | $15.55M | $15.75M | $16.02M | $11.7M | $8.77M | $8.43M | $7.3M | $6.31M | $6.54M | $6.93M | $7.23M | $6.65M | $5.22M | $5.26M | $5.41M | $5.66M | $4.27M | $3.91M | $4.19M | $4.37M | $4.08M | $3.18M | $3.31M |
| Goodwill | $539K | $539K | $539K | $539K | $539K | $539K | $539K | $539K | $539K | $539K | $539K | $539K | $539K | $539K | $539K | $539K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Intangible Assets | $773K | $933K | $1.09M | $1.25M | $1.41M | $1.57M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $734.13M | $706.02M | $636.29M | $638.41M | $120.71M | $560.58M | $391.61M | $49.83M | $357.19M | $342.15M | $308.27M | $29.28M | $29.13M | $280.63M | $24.77M | $291.55M | $286.06M | $293.13M | $19.64M | $232.73M | $29.26M | $34.22M | $37.11M | $42.73M | $45.07M | $39.43M | $138M | $125.6M | $119.56M |
| Deferred Tax Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $1.48M | $0 | $0 | $0 | -$328.01M | -$318.4M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Assets | $28.5M | $1.02B | $32.44M | $27.09M | $21.99M | $16.21M | $15.21M | -$1.48M | $14.31M | $12.15M | $12.92M | $328.01M | $318.4M | $8.48M | $0 | $3.11M | $5.84M | $13.5M | -$24.86M | $11.23M | -$34.67M | -$39.89M | -$41.38M | -$46.64M | -$49.26M | -$43.79M | $2.52M | $1.88M | $1.05M |
| Total Long-Term Assets | $787.03M | $1.04B | $691.86M | $689.03M | $145.27M | $601.58M | $422.91M | $66.12M | $388.06M | $366.54M | $330.5M | $38.25M | $36.96M | $295.96M | $31.84M | $302.13M | $299.13M | $313.28M | $24.86M | $249.22M | $34.67M | $39.89M | $41.38M | $46.64M | $49.26M | $43.79M | $144.6M | $130.66M | $123.91M |
| Other Assets | $0 | $0 | $0 | $0 | $449.36M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $246.95M | $0 | $191.16M | $174.26M | $160.09M | $147.73M | $144.48M | $121.66M | $0 | $0 | $0 |
| Total Assets | $1.07B | $1.04B | $1.02B | $969.93M | $1.02B | $860.51M | $500.53M | $470.61M | $443.93M | $440.1M | $371.26M | $362.19M | $358.6M | $348.69M | $342.48M | $337.11M | $332.21M | $321.24M | $279.91M | $256.42M | $233.49M | $219.81M | $206.34M | $199.9M | $199.97M | $179.74M | $153.96M | $142.46M | $131.65M |
| Liabilities | |||||||||||||||||||||||||||||
| Current Liabilities | |||||||||||||||||||||||||||||
| Accounts Payable | $1.27M | $1.59M | $860K | $160K | $152K | $238K | $205K | $168K | $141K | $135K | $121K | $169K | $223K | $398K | $419K | $500K | $613K | $872K | $861K | $764K | $601K | $482K | $407K | $496K | $696K | $726K | $0 | $0 | $0 |
| Short-Term Debt | $321K | $311K | $0 | $0 | $0 | $0 | $0 | $0 | $513K | $801K | $1.09M | $0 | $0 | $1.9M | $0 | $2M | $2M | $1M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Current Income Tax Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Current Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $970.99M | $396.14M | $932.44M | $899.24M | $938.08M | $781.34M | $450.28M | -$168K | $401.69M | $399.74M | $332.4M | -$169K | -$223K | $315.16M | -$419K | $306.95M | $302.12M | $287.23M | -$861K | $230.82M | -$601K | -$482K | -$407K | -$496K | -$696K | -$726K | $136.39M | $125.19M | $115.53M |
