Embassy Bancorp, Inc. (EMYB)
Embassy Bancorp, Inc. serves as the holding company for Embassy Bank for the Lehigh Valley, offering a comprehensive suite of banking and financial services to individuals, businesses, and government entities across Pennsylvania. The institution provides a range of deposit options, including savings, money market, individual retirement accounts, NOW accounts, as well as demand, time, and certificate of deposits. Its lending portfolio is diverse, featuring secured loans at both fixed and variable rates, commercial financing, and consumer credit products such as residential mortgages, home equity loans and lines of credit, vehicle loans, and unsecured personal loans. The bank also manages mortgage escrow services and offers commercial mortgage and construction financing. Beyond core banking, Embassy Bancorp delivers numerous additional services, including certified checks, wire transfers, merchant payment processing, direct deposit and ACH services (including origination), fraud detection, cash and escrow management, safe deposit boxes, remote deposit capture, mobile and online banking with bill payment, night depository, banking by mail, savings bond redemption, person-to-person payments, and positive pay systems. It further provides gift cards, commercial credit cards, and ATM/debit cards. Established in 2001, the company is headquartered in Bethlehem, Pennsylvania, and operates branch offices within Lehigh and Northampton Counties, specifically located in South Whitehall, Lower Macungie, Bethlehem City, Salisbury, Lower Saucon, Lower Nazareth, Nazareth Borough, and Macungie Borough.
Sector: State Commercial Banks
Industry: Banks - Regional
Embassy Bancorp, Inc.
OTC:EMYBFinancial Services · Banks - Regional
+1.38%$21.29
Mkt Cap$157.67M
Float5.42M
O/S7.41M
Inst Own6.1%
SI<0.1%
Div Yield2.58%
Dilution
Delisting Issues Timeline
Financials Summary
Revenue$74.72M
Net Income$13.7M
Total Assets$1.8B
Free Cash Flow$12.2M
Debt & Equity
Debt 10%
Equity 90%
Total Debt$14.4M
Total Equity$127.58M
Shares Outstanding
Short Interest
Split History
No splits on record
Nothing in EMYB's public trading history: no forward or reverse split has affected the share count.
Balance Sheet Details
Assets$1.8B
Liabilities$1.67B
Accounts Receivable$1.28B
Accounts Payable$7.2M
Inventory$0
PP&E (Net)$2.88M
Goodwill$0
Intangible Assets$0
Income Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 |
| Revenue | $74.72M | $67.91M | $59.57M | $52.51M | $49.6M | $46.52M | $44.76M | $40.05M | $35.31M | $31.68M | $29.31M | $26.92M | $25.75M | $26.11M | $24.5M | $25.71M | $23.8M | $21.32M |
| YoY Growth | 10.0% | 14.0% | 13.4% | 5.9% | 6.6% | 3.9% | 11.8% | 13.4% | 11.4% | 8.1% | 8.9% | 4.5% | -1.4% | 6.6% | -4.7% | 8.0% | 11.6% | - |
| Cost of Revenue | $29.15M | $28.35M | $17.94M | $5M | $4.93M | $8.93M | $9.93M | $7.22M | $5.39M | $4.67M | $3.67M | $3.25M | $3.93M | $5.29M | $5.73M | $7.26M | $9.93M | $11.49M |
| Gross Profit | $45.57M | $39.56M | $41.63M | $47.52M | $44.68M | $37.59M | $34.83M | $32.83M | $29.92M | $27.01M | $25.64M | $23.67M | $21.82M | $20.82M | $18.77M | $18.45M | $13.87M | $9.84M |
