FIRST OTTAWA BANCSHARES, INC. (FOTB)
First Ottawa Bancshares, Inc. serves as the holding company for American Commercial Bank & Trust, National Association. This financial institution offers a comprehensive array of banking and financial solutions to both individual consumers and businesses located in LaSalle, Grundy, Cook, and surrounding counties in Illinois. For personal banking clients, the company provides diverse offerings such as checking and savings accounts, demand deposits that may or may not earn interest, time deposits, certificates of deposit (CDs), and individual retirement accounts (IRAs). Lending options include mortgage loans, consumer loans, home equity loans, and residential financing. Additionally, customers can access trust and estate management, personal and fiduciary services, safe deposit boxes, ATM and credit card facilities, as well as digital banking conveniences like online banking, bill payment, and mobile banking apps. Regarding business clients, the firm delivers a robust selection of commercial banking services. These encompass e-business checking, various commercial checking accounts (including NOW accounts), deposit sweep services, cash management balance accounts, commercial savings accounts, money market accounts, and non-profit NOW accounts. The commercial lending portfolio features lines of credit, general commercial loans, construction and development loans, real estate financing, letters of credit, and specialized agriculture loans along with farm management services. Established in 1865, First Ottawa Bancshares, Inc. maintains its headquarters in Ottawa, Illinois.
Sector: State Commercial Banks
Industry: Banks - Regional
First Ottawa Bancshares, Inc.
OTC:FOTBFinancial Services · Banks - Regional
+0.83%$243.00
Mkt Cap$156.98M
Float556K
O/S646K
Inst Own6.2%
SI<0.1%
Div Yield0.66%
Dilution
Delisting Issues Timeline
Financials Summary
Revenue$124.94M
Net Income$24.96M
Total Assets$2.04B
Free Cash Flow$33.61M
Debt & Equity
Debt 51%
Equity 49%
Total Debt$137.95M
Total Equity$134.35M
Shares Outstanding
Short Interest
Split History
No splits on record
Nothing in FOTB's public trading history: no forward or reverse split has affected the share count.
Balance Sheet Details
Assets$2.04B
Liabilities$1.9B
Accounts Receivable$0
Accounts Payable$0
Inventory$0
PP&E (Net)$9.57M
Goodwill$2.45M
Intangible Assets$0
Income Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 | FY 1999 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 | 1999-12-31 |
| Revenue | $124.94M | $106.98M | $87.06M | $58.83M | $48.57M | $37.86M | $19.18M | $15.51M | $14.12M | $14.07M | $13.05M | $13.05M | $14.01M | $15.64M | $15.01M | $17.58M | $17.7M | $16.75M | $16.73M | $15.24M | $15.54M | $17.38M | $17.74M | $17.99M |
| YoY Growth | 16.8% | 22.9% | 48.0% | 21.1% | 28.3% | 97.4% | 23.7% | 9.8% | 0.4% | 7.8% | 0.0% | -6.8% | -10.5% | 4.2% | -14.6% | -0.7% | 5.7% | 0.1% | 9.8% | -1.9% | -10.6% | -2.1% | -1.4% | - |
| Cost of Revenue | $48.03M | $44.72M | $30.69M | $7.72M | $3.29M | $4M | $1.68M | $502K | $341K | $0 | $0 | $2.33M | $8M | $4.57M | $4.98M | $6.46M | $6.54M | $4.91M | $4.5M | $4.5M | $5.85M | $8.07M | $8.88M | $8.65M |
