MUNCY COLUMBIA FINANCIAL Corp (CCFN)
Muncy Columbia Financial Corporation, a registered financial holding company based in Bloomsburg, Pennsylvania, was formerly known as CCFNB Bancorp, Inc. It owns and operates Journey Bank, its single subsidiary, which itself was previously called First Columbia Bank & Trust Co. As a comprehensive community commercial bank, Journey Bank offers a full suite of services across its operational region, encompassing Clinton, Columbia, Lycoming, Montour, and Northumberland counties.
Sector: State Commercial Banks
Industry: Banks - Regional
Muncy Columbia Financial Corporation
OTC:CCFNFinancial Services · Banks - Regional
-0.03%$30.22
Mkt Cap$320.76M
Float9.64M
O/S10.61M
Inst Own-
Div Yield3.13%
Dilution
Delisting Issues Timeline
Financials Summary
Revenue$98.38M
Net Income$24.23M
Total Assets$1.67B
Free Cash Flow$43.46M
Debt & Equity
Debt 22%
Equity 78%
Total Debt$53.04M
Total Equity$192.54M
Shares Outstanding
Short Interest
Split History1 split
- 3:1Forward splitMay 15, 20261 share → 3
Balance Sheet Details
Assets$1.67B
Liabilities$1.48B
Accounts Receivable$5.06M
Accounts Payable$1.64M
Inventory$0
PP&E (Net)$26.26M
Goodwill$25.61M
Intangible Assets$8.04M
Income Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 | FY 1999 | FY 1998 | FY 1997 | FY 1996 | FY 1995 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 | 1999-12-31 | 1998-12-31 | 1997-12-31 | 1996-12-31 | 1995-12-31 |
| Revenue | $98.38M | $92.12M | $45.47M | $32.46M | $32.12M | $32.73M | $33.57M | $31.05M | $29.6M | $27.35M | $26.84M | $26.97M | $26.97M | $29.62M | $30.36M | $32.85M | $33.87M | $24.4M | $16.79M | $15.1M | $13.16M | $12.37M | $12.73M | $13.99M | $14.87M | $14.61M | $7.23M | $7.13M | $6.85M | $6.43M | $6.28M |
| YoY Growth | 6.8% | 102.6% | 40.1% | 1.0% | -1.9% | -2.5% | 8.1% | 4.9% | 8.2% | 1.9% | -0.5% | 0.0% | -9.0% | -2.4% | -7.6% | -3.0% | 38.8% | 45.3% | 11.2% | 14.8% | 6.3% | -2.8% | -9.0% | -5.9% | 1.8% | 102.1% | 1.3% | 4.1% | 6.6% | 2.4% | - |
| Cost of Revenue | $28.26M | $32.12M | $17.61M | $2.25M | $2.37M | $4.08M | $5.67M | $4.47M | $3.22M | $2.35M | $2.28M | $2.3M | $2.9M | $4.3M | $5.95M | $8.24M | $9.64M | $8.25M | $6.21M | $5.48M | $4.22M | $3.81M | $4.57M | $6.05M | $7.09M | $6.91M | $6.18M | $6.15M | $6.04M | $5.67M | $5.6M |
| Gross Profit | $70.12M | $60M | $27.86M | $30.21M | $29.75M | $28.65M | $27.9M | $26.58M | $26.38M | $25M | $24.56M | $24.67M | $24.07M | $25.32M | $24.41M | $24.61M | $24.23M | $16.15M | $10.57M | $9.63M | $8.93M | $8.56M | $8.16M | $7.94M | $7.78M | $7.69M | $1.05M | $981K | $816K | $762K | $678K |
| Gross Margin | 71.3% | 65.1% | 61.3% | 93.1% | 92.6% | 87.5% | 83.1% | 85.6% | 89.1% | 91.4% | 91.5% | 91.5% | 89.2% | 85.5% | 80.4% | 74.9% | 71.5% | 66.2% | 63.0% | 63.7% | 67.9% | 69.2% | 64.1% | 56.8% | 52.3% | 52.7% | 14.5% | 13.8% | 11.9% | 11.9% | 10.8% |
| Research and Development | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Selling, General, and Administrative | $1.94M | $20.46M | $12.42M | $10.98M | $10.13M | $10.32M | $9.99M | $10.1M | $9.46M | $9.12M | $9.2M | $8.97M | $8.8M | $8.82M | $8.86M | $9.14M | $8.55M | $7.4M | $3.9M | $3.45M | $3.11M | $3.06M | $2.94M | $2.95M | $2.74M | $2.66M | $2.54M | $2.45M | $2.34M | $2.29M | $2.12M |
