Western New England Bancorp, Inc. (WNEB)
Western New England Bancorp, Inc. (WNEB) functions as the parent entity for Westfield Bank, which delivers a comprehensive suite of commercial and retail banking solutions designed for both individual clients and businesses. The bank offers various options for customers to hold their funds, including checking accounts, diverse savings accounts (such as those for businesses, municipalities, money market, sweep, and individual retirement plans), as well as time deposits, certificates of deposit, and interest on lawyers trust accounts. WNEB also provides a wide range of lending products. These encompass financing for residential and commercial real estate, commercial construction, working capital, equipment acquisition, and term loans. Additionally, it offers home equity and consumer loans, alongside commercial and industrial loans, which feature options like revolving lines of credit. Beyond these core services, the company facilitates transactions through automated teller machines (ATMs), telephone and online banking platforms, remote deposit capture, and cash management solutions. Other conveniences include overdraft protection, safe deposit box facilities, and night deposit services. As of December 31, 2021, its operational footprint included 25 brick-and-mortar banking locations, supported by 23 permanent standalone ATMs and 35 seasonal or temporary ATMs. These facilities are strategically placed throughout various communities in Massachusetts (namely Agawam, Chicopee, Feeding Hills, East Longmeadow, Holyoke, Huntington, Ludlow, South Hadley, Southwick, Springfield, Ware, West Springfield, and Westfield) and Connecticut (including Bloomfield, Enfield, Granby, and West Hartford). The corporation was formerly recognized as Westfield Financial, Inc. before officially changing its name to Western New England Bancorp, Inc. in October 2016. WNEB was founded in 1853 and maintains its headquarters in Westfield, Massachusetts.
Sector: Savings Institution, Federally Chartered
Industry: Banks - Regional
Western New England Bancorp, Inc.
NASDAQ:WNEBFinancial Services · Banks - Regional
-0.50%$13.81
AH Close$13.81+0.00%vs close
AH Close$13.81+0.00%vs close
Mkt Cap$276.83M
Float17.47M
O/S20.05M
Inst Own62.9%
SI1.4%
Div Yield2.03%
Dilution
Delisting Issues Timeline
Financials Summary
Revenue$129.83M
Net Income$15.27M
Total Assets$2.74B
Free Cash Flow$17.14M
Debt & Equity
Debt 30%
Equity 70%
Total Debt$106.06M
Total Equity$247.64M
Shares Outstanding
Short Interest
Split History
No splits on record
Nothing in WNEB's public trading history: no forward or reverse split has affected the share count.
Balance Sheet Details
Assets$2.74B
Liabilities$2.49B
Accounts Receivable$8.78M
Accounts Payable$0
Inventory$0
PP&E (Net)$23.34M
Goodwill$12.49M
Intangible Assets$1.06M
Income Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 |
| Revenue | $129.83M | $122.74M | $112.02M | $99.26M | $92.41M | $92.13M | $91.82M | $88.22M | $82.54M | $55.48M | $48.64M | $45.45M | $48.67M | $50.11M | $48.81M | $53.54M | $56.03M | $58.86M | $58.15M | $45.51M | $40.68M | $15.56M | $17.68M | $19.35M | $29.15M | $28.48M |
