Columbia Financial, Inc. Announces Q3 2026 Financial Results and Quarterly Cash Dividend
Columbia Financial reported Q3 2026 net income of $5.2 million ($0.02 per share), down from $14.9 million ($0.07) a year earlier, weighed down by merger costs and balance-sheet repositioning losses. Core net income (non-GAAP) more than quadrupled to $40.6 million, or $0.16 per share, as net interest income nearly doubled to $114.4 million and net interest margin expanded 67 bps to 2.96%.
Key figures
- Eps
- 0.02
- Core roa
- 0.97%
- Q3 core eps
- 0.16
- Total assets
- 17562493000
- Q3 net income
- 5231000
- Total deposits
- 12561523000
- Securities loss
- 40849000
- Nim yoy change bp
- 67
- Roe annualized q3
- 0.75%
- Q3 core net income
- 40614000
- Shares outstanding
- 269547660
- Net interest margin
- 2.96%
- Book value per share
- 11.74
- Bargain purchase gain
- 25689000
- Nine month net income
- 32817000
- Net interest income q3
- 114381000
- Conversion equity raise
- $1.6 billion
- Net interest income yoy
- 99.3%
- Q3 prior year net income
- 14868000
- Nonperforming loans ratio
- 0.31%
- Merger related expenses q3
- 30641000
- Nine month core net income
- 70629000
- Allowance for credit losses
- 118594000
- Tangible book value per share
- 11.04
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