CIF (CIF)
MFS Intermediate High Income Fund
NYSE:CIFFinancial Services · Asset Management
Mkt Cap$28.64M
Float17.9M
O/S17.9M
Inst Own0.0%
Dilution
Delisting Issues Timeline
Financials Summary
Revenue$3.03M
Net Income$2.59M
Total Assets$48.36M
Free Cash Flow$1.81M
Debt & Equity
Debt 31%
Equity 69%
Total Debt$15M
Total Equity$33.02M
Shares Outstanding
Short Interest
Split History
No splits on record
Nothing in CIF's public trading history: no forward or reverse split has affected the share count.
Balance Sheet Details
Assets$48.36M
Liabilities$15.34M
Accounts Receivable$814K
Accounts Payable$225K
Inventory$0
PP&E (Net)$0
Goodwill$0
Intangible Assets$0
Income Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-11-30 | 2024-11-30 | 2023-11-30 | 2022-11-30 | 2021-11-30 | 2020-11-30 | 2019-11-30 | 2018-11-30 | 2017-11-30 | 2016-11-30 | 2015-11-30 | 2014-11-30 | 2013-11-30 | 2012-11-30 |
| Revenue | $3.03M | $3.28M | $591K | $1.94M | $4.79M | $2.59M | $6.94M | -$1.4M | $5.85M | $1.85M | $5.18M | $5.51M | $5.93M | $6.51M |
| YoY Growth | -7.5% | 455.3% | -69.6% | -59.4% | 84.9% | -62.7% | -596.8% | -123.9% | 215.6% | -64.2% | -6.0% | -7.1% | -9.0% | - |
| Cost of Revenue | $292K | $961K | $906K | $346K | $475K | $473K | $510K | $477K | $539K | $524K | $0 | $0 | $0 | $0 |
| Gross Profit | $2.74M | $3.28M | $2.78M | $3.03M | $4.31M | $2.12M | $6.43M | -$1.87M | $5.31M | $1.33M | $5.18M | $5.51M | $5.93M | $6.51M |
| Gross Margin | 90.4% | 100.0% | 469.8% | 155.9% | 90.1% | 81.7% | 92.7% | 134.1% | 90.8% | 71.7% | 100.0% | 100.0% | 100.0% | 100.0% |
| Research and Development | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$0 | $1 | $4 | $0 | $0 | $0 | $0 |
| Selling, General, and Administrative | $265K | $453K | $241K | $249K | $240K | $248K | $247K | $248K | $254K | $4 | $838K | $899K | $891K | $857K |
| Other | -$915K | $0 | -$11K | -$105K | $392K | $380K | -$18K | -$31K | -$37K | $20.49M | $0 | $0 | $0 | $0 |
| Total Operating Expenses | -$651K | $453K | $230K | $144K | $631K | $628K | $229K | $217K | $217K | $1.94M | $7.82M | $1.93M | $163K | $5.63M |
| Operating Income (EBIT) | $3.39M | $2.83M | $2.2M | -$5.41M | $1.79M | $2.66M | $6.71M | -$1.06M | $6.02M | $4.17M | $4.34M | $4.61M | $5.03M | $5.66M |
| Operating Margin | 111.8% | 86.2% | 372.7% | -278.4% | 37.3% | 102.6% | 96.7% | 75.6% | 103.0% | 225.2% | 83.8% | 83.7% | 85.0% | 86.8% |
| Interest Expense | $809K | $961K | $906K | $346K | $146K | $225K | $572K | $558K | $394K | $0 | $0 | $0 | $0 | $0 |
| Interest Income | $3.24M | $0 | $3.1M | $2.98M | $3.22M | $3.5M | $3.89M | $4.05M | $4.35M | $276K | $216K | $180K | $213K | $241K |
| Other Income (Expense) | -$807K | $1.36M | $649K | -$346K | -$146K | -$225K | $0 | $477K | $144 | $2K | -$7.2M | -$1.21M | $842K | $6.25M |
| Income Before Tax (EBT) | $2.59M | $4.18M | $2.85M | -$5.76M | $1.64M | $2.43M | $6.71M | -$1.61M | $5.63M | $6.59M | -$2.86M | $3.39M | $5.88M | $11.9M |
| Income Tax Expense | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$161K | $6.03M | $6.87M | $0 | $0 | $0 | $0 |
| Net Income | $2.59M | $4.18M | $2.85M | -$5.76M | $1.64M | $2.43M | $6.71M | -$1.61M | $5.63M | $6.87M | -$2.86M | $3.39M | $5.88M | $11.9M |