| YoY Growth | 5.8% | 9.6% | 12.9% | 7.4% | 0.3% | 0.3% | 4.1% | 6.9% | 48.8% | 14.1% | 7.0% | -6.6% | -2.9% | 2.7% | -8.8% | -4.4% | -4.8% | 1.2% | 27.8% | 11.9% | 161.4% | -12.0% | -8.6% | -33.6% | 2.4% | - |
| Cost of Revenue | $49.34M | $49.35M | $34.08M | $7.4M | $5.75M | $26.22M | $26.81M | $20.88M | $16M | $11.86M | $12.07M | $11.5M | $10.03M | $13.36M | $15.67M | $25.69M | $23.92M | $25.76M | $23.81M | $19.94M | $14.06M | $11.66M | $14.61M | $19.71M | $26.63M | $25.62M |
| Gross Profit | $80.49M | $73.39M | $77.94M | $91.86M | $86.67M | $65.91M | $65.01M | $67.34M | $66.53M | $43.62M | $36.57M | $33.95M | $38.64M | $36.75M | $33.14M | $27.85M | $32.1M | $33.1M | $34.34M | $25.57M | $26.62M | $3.9M | $3.07M | -$362K | $2.52M | $2.85M |
| Gross Margin | 62.0% | 59.8% | 69.6% | 92.5% | 93.8% | 71.5% | 70.8% | 76.3% | 80.6% | 78.6% | 75.2% | 74.7% | 79.4% | 73.3% | 67.9% | 52.0% | 57.3% | 56.2% | 59.1% | 56.2% | 65.4% | 25.0% | 17.4% | -1.9% | 8.6% | 10.0% |
| Research and Development | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Selling, General, and Administrative | $30.08M | $35.41M | $35.03M | $35.15M | $34.48M | $31.49M | $32.2M | $30.62M | $29.72M | $20.71M | $18.18M | $17.76M | $18.45M | $19.25M | $18.16M | $17.4M | $17.91M | $16.95M | $13.74M | $11.98M | $11.15M | $10.75M | $9.69M | $8.91M | $8.42M | $7.87M |
| Other | $31.1M | $23.02M | $23.32M | $22.08M | $20.47M | $20.26M | $15.61M | $15.62M | $15.07M | $15.51M | $10.55M | $8.15M | $11.56M | $8.99M | $7.8M | $7.41M | $7.47M | $7.67M | $8.09M | $7.41M | $7.31M | -$15.74M | -$13.08M | -$15.55M | -$13.43M | -$14.28M |
| Total Operating Expenses | $61.18M | $58.43M | $58.35M | $57.23M | $54.94M | $51.75M | $47.81M | $46.24M | $44.79M | $36.22M | $28.73M | $25.91M | $30.01M | $28.24M | $25.96M | $24.81M | $25.38M | $24.62M | $21.82M | $19.39M | $18.46M | -$4.99M | -$3.4M | -$6.64M | -$5.01M | -$6.41M |
| Operating Income (EBIT) | $19.3M | $14.96M | $19.58M | $34.63M | $31.72M | $14.16M | $17.2M | $21.11M | $21.75M | $7.4M | $7.84M | $8.04M | $8.63M | $8.51M | $7.18M | $3.04M | $6.73M | $8.49M | $12.51M | $6.18M | $8.15M | $8.88M | $6.47M | $6.28M | $7.53M | $9.27M |
| Operating Margin | 14.9% | 12.2% | 17.5% | 34.9% | 34.3% | 15.4% | 18.7% | 23.9% | 26.3% | 13.3% | 16.1% | 17.7% | 17.7% | 17.0% | 14.7% | 5.7% | 12.0% | 14.4% | 21.5% | 13.6% | 20.0% | 57.1% | 36.6% | 32.5% | 25.8% | 32.5% |
| Interest Expense | $48.52M | $50.02M | $33.21M | $6.7M | $6.67M | $18.45M | $24.14M | $18.98M | $14.64M | $11.29M | $10.79M | $9.92M | $10.29M | $12.66M | $14.47M | $16.77M | $20.02M | $22.3M | $23.41M | $19.55M | $13.6M | $10.91M | $13.86M | $18.77M | $25M | $24.54M |
| Interest Income | $118.62M | $109.83M | $101.12M | $85.93M | $79.85M | $82.88M | $82.12M | $78.99M | $74.04M | $48.6M | $42.48M | $40.99M | $41.03M | $43.1M | $45.01M | $46.15M | $52.53M | $54.06M | $53.58M | $42.44M | $37.31M | $34.43M | $35.63M | $43.01M | $47.54M | $46.72M |
