Fidelity National Information Services, Inc.

FIS AML Investigations Agent Now Commercially Available to Help Banks Tackle the Scale and Cost of Financial Crime Compliance

FIS announced the commercial availability of its AML Investigations Agent, an AI product built with support from Anthropic and now open to any U.S.-based bank, including non-FIS clients. At design partner Amalgamated Bank, the agent is projected to cut Level 1 alert review time by more than 90% and Level 2 case investigation time by roughly 98%, targeting the estimated $35-40 billion U.S. banks spend annually on AML operations. The product runs on FIS' private cloud using Anthropic's Claude models, natively integrates with FIS Horizon and Systematics, and is the first in a roadmap of governed AI agents for banking — a modest positive for FIS' fintech platform strategy, though no revenue contribution was disclosed.

•10d ago

Kredittbanken Selects FIS® Total Issuing™ PRIME in the Cloud to Modernize its Platform

Norwegian consumer credit institution Kredittbanken ASA has selected FIS Total Issuing PRIME in the Cloud to modernize the core system managing its loans, deposits and credit cards. Kredittbanken, which powers consumer credit products for a network of 69 Norwegian savings banks, will run PRIME in the Cloud on Amazon Web Services, building on a decade-long relationship with TSYS, now part of FIS. No financial terms were disclosed; the win is a modest incremental endorsement of FIS's cloud-based issuing platform among European issuers.

•25d ago

FIS Delivers Real-Time Transaction Clarity to Debit Cardholders

FIS has integrated Spade's real-time transaction enrichment technology into its debit processing platform, giving debit issuing clients more accurate merchant names and location data on cardholder statements. Spade's merchant database reportedly covers 99.9% of U.S. and Canadian businesses, and the integration aims to reduce unnecessary disputes, improve authorization decisions, and enable personalized cardholder experiences. The capability is available to FIS debit issuing clients now as part of FIS's broader strategy to embed data intelligence into its issuing infrastructure.

•27d ago

FIS Moves Retirement Recordkeeping Into Real Time With Cloud-Native Platform

FIS has launched the latest version of its FIS Retirement Platform, rebuilt on a cloud-native microservices architecture for real-time retirement recordkeeping. The platform targets plan providers and TPAs facing SECURE 2.0 requirements such as automatic enrollment and student loan repayment matching, which strain legacy batch-based systems. The launch is a competitive positioning move in a consolidating recordkeeping market; no financial impact, customers, or pricing were disclosed.

•1mo ago

FIS Receives Dual Recognition in 2026 Gartner® Magic Quadrant™ for Retail Core Banking Systems, North America

FIS was named a Leader in the 2026 Gartner Magic Quadrant for Retail Core Banking Systems, North America, for both of its core banking platforms, FIS HORIZON and FIS Integrated Banking Solution (IBS). This marks the third consecutive Gartner evaluation in which both platforms earned Leader positioning, following recognition in January 2025, November 2025, and August 2026. FIS says it serves more than 3,000 regional and community banks across its core banking solutions, with HORIZON built as an API-first core for community and regional banks and IBS aimed at the processing depth larger institutions require. The release is third-party validation rather than a financial disclosure — no revenue, guidance, or deal terms are attached — but sustained Leader placement supports FIS's positioning in core banking modernization as banks face rising IT costs and faster fintech competition.

•1mo ago

FIS Builds Core Banking Momentum Across New $100 Billion Bank and Five New Charters

FIS announced it signed five de novo bank clients in the first half of 2026, including fintech Mercury, which selected FIS as its core banking platform after receiving conditional OCC approval for a national bank charter and FDIC deposit insurance approval. Separately, FIS secured the core banking relationship for a newly formed U.S. bank with more than $100 billion in assets created through M&A, a win the company says highlights its advantage as bank consolidation accelerates. Two top-fifteen U.S. banks have completed proofs of value for FIS' evergreen modernization approach, and additional wins in commercial digital banking and account origination extend the momentum beyond the core. No financial terms were disclosed for any of the wins; CEO Stephanie Ferris framed the trends as positioning FIS to benefit as banks launch, consolidate and modernize.

