BENCHMARK BANKSHARES INC (BMBN)
Benchmark Bankshares, Inc. operates as the parent company for Benchmark Community Bank, providing a diverse array of financial products and services. The institution offers various deposit accounts, including checking, savings, and specialized options for youth. Its lending portfolio is comprehensive, featuring personal, residential mortgage, commercial real estate, business, automotive, and educational loans. Complementary services include credit and debit card issuance, alongside extensive wealth management solutions. These wealth management offerings cover financial and retirement planning, investment portfolio administration, estate planning, charitable giving, and trust services. Further conveniences comprise check reordering, secure safe deposit boxes, wire transfers, bill payment functionalities, and both online and mobile banking platforms. As of April 1, 2022, its operational network consisted of 16 full-service branches, a dedicated loan production office, and 14 automated teller machines (ATMs). Established in 1971, Benchmark Bankshares, Inc. is headquartered in Kenbridge, Virginia.
Sector: State Commercial Banks
Industry: Banks - Regional
Benchmark Bankshares, Inc.
OTC:BMBNFinancial Services · Banks - Regional
+0.39%$43.49
Mkt Cap$193.87M
Float3.77M
O/S4.46M
Inst Own-
SI<0.1%
Div Yield2.25%
Dilution
Delisting Issues Timeline
Financials Summary
Revenue$83.37M
Net Income$19.84M
Total Assets$1.37B
Free Cash Flow$22.17M
Debt & Equity
Debt 0%
Equity 100%
Total Debt$424K
Total Equity$126.87M
Shares Outstanding
Short Interest
Split History1 split
- 2:1Forward splitNov 19, 20141 share → 2
Balance Sheet Details
Assets$1.37B
Liabilities$1.24B
Accounts Receivable$4.39M
Accounts Payable$864K
Inventory$0
PP&E (Net)$24.57M
Goodwill$0
Intangible Assets$892K
Income Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 | FY 1999 | FY 1998 | FY 1997 | FY 1996 | FY 1995 | FY 1994 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 | 1999-12-31 | 1998-12-31 | 1997-12-31 | 1996-12-31 | 1995-12-31 | 1994-12-31 |
| Revenue | $83.37M | $70.71M | $59.33M | $46.91M | $43.11M | $40.44M | $38.53M | $34.53M | $32.07M | $30.1M | $29.11M | $24.14M | $23.44M | $22.05M | $21.95M | $19.96M | $18.15M | $18.26M | $18.44M | $18.44M | $17.43M | $15.8M | $14.97M | $14.24M | $13.29M | $11.78M | $9.81M |
| YoY Growth | 17.9% | 19.2% | 26.5% | 8.8% | 6.6% | 5.0% | 11.6% | 7.7% | 6.6% | 3.4% | 20.6% | 3.0% | 6.3% | 0.5% | 10.0% | 9.9% | -0.6% | -1.0% | -0.0% | 5.8% | 10.3% | 5.5% | 5.2% | 7.1% | 12.8% | 20.1% | - |
| Cost of Revenue | $17.27M | $14.92M | $8.15M | $2.01M | $2.62M | $3.48M | $3.99M | $2.43M | $0 | $0 | $0 | $0 | $0 | $0 | $8M | $6.45M | $5.66M | $6.56M | $7.62M | $8.95M | $8.2M | $8M | $7.36M | $6.87M | $6.46M | $5.59M | $4.15M |
| Gross Profit | $66.1M | $55.79M | $51.18M | $44.9M | $40.49M | $36.96M | $34.54M | $32.1M | $32.07M | $30.1M | $29.11M | $24.14M | $23.44M | $22.05M | $13.95M | $13.5M | $12.49M | $11.7M | $10.82M | $9.49M | $9.23M | $7.8M | $7.61M | $7.37M | $6.84M | $6.19M | $5.66M |
