Synchrony Financial (SYF-PB) Synchrony Financial, along with its subsidiary companies, functions as a leading provider of financial services to consumers across the United States. The firm specializes in delivering a variety of credit instruments, including personal credit cards, commercial credit solutions, and consumer installment loans. Its product portfolio is extensive, featuring private label credit cards, co-branded and general-purpose credit cards, and both short- and long-term installment financing options. Beyond credit, Synchrony also offers a comprehensive suite of consumer banking and deposit products. These deposit services include certificates of deposit (CDs), individual retirement accounts (IRAs), money market accounts, savings accounts, and specialized sweep and affinity deposits. The company further facilitates deposit acceptance through external securities brokerage firms. Synchrony extends additional services such as debt cancellation products to its credit cardholders, accessible via online platforms, mobile apps, and direct mail. It is also a significant player in providing payment and financing solutions within the healthcare industry, operating under its prominent CareCredit and Walgreens brands. Furthermore, the company delivers payment and financing services to diverse sectors like apparel, specialty retail, outdoor recreation, music, and luxury goods, partnering with well-known entities such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company's credit products are distributed through structured programs developed in collaboration with a broad network of national and regional retailers, local businesses, manufacturers, buying groups, industry associations, and healthcare service providers. Its deposit products are made available via both digital and traditional print channels. Synchrony's services cater to numerous industries, including digital commerce, health and wellness, retail, home goods, automotive, telecommunications, jewelry, and pet care. The organization was established in 1932 and maintains its corporate headquarters in Stamford, Connecticut.
Sector: Finance Services
Industry: Financial - Credit Services
Press Release
Synchrony to Participate in the KBW Fintech Ecosystem Conference and the TD Cowen 2026 Financials & Fintech Conference
Synchrony CFO Brian J. Wenzel will participate in fireside chats at the KBW Fintech Ecosystem Conference on November 10, 2026 and the TD Cowen 2026 Financials & Fintech Conference on November 17, 2026.
Live webcasts and replays will be available on the company's investor relations website.
This is a routine investor-outreach notice with no new financial disclosures.
• 5d ago AI analysis › Press Release
CareCredit and Clarus Make Checkout Simpler for Veterinary Practices with Real-Time Eligibility Insights for Insurance and Financing Options
Synchrony's CareCredit announced the official launch of a strategic partnership with Clarus Technology to give veterinary practices real-time pet insurance and financing visibility inside the Clarus Portal at checkout.
The integration pairs CareCredit card financing with insurance coverage insights, aiming to reduce payment friction and increase treatment acceptance for pet owners.
The deal complements CareCredit's existing pet insurer partnerships and extends its pet health reimbursement solution, now available to 1.7 million insured policyholders nationwide.
• 11d ago AI analysis › Press Release
CareCredit Introduces CareCredit Pay Later, Offering Consumers Another Way to Plan and Pay for Health and Wellness Care
Synchrony's CareCredit launched CareCredit Pay Later, an enhanced, rebranded single-use installment loan with fixed APR and monthly payments for health and wellness expenses.
The product is live at nearly 20,000 provider locations across dental, cosmetic, vision, and audiology, with planned expansion across CareCredit's 290,000-location network.
It complements the CareCredit credit card via a single credit application, underwritten by Synchrony's proprietary PRISM platform, aiming to improve treatment conversion for providers.
• 18d ago AI analysis › Press Release
Synchrony Reports Third Quarter 2026 Results
Synchrony Financial announced its third quarter 2026 results via an earnings-availability notice, with the full news release and presentation posted to its investor relations website.
CEO Brian Doubles and CFO Brian Wenzel Sr. hosted a conference call at 8:00 a.m. Eastern Time to review the results and business outlook; no financial figures are included in this release.
The Board declared an unchanged quarterly common dividend of $0.34 per share, payable November 16, 2026 to holders of record November 5, along with dividends on its Series A, B, and C preferred stock.
• 19d ago AI analysis › Press Release
Weave and CareCredit Go Live with Integration That Places Patient Financing Inside the Front-Office Workflow
Synchrony's CareCredit patient financing is now live inside Weave's front-office platform, giving healthcare practice staff real-time visibility into a patient's CareCredit status and available credit within the workflow.
The integration lets practices initiate CareCredit payments in-office or via text-to-pay and lets patients apply for credit directly within Weave, aimed at moving cost conversations earlier in the patient journey.
For Synchrony, this is a distribution win embedding CareCredit across Weave's 40,000+ customer locations, though the release is partner-authored and includes no financial terms or guidance.
