ORRSTOWN FINANCIAL SERVICES INC (ORRF) Orrstown Financial Services, Inc. serves as the parent company for Orrstown Bank, offering a comprehensive range of commercial banking and trust solutions throughout the United States. The institution accepts various types of deposits, including checking, savings, time, demand, and money market accounts. It extends diverse credit options, encompassing commercial loans for real estate, equipment, construction, working capital, industrial endeavors, and other business purposes. For individual clients, Orrstown provides home equity loans and lines of credit, residential mortgage financing, and an array of other consumer lending products. Furthermore, the company offers specialized funding such as acquisition and development loans, municipal financing, and installment loans. Operating under the brand Orrstown Financial Advisors, the firm delivers extensive fiduciary services, taking on roles like trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor. It also facilitates retail brokerage services through a collaborative arrangement with an external broker/dealer, and provides direct investment advisory and insurance services. Established in 1919, Orrstown Financial Services, Inc. is headquartered in Shippensburg, Pennsylvania. Its operational footprint spans multiple counties in Pennsylvania (Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York) and Maryland (Anne Arundel, Baltimore, Howard, and Washington, alongside Baltimore City).
Sector: State Commercial Banks
Industry: Banks - Regional
Orrstown Financial Services, Inc. NASDAQ:ORRF Financial Services · Banks - Regional
Mkt Cap $871.17M
Div Yield 2.64%
AH Close $44.29 +0.00% vs close
AH Close $44.29 +0.00% vs close
Mkt Cap $871.17M
Div Yield 2.64%
All Press Release SEC Filings News
Press Release ● Major ⚠ 3
Orrstown Financial Services, Inc. Reports Third Quarter 2026 Results
Orrstown Financial reported Q3 2026 net income of $22.8 million, or $1.17 per diluted share, up from $1.09 in Q2 2026 and $1.13 a year earlier.
Net interest margin expanded 25 basis points sequentially to 4.12%, while the efficiency ratio improved to 56.0% from 60.1%. Loans grew $95.3 million (9% annualized) and credit quality improved, with nonaccrual loans falling to 0.54% of total loans.
Deposits dipped 3% annualized, with funding partly supplemented by higher FHLB borrowings of $417.3 million. The board declared a $0.30 per share dividend payable November 10, 2026.
• 5d ago AI analysis › Press Release
Orrstown Financial Services, Inc. Announces Date of Third Quarter 2026 Earnings Release, Conference Call and Webcast
Orrstown Financial Services will report third quarter 2026 earnings after market close on Tuesday, October 20, 2026.
Management will host a conference call and webcast to review results on Wednesday, October 21, 2026, at 9:00 am ET, with a recorded playback available through October 28.
The company, with $5.7 billion in assets, operates Orrstown Bank across south-central Pennsylvania and Maryland.
• 18d ago AI analysis › Press Release
Orrstown Bank Launches Redesigned Website to Enhance Client Experience and Strengthen Community Connections
Orrstown Bank, the Nasdaq-listed subsidiary of Orrstown Financial Services (ORRF), launched a redesigned public website at Orrstown.com aimed at improving client experience.
The redesign adds simplified navigation, improved search, better mobile access, and streamlined access to personal, business, and wealth management solutions; the online banking platform and login credentials are unchanged.
With $5.6 billion in assets, the bank serves counties across Pennsylvania and Maryland. The announcement is a routine marketing update with no material financial impact.
• 27d ago AI analysis › SEC Filing ⚠ 3
ORRF: 10-Q · periodic report
Orrstown Financial Services reported Q2 2026 net income of $21.2 million, or $1.09 diluted EPS, up from $19.4 million, or $1.01, a year earlier. First-half 2026 net income rose to $43.0 million from $37.5 million in the prior-year period.
The balance sheet continued to grow, with total assets of $5.61 billion, loans of $4.11 billion, and deposits of $4.62 billion at June 30, 2026. Shareholders' equity increased to $621.7 million from $591.5 million at year-end 2025.
Credit quality improved, with nonaccrual loans falling to $23.8 million from $28.0 million at December 31, 2025 and only a $338 thousand quarterly provision for credit losses. The allowance for credit losses stood at $46.6 million.
The company redeemed $31.0 million of 4.50% fixed-to-floating subordinated notes due 2030 on June 30, 2026, lifted its quarterly dividend to $0.30 per share from $0.26, and benefited from $1.6 million of federal income tax credits during the quarter.
SEC 10-Q • 2mo ago AI analysis › Press Release
Orrstown Financial Services, Inc. Reports Second Quarter 2026 Results
Orrstown Financial Services reported Q2 2026 net income of $21.2 million, or $1.09 per diluted share, an increase from $1.01 per share in the prior year.
Credit quality improved during the quarter with nonaccrual loans decreasing to 0.58% of total loans and tangible book value per share rising to $26.71.
The Board of Directors declared a cash dividend of $0.30 per share, and management highlighted record wealth management revenue alongside a solid core net interest margin.
• 3mo ago AI analysis › Press Release
Adam L. Metz Named President and Chief Executive Officer at Orrstown Bank
Adam L. Metz has been named President and CEO of Orrstown Financial Services and Orrstown Bank, effective June 2, 2026.
Metz succeeds Thomas R. Quinn, Jr., who retired after 17 years of leadership. Metz previously served as Senior Executive Vice President and Chief Operating Officer.
The Board also appointed Metz as a director. Orrstown reported $5.6 billion in assets in its corporate profile.
• 4mo ago AI analysis › SEC Filing ⚠ 2
ORRF: 8-K · debt financing
Orrstown Financial Services announced it will redeem its $31 million outstanding 4.5% Fixed-to-Floating Rate Subordinated Notes due 2030 on June 30, 2026. The redemption price is 100% of the principal amount plus accrued interest, and the notes were assumed from Codorus Valley Bancorp in a 2024 merger.
The filing also disclosed a cybersecurity incident involving a third-party vendor that gained unauthorized access to sensitive personal information of certain customers. Orrstown stated that its own information systems were not compromised and does not expect the incident to have a material impact on its operations or financial condition.
SEC 8-K • 4mo ago News
A Look at Orrstown Financial Services Inc (ORRF) After 5.0% Decline -- GF Value $29.63 vs Price $35.87
gurufocus.com • 6mo ago News
Orrstown Financial Services, Inc. (ORRF) Q1 2026 Earnings Call Transcript
seekingalpha.com • 6mo ago News
Orrstown Financial Services (ORRF) Surpasses Q1 Earnings and Revenue Estimates
zacks.com • 6mo ago Press Release
Orrstown Financial Services, Inc. Reports First Quarter 2026 Results
Orrstown Financial Services reported Q1 2026 net income of $21.8 million, or $1.12 per diluted share, up sequentially from $1.11 in the prior quarter.
The company achieved growth in loans and deposits, while noninterest income rose to $15.6 million and noninterest expenses decreased by $0.7 million.
The board declared a $0.30 per share dividend payable in May, and tangible book value per share increased to $25.76.
• 6mo ago AI analysis › News
Head-To-Head Analysis: Orrstown Financial Services (NASDAQ:ORRF) and First United (NASDAQ:FUNC)
defenseworld.net • 6mo ago News
Brokerages Set Orrstown Financial Services Inc (NASDAQ:ORRF) Price Target at $39.67
defenseworld.net • 6mo ago Recent SEC filings with analysis 