| Other | $39.08M | $17.2M | $11.69M | $8.09M | $7.87M | $7.04M | $7.39M | $7.08M | $6.42M | $6.71M | $6.47M | $6.76M | $6.33M | $7M | $6.46M | $6.84M | $7.75M | $4.77M | $3.14M | $2.99M | $2.96M | $2.68M | $2.46M | $2.53M | $2.36M | $2.31M | -$4.21M | -$4M | -$4.3M | -$4.02M | -$3.63M |
| Total Operating Expenses | $41.02M | $37.66M | $24.11M | $19.07M | $18M | $17.36M | $17.38M | $17.19M | $15.88M | $15.83M | $15.67M | $15.73M | $15.14M | $15.82M | $15.32M | $15.98M | $16.3M | $12.17M | $7.04M | $6.44M | $6.08M | $5.75M | $5.41M | $5.48M | $5.1M | $4.97M | -$1.67M | -$1.56M | -$1.96M | -$1.73M | -$1.51M |
| Operating Income (EBIT) | $29.05M | $22.34M | $3.75M | $11.14M | $11.75M | $11.29M | $10.52M | $9.39M | $10.5M | $9.17M | $8.89M | $8.94M | $8.93M | $9.49M | $9.09M | $8.63M | $7.93M | $3.97M | $3.54M | $3.19M | $2.86M | $2.82M | $2.75M | $2.46M | $2.68M | $2.73M | $2.72M | $2.54M | $2.77M | $2.49M | $2.19M |
| Operating Margin | 29.5% | 24.3% | 8.3% | 34.3% | 36.6% | 34.5% | 31.3% | 30.3% | 35.5% | 33.5% | 33.1% | 33.1% | 33.1% | 32.1% | 29.9% | 26.3% | 23.4% | 16.3% | 21.1% | 21.1% | 21.7% | 22.8% | 21.6% | 17.6% | 18.0% | 18.7% | 37.7% | 35.6% | 40.5% | 38.7% | 34.8% |
| Interest Expense | $27.42M | $31.28M | $15.09M | $4.06M | $2.25M | $3.02M | $4.72M | $3.85M | $2.75M | $2.13M | $1.88M | $2.03M | $2.5M | $3.47M | $5.13M | $6.68M | $8.61M | $7.5M | $6.18M | $5.3M | $4.13M | $3.67M | $4.37M | $5.74M | $6.92M | $6.86M | $6.1M | $6.07M | $5.98M | $5.59M | $5.56M |
| Interest Income | $88.02M | $80.94M | $38.03M | $26.19M | $24.06M | $24.7M | $26.16M | $24.5M | $22.45M | $20.87M | $20.3M | $20.22M | $20.59M | $22.58M | $24.46M | $26.73M | $28.42M | $21.25M | $14.48M | $13.2M | $11.44M | $10.84M | $11.22M | $12.78M | $13.72M | $13.55M | $12.67M | $12.44M | $12.49M | $11.84M | $11.48M |
| Other Income (Expense) | $56K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Income Before Tax (EBT) | $29.1M | $22.34M | $3.75M | $11.14M | $11.75M | $11.29M | $10.52M | $9.39M | $10.5M | $9.17M | $8.89M | $8.94M | $8.93M | $9.49M | $9.09M | $8.63M | $7.93M | $3.97M | $3.54M | $3.19M | $2.86M | $2.82M | $2.75M | $2.46M | $2.68M | $2.73M | $2.72M | $2.54M | $2.77M | $2.49M | $2.19M |
| Income Tax Expense | $4.88M | $3.32M | $365K | $1.63M | $2.35M | $1.96M | $1.59M | $1.37M | $3.19M | $2M | $1.98M | $2.11M | $2.11M | $2.34M | $2.32M | $2.33M | $2.06M | $896K | $888K | $777K | $631K | $601K | $591K | $539K | $621K | $671K | $685K | $634K | $749K | $664K | $561K |
| Net Income | $24.23M | $19.02M | $3.39M | $9.51M | $9.4M | $9.33M | $8.93M | $8.03M | $7.3M | $7.16M | $6.91M | $6.83M | $6.82M | $7.15M | $6.78M | $6.3M | $5.88M | $3.08M | $2.65M | $2.41M | $2.23M | $2.22M | $2.16M | $1.92M | $2.06M | $2.05M | $2.04M | $1.9M | $2.03M | $1.82M | $1.62M |
| Net Income Margin | 24.6% | 20.7% | 7.4% | 29.3% | 29.3% | 28.5% | 26.6% | 25.8% | 24.7% | 26.2% | 25.7% | 25.3% | 25.3% | 24.2% | 22.3% | 19.2% | 17.4% | 12.6% | 15.8% | 16.0% | 16.9% | 17.9% | 17.0% | 13.7% | 13.8% | 14.1% | 28.2% | 26.7% | 29.6% | 28.4% | 25.9% |
| Supplementary Data | |||||||||||||||||||||||||||||||
| EPS | 2.28 | 1.78 | 0.50 | 1.53 | 1.51 | 1.49 | 1.41 | 1.26 | 1.14 | 1.12 | 1.07 | 1.05 | 1.04 | 1.08 | 1.02 | 0.94 | 0.87 | 0.61 | 0.72 | 0.64 | 0.59 | 0.58 | 0.56 | 0.49 | 0.51 | 0.50 | 0.49 | 0.46 | 0.49 | 0.44 | 0.40 |
| Diluted EPS | 2.28 | 1.78 | 0.50 | 1.53 | 1.51 | 1.49 | 1.41 | 1.26 | 1.14 | 1.12 | 1.07 | 1.05 | 1.04 | 1.08 | 1.02 | 0.94 | 0.87 | 0.61 | 0.72 | 0.64 | 0.59 | 0.58 | 0.56 | 0.49 | 0.51 | 0.50 | 0.49 | 0.46 | 0.49 | 0.44 | 0.40 |