| Other Income (Expense) | $485K | -$6K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Income Before Tax (EBT) | $19.79M | $14.96M | $19.58M | $34.63M | $31.72M | $14.16M | $17.2M | $21.11M | $21.75M | $7.4M | $7.84M | $8.04M | $8.63M | $8.51M | $7.18M | $3.04M | $6.73M | $8.49M | $12.51M | $6.18M | $8.15M | $8.88M | $6.47M | $6.28M | $7.53M | $9.27M |
| Income Tax Expense | $4.52M | $3.29M | $4.52M | $8.74M | $8.03M | $2.94M | $3.85M | $4.7M | $9.43M | $2.57M | $2.12M | $1.88M | $1.87M | $2.26M | $1.31M | $34K | $1.27M | $1.79M | $3.81M | $1.52M | $1.93M | $2.56M | $2.82M | $2.24M | $2.51M | $3.19M |
| Net Income | $15.27M | $11.67M | $15.07M | $25.89M | $23.7M | $11.21M | $13.35M | $16.41M | $12.32M | $4.83M | $5.71M | $6.16M | $6.76M | $6.25M | $5.87M | $3.01M | $5.46M | $6.69M | $8.7M | $4.65M | $6.22M | $6.32M | $3.65M | $4.04M | $5.02M | $6.08M |
| Net Income Margin | 11.8% | 9.5% | 13.5% | 26.1% | 25.6% | 12.2% | 14.5% | 18.6% | 14.9% | 8.7% | 11.7% | 13.6% | 13.9% | 12.5% | 12.0% | 5.6% | 9.7% | 11.4% | 15.0% | 10.2% | 15.3% | 40.6% | 20.6% | 20.9% | 17.2% | 21.3% |
| Supplementary Data | ||||||||||||||||||||||||||
| EPS | 0.76 | 0.56 | 0.70 | 1.18 | 1.02 | 0.45 | 0.51 | 0.57 | 0.41 | 0.25 | 0.33 | 0.34 | 0.34 | 0.26 | 0.22 | 0.11 | 0.19 | 0.22 | 0.29 | 0.05 | 0.06 | 0.06 | 0.11 | 0.12 | 0.15 | 0.18 |
| Diluted EPS | 0.75 | 0.56 | 0.70 | 1.18 | 1.02 | 0.45 | 0.51 | 0.57 | 0.41 | 0.24 | 0.33 | 0.34 | 0.34 | 0.26 | 0.22 | 0.11 | 0.18 | 0.22 | 0.29 | 0.05 | 0.06 | 0.06 | 0.11 | 0.12 | 0.15 | 0.18 |
| Weighted Average OS | 20.06M | 20.90M | 21.54M | 21.88M | 23.22M | 25.05M | 26.18M | 28.89M | 29.86M | 19.71M | 17.50M | 18.18M | 20.08M | 24.50M | 26.48M | 27.60M | 29.31M | 29.84M | 30.00M | 30.57M | 30.89M | 32.10M | 33.28M | 34.03M | 32.90M | 32.90M |
| EBITDA | $21.79M | $17.56M | $22.18M | $37.32M | $34.42M | $16.68M | $19.66M | $23.54M | $24.09M | $8.9M | $9.15M | $9.23M | $9.73M | $9.56M | $8.3M | $4.3M | $7.98M | $9.67M | $13.93M | $7.86M | $11.86M | $9.89M | $7.55M | $7.33M | $8.63M | $10M |
| EBITDA Margin | 16.8% | 14.3% | 19.8% | 37.6% | 37.2% | 18.1% | 21.4% | 26.7% | 29.2% | 16.0% | 18.8% | 20.3% | 20.0% | 19.1% | 17.0% | 8.0% | 14.2% | 16.4% | 24.0% | 17.3% | 29.2% | 63.6% | 42.7% | 37.9% | 29.6% | 35.1% |
Balance Sheet
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 |
| Assets | ||||||||||||||||||||||||||
| Current Assets | ||||||||||||||||||||||||||
| Cash and Cash Equivalents | $38.15M | $57.19M | $25.85M | $28.69M | $98.56M | $84.46M | $23.11M | $25.54M | $26.81M | $65.85M | $13.6M | $18.52M | $19.22M | $11.3M | $20.97M | $11.6M | $28.72M | $56.53M | $16.61M | $56.85M | $21.37M | $51.05M | $45.67M | $56.58M | $57.03M | $32.73M |
| Short-Term Investments | $5M | $160.7M | $137.12M | $147M | $194.35M | $201.88M | $227.71M | $253.75M | $288.42M | $300.12M | $182.59M | $215.75M | $243.2M | $621.51M | $617.54M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Cash and Short-Term Investments | $43.15M | $217.89M | $162.96M | $175.69M | $292.91M | $286.34M | $250.81M | $279.29M | $315.23M | $365.96M | $196.19M | $234.27M | $262.43M | $632.81M | $638.51M | $11.6M | $28.72M | $56.53M | $16.61M | $56.85M | $21.37M | $51.05M | $45.67M | $56.58M | $57.03M | $32.73M |