| Gross Margin | 79.3% | 78.9% | 86.3% | 95.7% | 93.9% | 91.4% | 89.6% | 93.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 63.6% | 67.7% | 68.8% | 64.1% | 58.7% | 51.5% | 52.9% | 49.4% | 50.8% | 51.8% | 51.4% | 52.6% | 57.7% |
| Research and Development | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Selling, General, and Administrative | $25.11M | $0 | $0 | $0 | $0 | $0 | $209K | $209K | $12.96M | $12.38M | $11.47M | $10.79M | $10.1M | $9.55M | $5.22M | $0 | $4.69M | $4.34M | $3.95M | $3.49M | $3.26M | $2.8M | $2.48M | $2.28M | $2.2M | $1.89M | $1.65M |
| Other | $15.88M | $35.89M | $31.89M | $28.4M | $26.2M | $24.37M | $22.67M | $20.73M | -$6.03M | -$5.56M | -$4.7M | $0 | $0 | $0 | $3.19M | $8.11M | $2.78M | $2.38M | $2.13M | $2.11M | $1.81M | $1.4M | $1.34M | $1.32M | $1.13M | $1.16M | $1.21M |
| Total Operating Expenses | $40.99M | $35.89M | $31.89M | $28.4M | $26.2M | $24.37M | $22.88M | $20.94M | $6.03M | $5.56M | $4.7M | $15.55M | $14.7M | $13.55M | $8.41M | $8.11M | $7.47M | $6.72M | $6.08M | $5.6M | $5.07M | $4.2M | $3.82M | $3.6M | $3.33M | $3.05M | $2.86M |
| Operating Income (EBIT) | $25.11M | $19.9M | $19.29M | $16.5M | $14.29M | $12.59M | $11.66M | $11.16M | $10.15M | $9.41M | $9.08M | $8.59M | $8.74M | $8.5M | $5.54M | $5.4M | $5.01M | $4.98M | $4.74M | $3.89M | $4.16M | $3.6M | $3.79M | $3.77M | $3.51M | $3.15M | $2.81M |
| Operating Margin | 30.1% | 28.1% | 32.5% | 35.2% | 33.2% | 31.1% | 30.3% | 32.3% | 31.6% | 31.3% | 31.2% | 35.6% | 37.3% | 38.6% | 25.3% | 27.0% | 27.6% | 27.3% | 25.7% | 21.1% | 23.8% | 22.8% | 25.3% | 26.5% | 26.4% | 26.7% | 28.6% |
| Interest Expense | $15.84M | $14.92M | $8.15M | $2.01M | $2.62M | $3.48M | $3.99M | $2.43M | $0 | $0 | $0 | $0 | $0 | $0 | $7.78M | $6.21M | $5.52M | $6.27M | $7.2M | $8.76M | $8M | $7.4M | $7.01M | $6.51M | $6.16M | $5.4M | $3.98M |
| Interest Income | $72.47M | $63.39M | $52.89M | $41.33M | $35.94M | $34.22M | $32.81M | $29.05M | $0 | $0 | $0 | $0 | $0 | $0 | $19.95M | $18.28M | $16.62M | $16.81M | $17.05M | $17.4M | $16.42M | $15.1M | $14.33M | $13.65M | $12.73M | $11.18M | $9.28M |
| Other Income (Expense) | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$5.74M | -$4.76M | -$4.6M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Income Before Tax (EBT) | $25.11M | $19.9M | $19.29M | $16.5M | $14.29M | $12.59M | $11.66M | $11.16M | $10.15M | $9.41M | $9.08M | $8.59M | $8.74M | $8.5M | $5.54M | $5.4M | $5.01M | $4.98M | $4.74M | $3.89M | $4.16M | $3.6M | $3.79M | $3.77M | $3.51M | $3.15M | $2.81M |
| Income Tax Expense | $5.27M | $4.04M | $3.91M | $3.26M | $2.77M | $2.37M | $2.19M | $2.03M | $4.02M | $2.89M | $2.75M | $2.43M | $2.51M | $2.39M | $1.74M | $1.56M | $1.46M | $1.38M | $1.34M | $1.16M | $1.31M | $1.1M | $1.14M | $1.19M | $1.06M | $938K | $833K |
