CARVER BANCORP INC (CARV)
Carver Bancorp, Inc., established in 1948 and headquartered in New York, New York, functions as the parent entity for Carver Federal Savings Bank. This financial institution offers a broad spectrum of consumer and commercial banking services to a diverse clientele, including individuals, businesses, non-profit organizations, and various governmental and quasi-governmental agencies, primarily operating within New York. Its deposit offerings encompass a variety of options such as checking, savings, and term deposits, alongside traditional passbook and statement accounts, Certificates of Deposit, and Individual Retirement Accounts. On the lending side, the bank provides financing for one-to-four family residences, multi-family properties, and commercial real estate. It also extends credit for construction projects, offers business loans (including those supported by the Small Business Administration), and provides consumer and other types of loans. Beyond these core services, Carver Bancorp delivers additional consumer and commercial banking solutions. These include debit cards, online account opening and banking, online bill payment, and telephone banking. The company further facilitates essential financial transactions like check cashing, wire transfers, bill payment services, reloadable prepaid cards, and money orders. Operationally, the company maintains one central administrative office, seven physical branch locations, and four automated teller machines (ATMs).
Sector: Savings Institution, Federally Chartered
Industry: Banks - Regional
Carver Bancorp, Inc.
OTC:CARVFinancial Services · Banks - Regional
+0.00%$1.85
Mkt Cap$9.43M
Float4.36M
O/S5.1M
Inst Own0.0%
SI0.2%
Dilution
Delisting Issues Timeline
Financials Summary
Revenue$40.66M
Net Income-$6.84M
Total Assets$671.2M
Free Cash Flow-$1.42M
Debt & Equity
Debt 53%
Equity 25%
Preferred 22%
Total Debt$51.76M
Total Equity$24.68M
Preferred Stock$21.73M
Shares Outstanding
Short Interest
Split History1 split · 1 reverse
- 1:15Reverse splitNov 1, 201115 shares → 1
Balance Sheet Details
Assets$671.2M
Liabilities$646.52M
Accounts Receivable$3.19M
Accounts Payable$0
Inventory$0
PP&E (Net)$7.36M
Goodwill$0
Intangible Assets$0
Income Statement
| Period | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 | FY 1999 | FY 1998 | FY 1997 | FY 1996 | FY 1995 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2026-03-31 | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 | 2020-03-31 | 2019-03-31 | 2018-03-31 | 2017-03-31 | 2016-03-31 | 2015-03-31 | 2014-03-31 | 2013-03-31 | 2012-03-31 | 2011-03-31 | 2010-03-31 | 2009-03-31 | 2008-03-31 | 2007-03-31 | 2006-03-31 | 2005-03-31 | 2004-03-31 | 2003-03-31 | 2002-03-31 | 2001-03-31 | 2000-03-31 | 1999-03-31 | 1998-03-31 | 1997-03-31 | 1996-03-31 | 1995-03-31 |
| Revenue | $40.66M | $37.37M | $40.74M | $31.3M | $30.22M | $26.5M | $25.37M | $27.26M | $29.1M | $30.68M | $31.36M | $27.89M | $30.05M | $30.83M | $31.59M | $43.58M | $44.35M | $47.17M | $55.99M | $44.61M | $37.73M | $32.62M | $31.51M | $30.55M | $32.88M | $31.21M | $29.91M | $30.88M | $30.2M | $23M | $24.1M | $20.4M |
| YoY Growth | 8.8% | -8.3% | 30.2% | 3.6% | 14.0% | 4.5% | -7.0% | -6.3% | -5.1% | -2.2% | 12.4% | -7.2% | -2.5% | -2.4% | -27.5% | -1.7% | -6.0% | -15.7% | 25.5% | 18.2% | 15.6% | 3.5% | 3.1% | -7.1% | 5.3% | 4.4% | -3.2% | 2.3% | 31.3% | -4.6% | 18.1% | - |
| Cost of Revenue | $13.44M | $16.32M | $11.54M | $5.01M | $3M | $4.32M | $5.65M | $5.87M | $5.42M | $4.95M | $6.1M | $1.1M | $3.52M | $1.55M | $24.39M | $36.57M | $18.85M | $19.21M | $22.88M | $19.51M | $13.49M | $9.76M | $8.7M | $8.98M | $12.95M | $16.07M | $15.11M | $18.8M | $16.3M | $14.2M | $13.7M | $10.9M |
