Third Coast Bancshares, Inc. (TCBX) Third Coast Bancshares, Inc. serves as the parent company for Third Coast Bank, SSB, a financial institution primarily focused on delivering a broad spectrum of commercial banking solutions to small and medium-sized businesses, as well as individual professionals. The bank's offerings include a comprehensive range of deposit accounts, such as checking, savings, individual retirement accounts (IRAs), money market accounts, and certificates of deposit (CDs). For its lending services, it provides commercial and industrial (C&I) loans, which encompass financing for equipment, working capital, vehicle fleets, and various other commercial needs. Beyond these core services, Third Coast also offers treasury management, both consumer and commercial online banking platforms, mobile applications, secure safe deposit boxes, wire transfer capabilities, and debit cards. Geographically, the bank operates a total of twelve branches: eleven are strategically located across the major Texas metropolitan areas of Greater Houston, Dallas-Fort Worth, and Austin-San Antonio, with an additional branch situated in Detroit, Texas. The company was founded in 2008 and has its principal office in Humble, Texas.
Sector: Savings Institutions, Not Federally Chartered
Industry: Banks - Regional
Third Coast Bancshares, Inc. NYSE:TCBX Financial Services · Banks - Regional
Pre Pre-market $40.26 AH Close $40.12 since Close $40.12 +0.80% AH Close $40.12 +0.35% since
All Press Release SEC Filings News
SEC Filing ⚠ 4
TCBX: 425 · acquisition merger
Third Coast Bancshares filed its Q3 2026 earnings call transcript as a Rule 425 communication, reiterating its pending merger with Great Plains Bancshares, which is expected to create a franchise of approximately $9 billion in assets and expand into Oklahoma. Management expects the deal to close between February 1 and April 1, 2027, and called integration easier than the prior Keystone acquisition since both banks run on FIS systems.
Q3 net income was $19 million, or $0.93 per diluted share, versus $18.1 million ($1.30) a year ago, with $3.2 million of merger-related expenses included; adjusted net income was approximately $21.6 million ($1.06 per share). Tangible book value per share hit a record $33.31, gross loans ended near $5.5 billion, and credit remained stable with net recoveries for a third straight quarter.
Management guided the Q4 net interest margin to roughly 3.80% and signaled continued loan growth and another securitization, this time from the commercial portfolio. The filing is largely favorable and confirms deal momentum rather than introducing new transaction terms.
SEC 425 • 3d ago Press Release ⚠ 4
Third Coast Bancshares, Inc. Reports 2026 Third Quarter Financial Results
Third Coast Bancshares (NYSE: TCBX) reported Q3 2026 net income of $19.0 million, or $0.93 per diluted share, down from $22.0 million ($1.08) in Q2 2026 and modestly above $18.1 million ($1.03) a year ago. Excluding $3.2 million of acquisition-related expenses, adjusted non-GAAP net income was $21.6 million ($1.06 diluted).
Net interest income grew 17.1% year-over-year to $59.5 million, but net interest margin compressed to 3.70% from 4.10% a year earlier, and the efficiency ratio worsened to 63.10% from 53.03%. Balance sheet growth was strong, with gross loans up 31.9% YoY to $5.49 billion and deposits up 35.5% YoY to $5.92 billion.
Credit remained broadly stable: nonperforming loans of $29.0 million (0.53% of loans) ticked up slightly, driven mainly by $2.3 million of SBA loans placed on nonaccrual, and the allowance held at 0.99% of loans. Tangible book value per share reached a record $33.31.
The release reiterates the pending all-stock acquisition of Great Plains Bancshares, valued at approximately $239.6 million and expected to close in Q1 2027, which management frames as advancing its Texas growth strategy.
• 5d ago AI analysis › News
Third Coast Bancshares, Inc. (TCBX) Expected to Beat Earnings Estimates: What to Know Ahead of Q3 Release
zacks.com • 12d ago SEC Filing ● Major ⚠ 4
TCBX: 8-K · acquisition merger
Third Coast Bancshares (NYSE: TCBX) has agreed to acquire Great Plains Bancshares, parent of Great Plains National Bank in Elk City, Oklahoma, in an all-stock merger signed October 6, 2026.
Each Great Plains share will convert into TCBX stock based on an aggregate issuance of 5,570,352 shares, subject to reduction if Great Plains delivers less than $153,300,000 of adjusted equity at closing. A termination fee of $11,981,827 applies in certain deal-break scenarios.
