UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.
Sector: Fire, Marine & Casualty Insurance
Industry: Insurance - Property & Casualty
Universal Insurance Holdings, Inc. NYSE:UVE Financial Services · Insurance - Property & Casualty
Mkt Cap $1.29B
Div Yield 1.65%
Prev close $47.42 Close $46.75 0.00% AH close $46.75
Mkt Cap $1.29B
Div Yield 1.65%
Press Release
Universal Declares Regular & Special Cash Dividends
Universal Insurance Holdings' board declared a regular quarterly cash dividend of 16 cents per share plus a special cash dividend of 13 cents per share, totaling 29 cents per share.
Both dividends are payable December 11, 2026, to shareholders of record as of December 4, 2026.
With this announcement, total dividends declared in 2026 reach 77 cents per share.
• 3d ago AI analysis › Press Release
Universal Announces Additional $20 Million Share Repurchase Authorization
Universal Insurance Holdings' board authorized an additional $20 million of share repurchases under its existing buyback program.
Repurchases will be made from time to time in open-market transactions at prevailing prices, in compliance with Rule 10b-18 and the company's insider trading policy.
The add-on authorization signals continued capital-return intent but is modest in scale relative to the company's market capitalization.
• 10d ago AI analysis › Press Release ● Major ⚠ 3
Universal Reports Third Quarter 2026 Results
Universal Insurance Holdings reported Q3 2026 diluted EPS of $1.80, up 30.4% from $1.38 a year ago, with adjusted EPS of $1.93, up 41.9%.
Revenue rose 9.6% to $439.3 million and direct premiums written grew 2.7% to $608.9 million, as 18.5% growth in other states offset a 3.3% decline in Florida. The net combined ratio improved 5.4 points to 91.0%, helped by a new reinsurance program that cut the ceded premium ratio to 27.6%.
Book value per share climbed 32.4% YoY to $23.37, and the company repurchased ~174 thousand shares for $7.4 million in the quarter. Management noted claims from Hurricane Isaias, which struck after quarter end, have been less significant than initially anticipated.
• 17d ago AI analysis › Press Release
Universal Announces Third Quarter 2026 Earnings Dates
Universal Insurance Holdings will issue its Q3 2026 results press release after market close on Thursday, October 22, 2026.
A conference call to discuss the results is scheduled for Friday, October 23, 2026, at 10:00 a.m. ET, with a live webcast and online replay available via the company's investor site.
This is a scheduling notice only and contains no financial results or guidance.
• 1mo ago AI analysis › Press Release ● Major
Universal Reports Second Quarter 2026 Results
Universal Insurance Holdings reported strong Q2 2026 results with diluted GAAP EPS of $2.04, up from $1.21 in the prior year quarter.
The company achieved an annualized return on common equity of 38.8% and improved its net loss ratio by 7.5 points year-over-year to 64.8%, driven by favorable claims trends.
Direct premiums written increased 4.1% to $621.3 million, and the company repurchased approximately 122,000 shares for $4.5 million while declaring a quarterly dividend of 16 cents per share.
• 3mo ago AI analysis › Press Release
Universal Announces Second Quarter 2026 Earnings Dates
Universal Insurance Holdings announced that it will release its second quarter 2026 financial results after the market closes on Thursday, July 23, 2026.
The company plans to host a conference call to discuss these results on Friday, July 24, 2026, at 10:00 a.m. ET, accessible via webcast and teleconference.
Universal is a holding company that provides property and casualty insurance and services, focusing on personal residential homeowners lines.
• 3mo ago AI analysis › Press Release
Universal Declares Regular Cash Dividend
Universal Insurance Holdings' Board of Directors declared a quarterly cash dividend of 16 cents per share on common stock.
The dividend is payable on August 7, 2026 to shareholders of record as of the close of business on July 31, 2026.
Universal is a holding company that provides property and casualty insurance and value-added insurance services, focusing on personal residential homeowners lines.
• 4mo ago AI analysis › Press Release
Universal's Insurance Subsidiaries Complete 2026-2027 Reinsurance Program
Universal Insurance Holdings completed its 2026-2027 reinsurance program for subsidiaries UPCIC and APPCIC, effective June 1, 2026.
The company raised its combined reinsurance tower limit for a single All States event to $2.623 billion, an increase of approximately $50 million over the prior year, while keeping first-event retention unchanged at $45 million.
Universal added $352 million in multi-year catastrophe capacity extending through 2027-2028, citing efficient pricing and a moderating market following a benign 2025 hurricane season and Florida property insurance reforms.
• 5mo ago AI analysis › Press Release ● Critical
KBRA Assigns Issuer Rating to Universal Insurance Holdings and Preliminary Rating to Senior Unsecured Note Offering
businesswire.com • 6mo ago Press Release ● Critical
Universal Reports First Quarter 2026 Results
Universal Insurance Holdings reported Q1 2026 GAAP EPS of $1.88, up 30.6% year-over-year, while adjusted EPS reached $2.00 on a 38.9% increase. Book value per share soared 39.9% to $20.95, driven by strong underwriting results and net investment income.
The combined ratio improved by 5.3 points to 89.7%, reflecting a lower net loss ratio of 63.9% despite a slight increase in the expense ratio. Direct premiums written grew 8.5% to $506.5 million, fueled by growth in Florida and other states.
Capital deployment included the repurchase of approximately 210,000 shares for $7.1 million and the declaration of a quarterly dividend of $0.16 per share.
• 6mo ago AI analysis › 
