Lemonade, Inc.

Lemonade Renters Insurance Expands to Alabama

Lemonade expanded its renters insurance into Alabama, with coverage starting at $5 per month and rates positioned roughly 30% below the national average. The company touts app-based quoting, policy management, and claims, with over 50% of claims handled instantly. This is an incremental geographic expansion of an existing product line — positive for growth but not financially material on its own.

•14d ago

Lemonade adds support for Tesla FSD V14 Lite, expanding its Autonomous Car insurance to Teslas running HW3

Lemonade expanded its Autonomous Car insurance to support Teslas with HW3 hardware running Tesla's new FSD (Supervised) v14 Lite. Drivers in Arizona, Colorado, and Tennessee can now save 30% on miles driven with FSD engaged, while HW4 vehicles with FSD v14.2+ continue to save 50%. The product uses Tesla's Fleet API to distinguish FSD-engaged from human-driven miles, giving Lemonade a differentiated usage-based insurance angle in autonomous driving.

•26d ago

Lemonade Expands Renters Insurance to Hawaii

Lemonade announced the availability of its renters insurance in Hawaii, expanding coverage to renters statewide with quotes, policy management, and claims handled through its app. Coverage starts at $5 per month, which the company says is roughly 30% below the national average, and about 40% of claims are handled instantly. Lemonade serves more than 3 million active customers across Renters, Home, Pet, Car, and Life; the Hawaii rollout is a modest incremental growth step rather than a major financial catalyst.

•28d ago

Lemonade Continues U.S. Expansion With Launch of Pet Insurance in Kentucky

Lemonade launched its Pet Insurance product in Kentucky, extending availability to 44 states plus Washington, D.C. The product covers accident and illness with customizable deductibles, reimbursement rates, and limits, plus preventative care add-ons; bundling and multi-pet discounts apply. This is another incremental step in the company's plan to offer its full product suite nationwide, though no revenue or subscriber figures were disclosed for the expansion.

•1mo ago

Lemonade Expands Renters Insurance to Kentucky

Lemonade has made its renters insurance available in Kentucky, with coverage starting at $5 per month. The rollout brings the company's app-based quoting, policy management, and claims experience to renters across the state. About 40% of Lemonade claims are handled instantly, and the company says its renters rates run roughly 30% below the national average, with extra savings available through bundling, home safety devices, or annual billing. The Kentucky launch is part of Lemonade's ongoing U.S. footprint expansion; the insurer now serves more than 3 million active customers across renters, home, pet, car, and life products.

•1mo ago

Lemonade Brings Car Insurance and Autonomous Car to Missouri

Lemonade launched Lemonade Car in Missouri and simultaneously rolled out Lemonade Autonomous Car, giving Missouri Tesla drivers 50% off every mile driven with Full Self-Driving (Supervised) from day one. President and co-founder Shai Wininger called the simultaneous two-product launch a first for the company, saying Lemonade's intelligent pricing models can translate Tesla's FSD safety data into precise customer savings. Missouri drivers can get a quote in seconds via the Lemonade app or lemonade.com/car, with additional savings available when bundled with Lemonade Renters, Pet, or Home insurance.

•2mo ago

Lemonade Expands Renters Insurance to Kansas

Lemonade expanded its renters insurance availability to Kansas, offering policies starting at $5 per month. The company noted its rates are approximately 30% lower than the national average and that 40% of claims are handled instantly via its app. Lemonade currently serves over 3 million customers across the US, UK, and Europe.

•2mo ago

Lemonade Continues U.S. Expansion With Launch of Car Insurance in Florida

Lemonade announced the launch of Lemonade Car in Florida, entering one of the largest and fastest-growing personal auto markets in the country. With this expansion, Lemonade Car is now available in states representing nearly 50% of the U.S. car insurance market, targeting digital-native drivers in major metros like Miami and Tampa. Floridians can bundle the new auto coverage with existing renters, homeowners, or pet insurance policies for additional savings.

•2mo ago

Lemonade Expands Renters Insurance to Nebraska

Lemonade has expanded its renters insurance offering to Nebraska, providing residents with access to app-based coverage and claims management. Policies start at $5 per month, which is approximately 30% lower than the national average, and over 50% of claims are handled instantly by the platform. The company now serves more than 3 million active customers globally and has donated over $10M to nonprofits through its Giveback program.

•3mo ago

Lemonade Expands Renters Insurance to Maine

Lemonade expanded its renters insurance availability to Maine, offering policies starting at $5 per month through its digital platform. The company emphasizes that its rates are approximately 30% lower than the national average and that roughly 40% of claims are handled instantly. Lemonade currently serves more than 3 million active customers across the US, UK, and Europe.

•3mo ago

Lemonade Renews Reinsurance Program, Improving Costs, Coverage, and Capital Efficiency

Lemonade renewed its 12-month reinsurance program effective July 1, 2026, lowering its quota share cession from approximately 20% to approximately 18% of premium. The renewed program expands catastrophe and tail protection while allowing Lemonade to retain a larger share of gross profit from its growing business. Ancillary changes include letting Property Per Risk coverage expire while expanding the European catastrophe excess of loss program, and one new reinsurer is joining the primary quota share panel.

•4mo ago

Lemonade Expands Renters Insurance to Mississippi

Lemonade announced the expansion of its renters insurance into Mississippi, offering coverage starting at $5 per month. The company highlights that its rates are approximately 30% lower than the national average and that about 40% of claims are handled instantly. Lemonade currently serves over 3 million active customers and has donated more than $10 million to nonprofits through its Giveback program.

•4mo ago

Lemonade Brings Autonomous Car Insurance to Colorado

Lemonade launched its Autonomous Car insurance product in Colorado, offering Tesla owners a 50% discount on miles driven using Full Self-Driving (Supervised) technology. The product utilizes intelligent pricing models to reflect the safety data of Tesla's FSD system, aiming to reduce the overall cost of ownership. This expands Lemonade's existing car insurance offerings, which remain available in ten states including Colorado.

•4mo ago

Lemonade Brings Autonomous Car Insurance to Indiana

Lemonade has launched its Autonomous Car insurance product in Indiana, extending its first-of-its-kind coverage to Tesla drivers in the state. The product offers Tesla owners a 50% discount on insurance premiums for every mile driven using Tesla's Full Self-Driving (Supervised) technology. This expansion reinforces Lemonade's strategic integration with Tesla's ecosystem, leveraging data from FSD usage to price risk more accurately and pass savings to customers.

•5mo ago

Top Renters Insurance Provider Lemonade Announces Launch of Renters Insurance in New Hampshire

Lemonade, a leading tech-first insurance company, has launched its renters insurance product in New Hampshire. The new policy is designed to be 30% more affordable than typical renters insurance, starting at $5 per month. New Hampshire residents can now get quotes, purchase policies, and manage claims through the Lemonade app, with approximately 40% of claims handled instantly. This expansion continues Lemonade's growth in the U.S., reaching the majority of the population and further solidifying its market presence.

•5mo ago

Leading Renters Insurance Provider Lemonade Expands Renters Insurance to West Virginia

Lemonade has launched its renters insurance product in West Virginia, extending its digital coverage footprint to the state. Policies start at $5 per month, and the company touts that its offerings are 30% more affordable than typical market rates with 40% of claims handled instantly. This expansion supports Lemonade's goal of reaching the majority of the U.S. population as it serves over 3 million active customers globally.

•5mo ago