Holders of roughly 27.6% of Great Plains shares have signed a voting agreement supporting the deal, and two Great Plains directors will join the TCBX board at closing. Completion requires both companies' shareholder approvals, regulatory clearances, an effective Form S-4, and NYSE listing of the new shares, with an outside date of September 30, 2027.
SEC 8-K • 13d ago AI analysis › SEC Filing ● Major ⚠ 3
TCBX: 425 · acquisition merger
Third Coast Bancshares (NYSE: TCBX) will acquire Oklahoma City-based Great Plains Bancshares in a $239 million all-stock deal expected to close in the first quarter of 2027. CEO Bart Caraway called it the easiest transaction he has done, citing exceptional cultural alignment.
The deal creates a combined bank with approximately $9 billion in total assets and 43 branches across Texas and Oklahoma, more than doubling Third Coast's branch count and deposit accounts to roughly 70,000. It marks Third Coast's first expansion outside of Texas.
This is the bank's third acquisition since 2019 and second in twelve months, following the $123 million Keystone Bancshares deal that closed in February 2026. Caraway said the consolidation wave among Texas banks creates opportunities to attract talent and clients, while Houston deposits grew 16% year over year organically.
SEC 425 • 17d ago SEC Filing ● Major ⚠ 3
TCBX: 425 · acquisition merger
Third Coast Bancshares agreed to acquire Great Plains Bancshares in an all-stock deal, paying $239.6 million in stock for the $1.9 billion-asset Oklahoma bank. The deal, announced October 8, 2026, is expected to close in the first quarter of 2027 and expands Third Coast's Dallas footprint while adding Oklahoma City.
Third Coast projects 14% EPS accretion in 2028 and $17 million of cost savings (20% of Great Plains' non-interest expense base). Great Plains brings a 5.34% second-quarter net interest margin, well above the industry's 3.32% average.
The combined bank would start with roughly $9 billion in assets, $7.3 billion in loans and $7.8 billion in deposits. Great Plains will retain its brand as a division of Third Coast Bank, with Mark Russell in a senior role and two Great Plains directors joining the board.
SEC 425 • 17d ago Press Release ● Major ⚠ 2
Third Coast Bancshares, Inc. and Great Plains Bancshares, Inc. Announce Definitive Merger Agreement
Third Coast Bancshares (NYSE: TCBX) signed a definitive agreement to acquire Great Plains Bancshares in an all-stock deal valued at approximately $239.6 million.
Third Coast will issue 5,570,352 shares, leaving pro forma ownership at roughly 78% TCBX and 22% Great Plains shareholders, with two Great Plains directors joining TCBX's boards.
The combination creates a ~$9 billion-asset franchise, deepens TCBX's Dallas presence and marks its entry into Oklahoma; closing is expected in Q1 2027 pending regulatory and shareholder approvals.
The deal is transformational but not without integration and approval risk, and the share issuance introduces modest dilution.
• 19d ago AI analysis › Press Release
Third Coast Bancshares, Inc. Announces 2026 Third Quarter Earnings Release and Conference Call Schedule
Third Coast Bancshares will report its 2026 third quarter financial results on Wednesday, October 21, 2026, after the market close.
Management will host a conference call and webcast on Thursday, October 22, 2026, at 11:00 a.m. Eastern Time to discuss the results.
Third Coast Bancshares is the holding company of Third Coast Bank, a Texas-based bank operating 21 branches across Austin, Dallas-Fort Worth, Greater Houston, and San Antonio. The release contains no financial results or guidance.
• 26d ago AI analysis › News
Third Coast Bancshares, Inc. (NASDAQ:TCBX) Given Consensus Recommendation of “Moderate Buy” by Analysts
defenseworld.net • 1mo ago SEC Filing ⚠ 1
TCBX: 8-K · leadership change
Jeffrey A. Wilkinson resigned from the Board of Directors of Third Coast Bancshares, Inc. effective September 17, 2026, as disclosed in an Item 5.02 Form 8-K filed September 18, 2026.
The company stated that the resignation did not arise or result from any disagreement with the Company on any matters relating to its operations, policies or practices.
The filing contains no financial figures and no successor director was named, making this a routine board composition change for the small Texas bank holding company rather than a market-moving event.
