ENB Financial Corp (ENBP)
ENB Financial Corp functions as the parent company for Ephrata National Bank, providing a comprehensive suite of financial services to individuals and small to mid-sized enterprises across Pennsylvania, United States. Its deposit offerings feature both interest-bearing and non-interest-bearing checking accounts, NOW accounts, money market accounts, savings accounts, and time-based certificates of deposit. The institution's lending portfolio includes secured and unsecured commercial, real estate, and consumer loans. Moreover, it facilitates direct deposits and payments through electronic funds transfers. Additional services encompass ATM access, telephone banking, debit and credit card options, safe deposit boxes, remote deposit capture, and professional trust and investment advisory. The company also offers internet banking functionalities, such as online bill payment and wire transfers. As of January 19, 2022, ENB Financial Corp operated 12 full-service branches in Lancaster County, southeastern Lebanon County, and southern Berks County, Pennsylvania. The company was established in 1881 and is headquartered in Ephrata, Pennsylvania.
Sector: National Commercial Banks
Industry: Banks - Regional
ENB Financial Corp
OTC:ENBPFinancial Services · Banks - Regional
+4.07%$30.96
Mkt Cap$176.93M
Float5.59M
O/S5.71M
Inst Own0.1%
SI<0.1%
Div Yield2.33%
Dilution
Delisting Issues Timeline
Financials Summary
Revenue$86.74M
Net Income$21.56M
Total Assets$2.26B
Free Cash Flow$15.89M
Debt & Equity
Debt 44%
Equity 56%
Total Debt$127.84M
Total Equity$161.05M
Shares Outstanding
Short Interest
Split History1 split
- 2:1Forward splitJul 1, 20191 share → 2
Balance Sheet Details
Assets$2.26B
Liabilities$2.1B
Accounts Receivable$0
Accounts Payable$0
Inventory$0
PP&E (Net)$31.99M
Goodwill$0
Intangible Assets$2.6M
Income Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 |
| Revenue | $86.74M | $111M | $90.58M | $69.52M | $61.47M | $57.45M | $53.04M | $47.53M | $43.44M | $39.48M | $36.9M | $36.69M | $36.3M | $35.54M | $38.31M | $39.71M | $40.61M | $40.39M | $38.58M | $34.97M | $32.21M | $29.75M | $29.52M | $29.58M | $29.13M |
| YoY Growth | -21.9% | 22.5% | 30.3% | 13.1% | 7.0% | 8.3% | 11.6% | 9.4% | 10.0% | 7.0% | 0.6% | 1.1% | 2.1% | -7.2% | -3.5% | -2.2% | 0.5% | 4.7% | 10.3% | 8.6% | 8.3% | 0.8% | -0.2% | 1.5% | - |
| Cost of Revenue | $887K | $37.14M | $24.36M | $6.68M | $3.5M | $6.8M | $5.89M | $4.03M | $3.88M | $3.38M | $3.89M | $4.63M | $5.16M | $5.44M | $9.82M | $12.35M | $15.74M | $15.27M | $0 | $14.18M | $9.79M | $8.24M | $8.85M | $10.4M | $12.3M |
| Gross Profit | $85.85M | $73.86M | $66.22M | $62.85M | $57.98M | $50.66M | $47.15M | $43.5M | $39.56M | $36.11M | $33M | $32.06M | $31.15M | $30.11M | $28.49M | $27.37M | $24.87M | $25.13M | $38.58M | $20.79M | $22.42M | $21.51M | $20.67M | $19.17M | $16.83M |