| Net Income Margin | 85.2% | 127.5% | 482.5% | -296.2% | 34.3% | 93.9% | 96.7% | 115.5% | 96.3% | 370.6% | -55.3% | 61.7% | 99.2% | 182.7% |
| Supplementary Data | ||||||||||||||
| EPS | 0.14 | 0.23 | 0.15 | -0.30 | 0.08 | 0.13 | 0.34 | -0.08 | 0.28 | 0.33 | -0.14 | 0.16 | 0.28 | 0.57 |
| Diluted EPS | 0.14 | 0.23 | 0.15 | -0.30 | 0.08 | 0.13 | 0.34 | -0.08 | 0.28 | 0.33 | -0.14 | 0.16 | 0.28 | 0.57 |
| Weighted Average OS | 17.90M | 18.00M | 18.51M | 19.42M | 19.34M | 19.27M | 19.65M | 19.72M | 19.66M | 20.62M | 20.84M | 21.04M | 21.09M | 21.05M |
| EBITDA | $3.39M | $2.83M | $2.71M | -$5.41M | $1.79M | $2.66M | $6.71M | -$3.15M | $5.63M | $6.58M | $0 | $0 | $0 | $0 |
| EBITDA Margin | 111.8% | 86.2% | 459.3% | -278.4% | 37.3% | 102.6% | 96.7% | 225.3% | 96.3% | 355.4% | - | - | - | - |
Balance Sheet
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-11-30 | 2024-11-30 | 2023-11-30 | 2022-11-30 | 2021-11-30 | 2020-11-30 | 2019-11-30 | 2018-11-30 | 2017-11-30 | 2016-11-30 | 2015-11-30 | 2014-11-30 | 2013-11-30 | 2012-11-30 |
| Assets | ||||||||||||||
| Current Assets | ||||||||||||||
| Cash and Cash Equivalents | $818K | $607K | $5 | $2K | $3K | $704 | $55K | $755 | $29K | $127K | $8K | $84K | $162K | $281K |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Cash and Short-Term Investments | $818K | $607K | $5 | $2K | $3K | $704 | $55K | $755 | $29K | $127K | $8K | $84K | $162K | $281K |
| Accounts Receivable | $814K | $771K | $880K | $892K | $955K | $906K | $1.22M | $1.51M | $1.36M | $1.87M | $1.42M | $1.53M | $1.41M | $2.81M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$1 | $0 | $0 | $0 | $0 |
| Other Current Assets | -$818K | -$607K | $2K | $0 | $0 | -$2.77M | -$12K | $18K | $13K | -$2M | $18K | $11K | $70K | -$0 |
| Total Current Assets | $814K | $771K | $882K | $894K | $969K | $907K | $1.27M | $1.51M | $1.39M | $2M | $1.45M | $1.63M | $1.65M | $3.09M |
| Long-Term Assets | ||||||||||||||
| Property, Plant & Equipment Net | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Intangible Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $46.73M | $48.2M | $48.32M | $50.85M | $62.59M | $65.91M | $70.64M | $67.29M | $76.29M | $76.49M | $77.14M | $85.75M | $86.75M | $85.18M |
| Deferred Tax Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Assets | $816K | $2K | $49.21M | $51.76M | $62.59M | $0 | $0 | -$67.29M | -$76.29M | $1.67M | $31K | $590K | $923K | -$85.18M |
| Total Long-Term Assets | $47.55M | $48.2M | $48.32M | $50.85M | $62.59M | $65.91M | $70.64M | $67.29M | $76.29M | $78.16M | $77.17M | $86.34M | $87.67M | $85.18M |
| Other Assets | $0 | $48.97M | $12K | $11K | $14K | $66.82M | $14K | $11K | $11K | $0 | $0 | $0 | $0 | $4K |
| Total Assets | $48.36M | $48.97M | $49.21M | $51.76M | $63.56M | $66.82M | $71.92M | $68.82M | $77.69M | $80.16M | $78.62M | $87.96M | $89.32M | $88.27M |
| Liabilities | ||||||||||||||
| Current Liabilities | ||||||||||||||
| Accounts Payable | $225K | $127K | $484K | $99K | $11K | $612K | $1.42M | $201K | $634K | $0 | $89K | $575K | $514K | $420K |
| Short-Term Debt | $15M | $15M | $15M | $16M | $18.5M | $18.5M | $20M | $20M | $22M | $22M | $22M | $22M | $22M | $0 |