| Gross Margin | 61.0% | 58.2% | 69.9% | 90.5% | 90.1% | 80.8% | 77.8% | 82.0% | 84.7% | 85.3% | 87.5% | 87.9% | 84.7% | 79.7% | 76.6% | 71.7% | 58.3% | 46.1% |
| Research and Development | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Selling, General, and Administrative | $1.94M | $15.97M | $15.52M | $14.68M | $13.69M | $12.58M | $14.71M | $14.11M | $12.65M | $11.55M | $10.31M | $10.01M | $9.38M | $8.38M | $7.74M | $7.66M | $4.89M | $4.36M |
| Other | $27.04M | $11.08M | $10.66M | $10.84M | $10.13M | $9.28M | $6.74M | $6.36M | $5.43M | $5.47M | $4.97M | $4.78M | $4.77M | $4.48M | $3.8M | $4.19M | $5.04M | $3.63M |
| Total Operating Expenses | $28.98M | $27.05M | $26.18M | $25.52M | $23.82M | $21.86M | $21.45M | $20.47M | $18.08M | $17.02M | $15.28M | $14.79M | $14.15M | $12.86M | $11.54M | $11.85M | $9.94M | $7.99M |
| Operating Income (EBIT) | $16.6M | $12.51M | $15.46M | $21.99M | $20.85M | $15.73M | $13.37M | $12.36M | $11.83M | $10M | $10.36M | $8.88M | $7.66M | $7.97M | $7.23M | $6.6M | $3.94M | $1.84M |
| Operating Margin | 22.2% | 18.4% | 25.9% | 41.9% | 42.0% | 33.8% | 29.9% | 30.9% | 33.5% | 31.6% | 35.3% | 33.0% | 29.8% | 30.5% | 29.5% | 25.7% | 16.5% | 8.6% |
| Interest Expense | $29.04M | $28.79M | $18.12M | $4.1M | $4.01M | $6.41M | $9.33M | $6.14M | $4.3M | $3.9M | $3.13M | $3M | $2.94M | $4.11M | $4.99M | $5.95M | $9.23M | $11.06M |
| Interest Income | $71.46M | $64.97M | $57.16M | $50.38M | $47.51M | $44.33M | $42.86M | $38.69M | $34.08M | $30.32M | $28.25M | $26.05M | $24.66M | $24.5M | $23.72M | $23.89M | $22.75M | $20.66M |
| Other Income (Expense) | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Income Before Tax (EBT) | $16.6M | $12.51M | $15.46M | $21.99M | $20.85M | $15.73M | $13.37M | $12.36M | $11.83M | $10M | $10.36M | $8.88M | $7.66M | $7.97M | $7.23M | $6.6M | $3.94M | $1.84M |
| Income Tax Expense | $2.9M | $2.07M | $2.8M | $4.29M | $4.07M | $2.92M | $2.49M | $2.28M | $4.53M | $2.85M | $2.95M | $2.48M | $2.14M | $2.23M | $2.08M | $1.93M | $1.2M | $658K |
| Net Income | $13.7M | $10.44M | $12.66M | $17.7M | $16.79M | $12.81M | $10.88M | $10.08M | $7.3M | $7.15M | $7.41M | $6.41M | $5.52M | $5.74M | $5.14M | $4.66M | $2.73M | $1.19M |
| Net Income Margin | 18.3% | 15.4% | 21.2% | 33.7% | 33.8% | 27.5% | 24.3% | 25.2% | 20.7% | 22.6% | 25.3% | 23.8% | 21.4% | 22.0% | 21.0% | 18.1% | 11.5% | 5.6% |
| Supplementary Data | ||||||||||||||||||
| EPS | 1.79 | 1.37 | 1.67 | 2.34 | 2.23 | 1.71 | 1.46 | 1.35 | 0.98 | 0.96 | 1.01 | 0.87 | 0.76 | 0.80 | 0.72 | 0.67 | 0.40 | 0.17 |
| Diluted EPS | 1.79 | 1.37 | 1.67 | 2.34 | 2.22 | 1.70 | 1.44 | 1.34 | 0.97 | 0.96 | 1.00 | 0.87 | 0.76 | 0.80 | 0.71 | 0.65 | 0.38 | 0.16 |
| Weighted Average OS | 7.64M | 7.61M | 7.60M | 7.55M | 7.52M | 7.47M | 7.48M | 7.47M | 7.45M | 7.42M | 7.37M | 7.34M | 7.26M | 7.20M | 7.16M | 7.01M | 6.91M | 6.89M |
| EBITDA | $17.66M | $13.66M | $16.37M | $22.88M | $21.72M | $16.49M | $14.2M | $13.14M | $12.51M | $10.73M | $10.96M | $9.53M | $8.28M | $8.58M | $7.85M | $6.6M | $4.41M | $2.25M |