| Gross Profit | $27.22M | $21.05M | $29.2M | $26.28M | $27.22M | $22.18M | $19.73M | $21.39M | $23.69M | $25.73M | $25.26M | $26.8M | $26.53M | $29.28M | $7.2M | $7.01M | $25.5M | $27.97M | $33.12M | $25.1M | $24.23M | $22.86M | $22.81M | $21.56M | $19.93M | $15.14M | $14.8M | $12.08M | $13.9M | $8.8M | $10.4M | $9.5M |
| Gross Margin | 66.9% | 56.3% | 71.7% | 84.0% | 90.1% | 83.7% | 77.8% | 78.5% | 81.4% | 83.9% | 80.5% | 96.1% | 88.3% | 95.0% | 22.8% | 16.1% | 57.5% | 59.3% | 59.1% | 56.3% | 64.2% | 70.1% | 72.4% | 70.6% | 60.6% | 48.5% | 49.5% | 39.1% | 46.0% | 38.3% | 43.2% | 46.6% |
| Research and Development | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Selling, General, and Administrative | $16.06M | $17.01M | $15.77M | $15.66M | $13.72M | $13.05M | $13.04M | $15.05M | $15.53M | $14.68M | $11.88M | $12.19M | $13.04M | $12.37M | $13.62M | $13.64M | $13.87M | $14.85M | $13.32M | $10.47M | $9.51M | $9.46M | $7.59M | $6.77M | $6.5M | $6.23M | $5.72M | $5.2M | $4.7M | $4M | $3.7M | $3.2M |
| Other | $18M | $17.78M | $16.4M | $15.02M | $14.34M | $13.03M | $12.1M | $12.28M | $2.84M | $13.78M | $15.01M | $14.99M | $14.34M | $16.86M | $17.32M | $17.12M | $15.51M | $22.98M | $16.69M | $12.87M | $9.62M | $9.23M | $7.89M | $7.93M | $7.83M | $9.21M | $10.1M | $12.88M | $7M | $7.8M | $5.3M | $4.8M |
| Total Operating Expenses | $34.06M | $34.79M | $32.18M | $30.68M | $28.06M | $26.08M | $25.14M | $27.33M | $18.37M | $28.46M | $26.9M | $27.18M | $27.37M | $29.24M | $30.93M | $30.76M | $29.38M | $37.83M | $30.02M | $23.34M | $19.13M | $18.7M | $15.48M | $14.7M | $14.34M | $15.44M | $15.82M | $18.08M | $11.7M | $11.8M | $9M | $8M |
| Operating Income (EBIT) | -$6.84M | -$13.74M | -$2.98M | -$4.4M | -$847K | -$3.9M | -$5.42M | -$5.94M | $5.32M | -$2.73M | -$1.64M | -$387K | -$844K | $45K | -$23.74M | -$23.75M | -$3.89M | -$9.87M | $3.1M | $1.76M | $5.1M | $4.17M | $7.33M | $6.86M | $5.59M | -$291K | -$1.03M | -$6M | $2.2M | -$3M | $1.4M | $1.5M |
| Operating Margin | -16.8% | -36.8% | -7.3% | -14.1% | -2.8% | -14.7% | -21.4% | -21.8% | 18.3% | -8.9% | -5.2% | -1.4% | -2.8% | 0.1% | -75.1% | -54.5% | -8.8% | -20.9% | 5.5% | 3.9% | 13.5% | 12.8% | 23.3% | 22.5% | 17.0% | -0.9% | -3.4% | -19.4% | 7.3% | -13.0% | 5.8% | 7.4% |
| Interest Expense | $13.35M | $15.13M | $11.46M | $4.91M | $2.4M | $4.42M | $5.63M | $6.14M | $5.28M | $4.92M | $4.61M | $3.94M | $3.95M | $4.88M | $8.05M | $9.46M | $11.01M | $16.51M | $22.66M | $19.23M | $13.49M | $9.76M | $8.7M | $8.98M | $12.05M | $14.28M | $14.01M | $14.8M | $15M | $12.5M | $13.6M | $10.6M |
| Interest Income | $34.35M | $34.28M | $34.02M | $27.7M | $22.86M | $20.31M | $21.63M | $23.23M | $24.36M | $26.13M | $26.56M | $22.33M | $23.25M | $23.79M | $27.94M | $36.24M | $40.46M | $42M | $48.13M | $41.74M | $32.38M | $28.55M | $26.23M | $27.38M | $28.25M | $28.31M | $27.37M | $28.5M | $27.8M | $22.9M | $23.5M | $19.8M |
| Other Income (Expense) | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Income Before Tax (EBT) | -$6.84M | -$13.74M | -$2.98M | -$4.4M | -$847K | -$3.9M | -$5.42M | -$5.94M | $5.32M | -$2.73M | -$1.64M | -$387K | -$844K | $45K | -$23.74M | -$23.75M | -$3.89M | -$9.87M | $3.1M | $1.76M | $5.1M | $4.17M | $7.33M | $6.86M | $5.59M | -$291K | -$1.03M | -$6M | $2.2M | -$3M | $1.4M | $1.5M |
| Income Tax Expense | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$33K | $119K | $128K | $166K | $102K | $328K | -$961K | $15.72M | -$2.87M | -$3.2M | -$881K | -$823K | $1.33M | $1.52M | $2.49M | $3.03M | $881K | $98K | $110K | -$1.5M | $1.2M | -$1.3M | $600K | $700K |