| Weighted Average OS | 10.60M | 10.70M | 6.84M | 6.23M | 6.23M | 6.27M | 6.34M | 6.39M | 6.40M | 6.42M | 6.48M | 6.52M | 6.54M | 6.60M | 6.67M | 6.70M | 6.76M | 5.07M | 3.70M | 3.75M | 3.79M | 3.82M | 3.84M | 3.93M | 4.01M | 4.07M | 4.13M | 4.14M | 4.15M | 4.13M | 4.10M |
| EBITDA | $32.57M | $26.06M | $4.72M | $11.8M | $12.49M | $12.04M | $11.22M | $10.06M | $11.21M | $9.95M | $9.79M | $9.93M | $10.01M | $10.88M | $10.6M | $10.31M | $9.76M | $5.02M | $4.04M | $3.67M | $3.51M | $3.53M | $3.68M | $3.18M | $3.22M | $3.27M | $3.24M | $3.05M | $3.15M | $2.87M | $2.48M |
| EBITDA Margin | 33.1% | 28.3% | 10.4% | 36.4% | 38.9% | 36.8% | 33.4% | 32.4% | 37.9% | 36.4% | 36.5% | 36.8% | 37.1% | 36.7% | 34.9% | 31.4% | 28.8% | 20.6% | 24.0% | 24.3% | 26.7% | 28.5% | 28.9% | 22.7% | 21.7% | 22.4% | 44.8% | 42.8% | 45.9% | 44.7% | 39.5% |
Balance Sheet
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 | FY 1999 | FY 1998 | FY 1997 | FY 1996 | FY 1995 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 | 1999-12-31 | 1998-12-31 | 1997-12-31 | 1996-12-31 | 1995-12-31 |
| Assets | |||||||||||||||||||||||||||||||
| Current Assets | |||||||||||||||||||||||||||||||
| Cash and Cash Equivalents | $12.83M | $17.38M | $19.36M | $13.08M | $89.36M | $108.39M | $19.48M | $12.22M | $21.68M | $14.06M | $8.49M | $16.22M | $8.78M | $20.54M | $36.33M | $25.95M | $10.87M | $10.32M | $6.28M | $5.22M | $6.23M | $6.84M | $11.84M | $13.96M | $8.52M | $12.16M | $6.07M | $12.49M | $5.32M | $4.5M | $4.09M |
| Short-Term Investments | $327.25M | $323.25M | $413.3M | $341.05M | $337.83M | $210.26M | $200.01M | $179.26M | $181.36M | $174.3M | $171.67M | $174.3M | $178.09M | $170.44M | $196.34M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Cash and Short-Term Investments | $340.07M | $340.63M | $432.66M | $354.13M | $427.2M | $318.65M | $219.49M | $191.48M | $203.04M | $188.36M | $180.16M | $190.52M | $186.86M | $190.98M | $232.68M | $25.95M | $10.87M | $10.32M | $6.28M | $5.22M | $6.23M | $6.84M | $11.84M | $13.96M | $8.52M | $12.16M | $6.07M | $12.49M | $5.32M | $4.5M | $4.09M |
| Accounts Receivable | $5.06M | $4.85M | $5.36M | $2.22M | $1.49M | $1.95M | $1.93M | $2.01M | $1.91M | $1.79M | $1.75M | $1.67M | $1.67M | $1.59M | $1.33M | $1.63M | $2.01M | $2.39M | $1.08M | $994K | $959K | $816K | $811K | $894K | $977K | $1.04M | $1M | $832K | $938K | $965K | $850K |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $345.14M | $345.48M | $438.02M | $356.36M | $428.69M | $320.6M | $221.41M | $193.49M | $204.94M | $190.15M | $181.91M | $192.19M | $188.53M | $193.44M | $235.15M | $29.07M | $14.91M | $12.71M | $7.36M | $6.22M | $7.19M | $7.65M | $12.65M | $14.86M | $9.5M | $13.2M | $7.07M | $13.32M | $6.25M | $5.47M | $4.94M |
| Long-Term Assets | |||||||||||||||||||||||||||||||
| Property, Plant & Equipment Net | $26.26M | $26.48M | $27.57M | $12.51M | $13.79M | $14.27M | $14.85M | $13.43M | $13.05M | $11.45M | $11.2M | $11.13M | $11.52M | $11.94M | $11.74M | $11.99M | $12.58M | $12.61M | $5.09M | $5.05M | $4.84M | $4.52M | $4.28M | $4.41M | $4.63M | $4.92M | $5.27M | $5.67M | $5.15M | $5.29M | $5.08M |