| Gross Margin | 99.0% | 66.5% | 73.1% | 90.4% | 94.3% | 88.2% | 88.9% | 91.5% | 91.1% | 91.4% | 89.4% | 87.4% | 85.8% | 84.7% | 74.4% | 68.9% | 61.2% | 62.2% | 100.0% | 59.4% | 69.6% | 72.3% | 70.0% | 64.8% | 57.8% |
| Research and Development | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Selling, General, and Administrative | $36.06M | $35.2M | $31.56M | $28.41M | $25.46M | $22.96M | $21.85M | $21.01M | $20.04M | $17.38M | $15.35M | $14.42M | $13.4M | $12.91M | $11.86M | $11.97M | $12.79M | $13.81M | $18.28M | $9.02M | $8.04M | $7.66M | $7.29M | $6.85M | $6.01M |
| Other | $23.06M | $20.04M | $19.85M | $17.52M | $14.98M | $13.12M | $11.78M | $11.43M | $10.84M | $9.82M | $9.39M | $9M | $8.54M | $8.26M | $8.3M | $8.09M | $7.65M | $7.42M | $14.69M | $6.28M | $5.78M | $5.39M | $5.32M | $4.62M | $4.05M |
| Total Operating Expenses | $59.12M | $55.23M | $51.41M | $45.93M | $40.44M | $36.07M | $33.63M | $32.45M | $30.88M | $27.2M | $24.73M | $23.42M | $21.93M | $21.17M | $20.16M | $20.06M | $20.44M | $21.23M | $32.97M | $15.3M | $13.83M | $13.05M | $12.61M | $11.46M | $10.06M |
| Operating Income (EBIT) | $26.73M | $18.63M | $14.81M | $16.92M | $17.54M | $14.58M | $13.52M | $11.05M | $8.68M | $8.91M | $8.27M | $8.64M | $9.21M | $8.94M | $8.33M | $7.31M | $4.44M | $3.9M | $5.62M | $5.49M | $8.6M | $8.46M | $8.06M | $7.71M | $6.76M |
| Operating Margin | 30.8% | 16.8% | 16.4% | 24.3% | 28.5% | 25.4% | 25.5% | 23.3% | 20.0% | 22.6% | 22.4% | 23.5% | 25.4% | 25.1% | 21.8% | 18.4% | 10.9% | 9.6% | 14.6% | 15.7% | 26.7% | 28.4% | 27.3% | 26.1% | 23.2% |
| Interest Expense | $37.41M | $36.13M | $23.84M | $5.38M | $3.02M | $3.85M | $5.12M | $3.37M | $2.94M | $3.05M | $3.74M | $4.68M | $5.38M | $6.41M | $8.25M | $10.55M | $12.82M | $14.6M | $14.69M | $12.9M | $9.4M | $7.7M | $8.17M | $9.4M | $12M |
| Interest Income | $106.11M | $91.55M | $76.77M | $55.38M | $43.19M | $41.55M | $41.02M | $35.92M | $32.73M | $28.01M | $26.48M | $26.89M | $26.77M | $28.15M | $31.11M | $32.62M | $33.67M | $34.41M | $0 | $31.57M | $28.09M | $25.97M | $25.75M | $26.55M | $26.8M |
| Other Income (Expense) | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$4K | $0 | $0 | $0 | $0 | $0 | $0 |
| Income Before Tax (EBT) | $26.73M | $18.63M | $14.81M | $16.92M | $17.54M | $14.58M | $13.52M | $11.05M | $8.68M | $8.91M | $8.27M | $8.64M | $9.21M | $8.94M | $8.33M | $7.31M | $4.44M | $3.9M | $5.62M | $5.49M | $8.6M | $8.46M | $8.06M | $7.71M | $6.76M |
| Income Tax Expense | $5.18M | $3.31M | $2.44M | $2.29M | $2.62M | $2.29M | $2.13M | $1.31M | $2.34M | $1.35M | $1.36M | $1.55M | $1.5M | $1.29M | $1.19M | $965K | $136K | -$117K | $550K | $718K | $1.61M | $1.65M | $1.6M | $1.47M | $1.41M |