| Accounts Receivable | $8.78M | $8.47M | $8.53M | $8.14M | $7.78M | $8.48M | $5.31M | $5.65M | $5.95M | $5.78M | $3.88M | $4.21M | $4.2M | $4.6M | $4.02M | $4.28M | $5.2M | $5.26M | $5.76M | $4.5M | $3.85M | $3.55M | $3.56M | $3.94M | $4.2M | $0 |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $51.93M | $226.36M | $171.49M | $183.83M | $300.68M | $294.81M | $256.13M | $284.94M | $321.17M | $371.74M | $200.07M | $238.48M | $266.63M | $637.41M | $642.53M | $15.88M | $33.91M | $61.79M | $22.37M | $61.35M | $25.22M | $54.6M | $49.23M | $60.51M | $61.24M | $32.73M |
| Long-Term Assets | ||||||||||||||||||||||||||
| Property, Plant & Equipment Net | $23.34M | $24.42M | $25.57M | $24.95M | $26.16M | $25.1M | $23.76M | $24.62M | $23.5M | $20.89M | $13.56M | $11.7M | $10.99M | $11.08M | $11M | $11.6M | $12.2M | $12.07M | $12.71M | $12.25M | $11.05M | $11.51M | $11.77M | $12.85M | $13.58M | $11.74M |
| Goodwill | $12.49M | $12.49M | $12.49M | $12.49M | $12.49M | $12.49M | $12.49M | $12.49M | $12.49M | $13.75M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Intangible Assets | $1.06M | $1.44M | $1.81M | $2.19M | $2.56M | $2.94M | $3.31M | $3.69M | $4.06M | $4.44M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $2.52B | $2.26B | $2.23B | $2.21B | $2.08B | $1.92B | $1.77B | $1.69B | $1.62B | $1.56B | $1.05B | $994.82M | $924.98M | $587.12M | $546.39M | $1.15B | $1.08B | $977.91M | $937.75M | $794.21M | $733.75M | $703.49M | $708.55M | $732.76M | $701.5M | $639.09M |
| Deferred Tax Assets | $12.72M | $14M | $13.64M | $15.03M | $12.09M | $12.59M | $9.16M | $9.87M | $8.78M | $16.16M | $10.88M | $8.82M | $6.33M | $123K | $1.86M | $8.81M | $7M | $10.52M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Assets | $111.41M | $118.3M | $108.95M | $106.79M | $105.34M | $99.76M | $107.96M | $92M | $93.21M | $92.63M | $67.82M | $66.28M | $67.91M | $65.73M | $61.48M | $56.67M | $55.02M | $46.76M | $66.95M | $129.03M | $35.08M | $27.32M | $25.66M | $6.85M | $6.41M | $11.23M |
| Total Long-Term Assets | $2.68B | $2.43B | $2.39B | $2.37B | $2.24B | $2.07B | $1.93B | $1.83B | $1.76B | $1.7B | $1.14B | $1.08B | $1.01B | $664.05M | $620.73M | $1.22B | $1.16B | $1.05B | $1.02B | $935.48M | $779.88M | $742.3M | $745.99M | $752.47M | $721.5M | $662.06M |
| Other Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Assets | $2.74B | $2.65B | $2.56B | $2.55B | $2.54B | $2.37B | $2.18B | $2.12B | $2.08B | $2.08B | $1.34B | $1.32B | $1.28B | $1.3B | $1.26B | $1.24B | $1.19B | $1.11B | $1.04B | $996.83M | $805.1M | $796.9M | $795.22M | $812.98M | $782.73M | $694.79M |
| Liabilities | ||||||||||||||||||||||||||
| Current Liabilities | ||||||||||||||||||||||||||
| Accounts Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Short-Term Debt | $13.27M | $5.39M | $16.1M | $41.35M | $0 | $0 | $35M | $59.25M | $144.65M | $172.35M | $128.41M | $94M | $48.2M | $69.93M | $52.98M | $62.94M | $74.5M | $49.82M | $35.27M | $27.92M | $14.44M | $14.62M | $12.13M | $8.72M | $6.06M | $7.69M |
