Essent Group Ltd. (ESNT)
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company’s mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.
Sector: Surety Insurance
Industry: Insurance - Specialty
Essent Group Ltd.
NYSE:ESNTFinancial Services · Insurance - Specialty
+1.67%$66.80
AH Close$66.80+0.00%vs close
AH Close$66.80+0.00%vs close
Mkt Cap$6B
Float87.2M
O/S89.88M
Inst Own96.9%
SI3.8%
Div Yield2.04%
Dilution
Delisting Issues Timeline
Financials Summary
Revenue$1.26B
Net Income$689.97M
Total Assets$7.44B
Free Cash Flow$848.69M
Debt & Equity
Debt 8%
Equity 92%
Total Debt$495.3M
Total Equity$5.76B
Shares Outstanding
Short Interest
Split History
No splits on record
Nothing in ESNT's public trading history: no forward or reverse split has affected the share count.
Balance Sheet Details
Assets$7.44B
Liabilities$1.68B
Accounts Receivable$98.64M
Accounts Payable$0
Inventory$0
PP&E (Net)$49.19M
Goodwill$0
Intangible Assets$87.7M
Income Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 |
| Revenue | $1.26B | $1.27B | $1.13B | $1.02B | $1.03B | $955.15M | $867.57M | $719.35M | $576.51M | $458.26M | $353.29M | $239.47M | $131.4M | $48.72M | $14.39M | $6.3M |
| YoY Growth | -0.5% | 12.0% | 11.1% | -1.0% | 7.7% | 10.1% | 20.6% | 24.8% | 25.8% | 29.7% | 47.5% | 82.2% | 169.7% | 238.6% | 128.4% | - |
| Cost of Revenue | $149.34M | $81.22M | $31.54M | -$174.7M | $31.06M | $301.29M | $32.99M | $11.57M | $27.23M | $0 | $0 | $6.31M | $2.32M | $0 | $0 | $0 |
| Gross Profit | $1.11B | $1.19B | $1.1B | $1.19B | $997.45M | $653.86M | $834.58M | $707.78M | $549.28M | $458.26M | $353.29M | $233.16M | $129.08M | $48.72M | $14.39M | $6.3M |
| Gross Margin | 88.2% | 93.6% | 97.2% | 117.2% | 97.0% | 68.5% | 96.2% | 98.4% | 95.3% | 100.0% | 100.0% | 97.4% | 98.2% | 100.0% | 100.0% | 100.0% |
| Research and Development | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Selling, General, and Administrative | $0 | $136.39M | $114.9M | $100.3M | $101.34M | $93.07M | $93.66M | $90.08M | $90.96M | $84.04M | $72.23M | $64.29M | $46.97M | $31.62M | $24.01M | $17.34M |
| Other | $289.74M | $194.05M | $161.65M | $104.56M | $73.8M | $70.7M | $81.86M | $71M | $59.75M | $62.33M | $52.66M | $32.95M | $24.08M | $30.97M | $24.83M | $16.59M |
| Total Operating Expenses | $289.74M | $330.44M | $276.54M | $204.85M | $175.14M | $163.76M | $175.52M | $161.08M | $150.71M | $146.38M | $124.89M | $97.23M | $71.06M | $62.59M | $48.84M | $33.93M |
| Operating Income (EBIT) | $821.86M | $855.49M | $823M | $988.19M | $822.31M | $490.1M | $659.06M | $546.7M | $398.57M | $311.88M | $228.4M | $135.93M | $58.03M | -$13.88M | -$34.45M | -$27.63M |
| Operating Margin | 65.2% | 67.5% | 72.8% | 97.0% | 80.0% | 51.3% | 76.0% | 76.0% | 69.1% | 68.1% | 64.6% | 56.8% | 44.2% | -28.5% | -239.4% | -438.5% |
| Interest Expense | $32.7M | $35.32M | $30.14M | $15.61M | $8.28M | $9.07M | $10.15M | $10.18M | $5.18M | $426K | $0 | $0 | $0 | $0 | $0 | $0 |
| Interest Income | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Income (Expense) | $0 | $0 | $0 | -$2K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Income Before Tax (EBT) | $821.86M | $855.49M | $823M | $988.19M | $822.31M | $490.1M | $659.06M | $546.7M | $398.57M | $311.88M | $228.4M | $135.93M | $58.03M | -$13.88M | -$34.45M | -$27.63M |