| EBITDA Margin | 23.6% | 20.1% | 27.5% | 43.6% | 43.8% | 35.4% | 31.7% | 32.8% | 35.4% | 33.9% | 37.4% | 35.4% | 32.1% | 32.9% | 32.1% | 25.7% | 18.5% | 10.6% |
Balance Sheet
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 |
| Assets | ||||||||||||||||||
| Current Assets | ||||||||||||||||||
| Cash and Cash Equivalents | $13.46M | $95.52M | $77.92M | $66.3M | $168.69M | $130.91M | $38.99M | $27.58M | $32.53M | $23.22M | $18.53M | $15.64M | $18.65M | $34.88M | $53.34M | $22.06M | $28.81M | $10.17M |
| Short-Term Investments | $341.93M | $47.2M | $276.06M | $316.99M | $310.26M | $130.94M | $90.83M | $90.75M | $90.3M | $85.6M | $77.25M | $77.2M | $71.29M | $91.86M | $0 | $0 | $0 | $0 |
| Cash and Short-Term Investments | $355.39M | $142.72M | $353.98M | $383.29M | $478.96M | $261.85M | $129.81M | $118.32M | $122.83M | $108.82M | $95.78M | $92.84M | $89.94M | $126.74M | $53.34M | $22.06M | $28.81M | $10.17M |
| Accounts Receivable | $1.28B | $3.6M | $3.3M | $2.93M | $2.6M | $3.14M | $2.05M | $2.18M | $1.98M | $1.75M | $1.64M | $1.6M | $1.53M | $1.58M | $1.57M | $1.5M | $1.61M | $1.2M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $84.9M | $0 | $0 | $0 |
| Total Current Assets | $1.64B | $146.32M | $357.28M | $386.21M | $481.56M | $264.98M | $131.86M | $120.5M | $124.81M | $110.56M | $97.42M | $94.44M | $91.47M | $128.32M | $139.81M | $23.56M | $30.43M | $11.37M |
| Long-Term Assets | ||||||||||||||||||
| Property, Plant & Equipment Net | $2.88M | $3.32M | $3.73M | $3.84M | $3.99M | $3.35M | $2.12M | $2.17M | $1.93M | $2.11M | $2.26M | $1.51M | $1.88M | $2.1M | $2.1M | $2.4M | $2.46M | $2.23M |
| Goodwill | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Intangible Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $1.28B | $1.49B | $1.24B | $1.2B | $1.11B | $1.13B | $1.01B | $949.94M | $851.71M | $792.6M | $684.05M | $604.97M | $563.26M | $500.07M | $92.11M | $474.33M | $419.12M | $370.9M |
| Deferred Tax Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $616K | $199K | $335K |
| Other Long-Term Assets | -$1.28B | $64.89M | $53.9M | $53.72M | $42.52M | $40.03M | $36.02M | $26.77M | $18.51M | $18.96M | $20.32M | $18.18M | $14.22M | $12.52M | $341.46M | $12.98M | $12.98M | $6.25M |
| Total Long-Term Assets | $2.88M | $1.56B | $1.3B | $1.25B | $1.15B | $1.18B | $1.04B | $978.88M | $872.15M | $813.67M | $706.62M | $624.66M | $579.36M | $514.69M | $435.67M | $490.32M | $434.76M | $379.71M |
| Other Assets | $158.83M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Assets | $1.8B | $1.7B | $1.66B | $1.64B | $1.63B | $1.44B | $1.18B | $1.1B | $996.97M | $924.23M | $804.04M | $719.09M | $670.84M | $643.01M | $575.48M | $513.88M | $465.19M | $391.08M |
| Liabilities | ||||||||||||||||||
| Current Liabilities | ||||||||||||||||||
| Accounts Payable | $7.2M | $7.81M | $7.84M | $986K | $652K | $1.64M | $3.28M | $1.69M | $874K | $813K | $462K | $349K | $235K | $327K | $582K | $941K | $1.46M | $2.56M |