| Gross Profit | $72.44M | $62.22M | $56.37M | $51.1M | $45.28M | $33.86M | $17.49M | $15.01M | $13.78M | $14.07M | $13.05M | $10.72M | $6M | $11.07M | $10.03M | $11.12M | $11.16M | $11.84M | $12.23M | $10.74M | $9.68M | $9.3M | $8.86M | $9.34M |
| Gross Margin | 58.0% | 58.2% | 64.8% | 86.9% | 93.2% | 89.4% | 91.2% | 96.8% | 97.6% | 100.0% | 100.0% | 82.1% | 42.9% | 70.8% | 66.8% | 63.2% | 63.1% | 70.7% | 73.1% | 70.5% | 62.3% | 53.5% | 49.9% | 51.9% |
| Research and Development | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Selling, General, and Administrative | $2.05M | $1.45M | $1.16M | $1.24M | $921K | $757K | $801K | $684K | $453K | $7.42M | $7.48M | $5.83M | $5.65M | $5.79M | $4.93M | $4.86M | $4.94M | $5.02M | $4.99M | $4.62M | $4.39M | $4.51M | $4.39M | $4.52M |
| Other | $36.23M | $34.76M | $36.03M | $33.31M | $28.55M | $28.73M | $13.55M | $9.63M | $8.51M | -$2.58M | -$2.61M | $4.08M | $4.29M | $2.97M | $2.81M | $3.07M | $3.13M | $3.48M | $3.82M | $2.79M | $2.33M | $2.22M | $2.12M | $2.21M |
| Total Operating Expenses | $38.28M | $36.21M | $37.19M | $34.55M | $29.48M | $29.48M | $14.35M | $10.31M | $8.96M | $2.58M | $2.61M | $9.92M | $9.93M | $8.76M | $7.74M | $7.93M | $8.07M | $8.5M | $8.81M | $7.41M | $6.72M | $6.73M | $6.51M | $6.74M |
| Operating Income (EBIT) | $34.16M | $26.06M | $19.18M | $16.55M | $15.81M | $4.38M | $3.14M | $4.69M | $4.82M | $5.43M | $4.32M | $801K | -$3.93M | $2.31M | $2.29M | $3.18M | $3.09M | $3.34M | $3.42M | $3.33M | $2.96M | $2.57M | $2.35M | $2.6M |
| Operating Margin | 27.3% | 24.4% | 22.0% | 28.1% | 32.5% | 11.6% | 16.4% | 30.3% | 34.1% | 38.6% | 33.1% | 6.1% | -28.0% | 14.8% | 15.2% | 18.1% | 17.4% | 19.9% | 20.5% | 21.8% | 19.1% | 14.8% | 13.2% | 14.5% |
| Interest Expense | $48.03M | $44.72M | $30.69M | $7.72M | $3.29M | $4M | $1.68M | $502K | $341K | $0 | $0 | $1.59M | $2.26M | $3.24M | $4.81M | $6.28M | $6.36M | $4.61M | $4.2M | $4.38M | $5.73M | $7.77M | $8.53M | $8.27M |
| Interest Income | $116.28M | $100.69M | $82.36M | $51.85M | $39.83M | $29.48M | $15.73M | $12.94M | $11.53M | $0 | $0 | $10.52M | $11.21M | $12.37M | $13.96M | $15.23M | $15.27M | $13.91M | $13.54M | $12.65M | $13.09M | $14.92M | $15.99M | $16.49M |
| Other Income (Expense) | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$497K | -$863K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Income Before Tax (EBT) | $34.16M | $26.06M | $19.18M | $16.55M | $15.81M | $4.38M | $3.14M | $4.69M | $4.82M | $4.93M | $3.46M | $801K | -$3.93M | $2.31M | $2.29M | $3.18M | $3.09M | $3.34M | $3.42M | $3.33M | $2.96M | $2.57M | $2.35M | $2.6M |
| Income Tax Expense | $9.2M | $7.05M | $5.17M | $4.31M | $4.29M | $1.45M | $769K | $1.18M | $1.41M | $1.69M | $1.12M | $51K | -$1.83M | $479K | $435K | $769K | $753K | $791K | $797K | $867K | $678K | $460K | $257K | $449K |
| Net Income | $24.96M | $19.01M | $14.01M | $12.24M | $11.52M | $2.92M | $2.38M | $3.51M | $3.41M | $3.23M | $2.33M | $750K | -$2.1M | $1.83M | $1.85M | $2.42M | $2.33M | $2.54M | $2.63M | $2.46M | $2.29M | $2.11M | $2.09M | $2.15M |