| Income Tax Expense | $131.89M | $126.09M | $126.61M | $156.83M | $140.53M | $77.06M | $103.35M | $79.34M | $18.82M | $89.28M | $71.07M | $47.43M | -$7.39M | -$333K | -$895K | -$54K |
| Net Income | $689.97M | $729.4M | $696.39M | $831.35M | $681.78M | $413.04M | $555.71M | $467.36M | $379.75M | $222.61M | $157.33M | $88.5M | $65.41M | -$13.54M | -$33.55M | -$27.57M |
| Net Income Margin | 54.7% | 57.6% | 61.6% | 81.6% | 66.3% | 43.2% | 64.1% | 65.0% | 65.9% | 48.6% | 44.5% | 37.0% | 49.8% | -27.8% | -233.2% | -437.7% |
| Supplementary Data | ||||||||||||||||
| EPS | 6.97 | 6.92 | 6.56 | 7.75 | 6.13 | 3.89 | 5.68 | 4.80 | 4.07 | 2.45 | 1.74 | 1.05 | 0.90 | -0.35 | -0.87 | -0.72 |
| Diluted EPS | 6.90 | 6.85 | 6.50 | 7.72 | 6.11 | 3.88 | 5.66 | 4.77 | 3.99 | 2.41 | 1.72 | 1.03 | 0.70 | -0.35 | -0.87 | -0.72 |
| Weighted Average OS | 99.00M | 105.39M | 106.22M | 107.20M | 111.16M | 106.10M | 97.76M | 97.40M | 93.33M | 90.91M | 90.35M | 83.99M | 14.04M | 38.45M | 38.45M | 38.45M |
| EBITDA | $859.79M | $896.59M | $857.66M | $1.01B | $833.98M | $502.5M | $672.98M | $560.28M | $407.67M | $316.37M | $231.62M | $138.39M | $60.28M | $0 | $0 | $0 |
| EBITDA Margin | 68.2% | 70.8% | 75.8% | 98.9% | 81.1% | 52.6% | 77.6% | 77.9% | 70.7% | 69.0% | 65.6% | 57.8% | 45.9% | - | - | - |
Balance Sheet
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 |
| Assets | |||||||||||||||
| Current Assets | |||||||||||||||
| Cash and Cash Equivalents | $123.05M | $131.48M | $141.79M | $81.24M | $81.49M | $102.83M | $71.35M | $64.95M | $43.52M | $27.53M | $24.61M | $24.41M | $477.65M | $22.32M | $18.5M |
| Short-Term Investments | $6.1B | $5.88B | $5.26B | $252.03M | $4.96B | $4.57B | $3.35B | $2.76B | $2.31B | $0 | $0 | $1.06B | $0 | $0 | $171.09M |
| Cash and Short-Term Investments | $6.23B | $6.01B | $141.79M | $333.27M | $5.04B | $4.67B | $3.42B | $2.83B | $2.35B | $1.64B | $1.3B | $1.08B | $810.21M | $22.32M | $189.59M |
| Accounts Receivable | $98.64M | $55.56M | $63.27M | $57.4M | $46.16M | $50.14M | $40.66M | $36.88M | $29.75M | $21.63M | $16.64M | $15.81M | $10.01M | $4.89M | $1.59M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | -$6.55B | $0 | $0 | $0 | $0 | $0 | -$2.76B | -$2.31B | -$1.62B | -$1.28B | $0 | -$318.48M | $247.41M | $0 |
| Total Current Assets | $6.84B | $6.6B | $205.05M | $390.67M | $5.09B | $4.72B | $3.46B | $101.83M | $73.28M | $49.16M | $41.24M | $1.1B | $501.74M | $274.62M | $191.19M |
| Long-Term Assets | |||||||||||||||
| Property, Plant & Equipment Net | $49.19M | $41.87M | $41.3M | $19.57M | $11.92M | $15.1M | $17.31M | $7.63M | $6.98M | $8.12M | $9.02M | $5.84M | $4.41M | $3.63M | $15.68M |
| Goodwill | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Intangible Assets | $87.7M | $89.21M | $72.83M | $13.93M | $15.09M | $19.87M | $18.35M | $19.27M | $17.64M | $16.31M | $15.04M | $12.39M | $8.89M | $4.31M | $0 |
| Long-Term Investments | $382.51M | $5.88B | $277.23M | -$4.48B | $4.96B | -$4.48B | -$3.27B | -$2.73B | -$2.3B | $1.62B | $1.28B | $1.06B | $332.56M | $247.41M | $171.09M |