| Goodwill | $25.61M | $25.61M | $25.61M | $7.94M | $7.94M | $7.94M | $7.94M | $7.94M | $7.94M | $7.94M | $7.94M | $7.94M | $7.94M | $7.94M | $7.94M | $7.94M | $7.94M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Intangible Assets | $8.04M | $10.05M | $11.89M | $1.29M | $1.43M | $1.37M | $1.1M | $1.03M | $1.07M | $1.17M | $301K | $535K | $1.77M | $2.02M | $2.26M | $2.19M | $2.77M | $11.35M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $1.17B | $1.12B | $1.07B | $529.84M | $464.71M | $483.18M | $469.74M | $482.63M | $455.38M | $436.65M | $173.1M | $175.32M | $179.29M | $369.99M | $346.91M | $544.43M | $547.23M | $196.58M | $217.71M | $53.49M | $53.92M | $61.83M | $62.77M | $53.53M | $57.12M | $47.31M | $49.1M | $48.15M | $43.86M | $0 | $0 |
| Deferred Tax Assets | $5.99M | $10.01M | $12.63M | $8.38M | $0 | $0 | $0 | $0 | $0 | $0 | $3.59M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Assets | -$1.17B | $54.11M | $57.44M | $28.99M | $36.16M | $27.74M | $27.65M | $27.7M | $27.1M | $26.25M | -$3.59M | -$194.92M | -$200.51M | $22.4M | $20.68M | $18.68M | $17.06M | -$220.54M | $15.16M | -$58.54M | -$58.76M | -$66.35M | -$67.06M | -$57.94M | -$61.76M | -$52.23M | -$54.38M | -$53.82M | -$49.01M | -$5.29M | -$5.08M |
| Total Long-Term Assets | $65.91M | $1.25B | $1.2B | $587.66M | $524.03M | $534.49M | $521.28M | $532.74M | $504.53M | $483.45M | $192.53M | $194.92M | $200.51M | $414.28M | $389.53M | $585.23M | $587.58M | $220.54M | $237.96M | $58.54M | $58.76M | $66.35M | $67.06M | $57.94M | $61.76M | $52.23M | $54.38M | $53.82M | $49.01M | $5.29M | $5.08M |
| Other Assets | $1.26B | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $272.81M | $252.04M | $234.97M | $0 | $0 | $0 | $0 | $335.07M | $0 | $177.17M | $165.27M | $161.37M | $153.21M | $156.23M | $142.99M | $137.62M | $134.67M | $118.12M | $118.6M | $159.32M | $152.05M |
| Total Assets | $1.67B | $1.6B | $1.64B | $944.01M | $952.71M | $855.09M | $742.69M | $726.23M | $709.47M | $673.6M | $647.25M | $639.14M | $624.01M | $607.72M | $624.68M | $614.3M | $602.49M | $568.32M | $245.32M | $241.92M | $231.22M | $235.38M | $232.91M | $229.03M | $214.24M | $203.05M | $196.12M | $185.26M | $173.87M | $170.09M | $162.07M |
| Liabilities | |||||||||||||||||||||||||||||||
| Current Liabilities | |||||||||||||||||||||||||||||||
| Accounts Payable | $1.64M | $1.86M | $2.36M | $187K | $206K | $288K | $352K | $308K | $280K | $248K | $216K | $211K | $263K | $333K | $497K | $652K | $859K | $1.07M | $2.08M | $1.74M | $1.44M | $1.27M | $1.19M | $1.33M | $1.38M | $1.33M | $0 | $0 | $0 | $0 | $0 |
| Short-Term Debt | $12.46M | $68.39M | $252.53M | $171.74M | $142.72M | $111.59M | $108.28M | $113.79M | $100.2M | $81.69M | $9.8M | $0 | $7.5M | $64.03M | $116.58M | $58.76M | $52M | $55.46M | $29.51M | $29.31M | $24.6M | $21.76M | $20.99M | $17.27M | $19.78M | $20.11M | $30.88M | $20.42M | $22.36M | $16.65M | $12.07M |
| Current Income Tax Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Current Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | -$1.64M | $1.29B | $1.15B | $682.33M | $701.5M | $633.34M | $530.46M | $516.62M | $517.01M | $503.18M | -$10.23M | -$422K | -$8.03M | $463.03M | $482.38M | $473.79M | $462.29M | -$57.61M | $170.94M | -$32.78M | -$27.48M | -$24.29M | $0 | -$18.61M | -$21.16M | -$407 | -$30.88M | -$20.42M | -$22.36M | -$16.65M | -$12.07M |
