Atlanticus Holdings Corp (ATLC) Atlanticus Holdings Corporation, operating under the ticker ATLC, is a financial services enterprise providing a spectrum of credit and related financial solutions to consumers throughout the United States. The company's operations are structured into two principal divisions: Credit as a Service and Auto Finance. The Credit as a Service segment is dedicated to the origination and facilitation of various consumer loan products. This includes both private label credit cards, often associated with specific retailers or healthcare providers, and general purpose credit cards. These cards are issued by lenders and disseminated through multiple avenues, such as retail and healthcare partnerships, targeted direct mail campaigns, digital marketing initiatives, and collaborations with external organizations. This segment empowers customers to finance acquisitions of diverse goods and services, ranging from consumer electronics and furniture to elective medical procedures, general healthcare, educational offerings, and home renovation projects. Beyond loan origination, it also offers comprehensive loan servicing, encompassing risk management and outsourced customer support for third parties, while concurrently engaging in research and development, and making strategic investments in nascent consumer finance technology platforms. The Auto Finance segment is focused on the purchase and servicing of loans collateralized by automobiles. These activities are performed for or on behalf of a carefully selected network of independent automotive dealerships and specialized finance companies, particularly those operating within the "buy-here, pay-here" and used car markets. This segment also extends its financial offerings to include inventory financing, commonly known as floor plan financing, and various installment lending products. Furthermore, Atlanticus Holdings Corporation strategically invests in and actively manages portfolios comprised of credit card receivables. The company was founded in 1996 and is headquartered in Atlanta, Georgia.
Sector: Personal Credit Institutions
Industry: Financial - Credit Services
Atlanticus Holdings Corporation NASDAQ:ATLC Financial Services · Financial - Credit Services
Pre Pre-market $93.05 Close $91.23 AH $91.30 Now $93.05
Close $91.23 -5.41% AH $91.30 +1.92% since
Press Release ● Major ⚠ 3
Atlanticus Reports Third Quarter 2026 Financial Results
Atlanticus reported record Q3 2026 results with total operating revenue and other income of $775.9 million, up 60.1% year-over-year, and diluted EPS of $4.87 versus $1.21 a year ago.
Results included one-time items: a $27.5 million gain on the sale of the MERCURY word mark, a $20.1 million pre-tax gain on the divested Auto Finance business (sold for $71.2 million), and $205.3 million of revenue contribution from the Mercury acquisition. Adjusted EPS was $3.00 with a 30.1% adjusted return on average equity.
Managed receivables grew 8.0% to $7.1 billion and purchase volume rose 48.5% to $1.77 billion, but interest expense climbed 57.3% to $118 million on higher debt balances and borrowing costs, and the company expects quarterly interest expense to keep rising through 2026.
• 3d ago AI analysis › Press Release
Atlanticus to Participate in KBW Fintech Ecosystem Conference
Atlanticus announced that CEO Jeff Howard and CFO Bill McCamey will participate in the KBW Fintech Ecosystem Conference in New York on November 10-12, 2026.
Howard will join a fireside chat titled 'Beyond the Credit Score: Expanding Access without Buying Losses' on November 12 at 12:25pm.
The company cited over 23 million customers and more than $55 billion in consumer loans serviced; no new financial or operational information was disclosed.
• 5d ago AI analysis › Press Release
Atlanticus to Host Third Quarter 2026 Earnings Call and Webcast on November 5, 2026, at 5:00 p.m. ET
Atlanticus Holdings (NASDAQ: ATLC) will host a conference call and live webcast to discuss third quarter 2026 results on Thursday, November 5, 2026, at 5:00 p.m. ET.
The webcast, earnings press release, and investor presentation will be available via the company's investor relations website, with an archive accessible for 45 days.
This is a scheduling notice only; no results or guidance are contained in the release.
• 10d ago AI analysis › Press Release ● Major ⚠ 2
Atlanticus Completes Sale of CAR Auto Finance Operations
Atlanticus has completed the sale of its CAR Auto Finance operations to an unaffiliated third party, exiting auto lending entirely — CAR comprised 100% of the company's Auto Finance segment, which will no longer exist after the transaction.
Total consideration was approximately $71.2 million, consisting of $56.2 million in cash and a $15.0 million seller note, with roughly 154 CAR team members transitioning to the unnamed buyer.