| Net Income | $21.56M | $15.32M | $12.38M | $14.63M | $14.92M | $12.3M | $11.39M | $9.75M | $6.34M | $7.55M | $6.91M | $7.09M | $7.71M | $7.64M | $7.15M | $6.34M | $4.3M | $4.01M | $5.06M | $4.77M | $6.99M | $6.8M | $6.47M | $6.24M | $5.36M |
| Net Income Margin | 24.9% | 13.8% | 13.7% | 21.0% | 24.3% | 21.4% | 21.5% | 20.5% | 14.6% | 19.1% | 18.7% | 19.3% | 21.2% | 21.5% | 18.7% | 16.0% | 10.6% | 9.9% | 13.1% | 13.6% | 21.7% | 22.9% | 21.9% | 21.1% | 18.4% |
| Supplementary Data | |||||||||||||||||||||||||
| EPS | 3.80 | 2.71 | 2.19 | 2.62 | 2.68 | 2.20 | 2.01 | 1.71 | 1.12 | 1.33 | 1.21 | 1.24 | 1.35 | 1.34 | 1.25 | 1.12 | 0.76 | 0.70 | 0.89 | 0.84 | 1.20 | 1.16 | 1.10 | 1.07 | 0.91 |
| Diluted EPS | 3.80 | 2.71 | 2.19 | 2.62 | 2.68 | 2.20 | 2.01 | 1.71 | 1.12 | 1.33 | 1.21 | 1.24 | 1.35 | 1.34 | 1.25 | 1.12 | 0.76 | 0.70 | 0.89 | 0.84 | 1.20 | 1.16 | 1.10 | 1.07 | 0.91 |
| Weighted Average OS | 5.68M | 5.66M | 5.64M | 5.59M | 5.57M | 5.58M | 5.68M | 5.70M | 5.69M | 5.70M | 5.71M | 5.72M | 5.70M | 5.71M | 5.71M | 5.69M | 5.67M | 5.72M | 5.71M | 5.70M | 5.85M | 5.88M | 5.87M | 5.87M | 5.87M |
| EBITDA | $28.99M | $20.71M | $16.82M | $18.55M | $19.1M | $16.27M | $15.24M | $12.67M | $10.31M | $10.53M | $9.82M | $10.09M | $10.54M | $10.26M | $9.66M | $8.69M | $5.7M | $5.16M | $6.75M | $7.1M | $10.52M | $10.44M | $10.18M | $9.17M | $7.59M |
| EBITDA Margin | 33.4% | 18.7% | 18.6% | 26.7% | 31.1% | 28.3% | 28.7% | 26.7% | 23.7% | 26.7% | 26.6% | 27.5% | 29.0% | 28.9% | 25.2% | 21.9% | 14.0% | 12.8% | 17.5% | 20.3% | 32.7% | 35.1% | 34.5% | 31.0% | 26.1% |
Balance Sheet
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 |
| Assets | |||||||||||||||||||||||||
| Current Assets | |||||||||||||||||||||||||
| Cash and Cash Equivalents | $60.57M | $68.91M | $89M | $37.57M | $158.45M | $94.94M | $41.05M | $41.37M | $53.07M | $45.63M | $44.23M | $43.41M | $24.58M | $35.66M | $31.89M | $26.23M | $12.45M | $19.39M | $0 | $16.47M | $17.63M | $16.06M | $17.68M | $15.85M | $13.6M |
| Short-Term Investments | $461.65M | $616.43M | $459.57M | $529.14M | $558.09M | $476.43M | $314.81M | $300M | $319.66M | $308.11M | $289.42M | $295.82M | $300.33M | $305.63M | $284.01M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Cash and Short-Term Investments | $586.1M | $685.34M | $548.57M | $566.71M | $716.54M | $571.37M | $355.86M | $341.36M | $372.73M | $353.74M | $333.65M | $339.23M | $324.9M | $341.29M | $315.9M | $26.23M | $12.45M | $19.39M | $0 | $16.47M | $17.63M | $16.06M | $17.68M | $15.85M | $13.6M |
| Accounts Receivable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $586.1M | $685.34M | $548.57M | $566.71M | $716.54M | $571.37M | $355.86M | $341.36M | $372.73M | $353.74M | $333.65M | $339.23M | $324.9M | $341.29M | $315.9M | $26.23M | $12.45M | $19.39M | $0 | $16.47M | $17.63M | $16.06M | $17.68M | $15.85M | $13.6M |
