BAR HARBOR BANKSHARES (BHB) Bar Harbor Bankshares acts as the parent organization for Bar Harbor Bank & Trust, which delivers a full spectrum of banking services covering commercial, retail, lending, and wealth management. The bank offers a variety of deposit products, including both interest-bearing and non-interest-bearing checking accounts, savings accounts, money market accounts, time deposits, and certificates of deposit (CDs). Its lending activities cover multiple areas: commercial real estate, providing financing for multi-family dwellings, construction projects, land development, and other business properties; commercial and industrial loans extended to agricultural and various commercial entities, including those with tax-exempt status; residential real estate loans, primarily in the form of mortgages for 1-4 unit homes; and consumer loans, which include home equity loans and lines of credit, auto loans, and other installment financing. Beyond core banking, Bar Harbor Bank & Trust supplies life insurance, annuity, and retirement planning products, alongside general financial planning advice. It also assists clients with third-party investment and insurance solutions. Furthermore, the institution's wealth management division offers trust and estate administration, extensive wealth advisory, and investment management services designed for individuals, businesses, non-profit organizations, and local municipalities. These specialized services encompass 401K plan administration, detailed financial, estate, and charitable planning, family office support, municipal advisory, and tax services. The bank operates through a network of 53 branches situated across Maine, New Hampshire, and Vermont. Founded in 1887, its main office is located in Bar Harbor, Maine.
Sector: State Commercial Banks
Industry: Banks - Regional
Bar Harbor Bankshares NYSE:BHB Financial Services · Banks - Regional
Mkt Cap $678.36M
Div Yield 3.26%
AH Close $40.46 +0.00% vs close
AH Close $40.46 +0.00% vs close
Mkt Cap $678.36M
Div Yield 3.26%
All Press Release SEC Filings News
Press Release ⚠ 2
Bar Harbor Bankshares Reports Third Quarter 2026 Results; Declares Dividend
Bar Harbor Bankshares posted Q3 2026 GAAP net income of $16.1 million, or $0.96 per diluted share, up from $0.54 a year ago, with core earnings of $1.04 per share.
Net interest margin expanded to 3.77% from 3.61% sequentially as deposit costs fell, deposits grew 9% annualized to $3.9 billion, and wholesale borrowings were cut to $157.4 million from $281.2 million.
The board declared a $0.34 per share dividend payable December 18, a 3.52% annualized yield on the $38.69 quarter-end price. Credit remained clean with a 0.03% annualized net charge-off ratio and a $167 thousand provision recapture.
Tangible book value per share slipped to $22.61 from $23.43 as securities portfolio unrealized losses widened to $72.9 million.
• 3d ago AI analysis › SEC Filing ⚠ 4
BHB: 8-K · other
Bar Harbor Bankshares furnished an 8-K on September 21, 2026 containing its Q2 2026 investor presentation, which management will use at investor meetings on September 22 and 23, 2026. The filing is procedural (Items 7.01 and 9.01) and contains no new transaction, earnings announcement, or guidance.
The presentation frames the company as a $4.7 billion-asset Northern New England bank with $3.9 billion in deposits, $3.6 billion in gross loans, and 60 branches across Maine, New Hampshire, and Vermont. Q2 2026 highlights include a 1.31% ROAA, 3.61% net interest margin, 55.8% efficiency ratio, $3.5 billion in AUM, and a $672 million market capitalization.
Credit trends improved sequentially, with non-accruing loans falling to 0.32% of loans from 0.65% in Q1 2026, though year-to-date net charge-offs of $3.4 million included a $3.3 million partial charge-off on a previously non-accruing relationship moved into other real estate owned. Capital remains strong at an 11.45% CET1 ratio, and the Guaranty Bancorp acquisition completed July 31, 2025 added nine New Hampshire branches.
SEC 8-K • 1mo ago SEC Filing ⚠ 1
BHB: 8-K · leadership change
Bar Harbor Bankshares announced that John M. Mercier, its Executive Vice President and Chief Lending Officer, will retire effective December 31, 2026.