SEC 8-K • 1mo ago AI analysis › Press Release
Third Coast Bancshares, Inc. Declares Quarterly Cash Dividend on its 6.75% Series A Convertible Non-Cumulative Preferred Stock
Third Coast Bancshares' board declared a quarterly cash dividend of $17.25 per share on its 6.75% Series A Convertible Non-Cumulative Preferred Stock.
The dividend is payable October 15, 2026 to holders of record at the close of business on September 30, 2026.
This is a routine preferred-dividend declaration consistent with the security's stated coupon; no change to common dividends or other capital plans was announced.
• 1mo ago AI analysis › Press Release
Third Coast Bank Expands Corporate Banking Leadership
Third Coast Bancshares (NYSE: TCBX) appointed Bernardo "Bernie" Lacayo as EVP, Head of Corporate Banking, effective immediately, naming him to lead the bank's corporate banking strategy.
Lacayo brings more than three decades of banking experience, including nearly 18 years at CIBC Bank USA and its predecessor, most recently as Head of Loan Markets, and joined Third Coast in March 2026.
Under Lacayo, the bank aims to broaden its reach among middle-market companies and deepen relationships across Texas and beyond; Third Coast Bank operates 21 branches across the four largest Texas metro areas.
• 1mo ago AI analysis › News
Third Coast Bancshares Still Looks Like A Buy
seekingalpha.com • 2mo ago SEC Filing ⚠ 6
TCBX: 10-Q · periodic report
Third Coast Bancshares (TCBX) reported Q2 2026 net income of $21.99 million, up 31.3% from $16.75 million a year earlier, with diluted EPS of $1.08 versus $0.96. Net income available to common shareholders rose to $20.80 million from $15.56 million.
Growth was driven largely by the Keystone Bancshares merger completed February 1, 2026: net interest income climbed 22.1% to $60.28 million as average loans grew to $5.37 billion from $4.02 billion. Net interest margin compressed to 3.83% from 4.22%, and noninterest expense rose 33.2%, including $4.1 million of merger-related costs.
The company paid roughly $20.0 million in cash and issued 2,560,695 shares for Keystone, recording $28.0 million of goodwill, and separately sold substantially all assets of its factoring unit TCCC to Gulf Coast Bank & Trust Company at a $3.46 million gain effective June 25, 2026.
The balance sheet now stands at $6.74 billion in assets, $5.86 billion in deposits, and $670.8 million in equity, while the $30 million buyback was extended through June 30, 2027 with no shares yet repurchased.
SEC 10-Q • 2mo ago AI analysis › Press Release
Third Coast Bancshares, Inc. to Ring the New York Stock Exchange Closing Bell
Third Coast Bancshares, led by CEO Bart Caraway, will ring the New York Stock Exchange Closing Bell today at 4:00 p.m. Eastern Time.
The ceremony marks a milestone following the company's transfer to the NYSE and dual listing on NYSE Texas in October 2025.
Third Coast operates 21 branches across Texas, serving the Austin, Dallas-Fort Worth, Greater Houston, and San Antonio markets.
• 2mo ago AI analysis › News
Third Coast Bancshares, Inc. (TCBX) Q2 2026 Earnings Call Transcript
seekingalpha.com • 3mo ago News
Third Coast Bancshares Q2 Earnings Call Highlights
marketbeat.com • 3mo ago News
Third Coast Bancshares, Inc. (TCBX) Q2 Earnings and Revenues Top Estimates
zacks.com • 3mo ago Press Release ● Major ⚠ 2
Third Coast Bancshares, Inc. Reports 2026 Second Quarter Financial Results
Third Coast Bancshares reported record diluted earnings per share of $1.08 for the second quarter of 2026, a significant increase from $0.88 in the prior quarter, fueled by a 12.4% rise in net interest income to $60.3 million.
The bank improved its efficiency ratio to 56.51% and expanded net interest margin to 3.83%, while gross loans grew by 3.5% quarter-over-quarter to $5.44 billion.
Results included a $3.5 million gain from the sale of substantially all assets of Third Coast Commercial Capital, and tangible book value per share increased to $33.08.
• 3mo ago AI analysis › Press Release
Third Coast Bancshares, Inc. Announces Sale of Third Coast Commercial Capital, Inc. Assets
Third Coast Bancshares sold substantially all assets of its subsidiary Third Coast Commercial Capital to Gulf Coast Bank & Trust Company for approximately $27.5 million.
The transaction, effective June 25, 2026, resulted in a gain of $3.5 million and includes a structured ongoing revenue share.
