Regional Management Corp. (RM) Regional Management Corp. (RMC) functions as a broad-based financial services provider, concentrating on offering consumer installment loans. Its primary focus is on serving individuals across the United States who face challenges in securing credit through conventional channels such as banks, savings institutions, and credit card companies. RMC's product portfolio includes a range of personal installment loans, varying in size, along with retail financing options designed to help customers acquire items like furniture and appliances. In addition to its lending activities, the company furnishes a variety of insurance products, which include credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment coverage, as well as collateral protection and reinsurance services. The company leverages multiple avenues to originate its loans, including its network of physical branches, centrally managed direct marketing campaigns, collaborations with digital partners, retail alliances, and its dedicated consumer-facing website. As of February 24, 2022, RMC operated a substantial branch network comprising approximately 350 locations situated across 14 states. Founded in 1987, Regional Management Corp. maintains its corporate headquarters in Greer, South Carolina.
Sector: Personal Credit Institutions
Industry: Financial - Credit Services
Regional Management Corp. NYSE:RM Financial Services · Financial - Credit Services
Mkt Cap $327.66M
Div Yield 3.31%
Earnings Feb 10 · in 3mo
Prev close $36.25 Open $36.92 Now $36.62 VOL 3K $ Vol $121K RVOL 0.03x
Mkt Cap $327.66M
VOL 3K sh
$ Vol $121K
RVOL 0.03×
Earnings Feb 10 · in 3mo
Div Yield 3.31%
Press Release ● Major ⚠ 4
Regional Management Corp. Announces Third Quarter 2026 Results
Regional Management reported Q3 2026 net income of $15.1 million and diluted EPS of $1.61, up 5.3% and 13.4% YoY, on record total revenue of $178.8 million, up 8.0% year-over-year.
Credit quality remains the pressure point: the net credit loss rate rose 70bps YoY to 10.9% (though down 130bps sequentially), 30+ delinquencies rose to 7.5%, and the provision climbed 9.4% to $66.2 million, concentrated in 2025-vintage loans via the digital affiliate channel. Management said it has tightened underwriting, is rolling out a new origination scorecard, and is adding Liz Canini as Chief Credit Risk Officer in early November.
The Column N.A. bank partnership continues to scale — now extended to North Carolina, Louisiana, and Missouri with $160M+ originated since March — and management expects it to drive strong bottom-line growth in 2027.
The board declared a $0.30 Q4 dividend payable December 16, and the company repurchased 265,645 shares at an average of $37.64 during the quarter.
• 11d ago AI analysis › Press Release
Regional Management Corp. Appoints Elizabeth Canini as Chief Credit Risk Officer
Regional Management Corp. appointed Elizabeth Canini as Chief Credit Risk Officer, effective November 2, 2026.
Canini brings 25+ years of consumer-lending credit risk experience, most recently as Managing Director and Senior Credit Officer for Citi's Retail Bank, with prior senior roles at PNC and HSBC.
CEO Lakhbir Lamba also thanked Manish Parmar for six years of contributions, confirming an executive transition at the credit risk function. For a subprime installment lender, the credit-risk seat is operationally important, but this is a routine governance update.
• 11d ago AI analysis › Press Release
Regional Management Corp. to Report Third Quarter 2026 Results on Wednesday, October 28, 2026
Regional Management Corp. (NYSE: RM) will report third quarter 2026 results after market close on Wednesday, October 28, 2026.
A conference call to discuss results is scheduled for 5:00 PM ET that day, with a live webcast on the company's website and replay available for one year.
The announcement contains no financial figures or operational news beyond scheduling logistics.
• 1mo ago AI analysis › Press Release ⚠ 4
Regional Management Corp. Announces Second Quarter 2026 Results
Regional Management reported Q2 revenue of $168 million, up 6.7% year-over-year, while improving its operating expense ratio by 80 basis points to 12.4%.
Despite the revenue growth, quarterly net income fell 19.6% to $8.2 million with EPS of $0.85, as tighter underwriting and a competitive environment weighed on origination volumes and increased the net credit loss rate to 12.2%.
Year-to-date performance remained strong with net income and EPS up 14% and 17% respectively, and the company declared a $0.30 per share dividend while advancing its bank partnership and digital lending capabilities.
• 3mo ago AI analysis › Press Release
Regional Management Corp. to Report Second Quarter 2026 Results on Wednesday, July 29, 2026
Regional Management Corp. announced that it will report its second quarter 2026 financial results after the market closes on Wednesday, July 29, 2026.
The company will host a conference call to discuss the results at 5:00 PM ET on the same day, accessible via webcast or dial-in.
A replay of the call will be available on the company's website for one year following the event.
• 4mo ago AI analysis › Press Release ● Major
Regional Management Corp. Announces First Quarter 2026 Results
Regional Management Corp. reported record first quarter revenue of $167.3 million, up 9.4% year-over-year, driven by portfolio growth and improved operating efficiency.
Diluted EPS surged 69% YoY to $1.18, supported by an all-time best operating expense ratio of 12.2%.
The Board declared a $0.30 dividend for Q2 and the company repurchased approximately 208,000 shares during the quarter.
• 6mo ago AI analysis › 