Mercier notified the Board of both the company and its Bar Harbor Bank & Trust subsidiary on September 15, 2026, and will remain in his role through the retirement date, giving the bank roughly three and a half months to manage the transition.
The Item 5.02 disclosure is routine succession planning for the Maine-based regional bank and carries no immediate financial impact, though no successor for the Chief Lending Officer role has been named yet.
SEC 8-K • 1mo ago AI analysis › News
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seekingalpha.com • 2mo ago SEC Filing ● Major ⚠ 6
BHB: 10-Q · earnings release
Bar Harbor Bankshares reported Q2 2026 net income of $15.2 million, or $0.91 per diluted share, more than double the $6.1 million, or $0.40, earned in the year-ago quarter. Adjusted (non-GAAP) earnings were $15.4 million, or $0.92 per diluted share, versus $10.8 million, or $0.70, in Q2 2025.
Net interest margin expanded to 3.61% from 3.23% and the efficiency ratio improved to 55.76% from 62.10%, reflecting a full contribution from the Guaranty Bancorp/Woodsville acquisition completed July 31, 2025. Total assets reached $4.7 billion, with deposits of $3.85 billion and loans of $3.6 billion.
Credit costs ticked higher: the loan provision rose to $1.3 million from $528 thousand, and a $3.3 million charge-off moved a previously reserved non-accruing relationship into other real estate owned, which stood at $8.2 million at quarter-end. Unrealized losses on the available-for-sale securities portfolio widened to $50.4 million from $47.5 million at year-end.
The Board approved a buyback in April 2026 of up to 837,000 shares (about 5% of outstanding) with none repurchased through June 30, and the company notified holders of its $20.0 million 2029 subordinated notes of intent to redeem them on September 1, 2026. Book value per share rose to $32.80 and tangible book value to $23.43.
SEC 10-Q • 2mo ago AI analysis › SEC Filing ⚠ 1
BHB: 8-K · other
Bar Harbor Bankshares filed a Form 8-K to furnish an investor presentation under Regulation FD detailing its second quarter 2026 results. The presentation, intended for investor meetings on July 28, 2026, highlights the company's operational performance and strategic integration following its acquisition of Guaranty Bancorp.
For the second quarter of 2026, the company reported net income of $15.2 million and total assets of $4.7 billion. Key performance metrics included a core return on average equity of 11.30%, a net interest margin of 3.61%, and an efficiency ratio of 56%, demonstrating solid profitability and operational control.
Management noted that asset quality remained sound with non-performing assets at 0.44% of total assets, though year-to-date net charge-offs reached $3.4 million driven by a single $3.3 million charge-off in the quarter. The company continues to focus on growing core deposits and commercial loans while managing its interest rate sensitivity.
SEC 8-K • 2mo ago News
Why Bar Harbor Bankshares (BHB) is a Top Dividend Stock for Your Portfolio
zacks.com • 3mo ago News
Bar Harbor Bankshares (BHB) Meets Q2 Earnings Estimates
zacks.com • 3mo ago Press Release ⚠ 2
Bar Harbor Bankshares Reports Second Quarter 2026 Results; Declares Dividend
Bar Harbor Bankshares reported Q2 2026 GAAP net income of $15.2 million, or $0.91 per diluted share, an increase from the prior quarter driven by net interest margin expansion to 3.61%.
The company achieved a 1.31% return on assets and improved its efficiency ratio to 55.76%, while total loans grew $28.9 million to $3.6 billion.
The Board of Directors declared a cash dividend of $0.34 per share, payable September 18, 2026, and total assets grew slightly to $4.7 billion.
• 3mo ago AI analysis › News
Bar Harbor Bankshares (BHB) is a Top Dividend Stock Right Now: Should You Buy?
zacks.com • 3mo ago Press Release
Bar Harbor Bankshares Reports First Quarter 2026 Results; Declares Increased Dividend; Announces Share Repurchase Plan
accessnewswire.com • 6mo ago Recent SEC filings with analysis 