| Total Current Liabilities | $12.46M | $1.36B | $1.41B | $854.25M | $844.42M | $745.23M | $639.09M | $630.72M | $617.49M | $585.12M | $10.02M | $211K | $7.76M | $527.72M | $599.45M | $533.86M | $516M | $56.54M | $204.61M | $31.05M | $26.04M | $23.03M | $22.18M | $18.61M | $21.16M | $21.43M | $30.88M | $20.42M | $22.36M | $16.65M | $12.07M |
| Long-Term Liabilities | |||||||||||||||||||||||||||||||
| Long-Term Debt | $40.58M | $55.54M | $70.45M | $24K | $28K | $31K | $46K | $72K | $80K | $87K | $94K | $100K | $2.11M | $4.11M | $6.12M | $10.76M | $19.77M | $13.77M | $11.14M | $11.3M | $11.3M | $11.32M | $11.34M | $11.35M | $11.36M | $13.37M | $2.34M | $2.29M | $440K | $297K | $365K |
| Long-Term Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$1.95M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Deferred Tax Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $2.04M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Liabilities | $1.43B | $11.34M | $9.95M | $3.5M | $3.01M | $3.17M | $2.59M | $2.24M | $2.19M | $2.23M | -$94K | -$100K | -$2.11M | $1.35M | -$52.31M | $1.83M | $1.63M | -$13.77M | -$2.05M | -$11.3M | -$11.3M | -$11.32M | -$11.34M | -$11.35M | -$11.36M | -$13.37M | -$2.34M | -$2.29M | -$440K | -$297K | -$365K |
| Total Long-Term Liabilities | $1.47B | $66.87M | $80.39M | $3.82M | $3.95M | $4.17M | $3.66M | $2.31M | $2.27M | $2.31M | $94K | $100K | $2.11M | $5.46M | -$46.19M | $12.59M | $21.4M | $13.77M | $9.08M | $11.3M | $11.31M | $11.32M | $11.34M | $11.35M | $11.36M | $13.37M | $2.34M | $2.29M | $440K | $297K | $365K |
| Other Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $554.1M | $558.75M | $538.34M | $0 | $0 | $0 | $0 | $437.23M | $0 | $169.33M | $164.85M | $172.52M | $171.8M | $172.24M | $155.68M | $143.2M | $139.85M | $139.07M | $128.96M | $132.48M | $130.12M |
| Total Liabilities | $1.48B | $1.43B | $1.49B | $858.07M | $848.37M | $749.4M | $642.75M | $633.03M | $619.76M | $587.43M | $564.21M | $559.06M | $548.21M | $533.18M | $553.26M | $546.45M | $537.4M | $507.54M | $213.7M | $211.67M | $202.21M | $206.87M | $205.31M | $202.19M | $188.2M | $178M | $173.07M | $161.78M | $151.76M | $149.43M | $142.55M |
| Stockholders' Equity | |||||||||||||||||||||||||||||||
| Preferred Stock | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Common Stock | $4.81M | $4.8M | $4.79M | $2.93M | $2.93M | $2.93M | $2.92M | $2.92M | $2.92M | $2.92M | $2.92M | $2.92M | $2.91M | $2.89M | $2.88M | $2.86M | $2.84M | $2.82M | $1.53M | $1.55M | $1.57M | $1.58M | $1.6M | $1.62M | $1.66M | $1.68M | $1.71M | $1.73M | $1.73M | $1.73M | $1.72M |
| Retained Earnings | $119.36M | $103.27M | $90.51M | $90.16M | $84.11M | $81.21M | $75.2M | $69.55M | $64.56M | $60.39M | $56.3M | $52.43M | $48.59M | $44.71M | $40.42M | $36.4M | $32.72M | $29.16M | $27.68M | $26.05M | $24.62M | $23.32M | $22M | $20.68M | $19.58M | $18.31M | $17.01M | $15.67M | $14.41M | $13.02M | $11.82M |
| Comprehensive Income & Other | -$4.04M | -$13.9M | -$15.04M | -$27.38M | -$2.88M | $1.44M | $335K | -$1.59M | -$604K | $87K | $421K | $645K | -$498K | $2.05M | $2.26M | $2.22M | $2.52M | $1.62M | $144K | -$30K | -$303K | $213K | $376K | $537K | $75K | -$89K | -$1.16M | $448K | $142K | $0 | $0 |
| Other Stockholders' Equity | $68.37M | $58.34M | $58.52M | -$7.14M | $17.3M | $21.55M | $21.82M | $20.72M | $22.23M | $22.86M | $23.84M | $24.73M | $24.3M | $26.93M | $28.12M | $28.6M | $29.52M | $28.8M | $2.42M | $2.64M | $2.82M | $3.6M | $4.01M | $4.55M | $4.81M | $5.06M | $4.32M | $6.08M | $5.97M | $5.91M | $5.98M |
