GREENE COUNTY BANCORP INC (GCBC) Greene County Bancorp, Inc. serves as the parent organization for The Bank of Greene County, delivering a diverse range of financial solutions throughout the United States. Its array of deposit products encompasses savings accounts, interest-bearing NOW accounts, money market accounts, certificates of deposit, non-interest-bearing checking accounts, and individual retirement plans. The institution's lending activities include a comprehensive portfolio featuring residential, construction and land, and multi-family mortgage loans, alongside commercial real estate mortgages. Consumer credit options are also available, such as financing for new and used automobiles, personal loans, home equity loans, and various other installment loans including passbook-secured loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdraft facilities. Additionally, the company provides commercial loans. As of June 30, 2021, it maintained a network of 17 full-service banking branches. The company, founded in 1889, is headquartered in Catskill, New York, and operates as a subsidiary of Greene County Bancorp, MHC.
Sector: Savings Institutions, Not Federally Chartered
Industry: Banks - Regional
Greene County Bancorp, Inc. NASDAQ:GCBC Financial Services · Banks - Regional
Mkt Cap $606.28M
Div Yield 1.15%
AH Close $35.61 +0.00% vs close
AH Close $35.61 +0.00% vs close
Mkt Cap $606.28M
Div Yield 1.15%
All Press Release SEC Filings News
Press Release ● Major
Greene County Bancorp, Inc. Reports Record High Net Income of $12.5 Million for the Quarter Ended September 30, 2026, an Increase of 41% when Compared to the Quarter Ended September 30, 2025
Greene County Bancorp reported record Q1 FY2027 net income of $12.5 million, or $0.73 per share, up 40.9% from $8.9 million ($0.52) a year earlier.
Net interest income rose $4.4 million to $21.9 million as net interest margin expanded 45 basis points to 2.93%, driven by higher asset yields and lower deposit costs. Total assets, loans, and deposits all hit record highs.
Credit quality improved, with a $432,000 provision benefit, nonperforming loans down to 0.18% of net loans, and classified commercial loans down $9.2 million.
The company also rebranded its bank subsidiary to Bank of Greene and shareholders will vote November 7 on renaming the holding company to Greene Bancorp, Inc.; the GCBC ticker is not expected to change.
• 3d ago AI analysis › Press Release
Greene County Bancorp, Inc. Announces Cash Dividend
Greene County Bancorp declared a quarterly cash dividend of $0.11 per share, an annualized rate of $0.44 that is unchanged from the prior quarter.
The dividend is payable November 27, 2026 to shareholders of record as of November 13, 2026, and the mutual holding company (which owns 54.1% of shares) is waiving its receipt with Federal Reserve nonobjection.
This is a routine, unchanged dividend declaration with no change in capital policy.
• 4d ago AI analysis › News
Analyzing Greene County Bancorp (NASDAQ:GCBC) and Triumph Financial (NYSE:TFIN)
defenseworld.net • 6d ago SEC Filing ⚠ 3
GCBC: DEF 14A · proxy statement
Greene County Bancorp (Nasdaq: GCBC) filed its DEF 14A for the November 7, 2026 annual meeting. Shareholders will vote on two director nominees (Cannucciari and Hogan), ratification of Bonadio & Co, LLP, a say-on-pay advisory vote, and a charter amendment to rename the company 'Greene Bancorp, Inc.' with the GCBC ticker unchanged.
The mutual holding company Greene County Bancorp, MHC owns 54.1% of the 17,025,485 shares outstanding, effectively assuring approval of all proposals. CEO Donald Gibson's FY2026 total compensation was $2,138,850, and the company reported FY2026 net income of $41.0 million, up from $31.1 million in FY2025.
The company terminated its frozen defined benefit pension plan effective September 30, 2025, settling obligations through annuity purchases; Gibson's pension obligation was fully settled by June 30, 2026.
SEC DEF 14A • 0mo ago SEC Filing
GCBC: 8-K · debt financing
On September 15, 2026, Greene County Bancorp redeemed $10.0 million in aggregate principal amount of its outstanding 3.00% Fixed-to-Floating Rate Subordinated Notes due September 15, 2031, paying 100% of principal plus accrued and unpaid interest.
The company funded the redemption entirely with cash on hand, and $20.0 million of the notes remains outstanding following the transaction.
The partial paydown modestly reduces leverage and future interest expense at the cost of some regulatory capital; the disclosure was made under Item 8.01 as routine balance-sheet management.