| Current Income Tax Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Current Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $2.36B | $2.26B | $2.14B | $2.23B | $2.26B | $2.04B | $1.68B | $1.6B | $1.51B | $1.52B | $900.36M | $834.22M | $817.11M | $753.41M | $732.96M | $700.34M | $647.98M | $588.03M | $602.68M | $627.47M | $623.04M | $612.62M | $632.43M | $656.07M | $637.11M | $601.9M |
| Total Current Liabilities | $2.37B | $2.27B | $2.16B | $2.27B | $2.26B | $2.04B | $1.71B | $1.66B | $1.65B | $1.69B | $1.03B | $928.22M | $865.31M | $823.35M | $785.94M | $763.27M | $722.47M | $637.85M | $637.94M | $655.38M | $637.49M | $627.24M | $644.57M | $664.79M | $643.17M | $609.58M |
| Long-Term Liabilities | ||||||||||||||||||||||||||
| Long-Term Debt | $92.79M | $117.75M | $140.36M | $20.85M | $22.29M | $57.85M | $205.51M | $208.02M | $164.79M | $124.84M | $153.36M | $232.48M | $248.38M | $278.86M | $247.32M | $238.15M | $213.84M | $173.3M | $105M | $45M | $45M | $45M | $20M | $15M | $0 | $0 |
| Long-Term Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Deferred Tax Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Liabilities | $21.88M | $31.39M | $26.96M | $33.36M | $35.55M | $37.98M | $31.07M | $18.53M | $20.27M | $22.36M | $18.34M | $16.86M | $9.01M | $10.07M | $11.01M | $16.82M | $7.79M | $37.98M | $10.31M | $7.04M | $6.77M | $6.62M | $5.85M | $6.49M | $8.24M | $7.45M |
| Total Long-Term Liabilities | $114.67M | $149.14M | $167.32M | $54.21M | $57.84M | $95.83M | $236.59M | $226.55M | $185.06M | $147.2M | $171.69M | $249.34M | $257.39M | $288.93M | $258.33M | $254.97M | $221.64M | $211.28M | $115.31M | $52.04M | $51.77M | $51.62M | $25.85M | $21.49M | $8.24M | $7.45M |
| Other Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities | $2.49B | $2.42B | $2.33B | $2.33B | $2.31B | $2.14B | $1.95B | $1.88B | $1.84B | $1.84B | $1.2B | $1.18B | $1.12B | $1.11B | $1.04B | $1.02B | $944.11M | $849.14M | $753.25M | $707.42M | $689.25M | $678.85M | $670.41M | $686.28M | $651.41M | $617.04M |
| Stockholders' Equity | ||||||||||||||||||||||||||
| Preferred Stock | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Common Stock | $204K | $209K | $217K | $222K | $227K | $253K | $266K | $284K | $305K | $304K | $183K | $187K | $201K | $228K | $269K | $282K | $298K | $313K | $319K | $274K | $98K | $106K | $106K | $106K | $106K | $0 |
| Retained Earnings | $152.3M | $142.75M | $136.99M | $127.98M | $107.38M | $88.35M | $82.18M | $74.11M | $62.58M | $51.71M | $49.32M | $45.7M | $43.25M | $42.36M | $47.73M | $56.5M | $69.25M | $78.9M | $92.7M | $93.36M | $92.79M | $90.4M | $85.79M | $84.26M | $81.81M | $76.79M |
| Comprehensive Income & Other | -$16.72M | -$23.27M | -$21.74M | -$25.04M | -$12.31M | -$11.28M | -$8.97M | -$13.42M | -$12.55M | -$12.66M | -$10.98M | -$7.47M | -$2.98M | $10.7M | $7.72M | -$5.52M | -$2.31M | -$8.91M | -$15.99M | -$1.13M | -$2.04M | -$122K | $788K | $1.22M | $1.78M | $964K |