| Total Equity | $192.54M | $166.41M | $153.82M | $85.94M | $104.34M | $105.69M | $99.94M | $93.2M | $89.71M | $86.17M | $83.05M | $80.08M | $75.8M | $74.54M | $71.42M | $67.85M | $65.09M | $60.77M | $31.63M | $30.25M | $29.01M | $28.51M | $27.6M | $26.84M | $26.04M | $25.05M | $23.05M | $23.48M | $22.1M | $20.66M | $19.51M |
| Minority Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities and Equity | $1.67B | $1.6B | $1.64B | $944.01M | $952.71M | $855.09M | $742.69M | $726.23M | $709.47M | $673.6M | $647.25M | $639.14M | $624.01M | $607.72M | $624.68M | $614.3M | $602.49M | $568.32M | $245.32M | $241.92M | $231.22M | $235.38M | $232.91M | $229.03M | $214.24M | $203.05M | $196.12M | $185.26M | $173.87M | $170.09M | $162.07M |
| Supplementary Data | |||||||||||||||||||||||||||||||
| Total Debt | $53.04M | $123.92M | $322.98M | $172.06M | $143.66M | $112.6M | $109.35M | $113.86M | $100.28M | $81.78M | $9.89M | $100K | $9.61M | $68.14M | $122.69M | $69.52M | $71.77M | $69.23M | $40.65M | $40.61M | $35.91M | $33.08M | $32.33M | $28.62M | $31.14M | $33.48M | $33.22M | $22.71M | $22.8M | $16.95M | $12.43M |
| Net Debt | $40.21M | $106.54M | $303.62M | $158.98M | $54.3M | $4.2M | $89.87M | $101.64M | $78.6M | $67.72M | $1.4M | -$16.12M | $829K | $47.6M | $86.36M | $43.58M | $60.9M | $58.91M | $34.37M | $35.38M | $29.68M | $26.24M | $20.49M | $14.66M | $22.62M | $21.31M | $27.15M | $10.22M | $17.49M | $12.45M | $8.34M |
Cash Flow Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 | FY 1999 | FY 1998 | FY 1997 | FY 1996 | FY 1995 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 | 1999-12-31 | 1998-12-31 | 1997-12-31 | 1996-12-31 | 1995-12-31 |
| Operating Activities | |||||||||||||||||||||||||||||||
| Net Income | $24.23M | $19.02M | $3.39M | $9.51M | $9.4M | $9.33M | $8.93M | $8.03M | $7.3M | $7.16M | $6.91M | $6.83M | $6.82M | $7.15M | $6.78M | $6.3M | $5.88M | $3.08M | $2.65M | $2.41M | $2.23M | $2.22M | $2.16M | $1.92M | $2.06M | $2.05M | $2.04M | $1.9M | $2.03M | $1.82M | $1.62M |
| Depreciation & Amortization | $3.52M | $3.72M | $973K | $662K | $734K | $749K | $700K | $666K | $712K | $778K | $900K | $991K | $1.08M | $1.38M | $1.51M | $1.69M | $1.82M | $1.05M | $502K | $481K | $650K | $711K | $922K | $720K | $545K | $546K | $516K | $517K | $373K | $386K | $293K |
| Deferred Income Tax | $1.4M | $2.32M | -$200K | $67K | $108K | -$411K | $24K | -$79K | $960K | -$205K | -$132K | $253K | -$278K | -$653K | -$190K | -$159K | $35K | -$259K | -$25K | -$31K | -$80K | $79K | -$57K | -$139K | -$43K | -$12K | $18K | -$15K | $20K | -$9K | $49K |
| Stock-Based Compensation | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Changes in Working Capital: | |||||||||||||||||||||||||||||||
| Accounts Receivable | $1.03M | $512K | -$869K | -$732K | $455K | -$19K | $82K | -$103K | -$114K | -$41K | -$79K | -$5K | -$74K | -$264K | $304K | $374K | $382K | $228K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $282K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Accounts Payable | $1.67M | -$501K | $0 | -$19K | -$82K | -$64K | $44K | $28K | $32K | $32K | $5K | -$52K | -$70K | -$164K | -$155K | -$207K | -$216K | -$164K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Working Capital | $0 | -$66K | -$82K | -$226K | $0 | $0 | -$203K | $0 | $0 | $0 | $0 | $0 | $864K | -$562K | $344K | $547K | -$2.53M | -$404K | -$429K | -$242K | $127K | -$241K | -$404K | $68K | -$47K | $4K | $0 | $0 | $0 | $0 | $0 |
