Pinnacle Bancshares, Inc. (PCLB)
Pinnacle Bancshares, Inc. through its subsidiary Pinnacle Bank provides various banking products and services. The company provides checking accounts, club, certificate of deposit, and savings accounts. It also offers personal lending, mortgage, consumer lending team by location, cash management, merchant services, and commercial lending products. In addition, the company provides online and mobile banking; and debit and credit cards. Further, it operates ATMs. Pinnacle Bancshares, Inc. was incorporated in 1935 and is based in Jasper, Alabama.
Sector: Banks - Regional
Industry: Banks - Regional
Pinnacle Bancshares, Inc.
OTC:PCLBFinancial Services · Banks - Regional
+1.06%$34.24
Mkt Cap$31.65M
Float-
O/S924K
Inst Own-
SI<0.1%
Div Yield3.15%
Dilution
Delisting Issues Timeline
Financials Summary
Revenue$17.94M
Net Income$4.19M
Total Assets$363.67M
Free Cash Flow$4.18M
Debt & Equity
Debt 26%
Equity 74%
Total Debt$8.07M
Total Equity$22.65M
Shares Outstanding
Short Interest
Split History
No splits on record
Nothing in PCLB's public trading history: no forward or reverse split has affected the share count.
Balance Sheet Details
Assets$363.67M
Liabilities$341.03M
Accounts Receivable$2.07M
Accounts Payable$781K
Inventory$0
PP&E (Net)$8.02M
Goodwill$306K
Intangible Assets$0
Income Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 | FY 1999 | FY 1998 | FY 1997 | FY 1996 | FY 1995 | FY 1994 | FY 1993 | FY 1992 | FY 1991 | FY 1990 | FY 1989 | FY 1988 | FY 1987 | FY 1986 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 | 1999-12-31 | 1998-12-31 | 1997-12-31 | 1996-12-31 | 1996-06-30 | 1994-06-30 | 1993-06-30 | 1992-06-30 | 1991-06-30 | 1990-06-30 | 1989-06-30 | 1988-06-30 | 1987-06-30 | 1986-06-30 |
| Revenue | $17.94M | $17.33M | $15.96M | $14.02M | $13.68M | $11.95M | $11.6M | $9.48M | $8.84M | $8.92M | $8.75M | $8.33M | $8.33M | $9.66M | $10.4M | $11.64M | $12.49M | $14.29M | $15.16M | $13.38M | $12.4M | $14.13M | $15.26M | $17.58M | $19.06M | $17.25M | $17.1M | $17.3M | $16M | $16M | $14.1M | $13.2M | $14.5M | $17.1M | $18.7M | $19.5M | $21.2M | $0 | $0 |
| YoY Growth | 3.5% | 8.6% | 13.9% | 2.5% | 14.5% | 3.0% | 22.5% | 7.2% | -0.9% | 1.9% | 5.1% | -0.0% | -13.8% | -7.1% | -10.7% | -6.8% | -12.6% | -5.7% | 13.3% | 7.9% | -12.3% | -7.4% | -13.2% | -7.7% | 10.5% | 0.9% | -1.2% | 8.1% | 0.0% | 13.5% | 6.8% | -9.0% | -15.2% | -8.6% | -4.1% | -8.0% | - | - | - |
| Cost of Revenue | $4.28M | $4.04M | $2.45M | $721K | $540K | $863K | $1.03M | $0 | $1.91M | $2.08M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $7.13M | $5.29M | $4.1M | $4.87M | $6.63M | $11.13M | $11.1M | $9.42M | $9.9M | $9.3M | $8.8M | $8.8M | $7.7M | $6.5M | $7.7M | $10.4M | $12.8M | $14.3M | $21.3M | $0 | $0 |
| Gross Profit | $13.66M | $13.29M | $13.51M | $13.3M | $13.14M | $11.09M | $10.57M | $7.72M | $6.93M | $6.83M | $8.75M | $8.33M | $8.33M | $0 | $0 | $0 | $0 | $0 | $8.03M | $8.08M | $8.3M | $9.26M | $8.63M | $6.45M | $7.95M | $7.83M | $7.2M | $8M | $7.2M | $7.2M | $6.4M | $6.7M | $6.8M | $6.7M | $5.9M | $5.2M | -$100K | $0 | $0 |
| Gross Margin | 76.1% | 76.7% | 84.6% | 94.9% | 96.1% | 92.8% | 91.1% | 81.4% | 78.4% | 76.7% | 100.0% | 100.0% | 100.0% | - | - | - | - | - | 53.0% | 60.4% | 66.9% | 65.5% | 56.6% | 36.7% | 41.7% | 45.4% | 42.1% | 46.2% | 45.0% | 45.0% | 45.4% | 50.8% | 46.9% | 39.2% | 31.6% | 26.7% | -0.5% | - | - |