| Net Income | $19.84M | $15.85M | $15.38M | $13.24M | $11.52M | $10.22M | $9.47M | $9.14M | $6.13M | $6.52M | $6.33M | $6.16M | $6.23M | $6.12M | $3.81M | $3.84M | $3.55M | $3.6M | $3.4M | $2.74M | $2.85M | $2.5M | $2.64M | $2.58M | $2.45M | $2.21M | $1.97M |
| Net Income Margin | 23.8% | 22.4% | 25.9% | 28.2% | 26.7% | 25.3% | 24.6% | 26.5% | 19.1% | 21.7% | 21.7% | 25.5% | 26.6% | 27.7% | 17.4% | 19.2% | 19.6% | 19.7% | 18.4% | 14.8% | 16.3% | 15.8% | 17.7% | 18.1% | 18.4% | 18.7% | 20.1% |
| Supplementary Data | |||||||||||||||||||||||||||
| EPS | 4.46 | 3.56 | 3.41 | 2.93 | 2.55 | 2.28 | 1.99 | 1.79 | 1.19 | 1.26 | 1.23 | 1.20 | 1.20 | 1.18 | 0.70 | 0.69 | 0.60 | 0.61 | 0.57 | 0.46 | 0.48 | 0.42 | 0.45 | 0.44 | 0.43 | 0.39 | 0.35 |
| Diluted EPS | 4.46 | 3.56 | 3.41 | 2.93 | 2.55 | 2.28 | 1.99 | 1.79 | 1.19 | 1.26 | 1.23 | 1.20 | 1.20 | 1.18 | 0.69 | 0.68 | 0.59 | 0.60 | 0.57 | 0.46 | 0.48 | 0.42 | 0.45 | 0.44 | 0.43 | 0.39 | 0.35 |
| Weighted Average OS | 4.45M | 4.47M | 4.51M | 4.52M | 4.52M | 4.48M | 4.77M | 5.10M | 5.16M | 5.16M | 5.16M | 5.15M | 5.18M | 5.19M | 5.47M | 5.56M | 5.97M | 5.93M | 5.93M | 5.97M | 6.02M | 6.02M | 5.96M | 5.85M | 5.78M | 5.72M | 5.67M |
| EBITDA | $26.84M | $21.61M | $21.06M | $17.82M | $15.5M | $13.72M | $12.71M | $12.13M | $868K | $753K | $851K | $9.54M | $9.7M | $831K | $6.19M | $5.4M | $5.44M | $5.4M | $5.18M | $4.24M | $4.45M | $3.9M | $4.01M | $3.97M | $3.66M | $3.3M | $2.99M |
| EBITDA Margin | 32.2% | 30.6% | 35.5% | 38.0% | 36.0% | 33.9% | 33.0% | 35.1% | 2.7% | 2.5% | 2.9% | 39.5% | 41.4% | 3.8% | 28.2% | 27.0% | 30.0% | 29.6% | 28.1% | 23.0% | 25.5% | 24.7% | 26.8% | 27.8% | 27.5% | 28.0% | 30.5% |
Balance Sheet
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 | FY 1999 | FY 1998 | FY 1997 | FY 1996 | FY 1995 | FY 1994 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 | 1999-12-31 | 1998-12-31 | 1997-12-31 | 1996-12-31 | 1995-12-31 | 1994-12-31 |
| Assets | |||||||||||||||||||||||||||
| Current Assets | |||||||||||||||||||||||||||
| Cash and Cash Equivalents | $14.89M | $62.6M | $91.72M | $97.31M | $269.35M | $175.01M | $37.57M | $42.19M | $32.33M | $54.21M | $54.48M | $28.49M | $42.73M | $39.33M | $12.01M | $13.53M | $7.62M | $13M | $13.34M | $8.22M | $5.59M | $7.5M | $5.24M | $4.6M | $4.62M | $4.4M | $3.81M |
| Short-Term Investments | $7.83M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Cash and Short-Term Investments | $22.72M | $62.6M | $91.72M | $97.31M | $269.35M | $175.01M | $37.57M | $42.19M | $32.33M | $54.21M | $54.48M | $28.49M | $42.73M | $39.33M | $12.01M | $13.53M | $7.62M | $13M | $13.34M | $8.22M | $5.59M | $7.5M | $5.24M | $4.6M | $4.62M | $4.4M | $3.81M |
| Accounts Receivable | $4.39M | $4.03M | $3.55M | $3.25M | $2.27M | $2.34M | $2.27M | $2.18M | $0 | $0 | $0 | $0 | $0 | $0 | $1.5M | $1.39M | $1.18M | $1.27M | $1.29M | $1.43M | $1.58M | $1.4M | $1.56M | $1.24M | $1.25M | $1.27M | $972K |