| Total Working Capital Change | $2.71M | -$55K | -$82K | -$977K | $373K | -$83K | -$77K | -$75K | -$82K | -$9K | -$74K | -$57K | $720K | -$708K | $493K | $714K | -$2.37M | -$340K | -$429K | -$242K | $127K | -$241K | -$404K | $68K | -$47K | $4K | $0 | $106K | $27K | -$115K | -$7K |
| Other Non-Cash Items | -$8.56M | -$8.1M | $3M | $397K | $3.97M | -$2.15M | $1.66M | $727K | $864K | -$156K | $576K | $9.8M | $383K | -$4.32M | -$4M | $3K | $1.1M | $1.94M | -$211K | $111K | -$288K | -$229K | $128K | $73K | $48K | $37K | -$134K | $27K | $40K | $54K | $296K |
| Net Cash from Operating | $23.29M | $16.9M | $7.08M | $9.66M | $14.59M | $7.44M | $11.24M | $9.26M | $9.76M | $7.57M | $8.18M | $17.82M | $8.72M | $2.85M | $4.58M | $8.55M | $6.47M | $5.46M | $2.48M | $2.73M | $2.63M | $2.54M | $2.75M | $2.64M | $2.56M | $2.63M | $2.44M | $2.54M | $2.49M | $2.14M | $2.26M |
| Investing Activities | |||||||||||||||||||||||||||||||
| Capital Expenditures | -$1.46M | -$805K | -$968K | -$299K | -$281K | -$162K | -$1.04M | -$1.01M | -$2.21M | -$861K | -$737K | -$302K | -$293K | -$921K | -$1.33M | -$556K | -$2.17M | -$2.53M | -$448K | -$580K | -$732K | -$578K | -$248K | -$260K | -$153K | -$158K | -$140K | -$1.02M | -$266K | -$630K | -$2.16M |
| Acquisitions | $0 | $0 | $7.84M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$18.3M | $0 | $0 | $0 | $5.8M | $0 | $0 | $0 | $0 | $0 | $0 | -$167K | $0 | $0 | $0 | $0 | $0 | $0 |
| Purchases of Investments | -$84.6M | -$14.92M | -$3.15M | -$101.6M | -$233.6M | -$183.94M | -$130.51M | -$20.1M | -$81.88M | -$94.08M | -$55.89M | -$59.33M | -$77.09M | -$111.24M | -$108.83M | -$117.17M | -$118.76M | -$50.98M | -$39.78M | -$15.7M | -$4.95M | -$24.79M | -$50.38M | -$31.62M | -$42.86M | -$1.72M | -$19.75M | -$38.18M | -$28.7M | -$16.65M | -$33.37M |
| Sales of Investments | $94.05M | $0 | $36.85M | $62.84M | $98.94M | $174.6M | $111.75M | $19.64M | $73.79M | $88.93M | $56.56M | $62.32M | $66.33M | $131.92M | $122.03M | $128.25M | $92.46M | $51.81M | $35.8M | $16.47M | $11.89M | $25.15M | $40.41M | $35.83M | $33.32M | $5.12M | $0 | $34.64M | $0 | $0 | $16.54M |
| Other Investing Activities | -$41.03M | $64.21M | -$31.47M | -$61.48M | $15.71M | -$11.07M | $12.87M | -$28.11M | -$19.68M | -$17.4M | -$18.15M | -$21.13M | -$19.05M | -$455K | -$6.08M | -$8.95M | -$10.06M | $3.51M | -$449K | -$6.43M | -$4.3M | -$2.15M | $1.69M | -$11.45M | -$5.77M | -$2.97M | $458K | $155K | $18.92M | $15.56M | $14.93M |
| Net Cash from Investing | -$33.05M | $48.48M | $9.1M | -$100.55M | -$119.24M | -$20.58M | -$6.94M | -$29.58M | -$29.97M | -$23.42M | -$18.21M | -$18.44M | -$30.11M | $1M | $5.79M | $1.57M | -$38.53M | $7.6M | -$4.88M | -$6.24M | $1.91M | -$2.37M | -$8.54M | -$7.5M | -$15.63M | $269K | -$19.43M | -$4.4M | -$10.05M | -$1.72M | -$4.06M |
| Financing Activities | |||||||||||||||||||||||||||||||
| Debt Repaid | $15.22M | $15.21M | -$25M | $4K | $3K | $15K | $26K | $8K | $7K | $7K | $6K | $2.01M | $2M | $2.01M | $4.64M | $9.01M | -$6M | $2M | $160K | $14K | $13K | $12K | $11K | $11K | $2.01M | -$11.02M | -$926K | -$9.96M | $3.54M | -$2.41M | -$2.49M |