• 27d ago AI analysis › Press Release
CareCredit Partners with Vetspire to Modernize Veterinary Payments with AI-Enabled Practice Solutions
Synchrony's CareCredit announced a strategic partnership with Vetspire, embedding its financing directly into the AI-enabled veterinary practice management platform at the point of care.
Vetspire is used by more than 1,000 veterinary hospitals and clinics nationwide, roughly 85% of which are already CareCredit-enrolled providers, so the near-term incremental reach is the remaining 15% plus future clinics.
The integration streamlines checkout by replacing external financing terminals, part of CareCredit's push to modernize the pet-care payments experience through software integration.
• 1mo ago AI analysis › Press Release
Synchrony and Oxford Economics Find Trust Will Define the Future of AI Shopping
Synchrony and Oxford Economics released the 2026 AI in Commerce study, a survey of 2,000 U.S. consumers on attitudes toward agentic AI shopping.
Key findings: 82% rank data security as most important, 67% would use AI more with fraud protection, and 46% would not use AI for purchases of $5,000 or more.
Synchrony says it is building capabilities so its financing, rewards and offers remain recognizable when AI agents shop for customers, and is working with industry groups on interoperable standards. The release is thought leadership with no direct financial impact.
• 1mo ago AI analysis › Press Release
Synchrony to Announce Third Quarter 2026 Financial Results on October 20, 2026
Synchrony (NYSE: SYF) plans to report its third quarter 2026 financial results on Tuesday, October 20, 2026.
The earnings release and presentation materials are scheduled to be posted to the company's investor relations website at approximately 6:00 a.m. ET, with a conference call to discuss results at 8:00 a.m. ET that day; a live audio webcast and replay will be available on the same site.
The release contains no financial data, guidance, or corporate developments — it is a routine calendar announcement issued by the issuer ahead of the quarterly report.
• 1mo ago AI analysis › Press Release
Intelibly® Partners with Synchrony to Streamline Dental Financing Through CareCredit®
Intelibly, a private dental-technology platform, announced a strategic partnership with Synchrony to integrate the CareCredit health and wellness credit card directly into Intelibly's patient booking workflow.
Patients will receive an invitation to apply for CareCredit when they request or schedule an appointment, addressing the gap that more than 80% of U.S. dentists already accept the card but many patients are unaware financing is available.
For Synchrony, the deal is an incremental distribution channel intended to lift treatment acceptance, accelerate provider payment cycles, and support CareCredit receivables growth; no financial terms of the partnership were disclosed.
• 1mo ago AI analysis › Press Release
Synchrony to Participate in the Barclays Global Financial Services Conference
Synchrony CFO Brian J. Wenzel will participate in a fireside chat at the Barclays Global Financial Services Conference on Monday, September 14, 2026 at 9:00 a.m. Eastern Time.
A live webcast and replay will be available on Synchrony's investor relations website at investors.synchrony.com.
This is a routine conference-participation notice with no financial results, guidance, or strategic updates for the company.
• 2mo ago AI analysis › Press Release
Synchrony Announces Enterprise Collaboration with OpenAI to Power the Next Era of Agentic Commerce
Synchrony entered an enterprise collaboration with OpenAI to integrate financing, rewards, and loyalty into AI-native shopping experiences, deploying models like GPT-5.6 Sol, Terra, and Luna across its operations.
The company launched a ChatGPT plugin that enables consumers to discover savings and promotional financing offers from the Synchrony Marketplace directly within the conversational interface.
Internally, Synchrony is accelerating AI adoption by deploying OpenAI tools via ChatGPT Work, Codex, and AWS Bedrock to enhance productivity and decision-making across the enterprise.
• 2mo ago AI analysis › Press Release
Synchrony Elevates AI Strategy Hiring Nimrod Barak as Chief AI Officer to Accelerate Innovation
Synchrony appointed Nimrod Barak as Chief AI Officer, effective June 30, 2026, to lead the company's enterprise AI strategy and governance.
Barak joins from Citi where he served as Managing Director and Head of the AI Center of Excellence, bringing over 20 years of experience in technology and innovation.
The company reported strong internal adoption of AI tools, noting that nearly 100% of its professional workforce utilizes platforms like Synchrony GPT.
• 2mo ago AI analysis › Press Release
New CareCredit Research Finds Americans Want to Stay Active and Age Well, but Many Overlook Chiropractic Care
Synchrony's CareCredit unit released the results of its national ChiroIQ survey, revealing that while 92% of Americans value preventive care, only 44% consider chiropractic part of a long-term wellness lifestyle.
