Loan Artificial Intelligence Corp. (VEST)
Sector: Services-Amusement & Recreation Services
Loan Artificial Intelligence Corp.
NASDAQ:VEST
Mkt Cap-
Float73K
O/S-
Inst Own-
Dilution
Financials Summary
Revenue$0
Net Income-$79K
Total Assets$0
Free Cash Flow-$53K
Debt & Equity
Debt 1214%
Preferred 4%
Total Debt$10K
Total Equity-$9K
Preferred Stock$30
Shares Outstanding
Short Interest
Split History1 split · 1 reverse
2-year cumulative
1:800Over cap
Past the 1:250 Nasdaq cap, ineligible for a bid-price compliance period
- 1:800Reverse splitSep 23, 2025800 shares → 1
Balance Sheet Details
Assets$754
Liabilities$10K
Accounts Receivable$0
Accounts Payable$0
Inventory$0
PP&E (Net)$0
Goodwill$0
Intangible Assets$0
Income Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2014 | FY 2013 | FY 2012 |
|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 |
| Revenue | $0 | $0 | $0 | $0 | $875K | $20K | $18K |
| YoY Growth | - | - | - | - | 4217.9% | 11.0% | - |
| Cost of Revenue | $0 | $0 | $0 | $0 | $444K | $48K | $8K |
| Gross Profit | $0 | $0 | $0 | $0 | $432K | -$28K | $10K |
| Gross Margin | - | - | - | - | 49.3% | -138.5% | 57.2% |
| Research and Development | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Selling, General, and Administrative | $79K | $53K | $57K | $42K | $6.7M | $2.19M | $68K |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Operating Expenses | $79K | $53K | $57K | $42K | $6.7M | $2.19M | $68K |
| Operating Income (EBIT) | -$79K | -$53K | -$57K | -$42K | -$6.26M | -$2.22M | -$58K |
| Operating Margin | - | - | - | - | -715.6% | -10928.6% | -314.7% |
| Interest Expense | $0 | $0 | $0 | $0 | $695K | $0 | $0 |
| Interest Income | $0 | $0 | $0 | $0 | $0 | $22 | $0 |
| Other Income (Expense) | $0 | $0 | $8K | $2.17M | -$695K | -$121K | $0 |
| Income Before Tax (EBT) | -$79K | -$53K | -$49K | $2.12M | -$6.96M | -$2.34M | -$58K |
| Income Tax Expense | $0 | $0 | $0 | $0 | $2 | $1 | $3 |
| Net Income | -$79K | -$53K | -$49K | $2.12M | -$6.96M | -$2.34M | -$58K |
| Net Income Margin | - | - | - | - | -795.0% | -11526.1% | -314.7% |
| Supplementary Data | |||||||
| EPS | -0.17 | -0.00 | -0.00 | 0.04 | -0.13 | -0.05 | -0.00 |
| Diluted EPS | -0.17 | -0.00 | -0.00 | 0.01 | -0.13 | -0.05 | -0.00 |
| Weighted Average OS | 454,365 | 363.58M | 348.36M | 342.48M | 316.89M | 258.86M | 144.00M |
| EBITDA | -$79K | -$53K | -$49K | $2.12M | -$6.17M | -$2.19M | -$57K |
| EBITDA Margin | - | - | - | - | -704.6% | -10784.3% | -313.6% |
Balance Sheet
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2014 | FY 2013 |
|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2014-12-31 | 2013-12-31 |
| Assets | ||||||
| Current Assets | ||||||
| Cash and Cash Equivalents | $0 | $0 | $0 | $754 | $40K | $215K |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 |
| Cash and Short-Term Investments | $0 | $0 | $0 | $754 | $40K | $215K |
| Accounts Receivable | $0 | $0 | $0 | $0 | $39K | $45K |
| Inventory | $0 | $0 | $0 | $0 | $64K | $26K |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $0 | $0 | $0 | $754 | $167K | $347K |
| Long-Term Assets | ||||||
| Property, Plant & Equipment Net | $0 | $0 | $0 | $0 | $77K | $11K |
| Goodwill | $0 | $0 | $0 | $0 | $0 | $225 |
| Intangible Assets | $0 | $0 | $0 | $0 | $0 | $1K |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | -$200K |
| Deferred Tax Assets | $0 | $0 | $0 | $0 | $0 | $1.42M |
| Other Long-Term Assets | $0 | $0 | $0 | $0 | $1.53M | $5K |
| Total Long-Term Assets | $0 | $0 | $0 | $0 | $1.6M | $1.23M |
| Other Assets | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Assets | $0 | $0 | $0 | $754 | $1.77M | $1.58M |
| Liabilities | ||||||
| Current Liabilities | ||||||
| Accounts Payable | $0 | $23K | $853 | $0 | $322K | $22K |
| Short-Term Debt | $0 | $88K | $57K | $10K | $0 | $0 |