| Net Income | -$6.84M | -$13.74M | -$2.98M | -$4.4M | -$847K | -$3.9M | -$5.42M | -$5.94M | $5.35M | -$2.85M | -$1.77M | -$272K | -$836K | $662K | -$23.41M | -$39.53M | -$1.02M | -$7.02M | $3.98M | $2.58M | $3.77M | $2.65M | $4.84M | $3.83M | $4.71M | -$389K | -$1.14M | -$4.5M | $1M | -$1.7M | $800K | $800K |
| Net Income Margin | -16.8% | -36.8% | -7.3% | -14.1% | -2.8% | -14.7% | -21.4% | -21.8% | 18.4% | -9.3% | -5.6% | -1.0% | -2.8% | 2.1% | -74.1% | -90.7% | -2.3% | -14.9% | 7.1% | 5.8% | 10.0% | 8.1% | 15.4% | 12.5% | 14.3% | -1.2% | -3.8% | -14.6% | 3.3% | -7.4% | 3.3% | 3.9% |
| Supplementary Data | ||||||||||||||||||||||||||||||||
| EPS | -1.29 | -2.65 | -0.61 | -1.03 | -0.24 | -1.14 | -1.47 | -1.60 | 0.58 | -0.77 | -0.48 | -0.07 | -0.23 | 0.18 | -14.26 | -242.25 | -11.85 | -43.05 | 23.85 | 15.45 | 22.50 | 15.90 | 30.45 | 23.85 | 29.70 | -3.90 | -7.95 | -30.30 | 7.20 | -12.00 | 5.25 | 6.00 |
| Diluted EPS | -1.29 | -2.65 | -0.61 | -1.03 | -0.24 | -1.14 | -1.47 | -1.60 | 0.58 | -0.77 | -0.48 | -0.07 | -0.23 | 0.18 | -14.26 | -242.25 | -11.85 | -43.05 | 23.25 | 15.00 | 21.75 | 15.45 | 28.05 | 22.80 | 28.35 | -3.90 | -7.95 | -30.30 | 7.20 | -12.00 | 5.25 | 6.00 |
| Weighted Average OS | 5.31M | 5.18M | 4.85M | 4.28M | 3.59M | 3.42M | 3.70M | 3.70M | 3.70M | 3.70M | 3.68M | 3.70M | 3.70M | 3.70M | 1.66M | 166,000 | 164,934 | 164,800 | 166,134 | 167,185 | 167,556 | 159,435 | 152,447 | 152,370 | 152,055 | 150,257 | 149,257 | 147,076 | 145,841 | 141,667 | 152,382 | 133,334 |
| EBITDA | -$6.11M | -$12.93M | -$2.01M | -$3.34M | $182K | -$2.88M | -$4.46M | -$5.14M | $6.22M | -$1.87M | -$224K | $665K | $235K | $1.18M | -$22.29M | -$22.09M | -$1.36M | -$7.93M | $4.56M | $2.2M | $7.51M | $7.09M | $10.5M | $8.78M | $7.59M | $1.06M | $765K | -$3.6M | $3.5M | -$1M | $2.6M | $3.1M |
| EBITDA Margin | -15.0% | -34.6% | -4.9% | -10.7% | 0.6% | -10.9% | -17.6% | -18.9% | 21.4% | -6.1% | -0.7% | 2.4% | 0.8% | 3.8% | -70.6% | -50.7% | -3.1% | -16.8% | 8.1% | 4.9% | 19.9% | 21.7% | 33.3% | 28.7% | 23.1% | 3.4% | 2.6% | -11.7% | 11.6% | -4.3% | 10.8% | 15.2% |
Balance Sheet
| Period | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 | FY 1999 | FY 1998 | FY 1997 | FY 1996 | FY 1995 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2026-03-31 | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 | 2020-03-31 | 2019-03-31 | 2018-03-31 | 2017-03-31 | 2016-03-31 | 2015-03-31 | 2014-03-31 | 2013-03-31 | 2012-03-31 | 2011-03-31 | 2010-03-31 | 2009-03-31 | 2008-03-31 | 2007-03-31 | 2006-03-31 | 2005-03-31 | 2004-03-31 | 2003-03-31 | 2002-03-31 | 2001-03-31 | 2000-03-31 | 1999-03-31 | 1998-03-31 | 1997-03-31 | 1996-03-31 | 1995-03-31 |
| Assets | ||||||||||||||||||||||||||||||||
| Current Assets | ||||||||||||||||||||||||||||||||
| Cash and Cash Equivalents | $45.76M | $50.31M | $59.02M | $42.55M | $61.02M | $75.59M | $47.54M | $31.23M | $134.56M | $58.69M | $63.19M | $50.99M | $122.55M | $104.65M | $91.7M | $44.08M | $37.51M | $13.34M | $16.87M | $16.05M | $14.2M | $13.62M | $14.57M | $17.66M | $13.75M | $8.06M | $22.2M | $21.3M | $15.1M | $4.2M | $10M | $11.8M |
| Short-Term Investments | $21.7M | $43.68M | $48.03M | $53.84M | $67.6M | $86.51M | $65.83M | $79.84M | $60.71M | $59.01M | $56.18M | $100.2M | $89.46M | $116.05M | $85.11M | $53.55M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Cash and Short-Term Investments | $45.76M | $93.99M | $107.06M | $96.39M | $128.61M | $162.1M | $113.37M | $111.07M | $195.27M | $117.7M | $119.37M | $151.2M | $212.01M | $220.7M | $176.8M | $97.63M | $37.51M | $13.34M | $16.87M | $16.05M | $14.2M | $13.62M | $14.57M | $17.66M | $13.75M | $8.06M | $22.2M | $21.3M | $15.1M | $4.2M | $10M | $11.8M |
