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ORRSTOWN FINANCIAL SERVICES INC (ORRF) Form 8-K — Oct 21, 2026

$ORRFForm 8-KItems 2.02, 7.01, 9.01Filed Oct 21, 2026, 7:55 AM ET0001628280-26-066606Original filing

Orrstown Financial Services (NASDAQ: ORRF) reported Q3 2026 net income of $22.8 million, or $1.17 per diluted share, up from $21.2 million and $1.09 in the prior quarter. Net interest margin expanded 25 basis points to 4.12%, the efficiency ratio improved to 56.0%, and loans grew $95.3 million (9% annualized) while classified and nonaccrual loans both declined. The Board also declared a $0.30 per share cash dividend payable November 10, 2026.

Key figures

Eps
1.17
Revenue
66698000
Net Income
22815000
Total Assets
5707243000
Cash Position
125646000
Shares Outstanding
19670559
Total loans
$4.2 billion
Acl to loans
1.11%
Total deposits
$4.6 billion
Efficiency ratio
56.0%
Dividend per share
0.3
Net interest margin
4.12%
Book value per share
30.77
Return on avg assets
1.60%
Return on avg equity
14.62%
Tier1 leverage ratio
10.2%
Nonaccrual loans to total
0.54%
Loan growth qoq annualized
$95.3 million (9% annualized)
Tangible book value per share
25.96

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