| Long-Term Assets | |||||||||||||||||||||||||
| Property, Plant & Equipment Net | $31.99M | $27.9M | $25.28M | $25.33M | $24.48M | $24.76M | $25.03M | $25.55M | $25.69M | $22.57M | $21.7M | $22.45M | $23.01M | $20.86M | $21.37M | $20.49M | $20.86M | $19.91M | $17.8M | $16.87M | $14.85M | $13.98M | $11.92M | $9.96M | $8.15M |
| Goodwill | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Intangible Assets | $2.6M | $2.36M | $2.15M | $2.03M | $1.77M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $1.51B | $1.42B | $1.35B | $1.19B | $920.15M | $821.18M | $746.51M | $686.84M | $592.21M | $566.56M | $514.33M | $464.53M | $431.06M | $407.61M | $406.08M | $668.01M | $658.45M | $622.42M | $0 | $191.58M | $206.31M | $208.09M | $204.79M | $177.68M | $153.12M |
| Deferred Tax Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Assets | -$1.51B | $79.38M | $70.12M | $72.63M | $54.3M | $45.01M | $44.35M | $44.09M | $43M | $41.38M | $35.92M | $30.99M | $33.28M | $29.42M | $27.8M | $33.05M | $34.19M | $26.7M | -$17.8M | -$208.45M | -$221.15M | -$222.08M | -$216.7M | -$187.64M | -$161.28M |
| Total Long-Term Assets | $31.99M | $1.53B | $1.45B | $1.29B | $1B | $890.95M | $815.89M | $756.48M | $660.89M | $630.51M | $571.95M | $517.97M | $487.35M | $457.89M | $455.25M | $721.54M | $713.5M | $669.03M | -$100K | $208.45M | $221.15M | $222.08M | $216.7M | $187.64M | $161.28M |
| Other Assets | $1.64B | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $633.8M | $381.75M | $338.8M | $305.92M | $291.61M | $275.4M | $264M |
| Total Assets | $2.26B | $2.22B | $2B | $1.86B | $1.72B | $1.46B | $1.17B | $1.1B | $1.03B | $984.25M | $905.6M | $857.21M | $812.26M | $799.19M | $771.15M | $747.77M | $725.95M | $688.42M | $633.7M | $606.67M | $577.58M | $544.06M | $526M | $478.88M | $438.87M |
| Liabilities | |||||||||||||||||||||||||
| Current Liabilities | |||||||||||||||||||||||||
| Accounts Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $6.96M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Short-Term Debt | $60M | $60M | $457K | $16M | $189K | $0 | $200K | $7.87M | $0 | $8.33M | $8.74M | $10M | $18.9M | $15M | $20M | $0 | $0 | $11.8M | $20.1M | $1.2M | $1.4M | $10.4M | $8.5M | $6M | $1.5M |
| Current Income Tax Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Current Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $0 | $1.89B | $1.73B | $1.64B | $1.51B | $1.25B | $974.09M | $919.73M | $866.48M | $817.49M | $740.06M | $699.65M | $656.63M | $633.16M | $605.68M | $595.59M | $569.94M | $511.11M | $0 | -$1.2M | -$1.4M | -$10.4M | -$8.5M | -$6M | -$1.5M |