| Inventory | $0 | $0 | $0 | -$90.56M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | -$7.83M | $0 | -$3.55M | $95.56M | $0 | $0 | $0 | $0 | $0 | $0 | $114.27M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $19.29M | $66.63M | $91.72M | $105.56M | $271.62M | $177.36M | $39.84M | $44.37M | $46.46M | $59.76M | $114.27M | $28.49M | $42.73M | $39.33M | $13.52M | $14.92M | $8.8M | $14.27M | $14.63M | $9.64M | $7.17M | $8.9M | $6.8M | $5.83M | $5.88M | $5.67M | $4.78M |
| Long-Term Assets | |||||||||||||||||||||||||||
| Property, Plant & Equipment Net | $24.57M | $23.32M | $22.23M | $18.66M | $17.06M | $17.04M | $16.82M | $14.87M | $14.67M | $13.24M | $11.8M | $12.52M | $12.94M | $13.51M | $8.77M | $7.65M | $5.68M | $4.53M | $4.29M | $5.44M | $4.56M | $3.4M | $3.9M | $3.53M | $3.36M | $2M | $1.71M |
| Goodwill | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Intangible Assets | $892K | $1.17M | $1.5M | $1.85M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $1.28B | $983.55M | $71.77M | $78.19M | $635.16M | $610.96M | $568.53M | $528.54M | $11.17M | $9.51M | $16.62M | $0 | $0 | $0 | $277.78M | $269.87M | $255.15M | $244.38M | $223.75M | $212.62M | $187.96M | $179M | $156.54M | $143.48M | $137.32M | $19.12M | $103.36M |
| Deferred Tax Assets | $3.27M | $3.79M | $3.21M | $4.01M | $1.42M | $1.48M | $1.55M | $1.74M | $1.71M | $2.48M | $2.33M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $328K | $266K | $268K | $0 | $491K |
| Other Long-Term Assets | $39.96M | $139.09M | $971.9M | $916.41M | $115.32M | $63.99M | $85.16M | $54.36M | $14.5M | $14.37M | $13.83M | $448.93M | $408.2M | -$13.51M | $13.32M | $5.48M | $23.36M | $20.71M | $22.39M | $14.11M | $5.56M | $2M | $17.82M | $5.62M | $4.08M | -$21.12M | $4.96M |
| Total Long-Term Assets | $1.35B | $1.15B | $1.07B | $1.02B | $768.96M | $693.47M | $672.06M | $599.51M | $548.89M | $508.87M | $425.02M | $461.45M | $421.14M | $13.51M | $299.87M | $283M | $284.19M | $269.62M | $250.43M | $232.17M | $198.09M | $184.4M | $178.58M | $152.9M | $145.03M | $21.12M | $110.52M |
| Other Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $385.67M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $108.58M | $0 |
| Total Assets | $1.37B | $1.22B | $1.16B | $1.12B | $1.04B | $870.83M | $711.9M | $643.89M | $595.35M | $568.63M | $539.29M | $489.95M | $463.87M | $438.51M | $313.39M | $297.92M | $292.99M | $283.89M | $265.06M | $241.81M | $205.25M | $193.3M | $185.38M | $158.73M | $150.91M | $135.36M | $115.31M |
| Liabilities | |||||||||||||||||||||||||||
| Current Liabilities | |||||||||||||||||||||||||||
| Accounts Payable | $864K | $936K | $993K | $187K | $225K | $281K | $343K | $234K | $0 | $0 | $0 | $0 | $0 | $0 | $931K | $813K | $648K | $668K | $803K | $1M | $984K | $800K | $808K | $708K | $692K | $651K | $477K |
| Short-Term Debt | $247K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $4.04M | $0 | $0 | $0 | $0 | $0 | $7M | $0 | $0 | $0 | $0 | $0 |