| Short-Term Debt | $11.8M | $20.52M | $50.24M | $13.38M | $11.25M | $13.61M | $25.27M | $72.88M | $10M | $11.89M | $66.84M | $39.3M | $40.42M | $24.45M | $0 | $46.43M | $30.96M | $26.02M |
| Current Income Tax Payable | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Current Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | -$7.2M | $1.55B | $1.48B | $1.52B | $1.47B | $1.23B | $1.03B | $931.51M | $900.85M | $833.38M | $660.27M | $611.67M | $569.04M | $553.02M | -$582K | $415.27M | $381.28M | $307.57M |
| Total Current Liabilities | $11.8M | $1.58B | $1.53B | $1.54B | $1.48B | $1.25B | $1.06B | $1.01B | $912.6M | $846.9M | $728.03M | $651.67M | $609.92M | $578.13M | $582K | $463.58M | $415.16M | $338.71M |
| Long-Term Liabilities | ||||||||||||||||||
| Long-Term Debt | $0 | $0 | $0 | $0 | $14.65M | $14.65M | $0 | $0 | $0 | $0 | $3.82M | $1.9M | $3.9M | $12.59M | $13.09M | $13.59M | $17.02M | $23.16M |
| Long-Term Unearned Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Deferred Tax Liabilities | $1.89M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Long-Term Liabilities | $1.66B | $16.65M | $16.53M | $16.47M | $17.1M | $67.57M | $15.98M | $6.08M | $4.6M | $4.06M | $4.09M | $4.19M | $2.96M | $2.27M | $0 | -$13K | -$666K | -$1.17M |
| Total Long-Term Liabilities | $1.66B | $16.65M | $16.53M | $16.47M | $31.75M | $82.22M | $15.98M | $6.08M | $4.6M | $4.06M | $7.91M | $6.09M | $6.86M | $14.86M | $13.09M | $13.57M | $16.35M | $22M |
| Other Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $517.48M | $0 | $0 | $0 |
| Total Liabilities | $1.67B | $1.6B | $1.55B | $1.55B | $1.51B | $1.33B | $1.08B | $1.01B | $917.2M | $850.96M | $735.94M | $657.76M | $616.78M | $592.98M | $531.15M | $477.15M | $431.51M | $360.71M |
| Stockholders' Equity | ||||||||||||||||||
| Preferred Stock | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Common Stock | $7.82M | $7.79M | $7.76M | $7.74M | $7.69M | $7.64M | $7.54M | $7.53M | $7.49M | $7.45M | $7.41M | $7.36M | $7.32M | $7.24M | $7.17M | $7.16M | $6.94M | $6.89M |
| Retained Earnings | $133.29M | $123.26M | $116.02M | $106.55M | $91.49M | $76.96M | $65.79M | $56.41M | $47.6M | $41.34M | $35.16M | $28.48M | $22.52M | $17.36M | $11.9M | $6.98M | $2.46M | -$278K |
| Comprehensive Income & Other | -$38.1M | -$50.63M | -$43.7M | -$51.11M | -$1.19M | $2.94M | $1.34M | -$1.25M | $19K | -$24K | $1.24M | $1.47M | $540K | $2.28M | $2.39M | $296K | $1.38M | $974K |
| Other Stockholders' Equity | -$13.54M | -$24.57M | -$18.12M | -$26.02M | $23.33M | $27.58M | $26.28M | $23.29M | $24.68M | $24.48M | $25.54M | $25.49M | $24.21M | $25.43M | $25.26M | $22.6M | $24.28M | $23.76M |
| Total Equity | $127.58M | $106.48M | $105.66M | $88.28M | $122.52M | $112.17M | $99.61M | $87.22M | $79.77M | $73.28M | $68.1M | $61.33M | $54.05M | $50.03M | $44.33M | $36.73M | $33.68M | $30.37M |
| Minority Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities and Equity | $1.8B | $1.7B | $1.66B | $1.64B | $1.63B | $1.44B | $1.18B | $1.1B | $996.97M | $924.23M | $804.04M | $719.09M | $670.84M | $643.01M | $575.48M | $513.88M | $465.19M | $391.08M |