| Net Income Margin | 20.0% | 17.8% | 16.1% | 20.8% | 23.7% | 7.7% | 12.4% | 22.6% | 24.1% | 23.0% | 17.9% | 5.7% | -15.0% | 11.7% | 12.3% | 13.7% | 13.2% | 15.2% | 15.7% | 16.1% | 14.7% | 12.2% | 11.8% | 12.0% |
| Supplementary Data | ||||||||||||||||||||||||
| EPS | 26.72 | 20.79 | 15.56 | 13.96 | 13.61 | 3.54 | 3.10 | 5.69 | 5.54 | 5.15 | 3.62 | 1.16 | -3.25 | 2.84 | 2.87 | 3.72 | 3.59 | 3.92 | 4.03 | 3.75 | 3.47 | 3.19 | 3.14 | 2.87 |
| Diluted EPS | 26.72 | 20.79 | 15.56 | 13.96 | 13.61 | 3.54 | 3.10 | 5.69 | 5.54 | 5.15 | 3.62 | 1.16 | -3.25 | 2.83 | 2.86 | 3.71 | 3.59 | 3.90 | 4.03 | 3.75 | 3.47 | 3.19 | 3.14 | 2.87 |
| Weighted Average OS | 934,000 | 914,136 | 900,753 | 877,303 | 846,020 | 824,726 | 767,132 | 616,805 | 615,665 | 627,812 | 644,480 | 645,988 | 645,988 | 645,623 | 645,275 | 649,009 | 649,605 | 649,830 | 651,561 | 655,243 | 658,267 | 662,249 | 667,092 | 750,000 |
| EBITDA | $35.16M | $27.04M | $20.18M | $17.45M | $16.57M | $5.05M | $3.55M | $4.98M | $5.13M | $5.25M | $3.96M | $1.37M | -$3.29M | $2.85M | $2.94M | $3.88M | $3.78M | $4.16M | $4.3M | $3.66M | $3.3M | $2.86M | $2.64M | $2.93M |
| EBITDA Margin | 28.1% | 25.3% | 23.2% | 29.7% | 34.1% | 13.3% | 18.5% | 32.1% | 36.3% | 37.3% | 30.3% | 10.5% | -23.5% | 18.2% | 19.6% | 22.1% | 21.4% | 24.8% | 25.7% | 24.0% | 21.2% | 16.4% | 14.9% | 16.3% |
Balance Sheet
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 | FY 1999 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 | 1999-12-31 |
| Assets | ||||||||||||||||||||||||
| Current Assets | ||||||||||||||||||||||||
| Cash and Cash Equivalents | $34.24M | $29.55M | $27.62M | $52.81M | $19.18M | $33.09M | $16.54M | $9.07M | $18.93M | $7.15M | $6.95M | $76.69M | $71.92M | $58.93M | $41.33M | $20.31M | $16.78M | $18.35M | $32.58M | $31.07M | $21.59M | $11.03M | $6.97M | $13.24M |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Cash and Short-Term Investments | $34.24M | $29.55M | $27.62M | $52.81M | $19.18M | $33.09M | $16.54M | $9.07M | $18.93M | $7.15M | $6.95M | $76.69M | $71.92M | $58.93M | $41.33M | $20.31M | $16.78M | $18.35M | $32.58M | $31.07M | $21.59M | $11.03M | $6.97M | $13.24M |
| Accounts Receivable | $0 | $0 | $0 | $0 | $0 | $0 | $5.83M | $6.73M | $4.01M | $0 | $0 | $6.03M | $7.55M | $5.4M | $7.75M | $9.76M | $10.96M | $10.22M | $10.49M | $11.55M | $5.34M | $5.5M | $6.59M | $6.38M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | $3.24M | $0 | $0 | $0 | $0 | $16.3M | $30.46M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $34.24M | $29.55M | $27.62M | $52.81M | $22.42M | $33.09M | $22.37M | $15.79M | $22.95M | $16.3M | $30.46M | $82.73M | $79.47M | $64.33M | $49.08M | $30.06M | $27.74M | $28.57M | $43.06M | $42.62M | $26.93M | $16.53M | $13.56M | $19.63M |
| Long-Term Assets | ||||||||||||||||||||||||
| Property, Plant & Equipment Net | $9.57M | $9.39M | $9.95M | $10.44M | $14.6M | $10.06M | $9.31M | $5.63M | $5.49M | $5.67M | $6.37M | $7.43M | $7.77M | $7.48M | $7.2M | $7.52M | $7.75M | $8.02M | $7.62M | $7.54M | $4.55M | $2.84M | $2.5M | $2.49M |