| Current Income Tax Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $96K | $147K | $0 | $0 | $33K | $39K | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Current Unearned Revenue | $0 | $0 | $0 | $1.53M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | -$864K | $1.1B | $887.88M | $785.85M | $945.29M | $783.35M | $632.89M | $568.83M | $201.65M | $180.72M | $152.11M | $0 | $0 | $0 | $280.66M | $263.49M | $259.98M | $253.2M | $236.54M | $216.36M | $181.2M | $164.8M | $164.89M | $140.74M | $135.36M | -$287K | $104.64M |
| Total Current Liabilities | $247K | $1.1B | $889.87M | $787.57M | $945.51M | $783.63M | $633.23M | $569.06M | $201.78M | $180.88M | $152.3M | $245K | $280K | $0 | $282.53M | $268.35M | $261.27M | $254.54M | $238.15M | $218.37M | $183.17M | $172.6M | $166.51M | $141.45M | $136.74M | $651K | $105.59M |
| Long-Term Liabilities | |||||||||||||||||||||||||||
| Long-Term Debt | $0 | $790K | $1.53M | $2.7M | $3.83M | $4.9M | $5.65M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $155K | $0 |
| Long-Term Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Deferred Tax Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $125K | $140K | $160K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Liabilities | $1.24B | $9.53M | $174.81M | $248.75M | $6.8M | $5.47M | $4.3M | $3.53M | $325.6M | $323.75M | $324.41M | $0 | $0 | $0 | $595K | $1.6M | $1.05M | $736K | $361K | -$30K | -$98K | $700K | -$143K | $632K | -$198K | -$155K | -$146K |
| Total Long-Term Liabilities | $1.24B | $10.32M | $176.34M | $251.45M | $10.63M | $10.37M | $9.95M | $3.53M | $325.73M | $323.89M | $324.57M | $0 | $0 | $0 | $595K | $1.6M | $1.05M | $736K | $361K | -$30K | -$98K | $700K | -$143K | $632K | -$198K | $155K | -$146K |
| Other Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $122.06M | $0 |
| Total Liabilities | $1.24B | $1.11B | $1.06B | $1.04B | $956.14M | $794M | $643.18M | $572.59M | $527.51M | $504.77M | $476.87M | $245K | $280K | $0 | $283.12M | $269.95M | $262.32M | $255.27M | $238.51M | $218.34M | $183.07M | $173.3M | $166.37M | $142.08M | $136.55M | $122.86M | $105.44M |
| Stockholders' Equity | |||||||||||||||||||||||||||
| Preferred Stock | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Common Stock | $934K | $938K | $943K | $949K | $948K | $952K | $947K | $1.06M | $1.08M | $1.08M | $1.08M | $1.08M | $542K | $544K | $572K | $575K | $626K | $624K | $623K | $624K | $631K | $600K | $630K | $618K | $304K | $301K | $298K |
| Retained Earnings | $123.99M | $108.7M | $97.37M | $86.61M | $76.81M | $68.96M | $62.97M | $65.94M | $61.97M | $58.28M | $53.96M | $49.62M | $45.47M | $41.28M | $25.16M | $23.52M | $25.84M | $23.57M | $21.22M | $18.95M | $17.28M | $15.5M | $13.91M | $12.19M | $10.75M | $8.99M | $7.28M |
| Comprehensive Income & Other | -$4.05M | -$6.12M | -$5.49M | -$7.71M | $0 | $0 | $0 | $0 | $80K | -$135K | $777K | $944K | $211K | $0 | $15K | $68K | $378K | $542K | $702K | -$149K | -$131K | -$500K | $0 | $0 | $0 | $0 | $0 |