| Common Stock Issuance | $163K | $187K | $77K | $74K | $69K | $68K | $57K | $53K | $59K | $50K | $47K | $46K | $548K | $522K | $468K | $440K | $381K | $267K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $162K | $151K | $139K | $156K | $77K |
| Common Stock Repurchases | $0 | -$1.52M | $0 | -$25K | $0 | -$1.45M | -$894K | -$573K | $0 | -$703K | -$723K | -$752K | -$625K | -$1.49M | -$973K | -$1.05M | -$537K | -$398K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$330K | -$345K | -$149K | $0 | $0 |
| Dividends Paid | -$8.13M | -$6.27M | -$3.56M | -$3.47M | -$6.5M | -$3.33M | -$3.28M | -$3.21M | -$3.13M | -$3.07M | -$3.05M | -$2.99M | -$2.94M | -$2.86M | -$2.75M | -$2.63M | -$2.32M | -$1.59M | -$1.01M | -$974K | -$933K | -$891K | -$844K | -$823K | -$788K | -$758K | -$695K | -$639K | -$641K | -$619K | -$616K |
| Other Financing Activities | $120.05M | $140.57M | -$53.13M | -$19.17M | $68.15M | $102.89M | $13.83M | -$390K | $13.83M | $25.44M | $6.52M | $12.96M | -$4.77M | -$19.35M | $8.59M | $11.5M | $27.98M | -$1.59M | $1.65M | $4.44M | -$7.64M | $701K | -$342K | $16.46M | $12.5M | $4.56M | $53K | $1.85M | $0 | -$68K | $0 |
| Net Cash from Financing | $40.92M | -$66.38M | -$10.89M | $6.43M | $92.84M | $101.48M | $4.19M | $9.46M | $29.26M | $19.25M | $1.63M | $9.01M | $9.74M | -$19.44M | $211K | $6.02M | $28.04M | -$10.98M | $263K | $7.68M | -$6.01M | $305K | $2.13M | $12.36M | $8.93M | $3.69M | $10.58M | $9.03M | $1.52M | $6.47M | $2.1M |
| Forex Effect | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Net Change in Cash | $31.16M | -$997K | $5.29M | -$84.46M | -$11.8M | $88.34M | $8.48M | -$10.86M | $9.04M | $3.41M | -$8.41M | $8.39M | -$11.65M | -$15.59M | $10.58M | $16.14M | -$4.03M | $2.08M | -$2.13M | $4.17M | -$1.47M | $470K | -$3.66M | $7.5M | -$4.15M | $6.59M | -$6.41M | $7.17M | -$6.04M | $6.89M | $297K |
| Supplementary Data | |||||||||||||||||||||||||||||||
| Operating Cash Flow | $23.29M | $16.9M | $7.08M | $9.66M | $14.59M | $7.44M | $11.24M | $9.26M | $9.76M | $7.57M | $8.18M | $17.82M | $8.72M | $2.85M | $4.58M | $8.55M | $6.47M | $5.46M | $2.48M | $2.73M | $2.63M | $2.54M | $2.75M | $2.64M | $2.56M | $2.63M | $2.44M | $2.54M | $2.49M | $2.14M | $2.26M |
| Capital Expenditure | -$1.4M | -$761K | -$968K | -$299K | -$281K | -$162K | -$1.04M | -$1.01M | -$2.21M | -$861K | -$737K | -$302K | -$293K | -$921K | -$1.33M | -$556K | -$2.17M | -$2.53M | -$448K | -$580K | -$732K | -$578K | -$248K | -$260K | -$153K | -$158K | -$140K | -$1.02M | -$266K | -$630K | -$2.16M |
| Free Cash Flow | $43.46M | $16.14M | $6.11M | $9.36M | $14.31M | $7.28M | $10.2M | $8.25M | $7.55M | $6.71M | $7.44M | $17.52M | $8.43M | $1.93M | $3.25M | $7.99M | $4.3M | $2.93M | $2.04M | $2.15M | $1.9M | $1.96M | $2.5M | $2.38M | $2.41M | $2.47M | $2.3M | $1.52M | $2.22M | $1.51M | $100K |
| Cash at Beginning | $17.38M | $18.38M | $13.08M | $97.54M | $109.34M | $21M | $12.52M | $23.38M | $14.34M | $10.93M | $19.34M | $10.94M | $22.59M | $38.18M | $27.59M | $11.46M | $15.48M | $13.4M | $15.53M | $11.36M | $12.83M | $12.36M | $16.02M | $8.52M | $12.66M | $6.07M | $12.49M | $5.32M | $11.36M | $4.47M | $4.17M |
| Cash at End | $48.54M | $17.38M | $18.38M | $13.08M | $97.54M | $109.34M | $21M | $12.52M | $23.38M | $14.34M | $10.93M | $19.34M | $10.94M | $22.59M | $38.18M | $27.59M | $11.46M | $15.48M | $13.4M | $15.53M | $11.36M | $12.83M | $12.36M | $16.02M | $8.52M | $12.66M | $6.07M | $12.49M | $5.32M | $11.36M | $4.47M |