| Goodwill | $2.45M | $2.45M | $2.45M | $2.45M | $2.45M | $2.45M | $2.45M | $2.45M | $2.45M | $2.45M | $2.45M | $2.45M | $2.45M | $2.45M | $2.45M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Intangible Assets | $0 | $0 | $0 | $0 | $4.66M | $0 | $0 | $0 | $0 | $1.37M | $1.12M | $215K | $361K | $507K | $653K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $1.72B | $1.43B | $1.23B | $1.12B | $30.96M | $785.98M | $377.19M | $223M | $209.3M | $48.72M | $63.41M | $169.11M | $189.06M | $203.52M | $215.81M | $231.65M | $242.56M | $242.15M | $237.97M | $244.33M | $209.17M | $212.72M | $208.95M | $218.37M |
| Deferred Tax Assets | $0 | $0 | $0 | $0 | $4.5M | $0 | $0 | $0 | $0 | $1.93M | $173.77M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Assets | $273.16M | $249.1M | $220.9M | $164.76M | $894.42M | $73.99M | $41.84M | $43.57M | $46.17M | $204.83M | $7.93M | $8.73M | $6.68M | $5.41M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $477K | $0 | $0 |
| Total Long-Term Assets | $2B | $1.69B | $1.46B | $1.3B | $951.59M | $872.48M | $430.78M | $274.63M | $263.4M | $264.95M | $255.05M | $187.93M | $206.32M | $219.37M | $226.1M | $239.17M | $250.31M | $250.17M | $245.59M | $251.87M | $213.73M | $216.03M | $211.45M | $220.86M |
| Other Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Assets | $2.04B | $1.72B | $1.49B | $1.35B | $974M | $905.56M | $453.15M | $290.43M | $286.35M | $281.25M | $285.52M | $270.66M | $285.8M | $283.7M | $275.18M | $269.23M | $278.05M | $278.74M | $288.66M | $294.49M | $240.66M | $232.56M | $225.01M | $240.49M |
| Liabilities | ||||||||||||||||||||||||
| Current Liabilities | ||||||||||||||||||||||||
| Accounts Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Short-Term Debt | $0 | $0 | $0 | $0 | $477K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $12.7M | $6.35M | $0 | $16.32M | $35.9M | $24.64M | $26.27M |
| Current Income Tax Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Current Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $1.75B | $1.51B | $1.24B | $1.08B | $684.41M | $690.23M | $361.21M | $245.22M | $251.32M | $66.85M | $66.82M | $242.26M | $258.6M | $251.23M | $240.73M | $240.38M | $250.34M | $239.88M | $253.96M | $264.92M | $193.77M | $165.27M | $173.45M | $183.89M |
| Total Current Liabilities | $1.75B | $1.51B | $1.24B | $1.08B | $684.89M | $690.23M | $361.21M | $245.22M | $251.32M | $66.85M | $66.82M | $242.26M | $258.6M | $251.23M | $240.73M | $240.38M | $250.34M | $252.58M | $260.31M | $264.92M | $210.09M | $201.17M | $198.09M | $210.15M |
| Long-Term Liabilities | ||||||||||||||||||||||||
| Long-Term Debt | $137.95M | $87.5M | $153.5M | $189.8M | $58.5M | $159M | $39.2M | $3.3M | $0 | $19.5M | $15.27M | $1.8M | $2M | $4M | $6M | $0 | $0 | $0 | $559K | $490K | $652K | $4.2M | $0 | $0 |
| Long-Term Unearned Revenue | $0 | $0 | $0 | $0 | $159.47M | $0 | $0 | $0 | $0 | $159.31M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Deferred Tax Liabilities | $0 | $0 | $0 | $0 | $3.13M | $0 | $0 | $0 | $0 | $1.99M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Liabilities | $17.15M | $12.43M | $13.11M | $10.62M | $0 | $4.26M | $3.65M | $3.8M | $2.92M | $162.71M | $241.29M | $2.35M | $2.23M | $2.49M | $3.78M | $4.25M | $4.2M | $3.3M | $3.93M | $4.42M | $4.74M | $4.29M | $4.33M | $4.35M |