| Supplementary Data | ||||||||||||||||||
| Total Debt | $14.4M | $20.52M | $50.24M | $13.38M | $25.9M | $28.26M | $25.27M | $72.88M | $10M | $11.89M | $70.66M | $41.2M | $44.32M | $37.04M | $13.09M | $60.02M | $47.98M | $49.18M |
| Net Debt | $944K | -$75M | -$27.69M | -$52.91M | -$142.79M | -$102.64M | -$13.71M | $45.3M | -$22.54M | -$11.33M | $52.13M | $25.56M | $25.66M | $2.15M | -$40.26M | $37.96M | $19.17M | $39.01M |
Cash Flow Statement
| Period | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD | USD |
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 |
| Operating Activities | ||||||||||||||||||
| Net Income | $13.7M | $10.44M | $12.66M | $17.7M | $16.79M | $12.81M | $10.88M | $10.08M | $7.3M | $7.15M | $7.41M | $6.41M | $5.52M | $5.74M | $5.14M | $4.66M | $2.73M | $1.19M |
| Depreciation & Amortization | $1.06M | $1.15M | $915K | $883K | $864K | $760K | $829K | $774K | $671K | $730K | $605K | $643K | $612K | $613K | $625K | $0 | $475K | $407K |
| Deferred Income Tax | -$76K | -$46K | -$84K | -$348K | -$258K | -$558K | -$238K | $16K | $878K | $77K | -$33K | -$460K | -$456K | -$628K | -$1.08M | $0 | -$75K | $403K |
| Stock-Based Compensation | $382K | $521K | $568K | $527K | $432K | $286K | $367K | $310K | $102K | $76K | $49K | $98K | $61K | $39K | $0 | $0 | $0 | $0 |
| Changes in Working Capital: | ||||||||||||||||||
| Accounts Receivable | -$672K | -$306K | -$372K | -$323K | $533K | -$1.09M | $130K | -$195K | -$234K | -$112K | -$38K | -$66K | $45K | -$10K | -$65K | $0 | $0 | $0 |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$66.56M | -$125.18M | $0 | -$59.03M | $0 | -$79.46M | -$122.35M | $0 | $0 | $0 | $0 |
| Accounts Payable | -$614K | -$32K | $6.86M | $334K | -$988K | -$1.64M | $1.59M | $815K | $61K | $351K | $113K | $114K | -$92K | -$255K | -$359K | $0 | -$1.11M | -$1.55M |
| Other Working Capital | $942K | $578K | $196K | $1.15M | -$114K | $1.7M | $441K | $66.51M | $125.81M | $420K | $59.11M | $850K | $80.65M | $123.38M | $1.75M | -$11K | -$2.92M | $744K |
| Total Working Capital Change | -$344K | $240K | $6.68M | $1.16M | -$569K | -$1.02M | $2.16M | $568K | $463K | $659K | $153K | $898K | $1.14M | $760K | $1.33M | -$11K | -$4.03M | -$810K |
| Other Non-Cash Items | -$1.89M | -$2.36M | -$1.24M | -$17K | -$2.01M | $1.36M | $303K | $1.09M | $1.01M | $513K | $326K | $95K | $842K | $624K | $557K | -$5.02M | $895K | $558K |
| Net Cash from Operating | $12.83M | $9.94M | $19.5M | $19.91M | $15.25M | $13.63M | $14.3M | $12.84M | $10.42M | $9.2M | $8.51M | $7.68M | $7.72M | $7.15M | $6.58M | -$366K | -$177K | $1.74M |
| Investing Activities | ||||||||||||||||||
| Capital Expenditures | -$632K | -$739K | -$806K | -$719K | -$1.51M | -$1.98M | -$778K | -$1.02M | -$491K | -$581K | -$1.35M | -$276K | -$399K | -$613K | -$322K | $0 | -$709K | -$176K |
| Acquisitions | $0 | $0 | $0 | $0 | $29.88M | -$129.48M | $0 | -$99.67M | -$60.39M | $0 | -$79.77M | $0 | -$57.74M | -$80.62M | $0 | $0 | $0 | $0 |
