First Community Bankshares, Inc. Announces Record Third Quarter 2026 Results and Quarterly Cash Dividend
First Community Bankshares reported record Q3 2026 net income of $15.42 million, or $0.81 per diluted share, up 25.74% from $12.27 million a year earlier. Adjusted net income, excluding non-recurring items including a $10.38 million Bearing Insurance divestiture gain, rose 14.23% to $14.74 million. Net interest margin expanded 3 bps to 4.46%, aided by the Hometown Bancshares acquisition and lower deposit costs, while ROA improved to 1.69% and ROE to 11.23%. Credit quality continued to improve with non-performing loans down to 0.64% of loans and net charge-offs of just 0.11% annualized.
Key figures
- Eps
- 0.81
- Revenue Yoy
- 0
- Roa
- 1.69%
- Roe
- 11.23%
- Total assets
- $3.63 billion
- Net income q3
- 15420000
- Npm yoy change
- +3 bps
- Net income q3 yoy
- 25.74%
- Net income 9m 2026
- 49960000
- Quarterly dividend
- 0.33
- Diluted eps 9m 2026
- 2.63
- Net interest margin
- 4.46%
- Book value per share
- 28.83
- Adjusted net income q3
- 14740000
- Adjusted diluted eps q3
- 0.78
- Adjusted net income q3 yoy
- 14.23%
AI analysis
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