| Current Income Tax Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Current Unearned Revenue | $0 | $0 | -$14.52M | -$16M | -$18.51M | -$17.9M | -$18.62M | -$19.85M | -$21.4M | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | -$225K | -$15M | -$491K | -$39K | $18.61M | -$617K | -$1.43M | -$20.21M | -$22.64M | $145K | $167K | $169K | $176K | $22.16M |
| Total Current Liabilities | $15M | $127K | $484K | $78K | $18.62M | $600K | $1.38M | $153K | $598K | $23.23M | $22.26M | $22.74M | $22.69M | $22.58M |
| Long-Term Liabilities | ||||||||||||||
| Long-Term Debt | $0 | $15M | $15M | $0 | $18.5M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Deferred Tax Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Liabilities | $344K | $116K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Long-Term Liabilities | $344K | $15.12M | $15M | $16.1M | $18.5M | $0 | $20M | $20M | $22M | $1.38M | $0 | $0 | $0 | $0 |
| Other Liabilities | $0 | $15.24M | $118K | $16.02M | -$18.62M | $19.23M | $157K | $156K | $144K | -$1.23M | $0 | $0 | $0 | $0 |
| Total Liabilities | $15.34M | $15.24M | $15.6M | $16.21M | $18.5M | $19.23M | $21.54M | $20.31M | $22.74M | $23.38M | $22.26M | $22.74M | $22.69M | $22.58M |
| Stockholders' Equity | ||||||||||||||
| Preferred Stock | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Common Stock | $42.36M | $43.6M | $45.79M | $48.84M | $50.16M | $51.73M | $54.06M | $56.11M | $58.41M | $69.49M | $77.5M | $78.99M | $79.25M | $79.12M |
| Retained Earnings | -$9.34M | -$9.87M | -$12.18M | -$13.3M | -$5.21M | -$4.15M | -$3.67M | -$7.6M | -$45K | -$72K | -$21.14M | -$13.89M | -$12.62M | -$13.43M |
| Comprehensive Income & Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$3.42M | -$12.63M | $0 | -$0 | -$0 | $0 |
| Other Stockholders' Equity | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$1 | -$3.42M | -$12.63M | $0 | $0 | $0 | -$1 |
| Total Equity | $33.02M | $33.73M | $33.61M | $35.54M | $44.94M | $47.58M | $50.39M | $48.51M | $54.95M | $56.78M | $56.36M | $65.1M | $66.63M | $65.69M |
| Minority Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities and Equity | $48.36M | $48.97M | $49.21M | $51.76M | $63.44M | $66.82M | $71.92M | $68.82M | $77.69M | $80.16M | $78.62M | $87.84M | $89.32M | $88.27M |
| Supplementary Data | ||||||||||||||
| Total Debt | $15M | $15M | $15M | $16M | $18.5M | $18.5M | $20M | $20M | $22M | $22M | $22M | $22M | $22M | $0 |
| Net Debt | $14.18M | $15M | $15M | $16M | $18.5M | $18.5M | $19.94M | $20M | $21.97M | $21.87M | $21.99M | $21.92M | $21.84M | -$281K |
Cash Flow Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-11-30 | 2024-11-30 | 2023-11-30 | 2022-11-30 | 2021-11-30 | 2020-11-30 | 2019-11-30 | 2018-11-30 | 2017-11-30 | 2016-11-30 | 2015-11-30 | 2014-11-30 | 2013-11-30 | 2012-11-30 |
| Operating Activities | ||||||||||||||
| Net Income | $2.59M | $4.18M | $2.85M | -$5.76M | $1.64M | $2.43M | $6.71M | -$1.61M | $5.63M | $6.59M | -$2.86M | $3.39M | $5.88M | $11.9M |
| Depreciation & Amortization | $0 | $0 | $4K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Deferred Income Tax | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Stock-Based Compensation | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Changes in Working Capital: | ||||||||||||||