| Total Current Liabilities | $972.58M | $396.45M | $933.3M | $899.4M | $152K | $781.57M | $450.49M | $168K | $402.34M | $400.68M | $333.62M | $1.54M | $1.85M | $317.45M | $419K | $309.45M | $304.73M | $289.11M | $861K | $231.58M | $601K | $482K | $407K | $496K | $696K | $726K | $136.39M | $125.19M | $115.53M |
| Long-Term Liabilities | |||||||||||||||||||||||||||||
| Long-Term Debt | $0 | $10M | $10M | $10M | $10M | $10M | $0 | $0 | $0 | $801K | $1.09M | $1.37M | $1.63M | $0 | $2M | $0 | $0 | $5M | $0 | $100K | $200K | $300K | $400K | $500K | $600K | $700K | $800K | $900K | $1M |
| Long-Term Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Deferred Tax Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $732K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Liabilities | $3.24M | $955.61M | $4.82M | $3.52M | $5.26M | $10.61M | $4.6M | -$732K | $2.79M | $2.08M | $1.77M | -$1.37M | -$1.63M | $3.15M | -$2M | $1.18M | $1.63M | $2.22M | $0 | $248K | -$200K | -$300K | -$400K | -$500K | -$600K | -$700K | $1.18M | $1.23M | $1.07M |
| Total Long-Term Liabilities | $3.24M | $965.61M | $14.82M | $13.53M | $10M | $20.61M | $4.6M | $223.34M | $2.79M | $2.88M | $2.86M | $1.37M | $1.63M | $3.15M | $2M | $1.18M | $1.63M | $7.22M | $0 | $348K | $200K | $300K | $400K | $500K | $600K | $700K | $1.98M | $2.13M | $2.08M |
| Other Liabilities | $0 | $0 | $0 | $0 | $943.34M | $0 | $0 | $204.99M | $0 | $0 | $0 | $326.63M | $323.18M | $0 | $313.12M | $0 | $0 | $0 | $253.1M | $0 | $209.48M | $196.82M | $184.1M | $178.53M | $180.21M | $161.01M | $0 | $0 | $0 |
| Total Liabilities | $975.82M | $965.61M | $948.12M | $912.92M | $953.5M | $802.18M | $455.08M | $428.5M | $405.13M | $403.56M | $336.48M | $329.53M | $326.66M | $320.61M | $315.54M | $310.63M | $306.36M | $296.32M | $253.1M | $231.93M | $210.28M | $197.61M | $184.91M | $179.53M | $181.51M | $162.44M | $138.37M | $127.32M | $117.61M |
| Stockholders' Equity | |||||||||||||||||||||||||||||
| Preferred Stock | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $111K | $0 | $103K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Common Stock | $6.54M | $6.5M | $6.46M | $6.41M | $6.39M | $6.36M | $4.56M | $4.55M | $4.53M | $4.51M | $4.51M | $4.5M | $4.51M | $4.49M | $4.47M | $4.46M | $4.46M | $4.46M | $4.46M | $4.38M | $4.38M | $4.37M | $4.37M | $4.36M | $4.35M | $4.33M | $2.16M | $2.16M | $2.16M |
| Retained Earnings | $77.45M | $69.03M | $62.07M | $54.61M | $47.7M | $44.51M | $42.4M | $38.85M | $35.38M | $32.87M | $30.44M | $28.22M | $26.55M | $24.24M | $22.98M | $21.92M | $21.31M | $21.1M | $21.68M | $19.97M | $18.36M | $16.97M | $15.81M | $14.68M | $13.38M | $12.5M | $13.46M | $12.42M | $11.41M |
| Comprehensive Income & Other | -$7.09M | -$9.36M | -$12.07M | -$15.69M | -$3.2M | -$3.83M | -$2.98M | -$2.62M | -$2.28M | -$1.87M | -$1.23M | -$1.07M | -$154K | -$1.63M | -$1.43M | -$748K | -$697K | -$1.43M | -$111K | -$464K | -$103K | $303K | $694K | $834K | $243K | $44K | -$397K | $223K | $138K |
| Other Stockholders' Equity | $5.42M | $2.85M | -$124K | -$4.02M | $8.28M | $7.46M | -$1.52M | -$1.29M | -$1.11M | -$822K | -$168K | -$62K | $881K | -$647K | -$507K | $102K | $90K | -$638K | $676K | $141K | $474K | $865K | $1.26M | $1.34M | $722K | $464K | -$30K | $561K | $476K |
