Regional Management Corp. (RM) Regional Management Corp. (RMC) functions as a broad-based financial services provider, concentrating on offering consumer installment loans. Its primary focus is on serving individuals across the United States who face challenges in securing credit through conventional channels such as banks, savings institutions, and credit card companies. RMC's product portfolio includes a range of personal installment loans, varying in size, along with retail financing options designed to help customers acquire items like furniture and appliances. In addition to its lending activities, the company furnishes a variety of insurance products, which include credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment coverage, as well as collateral protection and reinsurance services. The company leverages multiple avenues to originate its loans, including its network of physical branches, centrally managed direct marketing campaigns, collaborations with digital partners, retail alliances, and its dedicated consumer-facing website. As of February 24, 2022, RMC operated a substantial branch network comprising approximately 350 locations situated across 14 states. Founded in 1987, Regional Management Corp. maintains its corporate headquarters in Greer, South Carolina.
Sector: Personal Credit Institutions
Industry: Financial - Credit Services
Regional Management Corp. NYSE:RM Financial Services · Financial - Credit Services
Mkt Cap $302.05M
Div Yield 3.67%
AH Close $32.74 +0.00% vs close
AH Close $32.74 +0.00% vs close
Mkt Cap $302.05M
Div Yield 3.67%
All Press Release SEC Filings News
Press Release
Regional Management Corp. to Report Third Quarter 2026 Results on Wednesday, October 28, 2026
Regional Management Corp. (NYSE: RM) will report third quarter 2026 results after market close on Wednesday, October 28, 2026.
A conference call to discuss results is scheduled for 5:00 PM ET that day, with a live webcast on the company's website and replay available for one year.
The announcement contains no financial figures or operational news beyond scheduling logistics.
• 24d ago AI analysis › SEC Filing ⚠ 4
RM: 8-K · other
Regional Management Corp. filed an 8-K under Item 7.01 furnishing its investor presentation dated September 17, 2026, for use in meetings with bankers and investors.
The deck highlights 6.7% YoY revenue growth on a $202MM increase in average net receivables and 9.6% portfolio growth to $2.1B in total receivables across 357 branches in 20 states, including entry into Florida as its 20th state in May 2026.
Growth drivers include the Column N.A. bank partnership, which has originated $65MM+ since its 1Q26 launch and now represents 28% of run-rate originations, while the operating expense ratio improved 80 bps YoY to 12.4%.
Credit trends were mixed, with the 2Q26 delinquency rate of 7.0% improving 20 bps sequentially but rising 40 bps YoY and the net credit loss rate up 30 bps YoY, while funding remains solid with 80% fixed-rate debt at a 4.8% weighted-average coupon and $128MM of available liquidity.
SEC 8-K • 1mo ago SEC Filing ⚠ 3
RM: 10-Q · periodic report
Regional Management Corp. reported net income of $19.6 million for the six months ended June 30, 2026, an increase from $17.1 million in the prior year period, driven by a 8.0% rise in total revenue to $335.3 million.
For the second quarter, net income decreased 19.6% year-over-year to $8.2 million, primarily due to a 13.9% increase in the provision for credit losses to $69.0 million as the allowance for credit losses grew with the portfolio.
Total net finance receivables grew 9.6% year-over-year to $2.15 billion, supported by a 17.4% increase in large loans, though the delinquency rate ticked up to 7.0% from 6.6% a year ago.
The company repurchased 136,325 shares during the quarter at an average price of $36.68, leaving approximately $20.0 million remaining under its $60 million repurchase authorization.
SEC 10-Q • 2mo ago AI analysis › News
Regional Management Q2 Earnings Call Highlights
marketbeat.com • 2mo ago News
Regional Management Corp. (RM) Q2 2026 Earnings Call Transcript
seekingalpha.com • 2mo ago Press Release ⚠ 4
Regional Management Corp. Announces Second Quarter 2026 Results
Regional Management reported Q2 revenue of $168 million, up 6.7% year-over-year, while improving its operating expense ratio by 80 basis points to 12.4%.
Despite the revenue growth, quarterly net income fell 19.6% to $8.2 million with EPS of $0.85, as tighter underwriting and a competitive environment weighed on origination volumes and increased the net credit loss rate to 12.2%.
Year-to-date performance remained strong with net income and EPS up 14% and 17% respectively, and the company declared a $0.30 per share dividend while advancing its bank partnership and digital lending capabilities.
• 2mo ago AI analysis › Press Release
Regional Management Corp. to Report Second Quarter 2026 Results on Wednesday, July 29, 2026
Regional Management Corp. announced that it will report its second quarter 2026 financial results after the market closes on Wednesday, July 29, 2026.
The company will host a conference call to discuss the results at 5:00 PM ET on the same day, accessible via webcast or dial-in.
A replay of the call will be available on the company's website for one year following the event.
• 3mo ago AI analysis › News
Regional Management Seems Skilled At Navigating The K-Shaped Economy (Rating Upgrade)
seekingalpha.com • 4mo ago News
Regional Management Corp. (RM) Q1 2026 Earnings Call Transcript
seekingalpha.com • 5mo ago Press Release ● Major
Regional Management Corp. Announces First Quarter 2026 Results
Regional Management Corp. reported record first quarter revenue of $167.3 million, up 9.4% year-over-year, driven by portfolio growth and improved operating efficiency.
Diluted EPS surged 69% YoY to $1.18, supported by an all-time best operating expense ratio of 12.2%.
The Board declared a $0.30 dividend for Q2 and the company repurchased approximately 208,000 shares during the quarter.
• 5mo ago AI analysis › News
Regional Management (NYSE:RM) CAO Steven Barnette Sells 1,600 Shares of Stock
defenseworld.net • 6mo ago News
Insider Selling: Regional Management (NYSE:RM) Major Shareholder Sells $493,582.96 in Stock
defenseworld.net • 6mo ago News
Regional Management (NYSE:RM) Major Shareholder Sells $669,932.12 in Stock
defenseworld.net • 6mo ago News
Regional Management (NYSE:RM) EVP Sells $570,512.02 in Stock
defenseworld.net • 6mo ago News
Regional Management (NYSE:RM) Share Price Crosses Above 200-Day Moving Average – Here’s Why
defenseworld.net • 6mo ago