| Research and Development | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Selling, General, and Administrative | $5.63M | $299K | $339K | $290K | $263K | $261K | $249K | $4.86M | $4.58M | $4.64M | $4.62M | $4.45M | $4.33M | $0 | $0 | $0 | $0 | $0 | $3.88M | $3.7M | $3.65M | $3.47M | $3.24M | $3.15M | $3M | $3.07M | $2.8M | $2.8M | $2.4M | $2.4M | $2.3M | $2.5M | $2.4M | $2.3M | $2.2M | $2.3M | $2.3M | $0 | $0 |
| Other | $2.79M | $7.81M | $7.41M | $7.24M | $7.11M | $6.85M | $6.76M | $0 | -$1.58M | -$1.68M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $2.19M | $2.17M | $2.15M | $2.1M | $2.35M | $2.15M | $2.15M | $2.13M | $2.1M | $1.9M | $3.2M | $2.2M | $2.1M | $2.3M | $4.1M | $2.2M | $2.1M | $2.3M | $2.5M | $0 | $0 |
| Total Operating Expenses | $8.43M | $8.11M | $7.75M | $7.53M | $7.37M | $7.11M | $7.01M | $6.33M | $4.58M | $4.64M | $6.08M | $5.9M | $6M | $0 | $0 | $0 | $0 | $0 | $6.06M | $5.87M | $5.79M | $5.57M | $5.59M | $5.31M | $5.15M | $5.2M | $4.9M | $4.7M | $5.6M | $4.6M | $4.4M | $4.8M | $6.5M | $4.5M | $4.3M | $4.6M | $4.8M | $0 | $0 |
| Operating Income (EBIT) | $5.23M | $5.18M | $5.76M | $5.77M | $5.77M | $3.97M | $3.56M | $3.14M | $2.85M | $2.86M | $2.69M | $3.88M | $4M | $2.52M | $1.45M | $671K | -$96K | $1.6M | $1.97M | $2.21M | $2.5M | $3.69M | $3.04M | $1.14M | $2.8M | $2.64M | $2.3M | $3.3M | $1.6M | $2.6M | $2M | $1.9M | $300K | $2.2M | $1.6M | $600K | -$4.9M | $0 | $0 |
| Operating Margin | 29.2% | 29.9% | 36.1% | 41.2% | 42.2% | 33.3% | 30.7% | 33.2% | 32.3% | 32.0% | 30.7% | 46.5% | 48.0% | 26.1% | 13.9% | 5.8% | -0.8% | 11.2% | 13.0% | 16.5% | 20.2% | 26.1% | 19.9% | 6.5% | 14.7% | 15.3% | 13.5% | 19.1% | 10.0% | 16.3% | 14.2% | 14.4% | 2.1% | 12.9% | 8.6% | 3.1% | -23.1% | - | - |
| Interest Expense | $4.28M | $4.04M | $2.45M | $721K | $540K | $863K | $1.03M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $6.72M | $4.72M | $3.52M | $3.91M | $5.98M | $9.19M | $10.57M | $9.24M | $9.3M | $8.9M | $8.5M | $8.6M | $7.5M | $6.2M | $7.4M | $10.1M | $12.6M | $14.1M | $20.7M | $0 | $0 |
| Interest Income | $15.83M | $15.19M | $13.87M | $12.1M | $10.82M | $10.02M | $9.14M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $13.27M | $11.56M | $10.64M | $11.29M | $13.1M | $15.82M | $17.81M | $16.13M | $16M | $15.9M | $14.7M | $14.7M | $13.1M | $11.6M | $13M | $15.5M | $17.5M | $18.2M | $24.6M | $0 | $0 |
| Other Income (Expense) | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $4.57M | -$1.36M | -$1.43M | -$1.46M | -$1.45M | -$1.67M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Income Before Tax (EBT) | $5.23M | $5.18M | $5.76M | $5.77M | $5.77M | $3.97M | $3.56M | $7.72M | $2.9M | $2.85M | $2.66M | $2.43M | $2.33M | $2.52M | $1.45M | $671K | -$96K | $1.6M | $1.97M | $2.21M | $2.5M | $3.69M | $3.04M | $1.14M | $2.8M | $2.64M | $2.3M | $3.3M | $1.6M | $2.6M | $2M | $1.9M | $300K | $2.2M | $1.6M | $600K | -$4.9M | $0 | $0 |
| Income Tax Expense | $1.04M | $1.11M | $1.28M | $1.27M | $1.08M | $794K | $676K | $0 | $604K | $567K | $442K | $400K | $389K | $570K | $208K | $16K | -$297K | $380K | $615K | $691K | $769K | $1.27M | $1.03M | $350K | $1.06M | $959K | $800K | $1.2M | $600K | $1M | $800K | $700K | $200K | $800K | $500K | $100K | -$1.3M | $0 | $0 |