| Total Current Liabilities | $60M | $1.95B | $1.73B | $1.65B | $1.51B | $1.25B | $974.29M | $927.6M | $866.48M | $825.82M | $748.8M | $709.65M | $675.53M | $648.16M | $632.64M | $595.59M | $569.94M | $522.91M | $20.1M | $1.2M | $1.4M | $10.4M | $8.5M | $6M | $1.5M |
| Long-Term Liabilities | |||||||||||||||||||||||||
| Long-Term Debt | $67.84M | $123.54M | $140.78M | $97.44M | $63.89M | $74.39M | $77.87M | $65.39M | $65.85M | $61.26M | $59.59M | $52.3M | $50M | $58M | $53M | $74.5M | $82.5M | $92M | $0 | $66M | $59.5M | $49M | $41.5M | $33.5M | $22M |
| Long-Term Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Deferred Tax Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Liabilities | $1.97B | $14.87M | $13.59M | $8.99M | $3.84M | $4.89M | $2.9M | $2.05M | $1.54M | $2.24M | $2.11M | $2.49M | $2.95M | $3.51M | $3.03M | $3.44M | $3.93M | $5.47M | $0 | -$66M | -$59.5M | -$49M | -$41.5M | -$33.5M | -$22M |
| Total Long-Term Liabilities | $2.04B | $138.4M | $154.37M | $106.42M | $67.73M | $79.29M | $80.77M | $67.44M | $67.39M | $63.49M | $61.7M | $54.79M | $52.95M | $61.51M | $56.03M | $77.94M | $86.43M | $97.47M | $4.1M | $66M | $59.5M | $49M | $41.5M | $33.5M | $22M |
| Other Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $540.7M | $473.51M | $452.62M | $419.1M | $412.19M | $378.28M | $361.36M |
| Total Liabilities | $2.1B | $2.09B | $1.88B | $1.76B | $1.58B | $1.33B | $1.06B | $995.04M | $933.86M | $889.31M | $810.5M | $764.44M | $728.48M | $709.67M | $688.67M | $673.54M | $656.38M | $620.38M | $564.9M | $540.71M | $513.52M | $478.5M | $462.19M | $417.78M | $384.86M |
| Stockholders' Equity | |||||||||||||||||||||||||
| Preferred Stock | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Common Stock | $574K | $574K | $574K | $574K | $574K | $574K | $574K | $574K | $574K | $574K | $574K | $574K | $574K | $574K | $574K | $574K | $574K | $574K | $600K | $600K | $600K | $600K | $600K | $600K | $600K |
| Retained Earnings | $179.48M | $162.01M | $150.6M | $142.68M | $131.86M | $120.67M | $111.94M | $104.07M | $98.63M | $95.47M | $91.03M | $87.2M | $83.17M | $78.42M | $73.63M | $69.23M | $65.61M | $64.63M | $68.2M | $66.55M | $65.11M | $61.4M | $57.62M | $53.95M | $50.25M |
| Comprehensive Income & Other | -$22.14M | -$34.14M | -$34.35M | -$48.29M | $3.44M | $7.96M | $1.6M | -$5.68M | -$3.19M | -$4.88M | -$252K | $1M | -$3.94M | $6.66M | $4.22M | $442K | -$258K | -$963K | -$10.3M | -$1.08M | -$2.47M | $392K | $2.5M | $3.54M | $231K |
| Other Stockholders' Equity | -$19M | -$31.6M | -$31.52M | -$45.92M | $4.86M | $8.97M | $4.17M | -$1.84M | $556K | -$1.11M | $3.5M | $4.99M | $37K | $10.52M | $8.27M | $4.43M | $3.39M | $2.84M | $0 | -$1.19M | -$1.65M | $3.56M | $5.58M | $6.55M | $3.16M |
| Total Equity | $161.05M | $130.98M | $119.65M | $97.33M | $137.29M | $130.22M | $116.69M | $102.8M | $99.76M | $94.94M | $95.1M | $92.77M | $83.78M | $89.52M | $82.47M | $74.23M | $69.58M | $68.05M | $68.8M | $65.96M | $64.06M | $65.56M | $63.81M | $61.1M | $54.02M |