•1mo ago

Community and Regional Banks are Choosing FIS to Accelerate Modernization

FIS announced record first-half core wins across its community and regional banking segment, representing millions of accounts added across account origination, digital banking and core modernization. Among the publicly disclosed wins, Open Bank, a Los Angeles community bank traded as OP Bancorp (Nasdaq: OPBK), selected the FIS Origination Suite as part of its digital transformation strategy. FIS also highlighted AI capabilities in production and pilot, including Policy Optimizer 2.0, AgentEdge, and a Financial Crimes AI Agent developed through its strategic partnership with Anthropic. The release provides no hard financial figures, so it reads as a demand-momentum and share-gain signal rather than a quantifiable earnings driver.

•1mo ago

FIS Launches Embedded Banking Platform, Letting Banks Deliver Accounts and Payments Inside Business Software

FIS launched its Embedded Banking Platform, its first embedded finance offering built for U.S. banks, enabling banks to offer accounts, card issuing, accounts receivable and payable, and expense management directly inside the business software their corporate customers use daily. Accounts stay on the bank's own balance sheet rather than a third-party ledger, which FIS says preserves full customer ownership and a cleaner regulatory position while software partners own the user experience and FIS powers the infrastructure. The platform is launching with pilot banks Cogent Bank, Commercial Bank of California and M&T Bank, with accounts and payments planned for Q4 2026; no revenue impact or adoption targets were disclosed.

•1mo ago

FIS and Ericsson Aim to Remove Integration Barriers for Organizations Launching Wallet-Led Financial Services

FIS is collaborating with Ericsson to combine its payments and issuing capabilities with the Ericsson Fintech Platform, aiming to help organizations launch wallet-led financial services faster. The partnership seeks to remove integration barriers by providing a pre-integrated foundation that connects the necessary financial infrastructure for scaling digital money experiences. Ericsson contributes a platform with over 15 years of operational experience, supporting 131 million active users and processing approximately $80 billion in monthly transaction value.

•1mo ago

FIS Named World's Best Treasury Management Software by Global Finance

FIS was named the World's Best Treasury Management Software by Global Finance in its 2026 awards program. The recognition highlights the company's strategy of embedding AI and LLMs into its FIS Neural Treasury and TreasuryGPT products to help treasurers manage complex global operations. This award follows FIS's recent top ranking for customer satisfaction in IDC's SaaS CSAT Awards.

•2mo ago

FIS Launches Digital One™ Commercial to Help APAC Banks Scale Business Banking Across Growth Markets

FIS announced the launch of Digital One Commercial in the APAC region, completing the platform's global rollout and enabling banks to serve all business segments on a single, core-agnostic system. The launch targets a growing market, with Celent reporting that corporate banking IT spending in APAC accelerated to 6.2% in 2026 as banks prioritize digital platforms. A leading APAC bank already operates the platform across 15 countries, serving approximately 350,000 business customers and over one million end-users, demonstrating the system's scalability.

•2mo ago

FIS: 10-Q · periodic report

FIS filed its Q2 2026 10-Q showing revenue of $3,377 million, up 29% year over year, with net earnings attributable to FIS of $231 million ($0.45 diluted EPS), a sharp reversal from the prior-year quarter's $470 million loss. The first half of 2026 was defined by the January 9 closing of the Issuer Solutions acquisition from Global Payments for a total purchase price of $13.5 billion, paired with the simultaneous sale of FIS' remaining Worldpay stake for $5.8 billion net, which generated an estimated $2.2 billion pre-tax gain. Six-month net earnings reached $2,598 million ($5.03 diluted EPS), heavily inflated by that one-time gain. The deal reshaped the balance sheet: FIS issued roughly $7.7 billion of new debt to fund the cash portion, net interest expense doubled to $200 million in Q2, and total debt now stands near $21.2 billion. Management also disclosed that its $25.0 billion goodwill balance is increasingly sensitive to further share-price and market-cap declines for impairment testing purposes. Capital returns continue, with the quarterly dividend at $0.44 per share (up from $0.40 a year ago) and about $1.7 billion remaining on the $3.0 billion buyback authorization. The securities class action over the former Merchant Solutions segment received final court approval on July 9, 2026, with the settlement expected to be substantially paid by insurance.

SEC 10-Q•2mo ago

FIS Reports Second Quarter 2026 Results

FIS reported second quarter 2026 revenue of $3.4 billion, up 29% year-over-year, with Adjusted EPS rising 8.8% to $1.48. Free cash flow surged 220% to $525 million, driven by operating improvements and the integration of the Total Issuing Solutions acquisition. The company updated its full-year 2026 outlook, projecting Adjusted revenue growth of 29-30% and raising its FCF target to $2.15-$2.25 billion, though it slightly trimmed its organic Pro Forma revenue growth guidance to 4.5-5.0%. Capital allocation priorities have shifted temporarily, with share repurchases paused to accelerate deleveraging while quarterly dividends continue.