| Total Equity | $89.41M | $78.39M | $68.41M | $57.01M | $62.37M | $58.33M | $45.45M | $42.11M | $38.8M | $36.55M | $34.78M | $32.65M | $31.94M | $28.09M | $26.95M | $26.48M | $25.85M | $24.92M | $26.82M | $24.49M | $23.21M | $22.21M | $21.43M | $20.37M | $18.46M | $17.3M | $15.59M | $15.14M | $14.04M |
| Minority Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities and Equity | $1.07B | $1.04B | $1.02B | $969.93M | $1.02B | $860.51M | $500.53M | $470.61M | $443.93M | $440.1M | $371.26M | $362.19M | $358.6M | $348.69M | $342.48M | $337.11M | $332.21M | $321.24M | $279.91M | $256.42M | $233.49M | $219.81M | $206.34M | $199.9M | $199.97M | $179.74M | $153.96M | $142.46M | $131.65M |
| Supplementary Data | |||||||||||||||||||||||||||||
| Total Debt | $957K | $11.27M | $10M | $10M | $10M | $10M | $0 | $0 | $513K | $1.6M | $2.18M | $1.37M | $1.63M | $1.9M | $2M | $2M | $2M | $6M | $0 | $100K | $200K | $300K | $400K | $500K | $600K | $700K | $800K | $900K | $1M |
| Net Debt | -$121.3M | -$98.21M | -$77.84M | -$26.77M | -$288.85M | -$201.06M | -$33.15M | -$15.97M | -$12.31M | -$47.07M | -$15.54M | -$28.08M | -$33.83M | -$33.89M | -$35.55M | -$30.53M | -$28.05M | -$748K | -$6.78M | -$5.85M | -$6.39M | -$4.42M | -$3.57M | -$4.02M | -$4.49M | -$12.15M | -$7.33M | -$9.78M | -$5.69M |
Cash Flow Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 | FY 1999 | FY 1998 | FY 1997 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 | 1999-12-31 | 1998-12-31 | 1997-12-31 |
| Operating Activities | |||||||||||||||||||||||||||||
| Net Income | $10.77M | $9.18M | $9.76M | $8.24M | $4.38M | $3.06M | $4.4M | $4.16M | $2.75M | $3M | $2.74M | $2.15M | $2.65M | $1.34M | $1.06M | $687K | $351K | $306K | $2.6M | $2.41M | $2.11M | $1.82M | $1.77M | $1.89M | $1.46M | $1.76M | $1.55M | $1.52M | $1.72M |
| Depreciation & Amortization | $1.35M | $0 | $1.24M | $1.24M | $1.24M | $884K | $730K | $684K | $518K | $416K | $409K | $458K | $488K | $492K | $544K | $522K | $514K | $426K | $397K | $397K | $559K | $544K | $435K | $371K | $329K | $308K | $292K | $253K | $229K |
| Deferred Income Tax | $78K | $0 | -$365K | $91K | $717K | $1.18M | -$79K | -$208K | -$332K | -$150K | $57K | $56K | -$1.28M | $26K | $0 | -$327K | -$218K | -$562K | -$142K | $161K | $184K | $43K | -$90K | -$11K | -$21K | -$16K | $26K | -$166K | $74K |
| Stock-Based Compensation | $335K | $0 | $329K | $214K | $216K | $180K | $145K | $178K | $146K | $154K | $116K | $164K | $63K | $83K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Changes in Working Capital: | |||||||||||||||||||||||||||||
| Accounts Receivable | $7K | $12K | -$299K | -$1.28M | -$45K | -$357K | $56K | -$150K | -$129K | -$92K | -$75K | $91K | $15K | $16K | $68K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $450K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Accounts Payable | -$314K | $0 | $700K | $8K | -$86K | -$58K | $37K | $27K | $6K | $14K | -$48K | -$54K | -$175K | -$21K | -$81K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $15K | $53K | -$3K |