| Accounts Receivable | $3.19M | $2.98M | $3.66M | $1.91M | $2.41M | $2.64M | $2.05M | $2.02M | $2.02M | $1.58M | $2.42M | $2.78M | $2.56M | $2.25M | $2.26M | $2.85M | $3.54M | $3.7M | $4.06M | $4.33M | $2.97M | $2.7M | $2.49M | $3.35M | $2.8M | $2.54M | $2.65M | $2.9M | $2.8M | $3M | $2.7M | $2.7M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $48.95M | $96.97M | $110.72M | $98.31M | $131.03M | $164.74M | $115.42M | $113.09M | $197.29M | $119.28M | $121.79M | $153.98M | $214.57M | $222.94M | $179.06M | $100.48M | $41.05M | $17.04M | $20.93M | $20.39M | $17.17M | $16.32M | $17.06M | $21.01M | $16.55M | $10.6M | $24.86M | $24.2M | $17.9M | $7.2M | $12.7M | $14.5M |
| Long-Term Assets | ||||||||||||||||||||||||||||||||
| Property, Plant & Equipment Net | $7.36M | $10.26M | $12.41M | $15.48M | $17.41M | $19.95M | $22.99M | $5.06M | $2.97M | $5.43M | $5.98M | $7.08M | $7.83M | $8.6M | $9.57M | $11.04M | $12.08M | $15.24M | $15.78M | $14.63M | $13.19M | $13.66M | $11.83M | $10.19M | $10.25M | $10.42M | $11.18M | $11.9M | $11.5M | $11.3M | $10M | $4.3M |
| Goodwill | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $5.72M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Intangible Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $76K | $228K | $380K | $0 | $684K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $578.72M | $609.94M | $619.01M | $594.99M | $579.13M | $486.22M | $433.94M | $435.32M | $484.7M | $554.87M | $601.14M | $493.98M | $396.76M | $381.28M | $433.74M | $584.06M | $713.4M | $729.9M | $689.86M | $670.89M | $601.72M | $571.32M | $491.78M | $458.32M | $395.17M | $371.23M | $374.33M | $367M | $394.5M | $394.3M | $337M | $341M |
| Deferred Tax Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $14.32M | $10.21M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Assets | $36.17M | $12.82M | $14.65M | $14.45M | $7.74M | $5.84M | $6.42M | $10.25M | $8.95M | $8.28M | $10.14M | $20.75M | $20.67M | $25.45M | $18.85M | $13.56M | $24.39M | $18.66M | $62.7M | $27.65M | $29.31M | $25.07M | $18.16M | $20.14M | $27.93M | $31.65M | $8.95M | $12.4M | $12.4M | $9.3M | $6.3M | $6.3M |
| Total Long-Term Assets | $622.25M | $633.02M | $646.08M | $624.92M | $604.29M | $512.01M | $463.35M | $450.62M | $496.62M | $568.58M | $617.27M | $521.8M | $425.27M | $415.33M | $462.17M | $608.73M | $764.42M | $774.39M | $775.24M | $719.57M | $644.22M | $610.05M | $521.77M | $488.84M | $433.75M | $413.9M | $395.26M | $392.3M | $419.6M | $416.4M | $355M | $353.5M |
| Other Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Assets | $671.2M | $729.99M | $756.8M | $723.22M | $735.31M | $676.75M | $578.77M | $563.71M | $693.91M | $687.86M | $739.05M | $675.78M | $639.84M | $638.28M | $641.23M | $709.22M | $805.47M | $791.43M | $796.17M | $739.95M | $660.99M | $626.38M | $538.83M | $509.85M | $450.31M | $424.5M | $420.12M | $416.5M | $437.5M | $423.6M | $367.7M | $368M |
| Liabilities | ||||||||||||||||||||||||||||||||
| Current Liabilities | ||||||||||||||||||||||||||||||||
| Accounts Payable | $0 | $0 | $3.3M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Short-Term Debt | $9.19M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $18.25M | $91.15M | $105.23M | $98.03M | $80.3M | $123.7M | $119.3M | $58M | $80.6M |