Third Coast will continue offering factoring solutions through a strategic partnership with Gulf Coast while focusing on its core commercial banking and lending platforms.
• 3mo ago AI analysis › Press Release
Third Coast Bancshares, Inc. Announces 2026 Share Repurchase Program
Third Coast Bancshares' Board of Directors approved the continuation of its share repurchase program, authorizing up to $30 million in common stock buybacks through June 30, 2027.
Management notified the Federal Reserve Bank of Dallas of the continuation, with purchases to be made via open market or privately negotiated transactions as market conditions permit.
The program remains discretionary, allowing the Board to suspend or modify repurchases based on capital status and regulatory requirements.
• 3mo ago AI analysis › Press Release
Third Coast Bancshares, Inc. Announces 2026 Second Quarter Earnings Release and Conference Call Schedule
Third Coast Bancshares scheduled the release of its second quarter 2026 financial results for Wednesday, July 22, 2026, after the market closes.
Management will host a conference call to discuss the results on Thursday, July 23, 2026, at 11:00 a.m. Eastern Time.
Access to the live call is available via phone and webcast, with a replay option accessible until July 30.
• 3mo ago AI analysis › Press Release
Third Coast Bancshares, Inc. Declares Quarterly Cash Dividend on its 6.75% Series A Convertible Non-Cumulative Preferred Stock
Third Coast Bancshares declared a quarterly cash dividend of $17.0625 per share on its 6.75% Series A Convertible Non-Cumulative Preferred Stock.
The dividend is payable on July 15, 2026 to shareholders of record as of June 30, 2026.
This is a routine distribution consistent with the security's fixed coupon rate.
• 4mo ago AI analysis › SEC Filing
TCBX: 8-K · proxy statement
Third Coast Bancshares, Inc. (TCBX) held its Annual Meeting of Shareholders on May 21, 2026, where shareholders approved the Amended and Restated 2019 Omnibus Incentive Plan. The restated plan increases the number of shares reserved for issuance by an additional 375,000 shares and introduces new provisions prohibiting the repricing of stock options and reload options.
Shareholders also elected five directors to the board: Bart O. Caraway, Clint Greenleaf, Tony Scavuzzo, and Mary Stich to Class A seats, and Jeffrey A. Wilkinson to a Class C seat. The ratification of Whitley Penn LLP as the independent auditor received overwhelming support, with over 11.8 million votes in favor.
SEC 8-K • 5mo ago AI analysis › SEC Filing ⚠ 1
TCBX: 8-K · debt financing
Third Coast Bancshares, Inc. entered into a Renewal, Extension and Modification of Loan with American National Bank & Trust, extending the maturity date of its loan facility from March 10, 2026 to March 10, 2028. The amendment increases the maximum commitment under the loan agreement from $55,000,000 to $70,000,000, providing the company with additional liquidity capacity.
As of the effective date, the company had outstanding borrowings of $54,875,000 under the agreement. All issued and outstanding capital stock of its subsidiary, Third Coast Bank, SSB, remains pledged as collateral to secure the obligations.
The agreement includes standard reaffirmations of existing liens and covenants, with quarterly interest payments scheduled to commence on June 10, 2026. The company has waived any claims against the lender regarding the loan documents prior to this renewal.
SEC 8-K • 5mo ago AI analysis › Press Release
Stonegate Updates Coverage on Third Coast Bancshares, Inc. (TCBX) 1Q26
newsfilecorp.com • 6mo ago Press Release ⚠ 3
Third Coast Bancshares, Inc. Reports 2026 First Quarter Financial Results
Third Coast reported Q1 2026 net income of $16.4 million, or $0.88 per diluted share, a decline from the prior quarter driven by $3.3 million in merger-related expenses. Net interest income increased 25.3% year-over-year to $53.6 million, though the net interest margin compressed to 3.67% from 4.10% in the fourth quarter of 2025.
The successful completion of the Keystone Bancshares merger on February 1 added approximately $1 billion in assets and $844.2 million in deposits, boosting gross loans by 19.5% to $5.25 billion.
Asset quality deteriorated slightly with nonperforming loans rising to $35.6 million, or 0.68% of total loans, due to one large credit placement on nonaccrual. The efficiency ratio worsened to 66.06% compared to 57.90% in the prior quarter as the company absorbed integration costs.
• 6mo ago AI analysis › Recent SEC filings with analysis 