| Other Working Capital | -$776K | $3.53M | -$5.61M | $349K | -$3.13M | $285K | -$88K | $695K | $1.11M | -$133K | $748K | -$212K | $45K | $36K | $313K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$115K | -$67K | $21K |
| Total Working Capital Change | -$1.08M | $3.53M | -$5.21M | -$920K | -$3.26M | -$130K | $5K | $572K | $987K | -$211K | $625K | -$175K | -$115K | $481K | $300K | $790K | -$1.36M | -$59K | $453K | -$100K | $90K | -$181K | $159K | $318K | $466K | -$447K | -$100K | -$14K | $18K |
| Other Non-Cash Items | -$367K | $1.69M | -$1.44M | -$210K | -$91K | -$3.12M | $274K | $723K | $393K | -$105K | $87K | -$4K | $141K | $1.23M | $2.22M | $47K | $1.51M | $2.86M | $465K | $348K | -$227K | $276K | $417K | $492K | $396K | $360K | -$102K | $129K | $365K |
| Net Cash from Operating | $11.08M | $14.4M | $4.31M | $8.66M | $3.2M | $2.05M | $5.47M | $6.11M | $4.46M | $3.11M | $4.03M | $2.65M | $1.95M | $3.65M | $4.13M | $3.68M | $766K | $2.97M | $3.77M | $3.22M | $2.71M | $2.47M | $2.69M | $3.05M | $2.63M | $1.96M | $1.7M | $1.75M | $2.4M |
| Investing Activities | |||||||||||||||||||||||||||||
| Capital Expenditures | -$1.38M | -$2.48M | -$1.83M | -$402K | -$1.02M | -$2.26M | -$825K | -$414K | -$4.84M | -$4M | -$747K | -$1.59M | -$1.47M | -$369K | -$149K | -$226K | -$1.1M | -$1.85M | -$369K | -$292K | -$218K | $0 | $0 | -$116K | -$217K | -$637K | -$1.19M | -$1.38M | -$2.15M |
| Acquisitions | $0 | $0 | $0 | $187K | $12.35M | $27.87M | -$17.56M | -$18.85M | -$16.66M | -$34.83M | -$24.52M | -$6.05M | $282K | -$9.35M | -$4.42M | -$1.2M | $11.74M | $1.85M | $369K | $292K | $218K | -$1.98M | -$757K | $116K | $217K | $637K | $300K | $761K | $0 |
| Purchases of Investments | -$63.28M | $0 | $0 | -$162.69M | -$84.54M | -$11.41M | -$4.97M | -$11.32M | -$24.83M | -$17.92M | -$13.5M | -$4.45M | -$15.53M | -$15.52M | -$14.66M | -$21M | -$12.26M | -$1.26M | -$249K | -$2.03M | -$4.04M | -$4.79M | -$8.21M | -$8.73M | -$22.47M | -$6.13M | -$21.03M | -$19.62M | -$8.73M |
| Sales of Investments | $91.03M | $60.92M | $22.56M | $12.58M | $8.03M | $46.76M | $10.66M | $5.04M | $7.69M | $17.35M | $15.71M | $4.23M | $7.98M | $18.13M | $16.63M | $14.46M | $6.27M | $6.84M | $5.63M | $6.38M | $8.34M | $7.22M | $13.5M | $11.77M | $17.08M | $4.62M | $6.98M | $13.19M | $4.39M |
| Other Investing Activities | -$31.44M | -$68.48M | -$5.31M | -$80.24M | -$5.79M | -$12.81M | $251K | $175K | -$2.46M | $1.43M | $944K | -$2.91M | $93K | -$2.99M | $49K | -$30K | -$30K | -$51.44M | -$25.71M | -$27.48M | -$22.34M | -$11.37M | -$18.38M | -$8.06M | -$4.05M | -$19.24M | $65K | $236K | $185K |
| Net Cash from Investing | -$5.07M | -$10.04M | $15.41M | -$230.56M | -$70.97M | $48.14M | -$12.45M | -$25.36M | -$41.1M | -$37.97M | -$22.12M | -$10.78M | -$8.64M | -$10.09M | -$2.55M | -$7.99M | $4.63M | -$45.86M | -$20.33M | -$23.14M | -$18.04M | -$10.91M | -$13.84M | -$5.01M | -$9.45M | -$20.75M | -$14.87M | -$6.81M | -$6.3M |
| Financing Activities | |||||||||||||||||||||||||||||
| Debt Repaid | $10M | - | - | - | - | -$10M | - | $513K | $288K | $290K | $277K | $262K | $270K | - | - | - | $5M | -$1M | $100K | $100K | $100K | $100K | $100K | $100K | $100K | $100K | -$4.7M | -$9.55M | -$5.33M |