| Accounts Receivable | -$5K | -$2K | $51K | $69K | $599 | $68K | $61K | $6K | $137K | $159K | $49K | $51K | $167K | $220K |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Accounts Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Working Capital | $5K | -$20K | $17K | $6K | -$15K | -$22K | -$1K | $3K | $21K | -$30K | -$7K | -$10K | $2K | $0 |
| Total Working Capital Change | -$665 | -$22K | $68K | $75K | -$15K | $46K | $60K | $19K | $158K | $130K | $42K | $42K | $169K | $220K |
| Other Non-Cash Items | -$772K | -$67K | $2.81M | $11.82M | $2.67M | $4.19M | -$1.87M | $8.4M | $1.73M | -$2.75M | $8.73M | $1.29M | -$1.25M | -$6.4M |
| Net Cash from Operating | $1.81M | $4.09M | $5.74M | $6.14M | $4.29M | $6.67M | $4.9M | $6.8M | $7.52M | $4.13M | $5.91M | $4.73M | $4.8M | $5.51M |
| Investing Activities | ||||||||||||||
| Capital Expenditures | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Acquisitions | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Purchases of Investments | -$24.92M | -$28.7M | -$22.03M | -$18.19M | -$42.88M | -$39.03M | -$39.9M | -$36.64M | -$43.87M | -$30.53M | $0 | $0 | $0 | $0 |
| Sales of Investments | $26.62M | $29.97M | $27.09M | $21.91M | $43.55M | $43.76M | $40.79M | $39.54M | $49.33M | $33.01M | $0 | $0 | $0 | $0 |
| Other Investing Activities | $0 | -$1.26M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Net Cash from Investing | $1.7M | $1.26M | $5.06M | $3.72M | $666K | $4.73M | $884K | $2.89M | $5.47M | $2.48M | $0 | $0 | $0 | $0 |
| Financing Activities | ||||||||||||||
| Debt Repaid | - | - | $1M | $2.5M | - | - | - | - | - | - | - | - | - | - |
| Common Stock Issuance | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Common Stock Repurchases | -$164K | -$899K | -$1.48M | $0 | $0 | -$826K | -$258K | $0 | -$2.39M | -$713K | -$616K | -$35K | $0 | $0 |
| Dividends Paid | -$3.13M | -$3.2M | -$3.26M | -$3.64M | -$4.28M | -$4.41M | -$4.59M | -$4.83M | -$5.23M | -$5.3M | -$5.37M | -$4.77M | -$4.92M | -$5.63M |
| Other Financing Activities | $0 | $2K | -$14K | $0 | $0 | $0 | $0 | -$2M | $0 | $0 | -$616K | -$35K | $0 | -$3K |
| Net Cash from Financing | -$3.3M | -$4.09M | -$5.75M | -$6.14M | -$4.28M | -$6.73M | -$4.85M | -$6.83M | -$7.61M | -$6.02M | -$5.99M | -$4.8M | -$4.92M | -$5.63M |
| Forex Effect | -$8K | $8K | $10K | -$3.72M | -$666K | -$4.73M | -$884K | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Net Change in Cash | $211K | -$5 | -$12K | -$3K | $14K | -$66K | $57K | -$29K | -$98K | $119K | -$76K | -$77K | -$119K | -$124K |
| Supplementary Data | ||||||||||||||
| Operating Cash Flow | $1.81M | $4.09M | $5.74M | $6.14M | $4.29M | $6.67M | $4.9M | $6.8M | $7.52M | $4.13M | $5.91M | $4.73M | $4.8M | $5.51M |
| Capital Expenditure | -$5 | $4 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Free Cash Flow | $1.81M | $4.09M | $5.74M | $6.14M | $4.29M | $6.67M | $4.9M | $6.8M | $7.52M | $4.13M | $5.91M | $4.73M | $4.8M | $5.51M |
| Cash at Beginning | $607K | $5 | $12K | $14K | $704 | $67K | $9K | $29K | $127K | $8K | $84K | $162K | $281K | $405K |
| Cash at End | $818K | $607K | $5 | $12K | $14K | $704 | $67K | $755 | $29K | $127K | $8K | $84K | $162K | $281K |