| Current Income Tax Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Current Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $0 | $661.84M | $643.7M | $600.43M | $628.12M | $556.56M | $488.81M | $480.2M | $586.88M | $579.18M | $606.74M | $527.76M | $509.37M | $495.72M | $532.6M | $560.7M | $603.25M | $603.42M | $654.66M | $615.12M | $504.64M | $453.45M | $373.67M | $347.16M | $324.95M | $279.42M | $281.94M | $277M | $274.9M | $266.5M | $256.9M | $248.4M |
| Total Current Liabilities | $9.19M | $661.84M | $647M | $600.43M | $628.12M | $556.56M | $488.81M | $480.2M | $586.88M | $579.18M | $606.74M | $527.76M | $509.37M | $495.72M | $532.6M | $560.7M | $603.25M | $603.42M | $654.66M | $615.12M | $504.64M | $453.45M | $373.67M | $365.41M | $416.11M | $384.65M | $379.97M | $357.3M | $398.6M | $385.8M | $314.9M | $329M |
| Long-Term Liabilities | ||||||||||||||||||||||||||||||||
| Long-Term Debt | $38.91M | $20.24M | $46.54M | $51.09M | $15.95M | $37.22M | $13.57M | $21.4M | $38.4M | $49.4M | $68.4M | $83.4M | $70.4M | $76.4M | $43.43M | $112.64M | $131.56M | $115.02M | $58.63M | $61.09M | $94.19M | $115.3M | $104.28M | $90.75M | $60.15M | $371K | $553K | $21.7M | $1.2M | $1.8M | $15.9M | $1.7M |
| Long-Term Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Deferred Tax Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Liabilities | $594.75M | $9.46M | $10.34M | $13.31M | $21.77M | $14.66M | $9.34M | $14.98M | $16.65M | $11.88M | $12.03M | $10.97M | $8.9M | $9.42M | $8.59M | $8.16M | $8.98M | $8.66M | $9.84M | $12.11M | $13.87M | $11.82M | $16.24M | $12.61M | -$62.69M | $7.38M | $6.96M | $6.3M | $2.2M | $2M | $2.1M | $2.5M |
| Total Long-Term Liabilities | $637.33M | $38.58M | $67.49M | $77.57M | $52.11M | $67.89M | $41.06M | $36.38M | $55.06M | $61.29M | $80.43M | $94.37M | $79.3M | $85.83M | $52.01M | $120.8M | $140.54M | $123.67M | $68.46M | $73.2M | $108.06M | $127.12M | $120.52M | $103.36M | -$2.54M | $7.75M | $7.51M | $28M | $3.4M | $3.8M | $18M | $4.2M |
| Other Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities | $646.52M | $700.41M | $714.49M | $678M | $680.23M | $624.45M | $529.88M | $516.58M | $641.94M | $640.46M | $687.17M | $622.13M | $588.67M | $581.54M | $584.61M | $681.5M | $743.79M | $727.09M | $723.12M | $688.33M | $612.3M | $580.58M | $494.19M | $468.77M | $413.56M | $392.4M | $387.48M | $385.3M | $402M | $389.6M | $332.9M | $333.2M |
| Stockholders' Equity | ||||||||||||||||||||||||||||||||
| Preferred Stock | $21.73M | $21.73M | $21.73M | $25.38M | $25.93M | $25.78M | $45.12M | $45.12M | $45.12M | $45.12M | $45.12M | $45.12M | $45.12M | $45.12M | $45.12M | $18.98M | $18.98M | $18.98M | $0 | $0 | $0 | $0 | $1K | $1K | $1K | $1K | $1K | $0 | $0 | $0 | $0 | $0 |
| Common Stock | $84K | $78K | $77K | $68K | $67K | $58K | $61K | $61K | $61K | $61K | $61K | $61K | $61K | $61K | $61K | $25K | $25K | $25K | $25K | $25K | $25K | $25K | $23K | $23K | $23K | $23K | $23K | $0 | $0 | $0 | $0 | $0 |
| Retained Earnings | -$72.14M | -$65.29M | -$51.55M | -$47.9M | -$43.5M | -$42.66M | -$52.28M | -$52.2M | -$45.54M | -$50.9M | -$48.05M | -$45.54M | -$44.57M | -$44.44M | -$45.09M | -$21.46M | $18.81M | $21.9M | $30M | $27.44M | $25.74M | $22.75M | $20.89M | $16.71M | $13.19M | $8.79M | $9.48M | $10.7M | $15.3M | $14.4M | $16.1M | $15.3M |
| Comprehensive Income & Other | -$10.94M | -$11.95M | -$12.71M | -$12.21M | -$6.66M | -$3.17M | $932K | -$939K | -$2.73M | -$1.94M | -$307K | -$1.04M | -$4.77M | $563K | $159K | -$319K | $198K | -$19K | $425K | $447K | -$696K | -$489K | $237K | $746K | -$94K | -$429K | -$652K | -$1M | $0 | -$400K | -$1.2M | $0 |