SEC 8-K • 1mo ago SEC Filing ⚠ 3
GCBC: PRE 14A · proxy statement
Greene County Bancorp, Inc. filed its preliminary proxy statement for the annual meeting on November 7, 2026, where shareholders will vote on four proposals: electing two directors, ratifying Bonadio & Co, LLP as auditor for fiscal 2027, an advisory say-on-pay vote, and a charter amendment to rename the company to Greene Bancorp, Inc.
The name change is the headline item and is purely a rebranding. The filing states it has no impact on the Company's operations, assets, liabilities, or shareholder rights, and the common stock will continue to trade unchanged on the Nasdaq ticker symbol GCBC.
Approval is effectively assured because Greene County Bancorp, MHC, the mutual holding company, holds 9,218,528 of the 17,025,485 shares outstanding, or 54.1%, and management anticipates the MHC will vote all of its shares in favor of every proposal.
The proxy also discloses FY2026 CEO total compensation of $2,138,850 for Donald E. Gibson and net income of $41.0 million, up from $31.1 million in FY2025, under a CEO credited with growing the Bank from roughly $300 million to over $3.1 billion in assets.
SEC PRE 14A • 1mo ago SEC Filing ● Major ⚠ 7
GCBC: 10-K · periodic report
Greene County Bancorp (Nasdaq: GCBC) reported net income of $41.0 million, or $2.41 per diluted share, for fiscal 2026 ended June 30, 2026, up 31.7% from $31.1 million, or $1.83, the prior year.
The earnings surge was driven by net interest income rising $17.8 million to $77.9 million as net interest margin expanded 46 basis points to 2.65% on asset repricing and disciplined deposit pricing. Total assets grew 4.7% to $3.2 billion, net loans rose 7.7% to $1.7 billion, deposits climbed 2.8% to $2.7 billion, and return on average equity reached 15.91% with book value per share up to $16.32.
Shareholders' equity grew to $277.8 million and the board adopted a 400,000-share buyback in April 2026, though only 1,343 shares were repurchased during the year. The company crossed the $3.0 billion asset threshold that now subjects it to Federal Reserve consolidated capital requirements, and both bank subsidiaries remain well-capitalized.
SEC 10-K • 1mo ago AI analysis › Press Release
Greene County Bancorp, Inc. Reports Record Fiscal Year 2026 Earnings, Achieves Highest Quarterly Net Income in Company History, and Earns National Top-Performing Bank Recognition
Greene County Bancorp reported record fiscal 2026 net income of $41.0 million, or $2.41 per share, an increase of 31.7% compared to the prior year.
The company achieved all-time highs in total assets ($3.2 billion) and net loans ($1.7 billion), while its return on average equity climbed to 15.91%.
Management attributed the success to a relationship-based banking model and strategic balance sheet management, noting recognition as a top-performing bank by Bank Director Magazine.
• 3mo ago AI analysis › News
Greene County Bancorp: A Solid Option Amid Rising Rates And AI Bubble Risk
seekingalpha.com • 3mo ago Press Release
Greene County Bancorp, Inc. Announces Cash Dividend Increase
Greene County Bancorp declared a quarterly cash dividend of $0.11 per share, representing a 10.0% increase to an annualized rate of $0.44.
The dividend is payable on August 31, 2026, to shareholders of record as of August 14, 2026.
The majority owner, Greene County Bancorp, MHC, is waiving its receipt of the dividend, having received nonobjection from the Federal Reserve Bank of Philadelphia.
• 3mo ago AI analysis › SEC Filing ⚠ 2
GCBC: 8-K · other
Greene County Bancorp, Inc. disclosed an investor presentation used in meetings during the second quarter of 2026 to discuss strategy and performance. The company reported total assets of $3.2 billion and net income of $10.5 million for the most recent quarter ended March 31, 2026.
The presentation highlights the board's approval of a quarterly dividend of $0.10 per share, reflecting an annualized rate of $0.40. This represents an 11.1% increase from the prior annual rate of $0.36, which was announced in July 2025.
Management emphasized the bank's strong capital ratios and asset quality, with a tangible common equity to tangible assets ratio of 8.41% and nonperforming assets at 0.10% of total assets. The company has achieved record net income in 16 of the last 17 fiscal years.
SEC 8-K • 4mo ago Press Release
Greene County Bancorp, Inc. Announces Cash Dividend
Greene County Bancorp declared a quarterly cash dividend of $0.10 per share, maintaining the annualized rate of $0.40.
The dividend is payable on May 29, 2026 to shareholders of record as of May 15, 2026.
Majority shareholder Greene County Bancorp MHC, which owns 54.1% of outstanding shares, will waive its receipt of the dividend with Federal Reserve nonobjection.
• 6mo ago AI analysis › Recent SEC filings with analysis 