| Net Income | $4.19M | $4.07M | $4.48M | $4.5M | $4.69M | $3.18M | $2.89M | $7.72M | $2.3M | $2.28M | $2.22M | $2.03M | $1.94M | $1.96M | $1.24M | $655K | $201K | $1.23M | $1.35M | $1.52M | $1.73M | $2.43M | $2.01M | $683K | $1.74M | $1.68M | $1.5M | $2.1M | $1M | $1.6M | $1.2M | $1.2M | $100K | $1.4M | $1.1M | $500K | -$3.9M | $700K | $1.1M |
| Net Income Margin | 23.4% | 23.5% | 28.1% | 32.1% | 34.3% | 26.6% | 24.9% | 81.4% | 26.0% | 25.6% | 25.4% | 24.3% | 23.3% | 20.2% | 11.9% | 5.6% | 1.6% | 8.6% | 8.9% | 11.3% | 14.0% | 17.2% | 13.2% | 3.9% | 9.1% | 9.7% | 8.8% | 12.1% | 6.3% | 10.0% | 8.5% | 9.1% | 0.7% | 8.2% | 5.9% | 2.6% | -18.4% | - | - |
| Supplementary Data | |||||||||||||||||||||||||||||||||||||||
| EPS | 4.66 | 4.48 | 4.93 | 4.79 | 4.83 | 3.21 | 2.79 | 7.39 | 2.20 | 1.99 | 1.88 | 1.69 | 1.61 | 1.59 | 0.97 | 0.52 | 0.16 | 0.91 | 0.90 | 0.98 | 1.11 | 1.53 | 1.14 | 0.38 | 0.97 | 0.94 | 0.84 | 1.16 | 0.55 | 0.92 | 0.67 | 0.67 | 0.03 | 0.78 | 0.63 | 0.30 | -2.18 | 0.61 | 0.41 |
| Diluted EPS | 4.66 | 4.48 | 4.93 | 4.79 | 4.83 | 3.21 | 2.79 | 7.39 | 2.20 | 1.99 | 1.88 | 1.69 | 1.61 | 1.59 | 0.97 | 0.52 | 0.16 | 0.91 | 0.89 | 0.96 | 1.09 | 1.50 | 1.13 | 0.38 | 0.97 | 0.93 | 0.83 | 1.15 | 0.55 | 0.92 | 0.70 | 0.67 | 0.03 | 0.78 | 0.63 | 0.30 | -2.18 | 0.61 | 0.41 |
| Weighted Average OS | 899,385 | 908,524 | 909,534 | 939,575 | 972,248 | 991,357 | 1.03M | 1.04M | 1.04M | 1.15M | 1.18M | 1.20M | 1.21M | 1.23M | 1.27M | 1.27M | 1.27M | 1.34M | 1.49M | 1.55M | 1.56M | 1.59M | 1.77M | 1.77M | 1.79M | 1.79M | 1.78M | 1.78M | 1.82M | 1.74M | 1.71M | 1.79M | 1.67M | 1.79M | 1.75M | 1.67M | 1.79M | 1.80M | 1.95M |
| EBITDA | $5.71M | $5.7M | $6.18M | $6.2M | $6.22M | $4.38M | $3.93M | $8.08M | $350K | $3.12M | $3.04M | $2.84M | $2.79M | $2.52M | $1.45M | $671K | -$96K | $1.6M | $2.47M | $2.7M | $2.47M | $3.95M | $3.23M | $1.39M | $3M | $2.76M | $2.4M | $3.4M | $2M | $3.1M | $2.5M | $2.8M | $1.6M | $2.6M | $2M | $1M | -$4.5M | $0 | $0 |
| EBITDA Margin | 31.8% | 32.9% | 38.7% | 44.2% | 45.5% | 36.6% | 33.9% | 85.3% | 4.0% | 35.0% | 34.8% | 34.1% | 33.6% | 26.1% | 13.9% | 5.8% | -0.8% | 11.2% | 16.3% | 20.2% | 19.9% | 28.0% | 21.1% | 7.9% | 15.8% | 16.0% | 14.0% | 19.7% | 12.5% | 19.4% | 17.7% | 21.2% | 11.0% | 15.2% | 10.7% | 5.1% | -21.2% | - | - |
Balance Sheet
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 | FY 1999 | FY 1998 | FY 1997 | FY 1996 | FY 1995 | FY 1994 | FY 1993 | FY 1992 | FY 1991 | FY 1990 | FY 1989 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 | 1999-12-31 | 1998-12-31 | 1997-12-31 | 1996-12-31 | 1996-06-30 | 1994-06-30 | 1993-06-30 | 1992-06-30 | 1991-06-30 | 1990-06-30 | 1989-06-30 |
| Assets | |||||||||||||||||||||||||||||||
| Current Assets | |||||||||||||||||||||||||||||||
| Cash and Cash Equivalents | $2.76M | $20.24M | $21.71M | $13.93M | $12.88M | $6.19M | $7.27M | $1.61M | $1.87M | $1.7M | $1.72M | $1.43M | $44K | $12.81M | $17.15M | $3.94M | $3.78M | $4.22M | $5.81M | $4.62M | $7.47M | $34.8M | $7.6M | $6.8M | $5.6M | $9.1M | $2M | $2.3M | $3.9M | $11.1M | $11.2M |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Cash and Short-Term Investments | $2.76M | $20.24M | $21.71M | $13.93M | $12.88M | $6.19M | $7.27M | $1.61M | $1.87M | $1.7M | $1.72M | $1.43M | $44K | $12.81M | $17.15M | $3.94M | $3.78M | $4.22M | $5.81M | $4.62M | $7.47M | $34.8M | $7.6M | $6.8M | $5.6M | $9.1M | $2M | $2.3M | $3.9M | $11.1M | $11.2M |