| Other Stockholders' Equity | $96.74M | $94.79M | $93.78M | $93.06M | $98.52M | $94.9M | $101.12M | $99.28M | $97.45M | $98.23M | $99.86M | $99.12M | $96.05M | $100.97M | $98.9M | $45.12M | $42.85M | $42.41M | $23.87M | $24.17M | $22.94M | $23.03M | $23.73M | $24.34M | $23.52M | $23.28M | $23.14M | $20.5M | $20.2M | $19.6M | $18.7M | $19.5M |
| Total Equity | $24.68M | $29.58M | $42.31M | $45.22M | $55.09M | $52.3M | $48.89M | $47.14M | $51.97M | $47.4M | $51.88M | $53.65M | $51.54M | $56.59M | $53.87M | $23.68M | $61.69M | $64.34M | $53.9M | $51.63M | $48.7M | $45.8M | $44.65M | $41.07M | $36.74M | $32.1M | $32.64M | $31.2M | $35.5M | $34M | $34.8M | $34.8M |
| Minority Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$369K | $141K | $2.75M | $4.04M | $0 | $0 | $19.15M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities and Equity | $671.2M | $729.99M | $756.8M | $723.22M | $735.31M | $676.75M | $578.77M | $563.71M | $693.91M | $687.86M | $739.05M | $675.78M | $640.21M | $638.14M | $638.48M | $705.18M | $805.47M | $791.43M | $777.02M | $739.95M | $660.99M | $626.38M | $538.83M | $509.85M | $450.31M | $424.5M | $420.12M | $416.5M | $437.5M | $423.6M | $367.7M | $368M |
| Supplementary Data | ||||||||||||||||||||||||||||||||
| Total Debt | $51.76M | $29.11M | $57.15M | $64.26M | $30.34M | $53.23M | $31.73M | $21.4M | $38.4M | $49.4M | $68.4M | $83.4M | $70.4M | $76.4M | $43.43M | $112.64M | $131.56M | $115.02M | $58.63M | $61.09M | $93.79M | $115.3M | $104.28M | $109M | $151.3M | $105.6M | $98.58M | $102M | $124.9M | $121.1M | $73.9M | $82.3M |
| Net Debt | $6M | -$21.2M | -$1.87M | $21.71M | -$30.68M | -$22.37M | -$15.81M | -$9.82M | -$96.16M | -$9.28M | $5.21M | $32.41M | -$52.15M | -$28.24M | -$48.27M | $68.56M | $94.04M | $101.68M | $41.76M | $45.04M | $79.59M | $101.68M | $89.71M | $91.34M | $137.55M | $97.54M | $76.38M | $80.7M | $109.8M | $116.9M | $63.9M | $70.5M |
Cash Flow Statement
| Period | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 | FY 1999 | FY 1998 | FY 1997 | FY 1996 | FY 1995 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2026-03-31 | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 | 2020-03-31 | 2019-03-31 | 2018-03-31 | 2017-03-31 | 2016-03-31 | 2015-03-31 | 2014-03-31 | 2013-03-31 | 2012-03-31 | 2011-03-31 | 2010-03-31 | 2009-03-31 | 2008-03-31 | 2007-03-31 | 2006-03-31 | 2005-03-31 | 2004-03-31 | 2003-03-31 | 2002-03-31 | 2001-03-31 | 2000-03-31 | 1999-03-31 | 1998-03-31 | 1997-03-31 | 1996-03-31 | 1995-03-31 |
| Operating Activities | ||||||||||||||||||||||||||||||||
| Net Income | -$6.84M | -$13.74M | -$2.98M | -$4.4M | -$847K | -$3.9M | -$5.42M | -$5.94M | $5.35M | -$2.85M | -$1.77M | -$272K | -$836K | $662K | -$23.41M | -$39.53M | -$1.02M | -$7.02M | $3.98M | $2.58M | $3.77M | $2.65M | $4.84M | $3.83M | $4.71M | -$389K | -$1.14M | -$4.5M | $1M | -$1.7M | $800K | $800K |
| Depreciation & Amortization | $734K | $813K | $965K | $1.06M | $1.03M | $1.02M | $965K | $793K | $897K | $867K | $1.42M | $1.05M | $1.08M | $1.13M | $1.45M | $1.66M | $2.53M | $1.93M | $1.46M | $436K | $2.41M | $2.92M | $3.17M | $1.92M | $1.99M | $1.36M | $1.79M | $2.4M | $1.3M | $2M | $1.2M | $1.6M |
| Deferred Income Tax | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $14.32M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $100K | -$400K | -$400K | -$100K |
| Stock-Based Compensation | $153K | $66K | $220K | $91K | $122K | $36K | -$38K | $35K | $5K | $4K | $2K | $4K | $2K | $2K | $53K | $20K | $27K | $68K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Changes in Working Capital: | ||||||||||||||||||||||||||||||||
