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ORRSTOWN FINANCIAL SERVICES INC (ORRF)

Orrstown Financial Services, Inc. serves as the parent company for Orrstown Bank, offering a comprehensive range of commercial banking and trust solutions throughout the United States. The institution accepts various types of deposits, including checking, savings, time, demand, and money market accounts. It extends diverse credit options, encompassing commercial loans for real estate, equipment, construction, working capital, industrial endeavors, and other business purposes. For individual clients, Orrstown provides home equity loans and lines of credit, residential mortgage financing, and an array of other consumer lending products. Furthermore, the company offers specialized funding such as acquisition and development loans, municipal financing, and installment loans. Operating under the brand Orrstown Financial Advisors, the firm delivers extensive fiduciary services, taking on roles like trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor. It also facilitates retail brokerage services through a collaborative arrangement with an external broker/dealer, and provides direct investment advisory and insurance services. Established in 1919, Orrstown Financial Services, Inc. is headquartered in Shippensburg, Pennsylvania. Its operational footprint spans multiple counties in Pennsylvania (Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York) and Maryland (Anne Arundel, Baltimore, Howard, and Washington, alongside Baltimore City).

Sector: State Commercial Banks

Industry: Banks - Regional

Orrstown Financial Services, Inc. logo

Orrstown Financial Services, Inc.

NASDAQ:ORRFFinancial Services
-0.07%$44.29
AH Close$44.29+0.00%vs close
Mkt Cap$871.17M
Float19M
O/S19.67M
Inst Own59.3%
SI2.7%
Div Yield2.64%
Dilution
Historical Data
DateOpenHighLowCloseVolume
Key Metrics
Market Cap$871.17M
Enterprise Value--
P/E Ratio--
Est. Net Cash/Share--
Institutional Ownership59.34%

based on 19.67M shares outstanding

SectorFinancial Services
IndustryBanks - Regional
ExchangeNASDAQ
CountryUSUS
IPO DateMay 13, 1999
Shares Outstanding19.67M
Float19.00M
Company Overview

Orrstown Financial Services, Inc. serves as the parent company for Orrstown Bank, offering a comprehensive range of commercial banking and trust solutions throughout the United States. The institution accepts various types of deposits, including checking, savings, time, demand, and money market accounts.

It extends diverse credit options, encompassing commercial loans for real estate, equipment, construction, working capital, industrial endeavors, and other business purposes. For individual clients, Orrstown provides home equity loans and lines of credit, residential mortgage financing, and an array of other consumer lending products. Furthermore, the company offers specialized funding such as acquisition and development loans, municipal financing, and installment loans. Operating under the brand Orrstown Financial Advisors, the firm delivers extensive fiduciary services, taking on roles like trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor.

It also facilitates retail brokerage services through a collaborative arrangement with an external broker/dealer, and provides direct investment advisory and insurance services. Established in 1919, Orrstown Financial Services, Inc. is headquartered in Shippensburg, Pennsylvania.

Its operational footprint spans multiple counties in Pennsylvania (Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York) and Maryland (Anne Arundel, Baltimore, Howard, and Washington, alongside Baltimore City).

Leadership

Adam L. Metz

President, Chief Executive Officer & Director

Amy L. Doll

Executive Vice President & Chief Administrative Officer

Christopher D. Holt

Executive Vice President & Market President for the Maryland Region

Neelesh Kalani

Executive Vice President, Chief Financial Officer & Head of Investor Relations

Employees

607

Country

US

Sector

Financial Services

Website

orrstown.com

Analyst Coverage
Analyst Coverage
ConsensusHold
Price Target
No price targets available
Ratings Distribution
BUY
2
HOLD
5
SELL
0
TOTAL7
Insider Trading
InsiderTypeShares
Rice Michael John profile photoRice Michael JohnSale2.5K
ZULLINGER JOEL R profile photoZULLINGER JOEL RWithholding/Transfer120
DOLL AMY profile photoDOLL AMYSale3.0K
DOLL AMY profile photoDOLL AMYOption Exercise3.1K
DOLL AMY profile photoDOLL AMYOption Exercise574
DOLL AMY profile photoDOLL AMYOption Exercise1.5K
Shareholders
59.3%
Institutional
(164)
1.3%
Insiderⓘ
(32)
0.0%
5%+ Owners
(0)
39.3%
Unattributed (incl. retail)ⓘ
Institutional59.3%
Insider1.3%
Unattributed (incl. retail)39.3%
Sources: 13F, Form 4, 13D/13GO/S: 19.7M · as of 4 Aug 2026 · SEC cover page
Insiders & Institutional Holders
52-Week Range
$31.87$44.53
$44.29(98th percentile)
Volume
Average Daily Volume89.93K
146.35K today vs 89.93K avg(+63%)

30d Avg

89.93K

60d Avg

94.87K

90d Avg

96.25K

Earnings
Dividend History
TTM Yield
2.64%
Paid quarterly
Annual (LTM)
$1.17
Latest
$0.3000
Nov 3, 26
5Y Growth
+10.20%
per year
Compliance Status
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