•2mo ago

FIS and Anthropic Extend Partnership on Trusted AI for Financial Services

FIS expanded its strategic relationship with Anthropic by joining Project Glasswing, an initiative focused on using frontier AI to identify and address security vulnerabilities in critical software infrastructure. The company is actively testing Mythos 5, Anthropic's most advanced model, to scan and evaluate its internal systems that support global payments and core banking. This initiative is separate from FIS' commercial AI partnership, highlighting a specific commitment to proactive security and reliability within its own operations.

•3mo ago

FIS Sweeps All Five Chartis Credit Lending Operations Segments

FIS was named a Category Leader in all five segments of the Chartis RiskTech Quadrant for Credit Lending Operations 2026, validating the breadth of its Commercial Lending Suite. The recognition covers loan origination, management, limits, collateral, and alternate finance, with FIS achieving best-in-class platform capability scores of 4.5. This award underscores the company's continued investment in integrated lending ecosystems designed to help financial institutions simplify complex operations and scale.

•3mo ago

FIS Risk Technology Takes Top Industry Honors for AI-Embedded Actuarial Modeling and Cloud Infrastructure

FIS received two major industry awards for its risk technology solutions, named Best Cloud Platform for Risk Applications and Best Use of Artificial Intelligence in Risk Management. The FIS Enterprise Risk Suite was recognized for its cloud-native architecture, while the FIS Insurance Risk Suite – Prophet earned honors for embedding AI directly into actuarial workflows. These awards add to FIS's recognition as a category leader across all three quadrants in the Chartis Enterprise Market Risk Solutions Quadrant Update.

•3mo ago

Frankfurt International Bank Selects FIS to Bypass Legacy Infrastructure and Power Cloud-Native Treasury from Day One

FIS announced that newly licensed Frankfurt International Bank AG has selected its FIS Treasury & Risk Manager – Quantum Cloud Edition as its core treasury and risk management platform. The project was implemented in 10 weeks with the assistance of ALM Partners and Magpie, allowing the bank to launch with modern, cloud-native infrastructure instead of legacy on-premise systems. FIS executives noted that the deal reflects a broader trend among next-generation banks opting for SaaS platforms to handle regulatory complexity and operational demands from day one.

•3mo ago

FIS Earns Top Rankings in Two Chartis Reports, Cementing Position as Capital Markets Technology Leader

FIS was ranked No. 1 overall in the Chartis BuySideRisk50, leading in Breadth of Functionality and Strategy. The company was also named a Category Leader in the Chartis RiskTech Quadrant for client lifecycle management solutions, earning the highest policy management score among 14 vendors. These rankings validate FIS’s strategy of delivering comprehensive compliance technology across the full investment lifecycle, from pre-trade risk to client onboarding.

•4mo ago

FIS Sweeps All Three Chartis Enterprise Market Risk Quadrants in 2026

FIS was named a Category Leader across all three quadrants in the Chartis Enterprise Market Risk Solutions 2026 report, positioning the firm as a top provider for sell-side, buy-side, and risk data aggregation needs. The recognition covers the Enterprise Risk Suite, Balance Sheet Manager, and Investment Risk Manager, noting that FIS achieved the highest Data Type Coverage score among evaluated vendors. FIS earned Best-in-Class Capabilities scores across every category in all three quadrants, a feat no other vendor achieved according to the report.

•4mo ago

First Commerce Bank Selects FIS Core Banking to Compete in an AI-Ready Future

FIS announced that First Commerce Bank has selected the FIS HORIZON platform as its go-forward core banking solution to modernize its technology stack. The $1.8 billion-asset community bank chose the platform for its API-enabled architecture and AI-readiness, seeking to enhance competitiveness against larger national banks. This win underscores demand for FIS's core ecosystem among regional institutions looking to integrate fintechs and leverage data for future innovation.

•4mo ago

FIS Brings Secondary Loan Trading into the Modern Era with Trade & Distribution Manager

FIS launched the Trade & Distribution Manager, a platform designed to automate the full secondary loan trade lifecycle and reduce settlement risk. The solution integrates with the FIS Commercial Lending Suite, connecting front and back-office teams to eliminate manual data handoffs. This release expands the company's end-to-end lending ecosystem, which now includes six integrated solutions covering origination through trading.