| Other Stockholders' Equity | $95.13M | $92.96M | $100.2M | $99.94M | $116.08M | $138.03M | $149.58M | $162.64M | $184.4M | $186.38M | $89.97M | $96.66M | $110.69M | $146.59M | $170.98M | $164.47M | $177.75M | $180.71M | $193.51M | $195.77M | $22.95M | $27.55M | $38.9M | $42.33M | $49.4M | $964K |
| Total Equity | $247.64M | $235.91M | $237.41M | $228.14M | $223.69M | $226.64M | $232.02M | $237.03M | $247.28M | $238.4M | $139.47M | $142.54M | $154.14M | $189.19M | $218.99M | $221.25M | $247.3M | $259.92M | $286.53M | $289.41M | $115.84M | $118.05M | $124.8M | $126.7M | $131.32M | $77.75M |
| Minority Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities and Equity | $2.74B | $2.65B | $2.56B | $2.55B | $2.54B | $2.37B | $2.18B | $2.12B | $2.08B | $2.08B | $1.34B | $1.32B | $1.28B | $1.3B | $1.26B | $1.24B | $1.19B | $1.11B | $1.04B | $996.83M | $805.1M | $796.9M | $795.22M | $812.98M | $782.73M | $694.79M |
| Supplementary Data | ||||||||||||||||||||||||||
| Total Debt | $106.06M | $123.14M | $156.46M | $62.2M | $22.29M | $57.85M | $240.51M | $267.27M | $309.44M | $297.19M | $281.76M | $326.48M | $296.57M | $348.8M | $300.31M | $301.09M | $288.34M | $223.12M | $140.27M | $72.92M | $59.44M | $59.62M | $32.13M | $23.72M | $6.06M | $7.69M |
| Net Debt | $67.92M | $65.95M | $130.61M | $33.51M | -$76.27M | -$26.61M | $217.41M | $241.72M | $282.63M | $231.34M | $268.16M | $307.96M | $277.35M | $337.49M | $279.33M | $289.49M | $259.63M | $166.59M | $123.66M | $16.07M | $38.08M | $8.57M | -$13.54M | -$32.85M | -$50.97M | -$25.04M |
Cash Flow Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 |
| Operating Activities | ||||||||||||||||||||||||||
| Net Income | $15.27M | $11.67M | $15.07M | $25.89M | $23.7M | $11.21M | $13.35M | $16.41M | $12.32M | $4.83M | $5.71M | $6.16M | $6.76M | $6.25M | $5.87M | $3.01M | $5.46M | $6.69M | $8.7M | $4.65M | $6.22M | $6.32M | $3.65M | $4.04M | $5.02M | $6.08M |
| Depreciation & Amortization | $2.48M | $2.6M | $2.59M | $2.69M | $2.7M | $2.52M | $2.46M | $2.43M | $2.34M | $1.5M | $1.31M | $1.19M | $1.1M | $1.05M | $1.12M | $1.26M | $1.25M | $1.18M | $1.42M | $1.69M | $3.71M | $1M | $1.08M | $1.05M | $1.1M | $731K |
| Deferred Income Tax | -$1M | $178K | $191K | $1.09M | $644K | -$2.43M | -$680K | -$796K | $7.34M | $274K | -$231K | -$193K | $980K | $185K | $21K | -$389K | -$112K | -$1.1M | -$184K | -$256K | -$334K | -$615K | -$992K | -$2.84M | $2.86M | -$61K |
| Stock-Based Compensation | $1.08M | $2.04M | $1.98M | $1.76M | $1.99M | $1.39M | $1.61M | $1.8M | $1.61M | $892K | $713K | $668K | $853K | $2.23M | $2.64M | $2.7M | $2.18M | $1.93M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Changes in Working Capital: | ||||||||||||||||||||||||||
| Accounts Receivable | -$315K | $60K | -$388K | -$365K | $702K | -$3.16M | $339K | $294K | -$164K | -$464K | $335K | -$12K | $401K | -$580K | $248K | $928K | $37K | $526K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Accounts Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Working Capital | $221K | -$3.24M | -$4.85M | $3.88M | -$1.23M | $9.07M | -$4.89M | $3.44M | -$4.87M | -$8.06M | -$364K | -$73K | $786K | -$90K | $1.9M | $1.42M | -$4.27M | -$1.2M | $1.35M | -$815K | $706K | $907K | -$972K | $741K | -$1.38M | -$219K |