| Minority Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities and Equity | $2.26B | $2.22B | $2B | $1.86B | $1.72B | $1.46B | $1.17B | $1.1B | $1.03B | $984.25M | $905.6M | $857.21M | $812.26M | $799.19M | $771.15M | $747.77M | $725.95M | $688.42M | $633.7M | $606.67M | $577.58M | $544.06M | $526M | $478.88M | $438.87M |
| Supplementary Data | |||||||||||||||||||||||||
| Total Debt | $127.84M | $183.54M | $140.78M | $113.44M | $63.89M | $74.39M | $78.07M | $73.26M | $65.85M | $69.59M | $68.33M | $62.3M | $68.9M | $73M | $73M | $74.5M | $82.5M | $103.8M | $20.1M | $67.2M | $60.9M | $59.4M | $50M | $39.5M | $23.5M |
| Net Debt | $121.21M | $114.63M | $51.79M | $75.86M | -$94.56M | -$20.55M | $37.02M | $31.89M | $12.78M | $23.95M | $24.1M | $18.89M | $44.32M | $37.34M | $41.11M | $48.27M | $70.05M | $84.41M | $20.1M | $50.73M | $43.27M | $43.34M | $32.31M | $23.65M | $9.9M |
Cash Flow Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 |
| Operating Activities | |||||||||||||||||||||||||
| Net Income | $21.56M | $15.32M | $12.38M | $14.63M | $14.92M | $12.3M | $11.39M | $9.75M | $6.34M | $7.55M | $6.91M | $7.09M | $7.71M | $7.64M | $7.15M | $6.34M | $4.3M | $4.01M | $5.06M | $4.77M | $6.99M | $6.8M | $6.47M | $6.24M | $5.36M |
| Depreciation & Amortization | $2.26M | $2.09M | $2M | $1.63M | $1.56M | $1.69M | $1.72M | $1.62M | $1.62M | $1.62M | $1.55M | $1.45M | $1.33M | $1.32M | $1.33M | $1.38M | $1.26M | $1.26M | $1.14M | $1.61M | $1.92M | $1.98M | $2.12M | $1.46M | $828K |
| Deferred Income Tax | $1.32M | $272K | $168K | -$65K | -$15K | -$646K | $0 | $0 | $0 | -$381K | $275K | $531K | -$174K | $607K | -$237K | -$644K | -$963K | -$933K | -$400K | -$594K | -$137K | $345K | $327K | -$735K | -$115K |
| Stock-Based Compensation | $55K | $61K | $62K | $11K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Changes in Working Capital: | |||||||||||||||||||||||||
| Accounts Receivable | $199K | -$1.61M | -$459K | -$1.4M | -$608K | -$778K | -$14K | -$70K | $66K | -$150K | $106K | -$101K | -$121K | -$327K | -$113K | $85K | -$335K | $28K | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $0 | $0 | $0 | -$4.14M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Accounts Payable | -$574K | $966K | $1.61M | $346K | -$71K | -$196K | $124K | $12K | $1K | -$72K | -$130K | -$113K | -$94K | -$7.18M | -$263K | -$225K | -$210K | $36K | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Working Capital | -$1.29M | -$932K | $2.91M | $4.14M | -$4.93M | $794K | $110K | $736K | $186K | -$735K | -$288K | -$705K | $1.34M | $297K | $175K | $31K | -$2.81M | $1.53M | -$18.9M | $141K | $304K | $516K | -$1.36M | -$1.24M | -$1.79M |