| Deferred Tax Assets | $0 | $0 | $0 | $91.73M | $29.1M | -$19.87M | $29.39M | $33.37M | $28.7M | $43.29M | $36.91M | -$12.39M | $10.35M | $246.73M | $0 |
| Other Long-Term Assets | $82.4M | -$6B | $3.64B | $4.38B | -$44.19M | $9.04B | $6.57B | $5.56B | $4.54B | $18.67M | $4.26M | -$979.83M | -$341.44M | -$251.04M | $0 |
| Total Long-Term Assets | $601.81M | $514.55M | $4.03B | $19.57M | $4.97B | $4.58B | $3.37B | $2.89B | $2.29B | $1.7B | $1.34B | $83.63M | $14.76M | $251.04M | $186.77M |
| Other Assets | $0 | $7.11B | $2.19B | $5.31B | -$4.34B | -$4.1B | -$2.96B | $154.4M | $312.69M | $132.35M | $86M | $0 | $337.47M | -$242.33M | $0 |
| Total Assets | $7.44B | $7.11B | $6.43B | $5.72B | $5.72B | $5.2B | $3.87B | $3.15B | $2.67B | $1.88B | $1.47B | $1.18B | $853.97M | $283.33M | $210.07M |
| Liabilities | |||||||||||||||
| Current Liabilities | |||||||||||||||
| Accounts Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Short-Term Debt | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $248.59M | $100M | $0 | $0 | $0 | $0 | $0 |
| Current Income Tax Payable | $0 | $0 | $470.65M | $418.46M | $360.81M | $302.64M | $261.88M | $202.38M | $252.16M | $181.27M | $119.41M | $0 | $8M | $0 | $0 |
| Current Unearned Revenue | $91.73M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $912.17M | -$176.75M | $361.18M | $329M | $328.07M | $233.84M | $597.87M | $517.57M | -$32.62M | $305.34M | $91.32M | $40.64M | -$12.41M | $0 | $0 |
| Total Current Liabilities | $1.19B | $1.01B | $500.25M | $418.46M | $419.82M | $321.72M | $664.34M | $560.59M | $252.16M | $439.23M | $119.41M | $63.67M | $8M | $12.3M | $9.55M |
| Long-Term Liabilities | |||||||||||||||
| Long-Term Debt | $495.3M | $493.96M | $421.92M | $420.86M | $419.82M | $321.72M | $224.24M | $223.66M | $248.59M | $100M | $0 | $0 | $0 | $0 | $0 |
| Long-Term Unearned Revenue | $0 | $0 | $0 | $0 | $0 | -$732.35M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Deferred Tax Liabilities | $465.35M | $392.43M | $362.75M | $356.81M | $373.65M | $305.11M | $0 | $0 | $127.64M | $0 | $87.96M | $37.09M | $0 | $0 | $0 |
| Other Long-Term Liabilities | -$465.35M | -$886.39M | $431.56M | $65.35M | -$373.65M | $732.35M | $0 | $0 | $357.7M | $0 | $0 | -$68.82M | $123.83M | $51.91M | $24.45M |
| Total Long-Term Liabilities | $495.3M | $493.96M | $853.48M | $843.03M | $419.82M | $626.83M | $224.24M | $223.66M | $733.93M | $100M | $87.96M | $37.09M | $123.83M | $51.91M | $24.45M |
| Other Liabilities | $0 | $1.51B | -$29.61M | $0 | $646.41M | $391.54M | $0 | $0 | $0 | $0 | $142.48M | $124.96M | $0 | $0 | $0 |
| Total Liabilities | $1.68B | $1.51B | $1.32B | $1.26B | $1.49B | $1.34B | $888.58M | $784.25M | $733.93M | $539.23M | $349.86M | $225.72M | $131.83M | $64.21M | $34.01M |
| Stockholders' Equity | |||||||||||||||
| Preferred Stock | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Common Stock | $1.43M | $1.57M | $1.6M | $1.61M | $1.64M | $1.69M | $1.48M | $1.47M | $1.48M | $1.4M | $1.39M | $1.39M | $1.3M | $439K | $380K |
| Retained Earnings | $5.26B | $4.69B | $4.08B | $3.49B | $2.75B | $2.15B | $1.81B | $1.28B | $815.08M | $436.33M | $213.73M | $56.4M | -$32.1M | -$97.51M | -$83.97M |