•4mo ago

FIS and InvestCloud Partner to Deliver AI-Powered Wealth Management Tools to Financial Institutions

FIS and InvestCloud announced a long-term partnership to deliver AI-powered wealth management tools to financial institutions. The new solution integrates InvestCloud’s Advisor Workspace and Client Experience capabilities with FIS core wealth platforms, creating a single connected environment for advisors and clients. This allows institutions to modernize their front-office digital experience without replacing existing infrastructure, leveraging FIS Code Connect for deployment. FIS currently serves over 600 financial institutions representing $5.5 trillion in assets, while InvestCloud manages over $4 trillion in assets.

•5mo ago

BankSouth Selects FIS® Core Banking Platform to Modernize Operations and Unlock AI Readiness

FIS announced that BankSouth, a Georgia-based community bank with $1.6 billion in assets, has selected its core banking platform to replace its legacy system. The deal is driven by BankSouth's need for faster fintech integrations and AI capabilities, which FIS supports through its Code Connect API platform and standardized data feeds. This win highlights FIS's ability to deliver modern, scalable infrastructure to mid-sized regional banks, reinforcing its position in the core banking migration cycle.

•5mo ago

FIS Selected to Streamline Reconciliations for Australia's Largest Bank

FIS was selected by Commonwealth Bank of Australia to implement FIS Data Integrity Manager for automating and consolidating reconciliations across the bank's enterprise. The SaaS solution, delivered via Microsoft Azure, will process over 150 million transactions daily, leveraging real-time visibility and automated alerts to enhance operational efficiency. Executives highlighted the strategic value of the partnership, noting the platform's scalability and ability to support CommBank's continued growth and compliance requirements.

•5mo ago

FIS: 10-Q · acquisition merger

Fidelity National Information Services, Inc. (FIS) completed the acquisition of the Issuer Solutions Business from Global Payments Inc. (Global Payments) on January 9, 2026, for a total consideration of $13.473 billion, consisting of $7.7 billion in cash and the sale of FIS' remaining equity interest in Worldpay Holdco, LLC (Worldpay) for $5.762 billion. This acquisition is expected to strengthen FIS' banking and capital markets solutions. FIS recorded an estimated pre-tax gain of $2.2 billion from the sale of its Worldpay minority interest, with an estimated tax expense of $44 million. The final gain and tax expense could differ materially from these estimates. FIS' revenue for the quarter ended March 31, 2026, increased by 30% to $3.295 billion, primarily driven by the Issuer Solutions Business. Excluding the impact of the acquisition, revenue grew 7% year-over-year. FIS repurchased approximately 0.4 million shares for $30 million during the quarter, and approximately $1.8 billion remains available for repurchase under the program.

SEC 10-Q•5mo ago

FIS Brings Agentic AI to Banking with Anthropic, Starting with Financial Crimes

FIS is partnering with Anthropic to bring agentic AI to banking, launching the Financial Crimes AI Agent to streamline anti-money-laundering investigations. The solution compresses investigation times from hours to minutes by combining Claude's reasoning with FIS's banking data, with BMO and Amalgamated Bank already in development. General availability is planned for H2 2026, with a future roadmap expanding into credit decisioning, deposit retention, and fraud prevention.

•5mo ago

FIS and Leading Financial Institutions to Build Their Own Digital Tokenized Money Network

FIS announced Project Keystone, a network for digital tokenized money developed with six U.S. banks to enable bank-controlled issuance, transfer, and settlement of regulated deposits. Participating institutions include Citizens, Fifth Third, Huntington Bank, KeyBank, and M&T Bank, representing a diverse mix of charter types and technology providers. The network is designed to handle real bank deposits in digital form, eliminating partial settlement failures and the reconciliation burdens associated with conventional interbank settlement.

•5mo ago

FIS Launches New Platform Giving Banks Control Over Digital Money

FIS announced the launch of Lyriq, a proprietary platform that enables regulated financial institutions to issue, manage, and settle digital money such as tokenized deposits while keeping assets on their own balance sheets. The platform is production-ready and integrates with existing core banking systems to support 24/7 settlement with guaranteed transaction finality and embedded compliance controls. FIS has validated the technology through seven proof-of-concepts with financial institutions globally and plans to leverage Lyriq as the foundational infrastructure for its broader digital assets strategy.

•5mo ago