| Common Stock Issuance | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $23K | $0 | $0 | $255K | $20K | $19K | $0 | $0 | $0 | $0 | $0 | $32K | $0 | $0 |
| Common Stock Repurchases | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$171K | -$44K | -$205K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Dividends Paid | -$2.36M | -$2.21M | -$1.86M | -$1.33M | -$1.18M | -$957K | -$845K | -$684K | -$612K | -$581K | -$517K | -$484K | -$341K | -$75K | $0 | -$75K | -$147K | -$889K | -$887K | -$802K | -$715K | -$656K | -$640K | -$596K | -$579K | -$555K | -$519K | -$502K | -$482K |
| Other Financing Activities | $20.39M | $18.48M | $33.21M | -$38.84M | $156.74M | $118.68M | $25M | $23.59M | $1.94M | $67.34M | $7.2M | $3.07M | $6.97M | $4.86M | $3.44M | $4.83M | $14.89M | $35.37M | $21.05M | $21.57M | $12.61M | $12.77M | $5.62M | -$1.6M | $19.25M | $23.6M | $0 | $0 | $0 |
| Net Cash from Financing | $8.03M | $16.26M | $31.34M | -$40.17M | $155.56M | $127.73M | $24.16M | $22.4M | $1.04M | $66.3M | $6.36M | $2.12M | $6.36M | $4.69M | $3.44M | $4.78M | $10.74M | $40.48M | $20.32M | $20.69M | $11.81M | $12.02M | $4.95M | -$2.26M | $18.65M | $23.01M | $10.62M | $9.05M | $4.85M |
| Forex Effect | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Net Change in Cash | $14.05M | $20.62M | $51.07M | -$262.07M | $87.78M | $177.91M | $17.19M | $3.14M | -$35.6M | $31.43M | -$11.73M | -$6.01M | -$333K | -$1.76M | $5.01M | $473K | $16.13M | -$2.42M | $3.76M | $772K | -$3.52M | $3.57M | -$6.2M | -$4.22M | $11.83M | $4.22M | -$2.55M | $3.99M | $947K |
| Supplementary Data | |||||||||||||||||||||||||||||
| Operating Cash Flow | $11.08M | $14.4M | $4.31M | $8.66M | $3.2M | $2.05M | $5.47M | $6.11M | $4.46M | $3.11M | $4.03M | $2.65M | $1.95M | $3.65M | $4.13M | $3.68M | $766K | $2.97M | $3.77M | $3.22M | $2.71M | $2.47M | $2.69M | $3.05M | $2.63M | $1.96M | $1.7M | $1.75M | $2.4M |
| Capital Expenditure | -$1.38M | -$2.48M | -$832K | -$402K | -$1.02M | -$2.26M | -$825K | -$414K | -$4.84M | -$4M | -$747K | -$1.59M | -$1.47M | -$369K | -$149K | -$226K | -$1.1M | -$1.85M | -$369K | -$292K | -$218K | $0 | $0 | -$116K | -$217K | -$637K | -$1.19M | -$1.38M | -$2.15M |
| Free Cash Flow | $9.71M | $11.92M | $3.48M | $8.26M | $2.17M | -$216K | $4.65M | $5.7M | -$384K | -$896K | $3.29M | $1.05M | $473K | $3.28M | $3.98M | $3.46M | -$330K | $1.12M | $3.4M | $2.93M | $2.49M | $2.47M | $2.69M | $2.94M | $2.41M | $1.32M | $516K | $368K | $248K |
| Cash at Beginning | $108.21M | $87.59M | $36.52M | $298.6M | $210.81M | $32.9M | $15.72M | $12.57M | $48.17M | $16.74M | $28.47M | $35.46M | $35.79M | $37.55M | $32.53M | $32.06M | $15.93M | $18.34M | $14.59M | $13.81M | $17.34M | $13.77M | $19.96M | $24.18M | $12.35M | $8.13M | $10.68M | $6.69M | $5.74M |
| Cash at End | $122.26M | $108.21M | $87.59M | $36.52M | $298.6M | $210.81M | $32.9M | $15.72M | $12.57M | $48.17M | $16.74M | $29.45M | $35.46M | $35.79M | $37.55M | $32.53M | $32.06M | $15.93M | $18.34M | $14.59M | $13.81M | $17.34M | $13.77M | $19.96M | $24.18M | $12.35M | $8.13M | $10.68M | $6.69M |