| Comprehensive Income & Other | -$151.99M | -$303.98M | -$280.5M | -$382.79M | $50.71M | $138.27M | $56.19M | -$28.99M | -$3.25M | -$12.26M | -$99K | $4.67M | -$1.45M | $2.41M | $1.8M |
| Other Stockholders' Equity | $497.91M | $910.97M | $1.02B | $967.59M | $1.48B | $1.71B | $1.17B | $1.08B | $1.12B | $906.04M | $904.12M | $897.95M | $752.94M | $316.2M | $259.65M |
| Total Equity | $5.76B | $5.6B | $5.1B | $4.46B | $4.24B | $3.86B | $2.98B | $2.37B | $1.94B | $1.34B | $1.12B | $955.74M | $722.14M | $219.12M | $176.06M |
| Minority Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities and Equity | $7.44B | $7.11B | $6.43B | $5.72B | $5.72B | $5.2B | $3.87B | $3.15B | $2.67B | $1.88B | $1.47B | $1.18B | $853.97M | $283.33M | $210.07M |
| Supplementary Data | |||||||||||||||
| Total Debt | $495.3M | $493.96M | $421.92M | $420.86M | $419.82M | $321.72M | $224.24M | $223.66M | $248.59M | $100M | $0 | $0 | $0 | $0 | $0 |
| Net Debt | $372.25M | $362.48M | $280.13M | $339.62M | $338.33M | $218.89M | $152.89M | $158.72M | $205.07M | $72.47M | -$24.61M | -$24.41M | -$477.65M | -$22.32M | -$18.5M |
Cash Flow Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 |
| Operating Activities | ||||||||||||||||
| Net Income | $689.97M | $729.4M | $696.39M | $831.35M | $681.78M | $413.04M | $555.71M | $467.36M | $379.75M | $222.61M | $157.33M | $88.5M | $65.41M | -$13.54M | -$33.55M | -$27.57M |
| Depreciation & Amortization | $5.23M | $5.78M | $4.53M | $3.02M | $3.38M | $3.33M | $3.77M | $3.4M | $3.92M | $4.06M | $3.22M | $2.46M | $2.25M | $15.16M | $13.59M | $6.64M |
| Deferred Income Tax | $48.6M | $32.17M | -$13.25M | $58.17M | $84.02M | $38.65M | $59.48M | $50.69M | -$19.43M | $57.56M | $52.16M | $44.61M | -$8.27M | -$333K | -$895K | -$72K |
| Stock-Based Compensation | $20.85M | $24.78M | $18.45M | $18.38M | $20.84M | $18.46M | $16.59M | $15.07M | $18.69M | $16.88M | $13.63M | $12.52M | $3.6M | $1.93M | $1.21M | $580K |
| Changes in Working Capital: | ||||||||||||||||
| Accounts Receivable | $4.42M | $7.47M | -$2.07M | -$11.21M | $3.34M | -$8.85M | -$3.77M | -$7.12M | -$8.16M | -$4.96M | -$2.83M | -$3.8M | -$5.11M | -$3.3M | -$1.05M | -$40K |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$52.23M | -$871.99M | $0 | $0 | $0 | $0 |
| Accounts Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $6.58M | $5.14M | $7.89M | $4.91M | $2.31M | -$1.07M |
| Other Working Capital | $76.5M | $32.88M | $18.3M | -$327.85M | -$86.77M | $241.11M | -$55.29M | $82.91M | -$16.22M | -$30.15M | $41.24M | $872.11M | $50.12M | $30.03M | $8.95M | -$1.43M |
| Total Working Capital Change | $80.92M | $40.34M | $16.23M | -$339.06M | -$83.44M | $232.26M | -$59.06M | $75.79M | -$24.38M | -$35.11M | -$7.23M | $1.45M | $52.89M | $31.64M | $10.2M | -$2.54M |
| Other Non-Cash Items | $10.48M | $29.05M | $40.66M | $16.95M | $2.67M | $22.19M | $13.36M | $13M | $10.02M | $7.47M | $5.03M | $4.16M | $3.12M | $1.8M | $1.2M | $1.24M |
| Net Cash from Operating | $856.05M | $861.53M | $763M | $588.82M | $709.26M | $727.93M | $589.85M | $625.32M | $368.57M | $273.48M | $224.14M | $153.7M | $119.01M | $36.64M | -$8.24M | -$21.73M |
| Investing Activities | ||||||||||||||||
| Capital Expenditures | -$7.36M | -$6.77M | -$4M | -$3.98M | -$2.5M | -$2.45M | -$3.41M | -$4.05M | -$2.78M | -$3.16M | -$4.96M | -$3.89M | -$2.67M | -$2.7M | -$1.27M | -$2.06M |