| Total Long-Term Liabilities | $155.1M | $99.93M | $166.61M | $200.42M | $225.45M | $163.26M | $42.85M | $7.1M | $2.92M | $184.2M | $189.74M | $4.15M | $4.23M | $6.49M | $9.78M | $4.25M | $4.2M | $3.3M | $4.49M | $4.91M | $5.39M | $8.49M | $4.33M | $4.35M |
| Other Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities | $1.9B | $1.61B | $1.4B | $1.28B | $910.34M | $853.49M | $404.06M | $252.31M | $254.23M | $251.05M | $256.56M | $246.41M | $262.83M | $257.72M | $250.51M | $244.63M | $254.54M | $255.88M | $264.81M | $269.83M | $215.48M | $209.66M | $202.42M | $214.51M |
| Stockholders' Equity | ||||||||||||||||||||||||
| Preferred Stock | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Common Stock | $1.03M | $1.01M | $992K | $980K | $944K | $914K | $907K | $756K | $754K | $754K | $754K | $754K | $754K | $754K | $753K | $753K | $750K | $750K | $750K | $750K | $750K | $750K | $750K | $750K |
| Retained Earnings | $114.48M | $90.93M | $73.31M | $60.2M | $49.29M | $39.05M | $37.37M | $36.2M | $34.26M | $32.01M | $29.4M | $25M | $24.25M | $26.87M | $26.03M | $26.11M | $25.64M | $25.26M | $24.66M | $23.99M | $23.49M | $23.18M | $23.05M | $22.95M |
| Comprehensive Income & Other | $0 | $0 | $0 | $0 | $378K | $0 | $0 | $0 | $0 | -$238K | $254K | -$53K | -$477K | $49K | -$224K | -$458K | -$1.22M | -$1.44M | $78K | $1.49M | $2.21M | $175K | -$219K | -$1.71M |
| Other Stockholders' Equity | $18.84M | $13.27M | $12.31M | $10.32M | $13.44M | $12.11M | $10.82M | $1.16M | -$2.9M | -$2.56M | -$1.19M | -$1.51M | -$2.04M | -$1.65M | -$2.12M | -$2.26M | -$2.88M | -$3.15M | -$1.56M | -$83K | $942K | -$1.02M | -$1.22M | $2.29M |
| Total Equity | $134.35M | $105.21M | $86.61M | $71.5M | $63.67M | $52.07M | $49.09M | $38.11M | $32.12M | $30.2M | $28.96M | $24.25M | $22.97M | $25.98M | $24.67M | $24.61M | $23.51M | $22.86M | $23.85M | $24.66M | $25.18M | $22.91M | $22.58M | $25.98M |
| Minority Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities and Equity | $2.04B | $1.72B | $1.49B | $1.35B | $974M | $905.56M | $453.15M | $290.43M | $286.35M | $281.25M | $285.52M | $270.66M | $285.8M | $283.7M | $275.18M | $269.23M | $278.05M | $278.74M | $288.66M | $294.49M | $240.66M | $232.56M | $225.01M | $240.49M |
| Supplementary Data | ||||||||||||||||||||||||
| Total Debt | $137.95M | $87.5M | $153.5M | $189.8M | $63.28M | $159M | $39.2M | $3.3M | $0 | $19.5M | $15.27M | $1.8M | $2M | $4M | $6M | $0 | $0 | $12.7M | $6.91M | $490K | $16.97M | $40.1M | $24.64M | $26.27M |
| Net Debt | $103.71M | $57.95M | $125.88M | $136.99M | $44.1M | $125.91M | $22.66M | -$5.77M | -$18.93M | $12.35M | $8.32M | -$74.89M | -$69.92M | -$54.93M | -$35.33M | -$20.31M | -$16.78M | -$5.65M | -$25.67M | -$30.58M | -$4.62M | $29.07M | $17.67M | $13.02M |
Cash Flow Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 | FY 1999 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 | 1999-12-31 |
| Operating Activities | ||||||||||||||||||||||||
| Net Income | $24.96M | $19.01M | $14.01M | $12.24M | $11.52M | $2.92M | $2.38M | $3.51M | $3.41M | $3.23M | $2.33M | $750K | -$2.1M | $1.83M | $1.85M | $2.42M | $2.33M | $2.54M | $2.63M | $2.46M | $2.29M | $2.11M | $2.09M | $2.15M |