The survey highlights a significant opportunity for financing solutions, as 56% of consumers identify flexible payment options as a key factor in seeking care, a sentiment that increases to 67% among existing patients.
Consumer perception improves markedly with experience, with positive views of chiropractic rising to 96% after treatment compared to 73% beforehand, indicating high satisfaction once the care barrier is overcome.
• 2mo ago AI analysis › Press Release
Synchrony's CareCredit Expands Access to Financing for Health & Wellness Providers with New Stripe Partnership
Synchrony announced a new integration with Stripe that will allow health and wellness providers to offer CareCredit financing directly within their existing online checkout platforms.
The partnership simplifies the onboarding process for merchants by eliminating the need for additional integrations, while expanding purchasing access for more than 12 million CareCredit cardholders.
Initial capabilities include standard card transactions and six-month promotional financing options, designed to reduce operational complexity for providers.
• 3mo ago AI analysis › Press Release
Summer Is On! Flexible Payments Help Consumers Keep It That Way
Synchrony released findings from its 'In Sync with Consumers' survey, indicating that flexible payment options are enabling summer spending, with 62% of consumers citing their importance.
The study found that half of consumers have applied or plan to apply for financing to support leisure purchases, focusing on categories like gas, dining, and clothing.
While 75% of consumers have summer plans, the data suggests a value-conscious approach, with many actively seeking deals and adjusting travel itineraries to manage budgets.
• 3mo ago AI analysis › Press Release
Synchrony Reports Second Quarter 2026 Results
Synchrony announced its second quarter 2026 financial results, referring investors to the company's Investor Relations website for the full earnings release and presentation.
The Board of Directors declared a quarterly cash dividend of $0.34 per share of common stock, payable on August 17, 2026 to holders of record on August 5, 2026.
Dividends were also declared on the company's Series A, Series B, and Series C Preferred Stock, with payments scheduled for the same date in August.
• 3mo ago AI analysis › Press Release
Synchrony launches its largest global Experience Center alongside a reimagined Innovation Station in Hyderabad, India
Synchrony opened its largest global Experience Center and a reimagined Innovation Station at its Hyderabad campus in India.
The nearly 6,000-square-foot immersive facility is the company's third such center globally, designed to showcase technology and capabilities across its business platforms.
The investment reinforces India's role as a strategic hub for the company's technology, AI, and enterprise operations, supporting a workforce of over 6,000 colleagues.
• 3mo ago AI analysis › Press Release
Synchrony Launches Free Skilled-Trades Degree Pathway for Employees
Synchrony announced a new employee benefit program offering debt-free associate degrees in skilled trades like HVAC and electrical, covering up to $24,000 in annual tuition.
The initiative, launched at the company's Women in the Trades forum, aims to address the labor shortage in technical fields and support Synchrony's home-improvement partners.
The Synchrony Foundation has donated nearly $1 million to trade programs since 2021, including a $150,000 grant to Women in HVACR for scholarships.
• 4mo ago AI analysis › Press Release
Synchrony Announces Executive Leadership Changes to Advance Digital Growth, Customer Experience and AI Momentum
Synchrony announced executive leadership changes, appointing Carol Juel as CEO of its Digital platform to succeed the retiring Bart Schaller.
Florin Arghirescu was promoted to Chief Technology Officer to lead AI strategy, while DJ Casto was named Chief People and Operations Officer.
CEO Brian Doubles stated the moves are designed to scale innovation and accelerate AI adoption to drive the company's next phase of growth.
• 4mo ago AI analysis › Press Release
Synchrony India Recognized Among India's Best Workplace™ 2026 by Great Place To Work®
Synchrony India was recognized among India's Best Workplaces™ 2026 by Great Place To Work® India, specifically achieving a ranking of 3.
The award is based on employee feedback and an independent assessment of workplace culture, highlighting the trust and relationships within the team.
The India unit serves as a strategic global capability center supporting functions like technology, analytics, and risk for the broader organization.
• 4mo ago AI analysis › Press Release
Synchrony to Announce Second Quarter 2026 Financial Results on July 21, 2026
Synchrony plans to release its second quarter 2026 financial results on Tuesday, July 21, 2026.
The earnings release and presentation materials are scheduled for posting to the company's investor relations website at approximately 6:00 a.m. Eastern Time.
A conference call to discuss the results is set for 8:00 a.m. Eastern Time on the same day.