| Accounts Receivable | $2.07M | $2.11M | $2.11M | $2.07M | $1.92M | $1.49M | $1.28M | $0 | $0 | $0 | $0 | $0 | $0 | $1.54M | $1.37M | $1.25M | $1.36M | $1.32M | $1.68M | $2.33M | $1.98M | $1.4M | $1.1M | $1M | $1.1M | $1.1M | $900K | $900K | $1.6M | $1.8M | $1.8M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $5.41M | $5.93M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $4.84M | $22.34M | $23.82M | $16M | $14.79M | $7.68M | $8.55M | $1.61M | $5.41M | $5.93M | $1.72M | $1.43M | $44K | $14.34M | $18.53M | $5.19M | $5.14M | $5.54M | $7.48M | $6.95M | $9.45M | $36.2M | $8.7M | $7.8M | $6.7M | $10.2M | $2.9M | $3.2M | $5.5M | $12.9M | $13M |
| Long-Term Assets | |||||||||||||||||||||||||||||||
| Property, Plant & Equipment Net | $8.02M | $8.46M | $8.72M | $7.32M | $7.51M | $7.14M | $7.1M | $6.38M | $6.24M | $5.22M | $5.33M | $5.49M | $5.64M | $7.28M | $5.89M | $5.72M | $5.79M | $5.65M | $6.04M | $6.46M | $7M | $6.6M | $5.8M | $5.2M | $4.2M | $4.2M | $4.5M | $4.9M | $5M | $4.7M | $4.9M |
| Goodwill | $306K | $306K | $306K | $306K | $306K | $306K | $306K | $306K | $306K | $306K | $306K | $306K | $306K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Intangible Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $500K | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $329.85M | $129.44M | $122.97M | $115.96M | $122.66M | $109.43M | $101.95M | $0 | $3.07M | $3.76M | $0 | $0 | $0 | $202.32M | $187.28M | $189.83M | $190.23M | $199.64M | $197M | $214.43M | $211.92M | $172.3M | $184.4M | $49.5M | $174.6M | $181.2M | $167.8M | $158.6M | $163.1M | $163.9M | $169.1M |
| Deferred Tax Assets | $7.66M | $9.61M | $8.95M | $10.59M | $0 | $0 | $0 | $0 | $192.91M | $192.26M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Assets | $13M | $176.36M | $177.81M | $182.54M | $194.44M | $151.18M | $112.53M | $212.69M | $9.9M | $9.08M | $212.16M | $211.81M | $214.41M | $7.98M | $8.24M | $6.78M | $7.11M | $7.15M | $7.2M | $2.08M | $2.28M | $2.59M | $2.5M | -$55.2M | $400K | $200K | $500K | $4.1M | $2M | $1.9M | $3.2M |
| Total Long-Term Assets | $358.84M | $324.17M | $318.76M | $316.72M | $324.92M | $268.06M | $221.89M | $219.37M | $212.43M | $210.63M | $217.79M | $217.6M | $220.35M | $217.89M | $201.72M | $202.64M | $203.44M | $212.75M | $210.54M | $223.32M | $221.58M | $181.89M | $193.2M | $55.2M | $179.8M | $186.2M | $173.6M | $168.6M | $170.8M | $171.3M | $178.1M |
| Other Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $132.5M | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Assets | $363.67M | $346.51M | $342.58M | $332.72M | $339.71M | $275.74M | $230.44M | $220.98M | $217.84M | $216.56M | $219.51M | $219.03M | $220.4M | $232.23M | $220.25M | $207.83M | $208.57M | $218.29M | $218.02M | $230.27M | $231.03M | $218.09M | $201.9M | $195.5M | $186.5M | $196.4M | $176.5M | $171.8M | $176.3M | $184.2M | $191.1M |
| Liabilities | |||||||||||||||||||||||||||||||
| Current Liabilities | |||||||||||||||||||||||||||||||