| Purchases of Investments | -$108.9M | -$44.26M | -$4.87M | -$93.35M | -$236.16M | -$144.74M | -$20.43M | -$19.5M | -$37.06M | -$29.29M | -$20.35M | -$14.8M | -$12.09M | -$25.84M | -$15.64M | $0 | -$32.67M | -$11.8M |
| Sales of Investments | $64.72M | $31.64M | $55.74M | $23.84M | $51.56M | $106.29M | $23.45M | $15.06M | $32.19M | $19.08M | $18.5M | $10.16M | $29.37M | $26.69M | $16.72M | $0 | $14.83M | $7.89M |
| Other Investing Activities | -$22.82M | -$22.79M | -$46.81M | -$91.09M | $21K | -$3.85M | -$55.54M | -$5.54M | $94K | -$107.22M | $96K | -$43.5M | -$2.4M | -$4.17M | -$34.73M | $770K | -$39.54M | -$44.63M |
| Net Cash from Investing | -$67.63M | -$36.15M | $3.25M | -$161.32M | -$156.21M | -$173.77M | -$53.3M | -$110.67M | -$65.66M | -$118.01M | -$82.87M | -$48.41M | -$43.25M | -$84.55M | -$33.98M | $770K | -$58.09M | -$48.72M |
| Financing Activities | ||||||||||||||||||
| Debt Repaid | - | - | - | $14.65M | $50.79M | -$65.44M | - | - | - | $3.82M | -$1.92M | $2M | $8.69M | $500K | $500K | -$50K | -$4.25M | -$12.77M |
| Common Stock Issuance | $69K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Common Stock Repurchases | -$1.92M | -$72K | -$132K | -$100K | -$670K | -$765K | $0 | -$658K | -$244K | -$98K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$3K |
| Dividends Paid | -$3.67M | -$3.2M | -$3.04M | -$2.64M | -$2.25M | -$1.64M | -$1.5M | -$1.27M | -$1.04M | -$962K | -$736K | -$440K | -$363K | -$182K | -$215K | -$141K | $0 | $0 |
| Other Financing Activities | $87.29M | $66.45M | -$42.95M | $56.4M | $232.46M | $207.09M | $88.83M | $39.81M | $65.84M | $157.68M | $46.01M | $42.73M | $22.47M | $71.39M | $54.61M | -$381K | $68.26M | $42.91M |
| Net Cash from Financing | $71.13M | $43.81M | -$11.13M | $39.01M | $178.75M | $252.06M | $51.41M | $91.87M | $64.56M | $113.5M | $77.5M | $39.29M | $23.42M | $61.21M | $53.9M | -$472K | $72.68M | $55.67M |
| Forex Effect | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Net Change in Cash | $16.34M | $17.6M | $11.63M | -$102.4M | $37.78M | $91.92M | $12.41M | -$5.96M | $9.32M | $4.69M | $3.14M | -$1.44M | -$12.11M | -$16.2M | $26.49M | -$68K | $14.41M | $8.69M |
| Supplementary Data | ||||||||||||||||||
| Operating Cash Flow | $12.83M | $9.94M | $19.5M | $19.91M | $15.25M | $13.63M | $14.3M | $12.84M | $10.42M | $9.2M | $8.51M | $7.68M | $7.72M | $7.15M | $6.58M | -$366K | -$177K | $1.74M |
| Capital Expenditure | -$632K | -$739K | -$806K | -$719K | -$1.51M | -$1.98M | -$778K | -$1.02M | -$491K | -$581K | -$1.35M | -$276K | -$399K | -$613K | -$322K | $0 | -$709K | -$176K |
| Free Cash Flow | $12.2M | $9.21M | $18.69M | $19.19M | $13.74M | $11.65M | $13.53M | $11.82M | $9.93M | $8.62M | $7.16M | $7.4M | $7.32M | $6.54M | $6.25M | -$366K | -$886K | $1.57M |
| Cash at Beginning | $96.52M | $78.92M | $67.3M | $169.69M | $131.91M | $39.99M | $27.58M | $33.53M | $24.22M | $19.53M | $16.39M | $17.83M | $29.94M | $46.13M | $19.64M | $467K | $12.05M | $3.36M |
| Cash at End | $112.86M | $96.52M | $78.92M | $67.3M | $169.69M | $131.91M | $39.99M | $27.58M | $33.53M | $24.22M | $19.53M | $16.39M | $17.83M | $29.94M | $46.13M | $399K | $26.46M | $12.05M |