• 4mo ago AI analysis › Press Release
Synchrony's CareCredit Makes It Easy to Pay for Your Pet's Training, Boarding, Daycare and Grooming with Pet Resort Hospitality Group Partnership
Synchrony announced a partnership with Pet Resort Hospitality Group (PRHG) to accept CareCredit at 40 PRHG locations across 12 states.
The agreement allows pet owners to use CareCredit for boarding, grooming, daycare, and training services, expanding the card's utility beyond veterinary care.
PRHG served 71,000 pets in 2025, and the partnership includes support for PRHG's Pet Resort University education program.
• 4mo ago AI analysis › Press Release
Synchrony Named No. 1 Best Workplace in New York by Fortune and Great Place To Work
Synchrony was named the No. 1 Best Workplace in New York by Fortune and Great Place To Work, adding to its earlier designation as the No. 1 Best Company to Work For in the U.S.
The recognition highlights the company's high-trust culture, flexible hybrid work model, and investment in AI fluency and employee development.
Synchrony also noted its operational scale in New York, serving 3.5 million credit accounts across 19,000 locations, and its $4.5 million investment in local charitable organizations.
• 4mo ago AI analysis › Press Release
CareCredit Now Available at LiveLoveSpa.com Checkout, Marking First eCommerce Partnership in the Cosmetic Space
Synchrony announced a partnership with LiveLoveSpa.com, making it the first eCommerce partner in the cosmetic space to offer CareCredit as a seamless checkout option via Shopify.
The integration allows consumers to apply for and use CareCredit financing at the point of sale, targeting the 41% of U.S. beauty purchases now happening online.
Synchrony expects this partnership to extend financing access to over 100,000 LiveLoveSpa customers, adding to its existing network of 500,000 partner locations and 70.7 million active accounts.
• 5mo ago AI analysis › Press Release
Synchrony to Participate in the Morgan Stanley US Financials Conference
Synchrony CFO Brian J. Wenzel will participate in a fireside chat at the Morgan Stanley US Financials Conference.
The session is scheduled for Tuesday, June 9, 2026, at 7:30 a.m. Eastern Time.
A live webcast and replay will be available on the Synchrony Investor Relations website.
• 5mo ago AI analysis › Press Release
DICK'S Sporting Goods and Synchrony Level Up the DICK'S Credit Card, Offering Members 10% Back in ScoreCard Rewards on Qualifying Purchases
DICK'S Sporting Goods and Synchrony relaunched the DICK'S Credit Card program, now offering 10% back in ScoreCard Rewards on qualifying purchases at DICK'S locations.
The program includes a $30 bonus reward for new cardholders and grants automatic Gold status in the ScoreCard loyalty program upon the first purchase.
CFO Navdeep Gupta noted that the enhanced rewards and continued partnership with Synchrony aim to improve the shopping experience for members.
• 6mo ago AI analysis › Press Release
Synchrony Expands Partnership with Lowe's as New Issuer of Co-Brand Credit Card for Home Improvement Professionals
American Express is expanding its partnership with Lowe's and Synchrony by serving as the payment network for the new MyLowe's Pro Rewards American Express® Card.
Synchrony will act as the issuer for the co-brand card, which allows professional customers to earn rewards on purchases at Lowe's and anywhere American Express is accepted.
The card complements the existing store-only credit card and is available starting today for Pro customers.
• 6mo ago AI analysis › Press Release
From Saving Today to Investing Tomorrow Most Consumers Want Financial Literacy Taught in Schools
Synchrony released findings from its 'In Sync with Consumers' survey revealing that while nearly 70% of consumers believe financial literacy should be taught in schools, only 39% reported learning personal finance topics there.
The data highlights a persistent confidence gap, showing that 69% of consumers feel confident managing budgets but only 46% feel confident investing.
In response, the company is accelerating charitable giving to expand classroom financial education and providing free credit education resources.
• 6mo ago AI analysis › Press Release
Chico's FAS Unveils First-Ever Credit Card Program and Reimagined Loyalty Experience Across Chico's, Soma, and White House Black Market in partnership with Synchrony and Mastercard
Synchrony partnered with Chico's FAS to launch co-branded Mastercard and private label credit card programs for its three brands: Chico's, White House Black Market, and Soma.
The new programs feature reimagined loyalty tiers and utilize Synchrony's PRISM underwriting platform, offering cardholders 7.5% back on brand purchases and 15% off their first purchase.
This deal expands Synchrony's presence in the specialty retail sector by adding the KnitWell Group portfolio, which serves over 21 million customers across more than 1,000 stores.
• 6mo ago AI analysis › Press Release
Synchrony Reports First Quarter 2026 Results
prnewswire.com • 6mo ago 