| Other Stockholders' Equity | $1.95M | -$201K | $376K | -$1.9M | $6.68M | $6.91M | $4.8M | $4.3M | $4.79M | $4.5M | $5.35M | $5.38M | $4.97M | $0 | $4.54M | $3.88M | $4.2M | $4.42M | $4.71M | $3.91M | $4.27M | $3.9M | $4.48M | $3.85M | $3.3M | $3.21M | $2.28M |
| Total Equity | $126.87M | $109.43M | $98.69M | $85.65M | $84.44M | $76.82M | $68.71M | $71.29M | $67.84M | $63.87M | $60.4M | $56.08M | $50.99M | $41.82M | $30.27M | $27.98M | $30.67M | $28.61M | $26.55M | $23.48M | $22.19M | $20M | $19.02M | $16.65M | $14.36M | $12.5M | $9.86M |
| Minority Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities and Equity | $1.37B | $1.22B | $1.16B | $1.12B | $1.04B | $870.83M | $711.9M | $643.89M | $595.35M | $568.63M | $537.26M | $56.32M | $51.26M | $41.82M | $313.39M | $297.92M | $292.99M | $283.89M | $265.06M | $241.81M | $205.25M | $193.3M | $185.38M | $158.73M | $150.91M | $135.36M | $115.31M |
| Supplementary Data | |||||||||||||||||||||||||||
| Total Debt | $424K | $790K | $1.53M | $2.7M | $3.83M | $4.9M | $5.65M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $4.04M | $0 | $0 | $0 | $0 | $0 | $7M | $0 | $0 | $0 | $155K | $0 |
| Net Debt | -$14.47M | -$61.81M | -$90.19M | -$94.14M | -$265.52M | -$170.11M | -$31.92M | -$42.19M | -$32.33M | -$54.21M | -$54.48M | -$28.49M | -$42.73M | -$39.33M | -$12.01M | -$9.49M | -$7.62M | -$13M | -$13.34M | -$8.22M | -$5.59M | -$500K | -$5.24M | -$4.6M | -$4.62M | -$4.24M | -$3.81M |
Cash Flow Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2006 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 | FY 1999 | FY 1998 | FY 1997 | FY 1996 | FY 1995 | FY 1994 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2006-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 | 1999-12-31 | 1998-12-31 | 1997-12-31 | 1996-12-31 | 1995-12-31 | 1994-12-31 |
| Operating Activities | ||||||||||||||||||||||||||
| Net Income | $19.84M | $15.85M | $15.38M | $13.24M | $11.52M | $10.22M | $9.47M | $9.14M | $6.13M | $6.52M | $6.33M | $6.16M | $6.23M | $6.12M | $3.81M | $3.55M | $3.6M | $3.4M | $2.74M | $2.85M | $2.5M | $2.64M | $2.58M | $2.45M | $2.21M | $1.97M |
| Depreciation & Amortization | $1.73M | $1.71M | $1.77M | $1.32M | $1.21M | $1.14M | $1.05M | $969K | $868K | $753K | $851K | $952K | $957K | $831K | $641K | $424K | $420K | $441K | $347K | $289K | $300K | $222K | $194K | $148K | $157K | $182K |
| Deferred Income Tax | $0 | $0 | $0 | -$251K | $168K | -$2.37M | -$2.2M | $0 | $0 | -$574K | -$214K | $0 | $0 | $0 | -$199K | -$157K | -$107K | -$72K | -$62K | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Stock-Based Compensation | $113K | $95K | $95K | $95K | $95K | $95K | $95K | $95K | $95K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Changes in Working Capital: | ||||||||||||||||||||||||||
| Accounts Receivable | -$363K | -$484K | -$294K | -$987K | $75K | -$75K | -$86K | -$187K | -$267K | -$172K | $82K | -$94K | $14K | $180K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Accounts Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $100K | $16K | $41K | $174K | $22K |