| Depreciation & Amortization | $1M | $983K | $990K | $894K | $763K | $674K | $402K | $290K | $308K | $316K | $327K | $570K | $636K | $537K | $653K | $699K | $696K | $822K | $871K | $335K | $331K | $283K | $290K | $325K |
| Deferred Income Tax | $0 | $0 | $0 | $0 | $369K | -$2.1M | -$138K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Stock-Based Compensation | $817K | $0 | $389K | $280K | $154K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Changes in Working Capital: | ||||||||||||||||||||||||
| Accounts Receivable | $789K | -$4.52M | $323K | $1.06M | -$4.12M | -$1.12M | $2.48M | -$2.69M | -$102K | $42K | $50K | $1.1M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$1.47M | $0 | $0 | $0 | $0 |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Accounts Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $254K | $86K | -$231K | -$867K | -$51K | $903K | $151K | $241K | $70K | -$929K | -$41K | $156K | $818K |
| Other Working Capital | $4.73M | -$680K | $2.48M | $1.49M | $269K | $608K | -$82K | $904K | -$624K | $275K | $396K | $0 | -$2.05M | -$1.63M | $221K | $859K | -$956K | $419K | $791K | $0 | $474K | $1.09M | -$807K | -$954K |
| Total Working Capital Change | $5.51M | -$5.2M | $2.81M | $2.56M | -$3.85M | -$513K | $2.4M | -$1.79M | -$726K | $317K | $446K | $1.35M | -$1.97M | -$1.86M | -$646K | $808K | -$53K | $570K | $1.03M | -$1.4M | -$455K | $1.05M | -$651K | -$136K |
| Other Non-Cash Items | $1.6M | $4.17M | $5.35M | $3.25M | $14.63M | -$7.78M | $928K | $2.51M | -$35K | -$502K | $438K | $2.67M | $6.05M | $1.19M | $1.86M | $1.09M | -$330K | $603K | -$121K | $476K | -$195K | -$1.03M | $1.42M | -$723K |
| Net Cash from Operating | $33.89M | $18.96M | $23.55M | $19.22M | $23.58M | -$6.8M | $5.97M | $3.94M | $2.96M | $2.73M | $2.89M | $5.34M | $2.61M | $1.7M | $3.72M | $5.02M | $2.65M | $4.54M | $4.41M | $1.88M | $1.97M | $2.42M | $3.15M | $1.62M |
| Investing Activities | ||||||||||||||||||||||||
| Capital Expenditures | -$275K | -$418K | -$8.46M | -$1.51M | -$14.53M | -$1.42M | -$4.09M | -$426K | -$130K | -$214K | -$171K | -$81K | -$769K | -$660K | -$154K | -$242K | -$153K | -$903K | -$543K | -$2.54M | -$2.03M | -$608K | -$276K | -$339K |
| Acquisitions | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $660K | $0 | $0 | $0 | $6.56M | $5.73M | $0 | $0 | $0 | $0 | $52.16M | $0 | $0 | $0 | $0 |
| Purchases of Investments | -$33.94M | -$45.32M | -$57.74M | -$63.52M | -$19.65M | -$24.56M | -$13.7M | -$5.1M | -$15.42M | -$1.35M | -$14.39M | -$26.95M | -$43.79M | -$95.71M | -$40.88M | -$3.3M | -$3.21M | -$8.19M | -$50.33M | -$51.79M | -$26.65M | -$80.22M | -$7.33M | -$25.23M |
| Sales of Investments | $25.07M | $20.02M | $11.37M | $10.29M | $6.71M | $0 | $16.52M | $6.9M | $12.12M | $14.89M | $24.78M | $59.88M | $69.15M | $71.73M | $37.11M | $21.36M | $16.41M | $33.18M | $45.89M | $35.76M | $26.11M | $65.91M | $7.11M | $47.17M |
| Other Investing Activities | -$298.85M | -$202.72M | -$110.02M | -$306.74M | -$59.62M | -$397.95M | -$157.19M | -$13.46M | $7.55M | $6.38M | -$13.39M | -$17.23M | -$32.66M | $1.14M | $224K | -$4.86M | -$7.72M | -$19.39M | -$2.8M | -$9.29M | -$2.04M | $8.37M | $10.3M | -$9.36M |