CEO Jeff Howard said the transaction strengthens the balance sheet and allows Atlanticus to concentrate capital and management resources on the consumer credit products with the greatest long-term value creation opportunities.
The company expects to use the cash proceeds to reduce debt and invest in higher-growth product lines.
• 1mo ago AI analysis › Press Release
Atlanticus to Participate in U.S. Bancorp | BTIG Consumer Finance Conference 2026
Atlanticus Holdings (NASDAQ: ATLC) said President and CEO Jeff Howard and CFO Bill McCamey will participate in the U.S. Bancorp | BTIG Consumer Finance Conference 2026 in Boston on September 17, 2026.
Conference information will be made available in the Events and Presentations section of the company's investor relations website.
The release contains no new financial results or guidance; Atlanticus' boilerplate profile cites more than 30 years of experience, over 23 million customers serviced, and more than $53 billion in consumer loans.
This is a routine investor-relations calendar item with no direct read on the company's outlook.
• 1mo ago AI analysis › Press Release
Atlanticus to Participate in B. Riley Securities Consumer & TMT Conference
Atlanticus Holdings Corporation announced that CEO Jeff Howard and CFO Bill McCamey will participate in the B. Riley Securities Consumer & TMT Conference in New York on September 10, 2026.
The Company provides financial technology services to bank, retail, healthcare, and automotive partners, servicing over 23 million customers and more than $53 billion in consumer loans.
Further details are available in the Events and Presentations section of the Company's Investor Relations website.
• 2mo ago AI analysis › Press Release
Atlanticus Announces Approval of Quarterly Preferred Stock Dividend
Atlanticus Holdings’ Board of Directors approved a quarterly dividend of $0.476563 per share for holders of its Series B Cumulative Perpetual Preferred Stock.
The cash dividend is scheduled to be paid on or about September 15, 2026, to shareholders of record at the close of business on September 1, 2026.
• 2mo ago AI analysis › Press Release ● Major ⚠ 4
Atlanticus Reports Second Quarter 2026 Financial Results
Atlanticus reported record Q2 2026 net income of $47.4 million, or $2.50 per diluted share, an increase of 67.2% year-over-year.
Total operating revenue surged 89.0% to a record $744.3 million, while managed receivables grew 126.2% to $6.9 billion, driven by the Mercury acquisition and organic growth.
The company achieved a 28.1% return on average equity and served over 6.3 million total accounts, though management noted rising interest expenses and temporary declines in the Mercury portfolio.
• 3mo ago AI analysis › Press Release
Atlanticus to Host Second Quarter 2026 Earnings Call and Webcast on August 6, 2026, at 5:00 p.m. ET
Atlanticus Holdings announced it will host a conference call and live webcast on August 6, 2026, at 5:00 p.m. ET to discuss its second quarter 2026 financial results.
The live webcast and a subsequent 45-day archive will be available on the company's investor relations website.
• 3mo ago AI analysis › Press Release
Atlanticus Announces Approval of Quarterly Preferred Stock Dividend
Atlanticus Holdings declared a quarterly cash dividend of $0.476563 per share for its Series B Cumulative Perpetual Preferred Stock.
The dividend is payable on or about June 15, 2026, to shareholders of record as of June 1, 2026.
This is a routine maintenance payment for the preferred equity tranche, with no indication of changes to the common stock dividend policy or capital structure.
• 5mo ago AI analysis › Press Release ● Major ⚠ 2
Atlanticus Reports First Quarter 2026 Financial Results
Atlanticus reported strong Q1 2026 results with total operating revenue soaring 97% year-over-year to $679.5 million, driven by the Mercury acquisition and organic growth.
Net income attributable to common shareholders increased 49.8% to $41.9 million, or $2.23 per diluted share, supported by a robust return on equity of 26.8%.
Managed receivables grew 148.5% to $6.7 billion, while management noted the integration of Mercury is well ahead of plan with better-than-modeled credit performance.
• 6mo ago AI analysis › Press Release
Atlanticus to Host First Quarter 2026 Earnings Call and Webcast on May 7, 2026 at 5:00 p.m. ET
Atlanticus Holdings will host its first quarter 2026 earnings conference call on May 7, 2026, at 5:00 p.m. ET.
The live webcast will be accessible on the company's Investor Relations website, with an archived version available for 45 days following the event.
Atlanticus provides financial technology solutions that enable bank, retail, and healthcare partners to offer inclusive financial services to consumers.
• 6mo ago AI analysis › 