| Accounts Receivable | -$212K | $682K | -$1.75M | $503K | $226K | -$588K | -$33K | $4K | -$440K | $837K | $76K | -$224K | -$310K | $52K | $598K | $685K | $158K | $366K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Accounts Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Working Capital | $4.56M | -$2.05M | -$3.6M | -$7.95M | $5.75M | $5.79M | $3.26M | -$3.67M | -$2.04M | $1.49M | $498K | $6.27M | -$770K | -$248K | $2.71M | -$30K | -$8.79M | $5.07M | -$31.8M | -$18.64M | $1.1M | -$11.6M | $8.91M | -$7M | $3.46M | $1.08M | $3.67M | $6M | $3M | -$2.6M | $800K | -$1.3M |
| Total Working Capital Change | $4.35M | -$1.36M | -$5.35M | -$7.45M | $5.97M | $5.2M | $3.23M | -$3.67M | -$2.48M | $2.33M | $574K | $6.05M | -$1.08M | -$196K | $3.31M | $655K | -$8.63M | $5.43M | -$31.8M | -$18.64M | $1.1M | -$11.6M | $8.91M | -$7M | $3.46M | $1.08M | $3.67M | $6M | $3M | -$2.6M | $800K | -$1.3M |
| Other Non-Cash Items | $547K | $1.62M | $567K | $188K | $877K | -$142K | $1.24M | $9K | -$8.76M | $478K | $196K | -$3.21M | $16.38M | $18.74M | $50.12M | $27.18M | $8.56M | $11.34M | -$260K | $1.94M | -$118K | $1.53M | $33K | $206K | -$1.26M | $552K | $712K | $4.3M | $2.9M | $2.8M | $2.3M | $4.7M |
| Net Cash from Operating | -$1.06M | -$12.61M | -$6.57M | -$10.51M | $7.15M | $2.21M | -$31K | -$8.77M | -$4.99M | $827K | $420K | $3.62M | $15.55M | $20.34M | $31.53M | $4.31M | $1.47M | $11.76M | -$26.62M | -$13.68M | $7.16M | -$4.49M | $16.95M | -$1.05M | $8.9M | $2.6M | $5.04M | $8.2M | $8.3M | $100K | $4.7M | $5.7M |
| Investing Activities | ||||||||||||||||||||||||||||||||
| Capital Expenditures | -$356K | -$331K | -$360K | -$225K | -$192K | -$256K | -$1.29M | -$2.88M | -$1.6M | -$262K | -$574K | -$289K | -$305K | -$218K | -$144K | -$502K | $0 | -$1.39M | -$2.86M | -$1.47M | -$1.08M | -$3.4M | -$2.78M | -$1.17M | -$1.17M | -$610K | -$512K | -$1.7M | -$900K | -$2.1M | -$5.9M | -$1.6M |
| Acquisitions | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$2.55M | $0 | -$2.42M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Purchases of Investments | $0 | $0 | -$603K | $0 | $0 | -$74.47M | $0 | -$58.13M | -$7.79M | -$30.76M | -$5.27M | -$28.2M | -$35.18M | -$75.94M | -$54.34M | -$88.64M | -$23.66M | -$200.57M | -$15.27M | $0 | -$26.83M | -$83.77M | -$78.34M | -$96.93M | -$134.72M | -$166.23M | -$485M | -$331.9M | -$19.1M | -$60M | $0 | -$83.8M |
| Sales of Investments | $3.36M | $4.31M | $5.34M | $10.74M | $17.3M | $52.63M | $15.89M | $39.87M | $6.35M | $27.74M | $46.47M | $17.09M | $56.7M | $47.52M | $30.35M | $73.73M | $42.91M | $10.13M | $46.89M | $93.05M | $67.53M | $70.67M | $102.49M | $35.28M | $120.26M | $183.33M | $477.21M | $348.7M | $88.5M | $116M | $35.7M | $26.4M |
| Other Investing Activities | $50.21M | $11.1M | -$24.43M | -$25.78M | -$96.19M | -$54.89M | $1.12M | $50.26M | $87.19M | $44.52M | -$92.66M | -$95.18M | -$26.5M | $25.15M | $86.48M | $71.06M | -$10.08M | $145.7M | -$46.83M | -$517K | -$70.67M | -$70.3M | -$59.54M | -$2.97M | -$6.36M | -$14.7M | $404K | $4.4M | -$77.1M | -$116.6M | -$36.3M | -$1.9M |
| Net Cash from Investing | $53.21M | $15.08M | -$20.05M | -$15.26M | -$79.08M | -$76.98M | $15.72M | $29.12M | $84.15M | $41.24M | -$52.04M | -$106.58M | -$5.29M | -$3.48M | $62.34M | $55.64M | $9.17M | -$48.68M | -$18.07M | $88.65M | -$31.04M | -$86.8M | -$38.17M | -$65.79M | -$21.99M | $1.8M | -$7.9M | $19.5M | -$8.6M | -$62.7M | -$6.5M | -$60.9M |
| Financing Activities | ||||||||||||||||||||||||||||||||