| Total Working Capital Change | -$1.67M | -$1.57M | $4.06M | -$1.06M | -$5.61M | -$180K | $220K | $678K | $253K | -$957K | -$312K | -$919K | $1.13M | -$7.21M | -$201K | -$109K | -$3.36M | $1.59M | -$18.9M | $141K | $304K | $516K | -$1.36M | -$1.24M | -$1.79M |
| Other Non-Cash Items | $1.59M | -$350K | $11.48M | $6.47M | $2.4M | $3.28M | $2.12M | $4.71M | $3.13M | $2.61M | $1.99M | $982K | $670K | $2.05M | $765K | $1.42M | $2.86M | $995K | $20.3M | $2.34M | -$1.23M | -$407K | -$136K | $901K | $126K |
| Net Cash from Operating | $25.12M | $15.81M | $30.15M | $21.62M | $13.26M | $16.44M | $15.46M | $16.76M | $11.35M | $10.44M | $10.41M | $9.14M | $10.66M | $4.42M | $8.8M | $8.39M | $4.11M | $6.93M | $7.2M | $8.27M | $7.84M | $9.24M | $7.42M | $6.63M | $4.41M |
| Investing Activities | |||||||||||||||||||||||||
| Capital Expenditures | -$6.13M | -$4.3M | -$1.55M | -$2.33M | -$1.04M | -$1.1M | -$928K | -$1.32M | -$4.51M | -$2.28M | -$689K | -$791K | -$3.35M | -$613K | -$1.61M | -$706K | -$1.98M | -$3.21M | -$2.06M | -$3.08M | -$1.82M | -$2.96M | -$2.81M | -$2.57M | -$2.14M |
| Acquisitions | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Purchases of Investments | -$20.43M | -$217.81M | -$11.89M | -$124.17M | -$247.8M | -$283.51M | -$79.02M | -$62.22M | -$114.27M | -$251.62M | -$199.02M | -$180.67M | -$175.35M | -$141.56M | -$144.78M | -$125.43M | -$137.27M | -$127.94M | $0 | -$29.93M | -$75.87M | -$79.69M | -$94.7M | -$70.1M | -$133.13M |
| Sales of Investments | $76.53M | $53.67M | $92.95M | $82.45M | $154.45M | $119.99M | $70.96M | $74.19M | $102.51M | $222.18M | $200.32M | $190.75M | $163.87M | $120.82M | $132M | $103.05M | $115.83M | $103.6M | $0 | $45.28M | $68.94M | $76.09M | $64.3M | $54.62M | $101.95M |
| Other Investing Activities | -$88.33M | -$69.43M | -$169.83M | -$271.76M | -$100.85M | -$67.84M | -$61.16M | -$96.58M | -$29.67M | -$52.92M | -$53.33M | -$32.98M | -$23.43M | -$3.74M | $2.36M | $11.92M | -$17.39M | -$27.37M | -$25.58M | -$44.22M | -$27.05M | -$18.66M | -$14.43M | -$15.79M | -$15.9M |
| Net Cash from Investing | -$38.37M | -$237.88M | -$90.32M | -$315.81M | -$195.24M | -$232.47M | -$70.15M | -$85.93M | -$45.95M | -$84.64M | -$52.71M | -$23.69M | -$38.26M | -$25.09M | -$12.04M | -$11.17M | -$40.81M | -$54.91M | -$27.64M | -$31.94M | -$35.8M | -$25.21M | -$47.64M | -$33.84M | -$49.22M |
| Financing Activities | |||||||||||||||||||||||||
| Debt Repaid | -$25.55M | $17.41M | -$43.19M | -$33.43M | $10.58M | $3.48M | -$12.49M | $464K | -$4.59M | -$1.66M | $2.71M | $2.7M | $8M | - | $1.5M | $8M | $9.5M | -$10M | -$14.9M | -$6.5M | -$3M | -$9.4M | -$10.5M | -$16M | -$13.5M |
