Franklin Financial Reports Third Quarter and Year-to-Date 2026 Results; Declares Dividend
Franklin Financial (NASDAQ: FRAF) reported Q3 2026 net income of $8.5 million, up 59.4% year-over-year, with diluted EPS of $1.89 versus $1.19 in the prior-year quarter. Net interest income grew 11.0% to $20.2 million as the net interest margin expanded to 3.58% from 3.32%, helped by falling deposit costs, while ROA reached 1.43% and ROE 18.53%. The board declared a $0.34 per share quarterly dividend payable November 25, 2026.
Key figures
- Eps
- 1.89
- Revenue
- Q3 total revenue (net interest income + noninterest income) approximately $25.8 million; net interest income $20.2 million
- Nim q3
- 3.58%
- Roa q3
- 1.43%
- Roe q3
- 18.53%
- Net loans
- 1603000000
- Npl ratio
- 1.11%
- Net income q3
- 8500000
- Net income ytd
- 21800000
- Total deposits
- 1957000000
- Net income q3 yoy
- 59.4%
- Dividend per share
- $0.34
- Net income ytd yoy
- 43.5%
- Nonperforming loans
- 17800000
- Net interest income q3
- 20200000
- Tangible book value per share
- 37.48
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