| Net Cash from Investing | -$307.99M | -$228.45M | -$164.86M | -$361.48M | -$87.08M | -$423.93M | -$158.46M | -$13.88M | $4.12M | $6.75M | -$12.71M | $15.62M | -$8.06M | -$16.94M | $2.03M | $12.96M | $5.32M | $4.7M | -$7.79M | $24.3M | -$4.61M | -$6.55M | $9.8M | $12.24M |
| Financing Activities | ||||||||||||||||||||||||
| Debt Repaid | -$45.45M | $66M | $36.3M | -$131.3M | $100.5M | -$119.8M | -$35.9M | -$3.3M | $19.5M | -$4.23M | -$651K | $2M | $2M | $2M | -$6M | - | - | $559K | -$69K | $162K | $3.55M | -$4.2M | - | - |
| Common Stock Issuance | $1.53M | $1.58M | $800K | $2.74M | $2.02M | $427K | $9.28M | $4.71M | $0 | $79K | $79K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Common Stock Repurchases | $0 | $0 | $0 | $0 | $0 | -$24K | -$1K | -$374K | -$539K | -$955K | -$94K | $0 | $0 | $0 | -$197K | -$335K | -$22K | -$89K | -$71K | -$315K | -$74K | -$196K | -$5M | $0 |
| Dividends Paid | -$1.41M | -$1.38M | -$1.35M | -$1.33M | -$1.28M | -$1.24M | -$1.2M | -$1.57M | -$1.16M | -$520K | -$414K | -$168K | -$749K | -$1.88M | -$1.94M | -$1.95M | -$1.95M | -$1.95M | -$1.95M | -$1.97M | -$1.98M | -$1.99M | -$2.16M | -$2.25M |
| Other Financing Activities | $233.22M | $277.22M | $152.97M | $243.18M | $149.35M | $329.02M | $115.99M | -$6.06M | $25.16M | -$12.12M | $9.5M | -$14.54M | $7.37M | $10.57M | $356K | -$9.84M | -$2.21M | -$7.71M | -$4.61M | -$14.46M | $8.92M | $3.08M | -$12.06M | -$5.97M |
| Net Cash from Financing | $278.79M | $211.42M | $116.11M | $375.89M | $49.59M | $448.02M | $159.96M | $1K | $3.96M | -$9.28M | $9.72M | -$16.71M | $4.62M | $6.69M | $4.22M | -$12.12M | -$4.18M | -$10.31M | -$6.56M | -$16.91M | $3.32M | $5.09M | -$19.23M | -$8.22M |
| Forex Effect | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Net Change in Cash | $4.69M | $1.93M | -$25.2M | $33.63M | -$13.9M | $17.3M | $7.47M | -$9.87M | $11.03M | $199K | -$96K | $4.26M | -$834K | -$8.55M | $9.97M | $5.86M | $3.79M | -$1.07M | -$9.95M | $9.27M | $673K | $962K | -$6.27M | $5.64M |
| Supplementary Data | ||||||||||||||||||||||||
| Operating Cash Flow | $33.89M | $18.96M | $23.55M | $19.22M | $23.58M | -$6.8M | $5.97M | $3.94M | $2.96M | $2.73M | $2.89M | $5.34M | $2.61M | $1.7M | $3.72M | $5.02M | $2.65M | $4.54M | $4.41M | $1.88M | $1.97M | $2.42M | $3.15M | $1.62M |
| Capital Expenditure | -$275K | -$418K | -$463K | -$1.51M | -$14.53M | -$1.42M | -$4.09M | -$426K | -$130K | -$214K | -$171K | -$81K | -$769K | -$660K | -$154K | -$242K | -$153K | -$903K | -$543K | -$2.54M | -$2.03M | -$608K | -$276K | -$339K |
| Free Cash Flow | $33.61M | $18.54M | $23.09M | $17.71M | $9.06M | -$8.22M | $1.88M | $3.51M | $2.83M | $2.52M | $2.72M | $5.26M | $1.84M | $1.04M | $3.56M | $4.77M | $2.5M | $3.64M | $3.87M | -$662K | -$62K | $1.81M | $2.88M | $1.28M |
| Cash at Beginning | $29.55M | $27.62M | $52.81M | $19.18M | $33.09M | $15.79M | $8.32M | $18.18M | $7.15M | $6.95M | $7.05M | $17.09M | $17.92M | $26.47M | $16.5M | $10.64M | $6.86M | $7.93M | $17.88M | $8.61M | $7.93M | $6.97M | $13.24M | $7.6M |
| Cash at End | $34.24M | $29.55M | $27.62M | $52.81M | $19.18M | $33.09M | $15.79M | $8.32M | $18.18M | $7.15M | $6.95M | $21.34M | $17.09M | $17.92M | $26.47M | $16.5M | $10.64M | $6.86M | $7.93M | $17.88M | $8.61M | $7.93M | $6.97M | $13.24M |