| Current Income Tax Payable | $0 | $0 | $0 | $0 | $0 | $0 |
| Current Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $190K | $0 | $0 | $0 | $263K | $34K |
| Total Current Liabilities | $190K | $110K | $58K | $10K | $585K | $56K |
| Long-Term Liabilities | ||||||
| Long-Term Debt | $0 | $0 | $0 | $0 | $834K | $99K |
| Long-Term Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Deferred Tax Liabilities | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Liabilities | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Long-Term Liabilities | $0 | $0 | $0 | $0 | $834K | $99K |
| Other Liabilities | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities | $190K | $110K | $58K | $10K | $1.42M | $155K |
| Stockholders' Equity | ||||||
| Preferred Stock | $30 | $30 | $30 | $30 | $0 | $0 |
| Common Stock | $454 | $364K | $58K | $58K | $55K | $44K |
| Retained Earnings | $0 | -$10.5M | -$10.45M | -$10.4M | -$9.66M | -$2.7M |
| Comprehensive Income & Other | $0 | $0 | $0 | $0 | $0 | -$0 |
| Other Stockholders' Equity | - | $10.03M | $10.33M | $10.33M | $9.95M | $4.08M |
| Total Equity | $0 | -$110K | -$58K | -$9K | $351K | $1.42M |
| Minority Interest | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities and Equity | $190K | $0 | $0 | $754 | $1.77M | $1.58M |
| Supplementary Data | ||||||
| Total Debt | $0 | $88K | $57K | $10K | $834K | $99K |
| Net Debt | $0 | $88K | $57K | $9K | $793K | -$116K |
Cash Flow Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2014 | FY 2013 | FY 2012 |
|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 |
| Operating Activities | |||||||
| Net Income | -$79K | -$53K | -$49K | $2.12M | -$6.96M | -$2.34M | -$58K |
| Depreciation & Amortization | $0 | $0 | $57 | $42 | $96K | $29K | $207 |
| Deferred Income Tax | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Stock-Based Compensation | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Changes in Working Capital: | |||||||
| Accounts Receivable | $0 | $0 | $0 | $0 | $6K | -$45K | $0 |
| Inventory | $0 | $0 | $0 | $0 | -$37K | -$26K | $0 |
| Accounts Payable | $27K | $22K | $853 | $0 | $299K | $22K | $471 |
| Other Working Capital | $0 | $0 | $0 | $0 | $327K | -$31K | $0 |
| Total Working Capital Change | $0 | $22K | $853 | $0 | $595K | -$80K | $471 |
| Other Non-Cash Items | $27K | $0 | -$8K | -$2.13M | $4.63M | $1.78M | -$57 |
| Net Cash from Operating | -$53K | -$31K | -$56K | -$9K | -$1.56M | -$715K | -$57K |
| Investing Activities | |||||||
| Capital Expenditures | $0 | $0 | $0 | $0 | -$18K | -$136K | -$8K |
| Acquisitions | $0 | $0 | $8K | $0 | $0 | $0 | $0 |
| Purchases of Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Sales of Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Investing Activities | $0 | $0 | $0 | $0 | $0 | $2K | $0 |
| Net Cash from Investing | $0 | $0 | $8K | $0 | -$18K | -$136K | -$8K |
| Financing Activities | |||||||
| Debt Repaid | - | - | - | - | -$646K | -$700K | - |
| Common Stock Issuance | $0 | $0 | $0 | $0 | $958K | $366K | $65K |
| Common Stock Repurchases | $0 | $0 | $0 | $0 | -$200K | -$9 | $0 |
| Dividends Paid | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Financing Activities | $53K | $31K | $47K | $10K | $0 | $0 | $65K |
| Net Cash from Financing | $53K | $31K | $47K | $10K | $1.4M | $1.07M | $65K |
| Forex Effect | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Net Change in Cash | $0 | $0 | -$754 | $754 | -$175K | $215K | $0 |
| Supplementary Data | |||||||
| Operating Cash Flow | -$53K | -$31K | -$56K | -$9K | -$1.56M | -$715K | -$57K |
| Capital Expenditure | $0 | $0 | $4 | $0 | -$18K | -$136K | -$8K |
| Free Cash Flow | -$53K | -$31K | -$56K | -$9K | -$1.58M | -$851K | -$65K |
| Cash at Beginning | $0 | $0 | $754 | $0 | $215K | $0 | $0 |
| Cash at End | $0 | $0 | $0 | $754 | $40K | $215K | $0 |