| Acquisitions | $0 | -$33.14M | -$86.76M | -$72.9M | $0 | $0 | -$47.54M | -$30.54M | $178.33M | $44.42M | -$127.25M | $195.68M | -$116K | $0 | $0 | $0 |
| Purchases of Investments | -$1.12B | -$1.65B | -$1.12B | -$1.38B | -$2.34B | -$2B | -$1.21B | -$1.13B | -$1.01B | -$703.12M | -$798.89M | -$895.93M | -$147.08M | -$141.48M | -$165.86M | -$264.5M |
| Sales of Investments | $931.26M | $991.42M | $1.37B | $1.06B | $1.76B | $851.62M | $711.8M | $613.73M | $326.29M | $340.97M | $583.14M | $172.13M | $52.98M | $64.45M | $157.97M | $283.72M |
| Other Investing Activities | $41.8M | -$10M | -$690.47M | $0 | $0 | $0 | $0 | $0 | -$178.33M | -$44.42M | $127.25M | -$195.68M | $116K | $0 | $0 | $0 |
| Net Cash from Investing | -$154.74M | -$706.93M | -$525.57M | -$398.87M | -$583.17M | -$1.15B | -$545.08M | -$546.9M | -$690.14M | -$365.32M | -$220.71M | -$727.7M | -$96.76M | -$79.73M | -$9.15M | $17.16M |
| Financing Activities | ||||||||||||||||
| Debt Repaid | - | -$73.16M | - | - | -$100M | -$100M | - | $25M | -$150M | -$100M | - | - | - | - | - | - |
| Common Stock Issuance | $0 | $0 | $0 | $0 | $0 | $439.96M | $0 | $0 | $197.83M | $0 | $0 | $126.44M | $438.4M | $54.5M | $24.77M | $44.1M |
| Common Stock Repurchases | -$587.68M | -$111.54M | -$70.67M | -$97.91M | -$163.85M | -$6.35M | -$9.01M | -$31.41M | -$7.58M | -$4.02M | -$5.71M | -$2.5M | -$311K | -$916K | -$312K | -$32.91M |
| Dividends Paid | -$122.07M | -$118.04M | -$106.22M | -$92.13M | -$77.72M | -$69.41M | -$29.35M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$1.77M |
| Other Financing Activities | $0 | -$8.49M | $0 | -$154K | -$5.85M | -$6.23M | -$15K | -$580K | -$2.69M | -$1.21M | $1.94M | -$3.19M | -$5M | -$6.68M | -$4.07M | -$2.58M |
| Net Cash from Financing | -$709.75M | -$164.91M | -$176.88M | -$190.2M | -$147.43M | $457.97M | -$38.37M | -$56.99M | $337.56M | $94.77M | -$3.23M | $120.75M | $433.09M | $46.9M | $20.39M | $6.83M |
| Forex Effect | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Net Change in Cash | -$8.43M | -$10.31M | $60.55M | -$251K | -$21.34M | $31.48M | $6.4M | $21.42M | $15.99M | $2.92M | $195K | -$453.24M | $455.34M | $3.81M | $2.99M | $2.26M |
| Supplementary Data | ||||||||||||||||
| Operating Cash Flow | $856.05M | $861.53M | $763M | $588.82M | $709.26M | $727.93M | $589.85M | $625.32M | $368.57M | $273.48M | $224.14M | $153.7M | $119.01M | $36.64M | -$8.24M | -$21.73M |
| Capital Expenditure | -$7.36M | -$6.77M | -$4M | -$3.98M | -$2.5M | -$2.45M | -$3.41M | -$4.05M | -$2.78M | -$3.16M | -$4.96M | -$3.89M | -$2.67M | -$2.7M | -$1.27M | -$2.06M |
| Free Cash Flow | $848.69M | $854.77M | $759M | $584.84M | $706.76M | $725.49M | $586.44M | $621.27M | $365.79M | $270.31M | $219.18M | $149.81M | $116.34M | $33.94M | -$9.51M | -$23.79M |
| Cash at Beginning | $131.48M | $141.79M | $81.24M | $81.49M | $102.83M | $71.35M | $64.95M | $43.52M | $27.53M | $24.61M | $24.41M | $477.65M | $22.32M | $18.5M | $15.51M | $13.25M |
| Cash at End | $123.05M | $131.48M | $141.79M | $81.24M | $81.49M | $102.83M | $71.35M | $64.95M | $43.52M | $27.53M | $24.61M | $24.41M | $477.65M | $22.32M | $18.5M | $15.51M |