| Other Working Capital | $4.75M | $120K | -$444K | -$117K | $630K | $870K | $40K | -$714K | -$1.87M | $27K | -$1.66M | -$386K | -$129K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$376K | $68K | -$84K | -$260K | -$226K |
| Total Working Capital Change | $4.39M | -$364K | -$738K | -$1.1M | $705K | $795K | -$46K | -$901K | -$1.17M | $62K | -$1.22M | -$480K | -$115K | $180K | -$627K | $270K | $267K | -$175K | -$125K | -$56K | -$100K | -$276K | $84K | -$43K | -$86K | -$204K |
| Other Non-Cash Items | -$773K | -$1.04M | -$306K | $1.92M | -$506K | $1.63M | $2.25M | $2.23M | $2.68M | $1.53M | $2.4M | $623K | $898K | -$2.96M | $216K | $142K | $259K | $482K | $378K | -$38K | $500K | $175K | -$17K | $16K | -$45K | -$170K |
| Net Cash from Operating | $25.3M | $16.26M | $16.2M | $15.23M | $13.19M | $11.5M | $10.63M | $9.49M | $6.77M | $6.79M | $6.43M | $7.26M | $7.97M | $3.99M | $3.84M | $4.21M | $4.43M | $4.01M | $3.27M | $3.04M | $3.2M | $2.77M | $2.84M | $2.57M | $2.23M | $1.78M |
| Investing Activities | ||||||||||||||||||||||||||
| Capital Expenditures | -$3.13M | -$2.44M | -$4.58M | -$648K | -$1.22M | -$1.36M | -$4.12M | -$3.42M | -$2.29M | -$2.46M | -$398K | -$534K | -$386K | -$2.9M | -$2.45M | -$1.57M | -$684K | -$456K | -$1.1M | -$795K | -$500K | -$454K | -$70K | -$1.27M | -$446K | -$53K |
| Acquisitions | $0 | $0 | $0 | $58.01M | -$21.95M | -$45.61M | -$40.08M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $2.45M | $1.57M | $684K | $456K | $0 | $0 | $0 | $0 | $0 | $0 | $2K | $0 |
| Purchases of Investments | -$11.7M | -$17.98M | -$25.14M | -$89.97M | -$53.23M | -$6.47M | -$6.73M | -$2.77M | -$9.63M | -$11.49M | -$5.73M | $0 | $0 | $0 | -$4.14M | -$2.64M | -$19.29M | -$510K | -$25.67M | -$1.24M | -$8.1M | -$17.02M | -$3.92M | -$2.37M | -$7.09M | -$3.54M |
| Sales of Investments | $15.07M | $33.18M | $70.72M | $1.96M | $6.72M | $5.52M | $2.31M | $5.73M | $9.61M | $6.9M | $53.54M | $0 | $0 | $0 | $640K | $7.22M | $14.03M | $10.61M | $13.64M | $5.06M | $1.4M | $11.17M | $4.51M | $2.65M | $2.94M | $2.7M |
| Other Investing Activities | -$133.59M | -$102.75M | -$71.79M | -$178.89M | $209K | $145K | -$134K | -$47.34M | -$37.35M | -$29.05M | -$22.45M | -$39.85M | -$25.02M | $1.1M | -$10.39M | -$17.78M | -$17.41M | -$24.49M | -$14.25M | -$13.24M | -$17.9M | -$7.71M | -$6.9M | -$16.62M | -$13.01M | -$9.12M |
| Net Cash from Investing | -$133.35M | -$89.99M | -$30.79M | -$209.55M | -$69.47M | -$47.79M | -$48.75M | -$47.53M | -$40.68M | -$31.5M | $18.51M | -$40.38M | -$25.41M | -$1.8M | -$13.89M | -$13.2M | -$22.67M | -$14.39M | -$26.28M | -$9.41M | -$24.6M | -$14.01M | -$6.38M | -$17.61M | -$17.6M | -$10.01M |
| Financing Activities | ||||||||||||||||||||||||||
| Debt Repaid | $790K | $741K | $1.17M | $1.13M | $1.07M | $748K | -$5.65M | - | - | - | - | - | - | - | - | - | - | - | - | $7.04M | - | - | - | $155K | -$155K | - |