| Total Working Capital Change | -$94K | -$3.18M | -$5.24M | $3.52M | -$525K | $5.91M | -$4.55M | $3.73M | -$5.03M | -$8.52M | -$29K | -$85K | $1.19M | -$670K | $2.14M | $2.35M | -$4.24M | -$671K | $1.35M | -$815K | $706K | $907K | -$972K | $741K | -$1.38M | -$219K |
| Other Non-Cash Items | $472K | -$1.14M | $176K | $1.83M | $290K | $6.47M | $3.2M | $1.06M | $283K | $1.95M | $4.59M | $4.61M | $3.32M | $2.26M | $2.99M | $9.43M | $5.89M | $3.06M | $1.73M | $1.78M | -$312K | $2.55M | $3.53M | $4.45M | $1.16M | -$465K |
| Net Cash from Operating | $18.21M | $12.17M | $14.77M | $36.77M | $28.79M | $25.07M | $15.38M | $24.64M | $18.86M | $930K | $12.08M | $12.35M | $14.2M | $11.31M | $14.79M | $18.36M | $10.44M | $11.1M | $13.02M | $7.05M | $9.99M | $10.16M | $6.29M | $7.44M | $8.75M | $6.07M |
| Investing Activities | ||||||||||||||||||||||||||
| Capital Expenditures | -$1.07M | -$1.2M | -$2.9M | -$1.14M | -$3.46M | -$3.58M | -$1.28M | -$3.33M | -$2.21M | -$1.49M | -$3.22M | -$1.94M | -$1.02M | -$1.13M | -$514K | -$662K | -$1.4M | -$536K | -$1.01M | -$2.61M | -$493K | -$734K | -$452K | -$322K | -$2.94M | -$3.89M |
| Acquisitions | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $23.81M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Purchases of Investments | -$31.8M | -$34.05M | -$7.9M | -$33.03M | -$296.58M | -$158.98M | -$74.51M | -$16.9M | -$67.25M | -$87.25M | -$143.69M | -$66.78M | -$216.23M | -$375.17M | -$257.29M | -$717M | -$428.06M | -$198.6M | -$233.92M | -$138.85M | -$125.88M | -$139.46M | -$280.36M | -$270.25M | -$208.57M | -$94.26M |
| Sales of Investments | $32.14M | $33.83M | $32.37M | $48.45M | $73.66M | $181.09M | $107.54M | $37.53M | $76.37M | $202.78M | $210.11M | $110.31M | $274.12M | $374.52M | $292.85M | $688.66M | $296.94M | $62.31M | $118.64M | $84.67M | $103.18M | $53.37M | $121.29M | $325.74M | $105.79M | $48.86M |
| Other Investing Activities | -$112.88M | -$45.18M | -$35.28M | -$126.15M | $63.47M | -$142.09M | -$79.83M | -$63.05M | -$62.88M | -$104.11M | -$94.1M | -$87.06M | -$41.9M | -$44.65M | -$48.35M | -$42.98M | -$3.08M | $102.63M | -$40.67M | -$6.76M | -$12.58M | $88.49M | $163.43M | -$91.79M | $39.95M | $173K |
| Net Cash from Investing | -$113.61M | -$46.59M | -$13.71M | -$111.87M | -$162.91M | -$123.56M | -$48.08M | -$45.74M | -$55.97M | $33.75M | -$30.91M | -$45.47M | $14.98M | -$46.43M | -$13.31M | -$71.98M | -$135.6M | -$34.2M | -$156.97M | -$63.55M | -$35.78M | $1.67M | $3.91M | -$36.63M | -$65.76M | -$49.11M |
| Financing Activities | ||||||||||||||||||||||||||
| Debt Repaid | $25M | $22.65M | -$119.47M | $1.47M | $35.62M | $148.61M | $2.42M | -$43.42M | -$40.23M | $87.67M | $80.8M | $16.51M | $34.48M | -$29.99M | -$8.98M | -$24.28M | -$40.4M | -$68.3M | -$60M | -$10M | - | -$5.19M | $18.63M | -$33.96M | -$35.21M | -$45.87M |