| Accounts Payable | $781K | $875K | $1.39M | $112K | $78K | $146K | $245K | $0 | $0 | $0 | $0 | $0 | $0 | $1.26M | $786K | $499K | $440K | $614K | $952K | $1.43M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $500K | $0 | $0 |
| Short-Term Debt | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $205K | $1.48M | $1.5M | $910K | $964K | $20.03M | $1.1M | $800K | $1.7M | $800K | $0 | $0 | $6.2M | $2.2M | $6.3M | $16.7M |
| Current Income Tax Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $300K | $200K | $0 | $0 | $400K | $700K | $900K | $800K |
| Current Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $3.27M | $318.17M | $311.34M | $322.26M | $298.69M | $235.11M | $194.36M | -$147K | -$80K | -$81K | -$94K | -$93K | -$117K | $206.57M | $192.55M | $179.97M | $179.94M | $188.95M | $193.5M | $187.47M | $189.17M | $194.7M | $179.4M | -$300K | $165.2M | $161.2M | $149.6M | $150M | $157.8M | $156.8M | $152.3M |
| Total Current Liabilities | $4.05M | $319.04M | $312.73M | $322.37M | $298.77M | $235.25M | $194.61M | $147K | $55.33M | $53.36M | $94K | $93K | $117K | $209.1M | $194.12M | $181.17M | $182.3M | $191.69M | $196.31M | $191.3M | $209.2M | $195.8M | $180.2M | $1.7M | $166M | $161.2M | $149.6M | $156.2M | $160.5M | $163.1M | $169M |
| Long-Term Liabilities | |||||||||||||||||||||||||||||||
| Long-Term Debt | $3.09M | $7.35M | $15.9M | $3.49M | $3.59M | $3.68M | $3.77M | $3.09M | $4.59M | $3.09M | $3.09M | $3.09M | $3.09M | $4.1M | $5.47M | $5.47M | $6.56M | $5.94M | $3.1M | $20.5M | $3.39M | $3.5M | $3.6M | $3.8M | $3.8M | $18.9M | $11.1M | $0 | $0 | $4.3M | $6.1M |
| Long-Term Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Deferred Tax Liabilities | $979K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Liabilities | $331.97M | $6.26M | $1.17M | $1.12M | $1.69M | $2.47M | $1.27M | $190.68M | $131.9M | $136.35M | $137.48M | $191.19M | $195.41M | -$366K | $1.25M | $1.28M | $284K | $707K | -$405K | -$759K | $588K | $1.19M | $1.3M | -$3.8M | $1.5M | $1.9M | $2.3M | $2.3M | $1.9M | $3.8M | $3.8M |
| Total Long-Term Liabilities | $336.97M | $13.61M | $17.06M | $4.61M | $5.28M | $6.16M | $5.04M | $193.63M | $136.49M | $139.44M | $193.58M | $194.19M | $198.39M | $3.73M | $6.71M | $6.75M | $6.84M | $6.65M | $2.7M | $19.74M | $3.98M | $4.69M | $4.9M | $3.8M | $5.3M | $20.8M | $13.4M | $2.3M | $1.9M | $8.1M | $9.9M |
| Other Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $174.7M | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities | $341.03M | $332.65M | $329.79M | $326.98M | $304.05M | $241.41M | $199.65M | $193.77M | $191.82M | $192.8M | $193.67M | $194.28M | $198.51M | $212.83M | $200.84M | $187.92M | $189.14M | $198.33M | $199.01M | $211.04M | $213.18M | $200.49M | $185.1M | $180.2M | $171.3M | $182M | $163M | $158.5M | $162.4M | $171.2M | $178.9M |
| Stockholders' Equity | |||||||||||||||||||||||||||||||
| Preferred Stock | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Common Stock | $19K | $19K | $19K | $19K | $19K | $19K | $19K | $19K | $19K | $19K | $19K | $19K | $19K | $19K | $18K | $18K | $18K | $18K | $18K | $18K | $18K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Retained Earnings | $52.08M | $48.86M | $45.77M | $42.27M | $38.71M | $34.87M | $32.45M | $30.34M | $28.21M | $26.42M | $24.64M | $22.94M | $21.44M | $17.1M | $16.41M | $15.57M | $14.51M | $12.72M | $11.41M | $11.44M | $10.41M | $9.5M | $8.7M | $7.3M | $7.4M | $6.5M | -$400K | $5.3M | $5.9M | $5M | $4.2M |