| Common Stock Issuance | $84K | $210K | $0 | $125K | $120K | $1.37M | $0 | $0 | $0 | $69K | $69K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $458K | $658K | $410K | $258K | $190K | $129K |
| Common Stock Repurchases | -$571K | -$947K | -$745K | -$157K | -$645K | -$1.37M | -$10.45M | -$2.72M | -$213K | -$63K | -$63K | -$289K | -$289K | -$145K | $0 | $0 | -$350K | -$142K | -$377K | -$155K | $0 | $0 | $0 | $0 | $0 | $0 |
| Dividends Paid | -$6.06M | -$3.67M | -$3.53M | -$3.16M | -$2.99M | -$2.87M | -$2.69M | -$2.47M | -$2.27M | -$1.91M | -$1.91M | -$1.76M | -$1.76M | -$1.56M | -$1.34M | -$1.25M | -$1.22M | -$1.07M | -$1.08M | -$963K | -$961K | -$888K | -$786K | -$575K | -$427K | -$360K |
| Other Financing Activities | $122.95M | $49.27M | $24.44M | $22.85M | $161.94M | $150.46M | $64.06M | $44.94M | $23.08M | $26.3M | $44.5M | $20.93M | $22.89M | $17.17M | $17.18M | $7.21M | $17.35M | $21.15M | $35.52M | $16.8M | $7M | $24.18M | $5.38M | $13.74M | $17.03M | $11.2M |
| Net Cash from Financing | $115.61M | $44.12M | $18.99M | $18.53M | $157.35M | $146.84M | $56.57M | $39.75M | $20.7M | $24.33M | $42.53M | $18.88M | $20.84M | $15.62M | $15.6M | $5.89M | $16M | $20.03M | $34.09M | $8.71M | $6.3M | $23.95M | $5.01M | $13.27M | $16.95M | $10.97M |
| Forex Effect | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Net Change in Cash | $7.56M | -$29.62M | $4.41M | -$175.79M | $100.06M | $110.55M | $18.45M | $1.71M | -$21.91M | -$392K | $26.11M | -$14.24M | $3.41M | $17.81M | $5.55M | -$3.09M | -$2.23M | $9.64M | $11.09M | $2.34M | -$15.2M | $12.7M | $1.47M | -$1.78M | $1.58M | $2.75M |
| Supplementary Data | ||||||||||||||||||||||||||
| Operating Cash Flow | $25.3M | $16.26M | $16.2M | $12.26M | $12.18M | $11.5M | $10.63M | $9.49M | $6.77M | $6.79M | $6.43M | $7.26M | $7.97M | $3.99M | $3.84M | $4.21M | $4.43M | $4.01M | $3.27M | $3.04M | $3.2M | $2.77M | $2.84M | $2.57M | $2.23M | $1.78M |
| Capital Expenditure | -$3.13M | -$2.44M | -$4.58M | -$648K | -$1.22M | -$1.36M | -$4.12M | -$3.42M | -$2.29M | -$2.46M | -$398K | -$534K | -$386K | -$2.9M | -$2.45M | -$1.57M | -$684K | -$456K | -$1.1M | -$795K | -$500K | -$454K | -$70K | -$1.27M | -$446K | -$53K |
| Free Cash Flow | $22.17M | $13.81M | $11.62M | $11.61M | $10.96M | $10.14M | $6.51M | $6.07M | $4.48M | $4.33M | $6.04M | $6.72M | $7.59M | $1.09M | $1.39M | $2.64M | $3.75M | $3.55M | $2.17M | $2.24M | $2.7M | $2.31M | $2.77M | $1.3M | $1.79M | $1.73M |
| Cash at Beginning | $62.1M | $91.72M | $87.31M | $263.1M | $163.04M | $52.49M | $34.04M | $32.33M | $54.24M | $54.63M | $28.52M | $42.76M | $39.35M | $21.55M | $13.43M | $28.36M | $30.6M | $20.96M | $9.87M | $7.53M | $22.7M | $9.95M | $8.48M | $10.26M | $8.68M | $5.93M |
| Cash at End | $69.66M | $62.1M | $91.72M | $87.31M | $263.1M | $163.04M | $52.49M | $34.04M | $32.33M | $54.24M | $54.63M | $28.52M | $42.76M | $39.35M | $18.97M | $25.27M | $28.36M | $30.6M | $20.96M | $9.87M | $7.5M | $22.65M | $9.95M | $8.48M | $10.26M | $8.68M |