| Common Stock Issuance | $0 | $0 | $0 | $0 | $193K | $43K | $106K | $114K | $5.46M | $1.97M | $0 | $0 | $0 | $1.04M | $374K | $1.48M | $449K | $1.9M | $0 | $0 | $0 | $26K | $30K | $0 | $47.83M | $0 |
| Common Stock Repurchases | -$6.1M | -$7.6M | -$5.02M | -$6.35M | -$23.28M | -$10.52M | -$19.45M | -$22.92M | -$9.31M | -$1.38M | -$3.91M | -$10.52M | -$20.09M | -$32.08M | -$9.71M | -$16.13M | -$13.69M | -$10.48M | $0 | $0 | $0 | -$12.44M | -$3.8M | -$6.3M | $0 | $0 |
| Dividends Paid | -$5.71M | -$5.91M | -$6.07M | -$5.28M | -$4.68M | -$5.04M | -$5.27M | -$4.64M | -$3.58M | -$2.44M | -$2.1M | -$3.83M | -$5.87M | -$10.72M | -$14.3M | -$14.29M | -$14.6M | -$17.95M | -$12.07M | -$3.79M | -$3.56M | -$1.71M | -$2.11M | -$1.59M | $0 | $0 |
| Other Financing Activities | $98.26M | $118.9M | -$85.7M | -$26.26M | $213.52M | $360.31M | $82.05M | $90.3M | -$5.63M | $74.4M | $66.15M | $17.23M | $60.98M | $21.64M | $32.99M | $54.22M | $60.1M | -$14.31M | -$22.18M | $4.68M | $10.42M | $0 | $0 | -$4K | -$100K | $0 |
| Net Cash from Financing | $69.33M | $72.03M | -$2.57M | $1.99M | $150.13M | $161.19M | $30.65M | $20.76M | -$5.99M | $21.86M | $13.75M | $32.17M | -$21.2M | $25.77M | $8.01M | $36.51M | $97.34M | $42.02M | $27.07M | $184.54M | $1.2M | -$6.46M | -$21.11M | $28.73M | $81.32M | $50.28M |
| Forex Effect | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Net Change in Cash | -$26.07M | $37.61M | -$1.5M | -$73.11M | $16.01M | $62.7M | -$2.05M | -$343K | -$43.1M | $56.53M | -$5.08M | -$957K | $7.98M | -$9.34M | $9.49M | -$17.11M | -$27.81M | $18.91M | -$116.89M | $128.05M | -$24.59M | $5.37M | -$10.9M | -$460K | $24.31M | $7.24M |
| Supplementary Data | ||||||||||||||||||||||||||
| Operating Cash Flow | $18.21M | $12.17M | $14.77M | $36.77M | $28.79M | $25.07M | $15.38M | $24.64M | $18.86M | $930K | $12.08M | $12.35M | $14.2M | $11.31M | $14.79M | $18.36M | $10.44M | $11.1M | $13.02M | $7.05M | $9.99M | $10.16M | $6.29M | $7.44M | $8.75M | $6.07M |
| Capital Expenditure | -$1.07M | -$1.2M | -$2.9M | -$1.14M | -$3.46M | -$3.58M | -$1.28M | -$3.33M | -$2.21M | -$1.49M | -$3.22M | -$1.94M | -$1.02M | -$1.13M | -$514K | -$662K | -$1.4M | -$536K | -$1.01M | -$2.61M | -$493K | -$734K | -$452K | -$322K | -$2.94M | -$3.89M |
| Free Cash Flow | $17.14M | $10.97M | $11.87M | $35.63M | $25.34M | $21.49M | $14.09M | $21.31M | $16.65M | -$557K | $8.86M | $10.41M | $13.18M | $10.18M | $14.28M | $17.69M | $9.04M | $10.56M | $12M | $4.45M | $9.49M | $9.43M | $5.84M | $7.12M | $5.81M | $2.18M |
| Cash at Beginning | $66.45M | $28.84M | $30.34M | $103.46M | $87.44M | $24.74M | $26.79M | $27.13M | $70.23M | $13.7M | $18.79M | $19.74M | $11.76M | $21.11M | $11.61M | $28.72M | $56.53M | $37.62M | $154.51M | $26.46M | $51.05M | $45.67M | $56.58M | $57.03M | $32.73M | $25.49M |
| Cash at End | $40.38M | $66.45M | $28.84M | $30.34M | $103.46M | $87.44M | $24.74M | $26.79M | $27.13M | $70.23M | $13.7M | $18.79M | $19.74M | $11.76M | $21.11M | $11.61M | $28.72M | $56.53M | $37.62M | $154.51M | $26.46M | $51.05M | $45.67M | $56.58M | $57.03M | $32.73M |