| Comprehensive Income & Other | -$22.44M | $0 | $0 | $0 | $0 | $0 | $0 | -$615K | $328K | -$137K | $788K | $1.25M | -$517K | -$1.35M | -$2.01M | -$873K | -$572K | $587K | -$424K | -$232K | -$716K | $0 | $0 | -$100K | -$300K | -$100K | $0 | $0 | $0 | $0 | $0 |
| Other Stockholders' Equity | -$29.45M | -$35.01M | -$33M | -$36.56M | -$3.07M | -$561K | -$1.68M | -$3.16M | -$2.21M | -$2.68M | $1.18M | $1.79M | $431K | $2.28M | $2.99M | $4.33M | $4.9M | $7.22M | $7.58M | $7.77M | $7.42M | $8.1M | $8.1M | $8M | $7.8M | $7.9M | $13.9M | $8M | $8M | $8M | $8M |
| Total Equity | $22.65M | $13.86M | $12.79M | $5.74M | $35.66M | $34.33M | $30.79M | $27.21M | $26.01M | $23.76M | $25.84M | $24.75M | $21.89M | $19.41M | $19.41M | $19.91M | $19.43M | $19.96M | $19.01M | $19.23M | $17.85M | $17.6M | $16.8M | $15.3M | $15.2M | $14.4M | $13.5M | $13.3M | $13.9M | $13M | $12.2M |
| Minority Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities and Equity | $363.67M | $346.51M | $342.58M | $332.72M | $339.71M | $275.74M | $230.44M | $220.98M | $217.84M | $216.56M | $219.51M | $219.03M | $220.4M | $232.23M | $220.25M | $207.83M | $208.57M | $218.29M | $218.02M | $230.27M | $231.03M | $218.09M | $201.9M | $195.5M | $186.5M | $196.4M | $176.5M | $171.8M | $176.3M | $184.2M | $191.1M |
| Supplementary Data | |||||||||||||||||||||||||||||||
| Total Debt | $8.07M | $7.35M | $15.9M | $3.49M | $3.59M | $3.68M | $3.77M | $3.09M | $4.69M | $3.09M | $3.09M | $3.09M | $3.09M | $4.1M | $5.47M | $5.67M | $8.04M | $7.44M | $4.01M | $21.46M | $23.42M | $4.6M | $4.4M | $5.5M | $4.6M | $18.9M | $11.1M | $6.2M | $2.2M | $10.6M | $22.8M |
| Net Debt | -$15.81M | -$12.88M | -$5.81M | -$10.44M | -$9.29M | -$2.51M | -$3.49M | $1.48M | $2.82M | $1.39M | $1.37M | $1.66M | $3.05M | -$8.71M | -$11.69M | $1.74M | $4.26M | $3.22M | -$1.8M | $16.85M | $15.95M | -$30.2M | -$3.2M | -$1.3M | -$1M | $9.8M | $9.1M | $3.9M | -$1.7M | -$500K | $11.6M |
Cash Flow Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 | FY 2001 | FY 2000 | FY 1999 | FY 1998 | FY 1997 | FY 1996 | FY 1995 | FY 1994 | FY 1993 | FY 1992 | FY 1991 | FY 1990 | FY 1989 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 | 1999-12-31 | 1998-12-31 | 1997-12-31 | 1996-12-31 | 1996-06-30 | 1994-06-30 | 1993-06-30 | 1992-06-30 | 1991-06-30 | 1990-06-30 | 1989-06-30 |
| Operating Activities | |||||||||||||||||||||||||||||||
| Net Income | $4.19M | $4.07M | $4.48M | $4.5M | $4.69M | $3.18M | $2.89M | $2.6M | $2.3M | $2.28M | $2.22M | $2.03M | $1.94M | $1.35M | $1.52M | $1.73M | $2.43M | $2.01M | $683K | $1.74M | $1.68M | $1.5M | $2.1M | $1M | $1.6M | $1.2M | $100K | $1.4M | $1.1M | $500K | -$3.6M |
| Depreciation & Amortization | $481K | $523K | $419K | $425K | $447K | $402K | $370K | $368K | $350K | $375K | $378K | $409K | $463K | $506K | $494K | -$29K | $258K | $188K | $244K | $204K | $126K | $100K | $100K | $400K | $500K | $500K | $900K | $1.3M | $400K | $400K | $400K |
| Deferred Income Tax | $0 | $0 | $0 | $0 | $0 | -$78K | -$141K | $0 | $0 | $0 | $0 | $0 | $0 | -$34K | -$44K | $19K | $45K | $18K | -$145K | $149K | -$13K | -$400K | $0 | $0 | $0 | $0 | -$300K | -$200K | $100K | $300K | -$100K |
