UWM Holdings Corporation

UWM Holdings Corporation Announces Third Quarter 2026 Results

UWM Holdings reported 3Q26 total revenue of $811.1 million, net income of $212.6 million, and adjusted EBITDA of $178.3 million, with diluted EPS of $0.09 versus a loss of $0.01 a year ago. Loan origination volume fell to $33.4 billion, down roughly 20% from $41.7 billion in 3Q25, and total gain margin compressed to 124 bps from 130 bps, reflecting a tougher rate environment. MSRs grew to $269.8 billion in unpaid principal balance, and the company ended the quarter with about $1.35 billion of available liquidity after issuing $1.5 billion of redeemable preferred stock during the quarter. Management highlighted AI-driven initiatives including an enhanced ChatUWM platform, a mobile app, and a ChatGPT Mortgage Matchup plugin, alongside first-lender adoption of VantageScore 4.0.

•8h ago

UWM Holdings Announces Preliminary Third Quarter 2026 Results and Updated Financial Disclosure

UWM Holdings pre-announced preliminary Q3 2026 results: $33.4B of origination volume, revenue of $800-825M, and net income of $205-220M with Adjusted EBITDA of $170-190M. The release was issued ahead of the measurement period for its previously announced $400M rights offering so investors have updated financials before pricing; the company also plans to sell $70-80B of MSRs in Q4 for over $1.8B to pay down non-funding debt. Full-year 2026 revenue guidance of $3.35-3.50B was disclosed as lower than expected earlier in the year due to weaker industry-wide origination volumes -- a soft spot against otherwise solid Q3 profitability.

•12d ago