| Common Stock Issuance | $866K | $965K | $973K | $1.06M | $885K | $660K | $628K | $551K | $544K | $489K | $512K | $499K | $477K | $432K | $438K | $389K | $349K | $373K | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Common Stock Repurchases | -$332K | -$1.32M | -$572K | -$116K | -$482K | -$2.22M | -$1.9M | -$463K | -$568K | -$465K | -$752K | -$485K | -$357K | -$619K | -$385K | -$45K | -$507K | -$833K | $360K | $0 | $0 | $0 | $0 | $0 | $0 |
| Dividends Paid | -$4.08M | -$3.91M | -$3.84M | -$3.81M | -$3.73M | -$3.57M | -$3.52M | -$3.28M | -$3.19M | -$3.11M | -$3.08M | -$3.06M | -$2.97M | -$2.85M | -$2.74M | -$2.73M | -$3.32M | -$3.55M | -$3.45M | -$3.13M | -$3.28M | -$3.06M | -$2.82M | -$2.55M | -$2.26M |
| Other Financing Activities | -$17.08M | $163.65M | $87.84M | $127.81M | $259.4M | $278.72M | $54.35M | $53.26M | $48.99M | $77.43M | $40.41M | $43.02M | $23.46M | $27.48M | $10.08M | $25.65M | $58.83M | $32.39M | $9.47M | $20.47M | $33.65M | $7.89M | $34.28M | $15.93M | $34.15M |
| Net Cash from Financing | $4.92M | $201.98M | $111.59M | $173.32M | $245.49M | $269.91M | $54.38M | $57.47M | $42.04M | $75.6M | $43.12M | $33.38M | $16.52M | $24.44M | $5.89M | $15.26M | $34.06M | $50.08M | $21.27M | $22.51M | $29.52M | $14.35M | $42.06M | $29.46M | $44.98M |
| Forex Effect | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Net Change in Cash | -$8.34M | -$20.09M | $51.42M | -$120.88M | $63.51M | $53.89M | -$312K | -$11.71M | $7.44M | $1.41M | $815K | $18.84M | -$11.08M | $3.77M | $2.66M | $12.48M | -$2.65M | $2.1M | $830K | -$1.16M | $1.57M | -$1.62M | $1.83M | $2.25M | $176K |
| Supplementary Data | |||||||||||||||||||||||||
| Operating Cash Flow | $25.12M | $15.81M | $30.15M | $21.62M | $13.26M | $16.44M | $15.46M | $16.76M | $11.35M | $10.44M | $10.41M | $9.14M | $10.66M | $4.42M | $8.8M | $8.39M | $4.11M | $6.93M | $7.2M | $8.27M | $7.84M | $9.24M | $7.42M | $6.63M | $4.41M |
| Capital Expenditure | -$5.94M | -$4.86M | -$2.08M | -$2.33M | -$1.52M | -$1.3M | -$1.09M | -$1.42M | -$4.63M | -$2.61M | -$869K | -$936K | -$3.41M | -$666K | -$1.81M | -$969K | -$2.24M | -$3.66M | -$2.06M | -$3.08M | -$1.82M | -$2.96M | -$2.81M | -$2.57M | -$2.14M |
| Free Cash Flow | $15.89M | $10.96M | $28.06M | $19.28M | $11.73M | $15.14M | $14.37M | $15.34M | $6.72M | $7.84M | $9.54M | $8.2M | $7.25M | $3.75M | $6.99M | $7.42M | $1.87M | $3.27M | $5.14M | $5.19M | $6.03M | $6.28M | $4.6M | $4.06M | $2.27M |
| Cash at Beginning | $68.91M | $89M | $37.57M | $158.45M | $94.94M | $41.05M | $41.37M | $53.07M | $45.63M | $44.23M | $43.41M | $24.58M | $35.66M | $31.89M | $29.23M | $16.75M | $19.39M | $17.3M | $0 | $17.63M | $16.06M | $17.68M | $15.85M | $13.6M | $13.42M |
| Cash at End | $60.57M | $68.91M | $89M | $37.57M | $158.45M | $94.94M | $41.05M | $41.37M | $53.07M | $45.63M | $44.23M | $43.41M | $24.58M | $35.66M | $31.89M | $29.23M | $16.75M | $19.39M | $830K | $16.47M | $17.63M | $16.06M | $17.68M | $15.85M | $13.6M |