| Stock-Based Compensation | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Changes in Working Capital: | |||||||||||||||||||||||||||||||
| Accounts Receivable | $35K | -$242 | -$36K | -$153K | -$427K | $0 | $0 | -$57K | -$30K | -$42K | -$80K | -$109K | -$64K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Accounts Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Working Capital | -$93K | -$518K | $1.28M | $34K | -$68K | -$415K | $0 | $67K | -$1K | -$13K | $768 | -$24K | $402K | -$53K | $309K | -$327K | -$533K | $782K | $129K | -$471K | -$1.1M | $0 | $0 | $0 | -$39.1M | $0 | $500K | $0 | $400K | -$300K | $0 |
| Total Working Capital Change | -$59K | -$518K | $1.24M | -$119K | -$495K | -$415K | $247K | $10K | -$139K | $86K | -$79K | -$133K | $338K | -$53K | $309K | -$327K | -$533K | $782K | $129K | -$471K | -$1.1M | $600K | -$300K | $200K | -$39.1M | $100K | $500K | $100K | $400K | -$300K | $3.6M |
| Other Non-Cash Items | -$349K | -$142K | $320K | -$148K | -$482K | -$124K | $806K | $456K | $883K | $722K | $211K | -$50K | $999K | -$540K | $1.04M | $890K | $3.97M | -$806K | -$498K | $197K | $2.72M | $1M | -$100K | -$2M | $40.8M | $4.1M | -$1.5M | -$1M | $600K | $600K | $4.4M |
| Net Cash from Operating | $4.26M | $3.93M | $6.46M | $4.66M | $4.16M | $2.97M | $4.17M | $3.43M | $2.69M | $2.72M | $2.73M | $2.25M | $3.74M | $1.23M | $3.32M | $2.28M | $6.17M | $2.2M | $414K | $1.82M | $3.4M | $2.8M | $1.8M | -$400K | $3.8M | $5.9M | -$300K | $1.6M | $2.3M | $1.1M | $4.6M |
| Investing Activities | |||||||||||||||||||||||||||||||
| Capital Expenditures | -$85K | -$300K | -$1.91M | -$336K | -$907K | -$537K | -$414K | -$507K | -$1.36M | -$272K | -$217K | -$257K | -$63K | -$1.22M | -$655K | -$430K | -$626K | -$154K | -$142K | -$79K | -$914K | -$1.3M | -$1M | -$1.7M | -$500K | -$100K | -$300K | -$800K | -$100K | -$100K | -$200K |
| Acquisitions | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Purchases of Investments | -$17.19M | $0 | $0 | -$41.17M | -$68.5M | -$57.62M | -$22.42M | $0 | -$6.97M | -$18.28M | $0 | $0 | $0 | -$15.71M | -$13.19M | -$69.73M | -$96.7M | -$80.15M | -$77.62M | -$50K | -$46.92M | -$25M | -$9M | -$21M | -$13M | -$38M | -$13.1M | -$21.3M | -$6.3M | -$29.6M | -$23.3M |
| Sales of Investments | $11.56M | $6.65M | $9.71M | $10.78M | $21.1M | $23.61M | $18.28M | $0 | $11.78M | $23.02M | $0 | $0 | $0 | $9.4M | $19.59M | $64.19M | $87.4M | $67.37M | $7.31M | $84.37M | $15.62M | $24.2M | $9.2M | $25.1M | $96.7M | $80.6M | $33.9M | $90.4M | $88.4M | $113.2M | $108.9M |
| Other Investing Activities | -$5.31M | -$5.65M | -$14.41M | $5.51M | -$18.84M | -$6.44M | -$2.89M | -$4.63M | $903K | $1.37M | -$1.28M | $3.16M | -$16.37M | -$2.83M | -$20.2M | $5.8M | $13.69M | $14.45M | $82.04M | -$84.65M | $17.64M | -$15.6M | -$6.5M | -$2.8M | -$77M | -$52.3M | -$15.8M | -$62.2M | -$75.9M | -$79.1M | -$27.4M |
| Net Cash from Investing | -$11.03M | -$5.95M | -$6.61M | -$25.22M | -$67.15M | -$40.99M | -$7.45M | -$5.13M | -$461K | $1.1M | -$1.49M | $2.91M | -$16.44M | -$10.36M | -$14.46M | -$168K | $3.76M | $1.51M | $11.59M | -$417K | -$14.57M | -$16.4M | -$6.3M | $1.3M | $6.7M | -$9.8M | $4.7M | $6.1M | $6.1M | $4.4M | $58M |
| Financing Activities | |||||||||||||||||||||||||||||||