| Debt Repaid | -$2.31M | $26.21M | -$5.53M | -$25M | $21.2M | -$23.7M | $8M | $17M | $11M | $19M | $15M | -$13M | $6M | -$32.97M | $69.21M | $19.03M | -$16.54M | -$56.39M | $2.53M | $45.66M | $21.51M | -$10.96M | $17.45M | -$33.34M | - | -$33.43M | -$541K | -$28.8M | -$3.9M | $11.2M | -$11M | -$700K |
| Common Stock Issuance | $0 | $195K | $1M | $0 | $3M | $3.2M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $51.43M | $0 | $0 | $18.98M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Common Stock Repurchases | $0 | $0 | $0 | $0 | $0 | -$2.5M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$68K | -$159K | $0 | -$321K | $0 | -$1.02M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Dividends Paid | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$364K | $712K | -$1.94M | -$1.06M | -$975K | -$883K | -$782K | -$793K | -$659K | -$313K | -$312K | -$298K | -$106K | -$100K | -$100K | $0 | $0 | $0 |
| Other Financing Activities | -$81.51M | $14.84M | $46.57M | -$27.69M | $71.56M | $70.24M | $8.62M | -$106.69M | $7.71M | -$27.57M | $78.98M | $18.39M | $13.65M | -$36.88M | -$28.1M | -$35.9M | -$167K | -$32.27M | $58.54M | -$33.66M | $48.77M | $79.79M | $39.24M | $22.21M | $46.52M | -$1.5M | $4.94M | $1.4M | $8.3M | $9.8M | $8.2M | -$6M |
| Net Cash from Financing | -$56.2M | -$11.18M | $43.1M | $7.31M | $57.35M | $102.82M | $619K | -$123.69M | -$3.29M | -$46.56M | $63.98M | $31.39M | $7.65M | -$3.91M | -$46.25M | -$54.21M | $14.36M | $22.9M | $54.71M | -$80.52M | $26.36M | $88.93M | $20.82M | $55.14M | $16.18M | $5.16M | $3.74M | -$21.6M | $11.2M | $56.9M | -$300K | $57.9M |
| Forex Effect | $4.05M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Net Change in Cash | -$4.05M | -$8.71M | $16.47M | -$18.47M | -$14.57M | $28.05M | $16.31M | -$103.33M | $75.87M | -$4.5M | $12.36M | -$71.56M | $17.91M | $12.95M | $47.62M | $5.73M | $25M | -$14.03M | $10.02M | -$5.55M | $2.48M | -$2.35M | -$386K | -$11.69M | $3.09M | $9.56M | $882K | $6.2M | $10.9M | -$10M | -$11.8M | -$9.1M |
| Supplementary Data | ||||||||||||||||||||||||||||||||
| Operating Cash Flow | -$1.06M | -$12.61M | -$6.57M | -$10.51M | $7.15M | $2.21M | -$31K | -$8.77M | -$4.99M | $827K | $420K | $3.62M | $15.55M | $20.34M | $31.53M | $4.31M | $1.47M | $11.76M | -$26.62M | -$13.68M | $7.16M | -$4.49M | $16.95M | -$1.05M | $8.9M | $2.6M | $5.04M | $8.2M | $8.3M | $100K | $4.7M | $5.7M |
| Capital Expenditure | -$356K | -$331K | -$360K | -$225K | -$192K | -$256K | -$1.29M | -$2.88M | -$1.6M | -$262K | -$574K | -$289K | -$305K | -$218K | -$144K | -$502K | $0 | -$1.39M | -$2.86M | -$1.47M | -$1.08M | -$3.4M | -$2.78M | -$1.17M | -$1.17M | -$610K | -$512K | -$1.7M | -$900K | -$2.1M | -$5.9M | -$1.6M |
| Free Cash Flow | -$1.42M | -$12.94M | -$6.93M | -$10.74M | $6.96M | $1.96M | -$1.32M | -$11.64M | -$6.59M | $565K | -$154K | $3.33M | $15.24M | $20.12M | $31.38M | $3.81M | $1.47M | $10.37M | -$29.48M | -$15.14M | $6.08M | -$7.89M | $14.18M | -$2.21M | $7.73M | $1.99M | $4.53M | $6.5M | $7.4M | -$2M | -$1.2M | $4.1M |
| Cash at Beginning | $50.31M | $59.02M | $42.55M | $61.02M | $75.59M | $47.54M | $31.23M | $134.56M | $58.69M | $63.19M | $50.99M | $122.55M | $104.65M | $91.7M | $44.08M | $38.35M | $13.34M | $27.37M | $17.35M | $22.9M | $20.42M | $22.77M | $23.16M | $34.85M | $31.76M | $22.2M | $21.32M | $15.1M | $4.2M | $10M | $11.8M | $9.1M |
| Cash at End | $46.26M | $50.31M | $59.02M | $42.55M | $61.02M | $75.59M | $47.54M | $31.23M | $134.56M | $58.69M | $63.66M | $50.99M | $122.55M | $104.65M | $91.7M | $44.08M | $38.35M | $13.34M | $27.37M | $17.35M | $22.9M | $20.42M | $22.77M | $23.16M | $34.85M | $31.76M | $22.2M | $21.3M | $15.1M | $66.9M | $9.7M | $67M |