| Debt Repaid | $5M | $3.5M | -$12.5M | - | - | - | $4.5M | - | - | - | - | - | -$100K | $2.46M | $205K | $885K | -$558K | -$2.84M | $17.4M | $1.39M | - | $100K | $100K | $10.1M | $15.1M | -$7.8M | -$4.8M | -$4M | $19.7M | $12.2M | $7.1M |
| Common Stock Issuance | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Common Stock Repurchases | -$231K | -$109K | $0 | -$2.06M | -$92K | -$1.71M | -$267K | $0 | $0 | -$2.93M | -$152K | -$406K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Dividends Paid | -$971K | -$981K | -$982K | -$940K | -$855K | -$753K | -$786K | -$459K | -$459K | -$507K | -$518K | -$528K | -$398K | -$653K | -$682K | -$669K | -$635K | -$710K | -$710K | -$716K | -$717K | -$700K | -$700K | -$600K | -$600K | -$600K | -$600K | -$600K | -$500K | -$300K | $0 |
| Other Financing Activities | $13.33M | $6.83M | -$10.92M | $23.57M | $63.58M | $40.75M | $9.03M | $1.9M | -$1.6M | -$393K | -$280K | -$4.44M | $13.3M | $14.07M | $12.57M | -$352K | -$9.02M | -$4.54M | $6.03M | -$413K | -$5.51M | $15.3M | $5.9M | $9.9M | $3.9M | -$3M | $0 | -$12.3M | $900K | -$400K | -$2.6M |
| Net Cash from Financing | $7.12M | $2.24M | $599K | $20.57M | $62.64M | $38.28M | $3.48M | $1.44M | -$2.06M | -$3.83M | -$951K | -$5.37M | $13M | $9.55M | $11.48M | -$2.18M | -$10.27M | -$3.19M | -$12.14M | -$3.21M | $12.49M | $14.8M | $4.3M | -$500K | -$11.8M | $4.2M | -$4.8M | -$8.9M | -$8M | -$12.9M | -$55.6M |
| Forex Effect | $0 | $0 | -$311K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Net Change in Cash | $357K | $216K | $137K | $13K | -$350K | $266K | $204K | -$260K | $173K | -$19K | $287K | -$211K | $308K | $421K | $334K | -$68K | -$344K | $521K | -$138K | -$1.81M | $1.33M | $1.2M | -$200K | $400K | -$1.3M | $300K | -$400K | -$1.2M | $400K | -$7.4M | $7M |
| Supplementary Data | |||||||||||||||||||||||||||||||
| Operating Cash Flow | $4.26M | $3.93M | $6.46M | $4.66M | $4.16M | $2.97M | $4.17M | $3.43M | $2.69M | $2.72M | $2.73M | $2.25M | $3.74M | $1.23M | $3.32M | $2.28M | $6.17M | $2.2M | $414K | $1.82M | $3.4M | $2.8M | $1.8M | -$400K | $3.8M | $5.9M | -$300K | $1.6M | $2.3M | $1.1M | $4.6M |
| Capital Expenditure | -$85K | -$300K | -$1.91M | -$336K | -$907K | -$537K | -$414K | -$507K | -$1.36M | -$272K | -$217K | -$257K | -$63K | -$1.22M | -$655K | -$430K | -$626K | -$154K | -$142K | -$79K | -$914K | -$1.3M | -$1M | -$1.7M | -$500K | -$100K | -$300K | -$800K | -$100K | -$100K | -$200K |
| Free Cash Flow | $4.18M | $3.63M | $4.55M | $4.33M | $3.26M | $2.43M | $3.76M | $2.92M | $1.33M | $2.44M | $2.51M | $2M | $3.68M | $6K | $2.66M | $1.85M | $5.54M | $2.04M | $272K | $1.74M | $2.49M | $1.5M | $800K | -$2.1M | $3.3M | $5.8M | -$600K | $800K | $2.2M | $1M | $4.4M |
| Cash at Beginning | $2.41M | $2.19M | $2.05M | $1.73M | $2.08M | $1.81M | $1.61M | $1.87M | $1.7M | $1.72M | $1.43M | $1.64M | $1.33M | $3.78M | $3.45M | $3.52M | $3.86M | $3.34M | $3.48M | $5.29M | $3.96M | $2.7M | $2.9M | $2.5M | $3.6M | $1.5M | $1.9M | $3.1M | $2.7M | $10M | $3M |
| Cash at End | $2.76M | $2.41M | $2.19M | $1.74M | $1.73M | $2.08M | $1.81M | $1.61M | $1.87M | $1.7M | $1.72M | $1.43M | $1.64M | $4.21M | $3.78M | $3.45M | $3.52M | $3.86M | $3.34M | $3.48M | $5.29M | $3.9M | $2.7M | $2.9M | $2.3M | $1.8M | $1.5M | $1.9M | $3.1M | $2.6M | $10M |